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$100 billion in online home loans $100 billion in online home loans phone (415) 523 8837 Questions? Give us a call. Menu Better phoneGet started * Better * Buy or Sell * Apply Now * Purchase rates * Find an Agent * Partner Agent Network For Agents * Mortgage calculator * Learning Center * Refinance * Apply Now * Refinance rates * Cash-out refinance calculator * Learning Center * HELOC * Apply Now * HELOC Calculator * Learning Center * Rates * Better+ * Get Insurance * Title and Closing * Home Improvement Loan * Better Attorney Match * Business Loans * Learning Center * Sign in * Get started Introducing ONE DAY MORTGAGE 1 EXCLUSIVELY AT BETTER Instead of waiting weeks, now you can lock a rate, share some financial info, and get a loan Commitment Letter within the next 24 hours.1 Customers must qualify. Terms apply. Buy a home HELOC Refinance GET STARTED DIGITAL HELOC APPLY ONLINE. FAST APPROVAL. NO COMMISSIONS. * Unlock a $50k-$500k line of credit * Access up to 90% of the property value2 * Available for primary, second, and investment homes Apply in minutes DIGITAL HOME LOANS LOW RATES. SAVE THOUSANDS. CLOSE FAST. * Apply 100% online, on your schedule. * No commissions * Close 17 days faster than industry avg. Get pre-approved REAL ESTATE AGENTS PARTNER WITH A LOCAL EXPERT AND SAVE BIG. * $2k off Better Mortgage closing costs3 * Local expert knowledge * Seamless communication with Better Mortgage Learn more “ WE NEEDED TO MAKE AN OFFER THE NEXT DAY. BETTER MADE IT HAPPEN. Shaina & Tessa | Better Mortgage customers INSURANCE DON’T JUST AUTO-RENEW. WE’LL DO THE WORK, YOU SAVE BIG. * Protect your home and yourself * Find savings on home, auto, life insurance, and more Get a quote BETTER ATTORNEY MATCH MATCH WITH A LOCAL EXPERT ATTORNEY TO HELP WITH NEGOTIATIONS, CLOSING, AND MORE. * Highly rated local attorneys * Vetted by homebuyers like you * Get matched in minutes Learn more BETTER SERVICES WE’RE SIMPLIFYING THE HOMEBUYING EXPERIENCE EVERY STEP OF THE WAY. * Better Settlement Services * Title & Closing * No unncessary fees Get a quote TODAY’S MORTGAGE RATES Tap that green button to see your personalized mortgage rates and custom mortgage recommendation. Hey, we currently don’t have service in your area. We will notify you when we are there. Email Add email See your rates Hey, we currently don’t have service in your area. We will notify you when we are there. Email Add email THE TOOLS YOU NEED TO MAKE THAT NEXT STEP How much home can I afford? Should I pay points to get a lower rate? Should I refinance? Tap to find out. Use our calculators Image is for example purposes only. Your actual rates, monthly payment, and loan amount will vary. “ WE DID THE MATH ON THE NEXT 30 YEARS. IT WAS CHEAPER TO OWN. Mateo & Alejandra | Better Mortgage customers “ WE NEEDED TO MAKE AN OFFER THE NEXT DAY. BETTER MADE IT HAPPEN. En route to a hike, Shaina and Tessa unexpectedly stumbled upon their dream home, not at all ready to make an offer. Just 17 hours later, they applied for a loan online with Better Mortgage, put in a bid, and the home was theirs. “ BUYING A HOUSE WAS 100X EASIER THAN PLANNING A WEDDING. Everyone told newlyweds Dorian and Leah that buying a home would be stressful. But with the Better Cash Offer, their first bid was accepted, the Better Mortgage process was easy, and they moved in a few weeks later. “ WE DID THE MATH ON THE NEXT 30 YEARS. IT WAS CHEAPER TO OWN. When Mateo and Alejandra first saw their neighborhood, it was a dirt field. One year later, their newly constructed home was finished, and Better Mortgage beat every single one of the incentives offered by the builder’s lender. LOOK BEFORE YOU LOCK: WHY RATES MATTER Almost half of all homebuyers don’t compare mortgage lenders before locking a rate. But small rate differences can add up to big savings. Read more WHAT’S A GOOD DTI FOR A HOME LOAN? When you apply for a mortgage, the top three things lenders look at are your income, your credit score, and your debt-to-income ratio, or DTI. Read more UNDERSTANDING YOUR DOWN PAYMENT Housing prices are rising across the country, and low down payment mortgages make it easier for homebuyers to enter the housing market. Read more Better Better is a family of companies serving all your homeownership needs. We can’t wait to say “Welcome home.” Apply 100% online, with expert customer support. Connect with a local Better Real Estate Partner Agent to find out all the ways you can save. Shop, bundle, and save on insurance coverage for home, auto, life, and more. Get free repair estimates, 24-hour turnarounds on reports, and rest easy with our 100-day inspection guarantee. Get transparent rates when you shop for title insurance all in one convenient place. Better Attorney Match will help you find experienced attorneys to help with negotiations, closing, and more. Twitter logoTwitter logo Facebook logoFacebook logo Instagram logoInstagram logo LinkedIn LogoLinkedIn Logo SERVICES * Buy a home * Sell a home * Home affordability calculator * Home Improvement Loan * Contact an Agent * Get home inspection COMPANY * About Us * Careers * Media * Partner With Us * Learning center * FAQs CONTACT US * hello@better.com * 415-523-8837 * FAQ * Glossary LEGAL * NMLS Consumer Access * Privacy Policy * Terms of Use * Disclosures & Licensing * Affiliated Business * Browser Disclaimer 1Better Mortgage’s One Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive an underwriting determination from Better Mortgage within 24 hours of their rate lock. The underwriting determination is subject to customary terms, including fraud and anti-money laundering checks, that take place pre-closing and which may trigger additional required documentation from the customer. Better Mortgage does not guarantee that initial underwriting approval will result in a final underwriting approval.See One Day Mortgage Terms and Conditions. 2 Maximum LTV dependent on borrower eligibility. 3 Details on $2,000 off closing costs 4 This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Not available in all states. Rates and APRs assume a borrower with above average credit. The APR listed above is an estimate and may not include all applicable fees. Your APR may differ based on current market rates, credit score and other variables. See full Better Home Card by Notable Terms and Conditions. Notable is a direct lender dedicated to providing a fast, transparent digital lending experience backed by superior customer support. All rights reserved. © Notable Finance, LLC | 6 Landmark Sq, Fl 4, Stamford, CT 06901 NMLS #1824748. Notable is a registered trademark with the U.S. Patent and Trademark Office. California customers: Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. -------------------------------------------------------------------------------- © 2023 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; Better Connect, LLC dba Better Attorney Match provides real estate attorney connection services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC, Better Real Estate and Better Real Estate California Inc is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Equal Housing Opportunity. All rights reserved. Better Real Estate employs real estate agents (“Better Real Estate Agents”) and also maintains a nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Better Real Estate Partner Agents work with Better Real Estate to provide high quality service outside the service area covered by Better Real Estate Agents or when Better Real Estate Agents experience excessive demand. New York State Fair Housing Notice New York Standard Operating Procedures Texas Real Estate Commission: Information About Brokerage Services | Consumer Protection Notice Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803, Philadelphia, PA 19106. Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street, Suite 807, Philadelphia, PA 19106. Insurance quotes and policies are offered through Better Cover, LLC. A Pennsylvania Resident Producer Agency. License #881593. Here is a full listing of Better Cover, LLC’s license numbers. Better Connect, LLC dba Better Attorney Match and/or its affiliates. Better Attorney Match maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106. Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106. Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, LLC dbs Better Attorney Match, and Better Inspect, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states. Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Holdco, Inc. Better Holdco, Inc. trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.