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https://refinance.quickenloans.com/?pkey1=771&pkey2=690320&pkey3=ec83edb2c8974ed385ceedce875732df&sourceid=lmb-54867-113582-771&sid...
Submission: On February 10 via api (February 10th 2023, 10:39:06 pm UTC) from IT — Scanned from IT

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  <div class="questions__dropdown-container">
    <fieldset class="dropdown "><label class="dropdown__label" for="homeType">Home Type</label><select class="dropdown__select  " id="homeType" data-testid="homeTypeDropdown" name="homeType" data-dltrack="homeType" data-tracking-added="true">
        <option>Select One</option>
        <option value="SINGLE_FAMILY">Single Family</option>
        <option value="MULTI_FAMILY">Multi-Family</option>
        <option value="CONDO">Condominium</option>
        <option value="TOWN_HOME">Townhouse</option>
        <option value="MOBILE_HOME">Mobile Home</option>
        <option value="MANUFACTURED_HOME">Manufactured Home</option>
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        <option value="Select One">Select One</option>
        <option value="LRE">Home Refinance</option>
        <option value="LHP">Home Purchase</option>
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Text Content

Your privacy is safe and secure
Friday, February 10, 2023
Legal Disclosures

Saving doesn't have to be complicated. Refinance now before rates inevitably
rise.
If you think it's too good to be true, it costs $0 to calculate and see your
potential new payment.

Get Started 100% Online!

Home TypeSelect OneSingle FamilyMulti-FamilyCondominiumTownhouseMobile
HomeManufactured HomeLoan TypeSelect OneHome RefinanceHome Purchase
Press To Continue

Information that we collect and share about you
Do not sell my personal information
"Not only did we get a better interest rate, but also a 25-year loan instead of
the 30-year, saving us more than $30,000.00."

Susie G.

15-Year Fixed-Rate Mortgage:

An interest rate of 5.99% (6.518% APR) is for the cost of 2.125 point(s)
($4,250.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,686.64. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
February 10, 2023.

30-Year Fixed-Rate Mortgage:

An interest rate of 6.625% (6.943% APR) is for the cost of 2.00 point(s)
($4,000.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,280.63. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
February 10, 2023.

The Federal Housing Finance Agency Eliminates Adverse Market Refinance Fee:
https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Eliminates-Adverse-Market-Refinance-Fee.aspx

GSE: http://capitalmarkets.freddiemac.com/debt/pdf/guide_gse_debtsecurities.pdf

©2000 - 2022 Rocket Mortgage, LLC (d/b/a Quicken Loans). All rights reserved.
Lending services provided by Rocket Mortgage, LLC, a subsidiary of Rocket
Companies, Inc. (NYSE: RKT). Quicken Loans is a registered service mark of
Rocket Mortgage, LLC.

Rocket Mortgage, LLC (d/b/a Quicken Loans); NMLS #3030;
www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL
License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave.,
Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000,
Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the
Department of Financial Protection and Innovation under the California
Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate;
GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee
#4127 - Dept. of Financial and Professional Regulation; KS: Licensed Mortgage
Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender
License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS
Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept.,
#6743MB; NV: License #626; NJ: New Jersey - Rocket Mortgage, LLC, 1050 Woodward
Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of
Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit,
MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; the
Rocket Mortgage trade name (d/b/a) “Quicken Loans” is not authorized for use in
the State of New York for mortgage loan origination activities; Rocket Mortgage
does not perform loan origination activity using such trade name in the state;
OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking -
License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.
Conditions may apply.

Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906

1 Participation in the Verified Approval program is based on an underwriter's
comprehensive analysis of your credit, income, employment status, assets and
debt. If new information materially changes the underwriting decision resulting
in a denial of your credit request, if the loan fails to close for a reason
outside of Rocket Mortgage's control, including, but not limited to satisfactory
insurance, appraisal and title report/search, or if you no longer want to
proceed with the loan, your participation in the program will be discontinued.
If your eligibility in the program does not change and your mortgage loan does
not close due to a Rocket Mortgage error, you will receive the $1,000. This
offer does not apply to new purchase loans submitted to Rocket Mortgage through
a mortgage broker. This offer is not valid for self-employed clients. Rocket
Mortgage reserves the right to cancel this offer at any time. Acceptance of this
offer constitutes the acceptance of these terms and conditions, which are
subject to change at the sole discretion of Rocket Mortgage. Additional
conditions or exclusions may apply.

Note: Actions on this website are recorded for quality assurance or training
purposes. Input of data constitutes consent.

Rocket Mortgage: E-Mail Policy | Security and Privacy | Disclosures and Licenses
| Terms of Use | Communication Opt-Out

Data is collected by LowerMyBills on behalf of Rocket Mortgage. LowerMyBills,
Inc. is not acting as a lender or broker. The information provided by you to
LowerMyBills is not an application for a mortgage loan, nor is it used to
pre-qualify you with any lender. If you are contacted by a lender or broker
advertising within our network, your quoted rate may be higher depending on your
property location, credit score, loan-to-value ratio, debt-to-income ratio,
and/or other factors. LowerMyBills does not offer its matching services in all
states.This loan may not be available for all credit types, and not all service
providers in the LowerMyBills network offer this or other products with
interest-only options.

According to
https://www.remodelingcalculator.org/kitchen-remodeling-calculator/, homeowners
report spending $5,500-18,000 on remodeling a small size kitchen.

https://www.nytimes.com/live/2022/03/16/business/fed-meeting-interest-rates

Refinancing may cause finance charges to be higher over the life of the loan.

While highs and lows vary, the average home equity loan offered across the
nation’s 50 states is $83,872. Interest rates and payments vary, based on a
variety of factors, including loan amount, term of loan, and qualifications of
the borrower. https://www.lendingtree.com/home/mortgage/home-equity-loans-study/

LowerMyBills: Terms of Use . Our Privacy . State Privacy Notice . Licenses &
Disclosures . Ad Targeting Policy

(T-2110184)(P-2832493_MSQL_LRE_LP_CONTROL_09-14-22)(SID-lmb-54867-113582-771)

Are you looking for a mortgage in Canada or the U.S.?

To buy a home, refinance or renew your mortgage in Canada, visit our trusted
partner LowerMyBills.

Go To LowerMyBills

If you are looking to buy a home or refinance in the U.S., stay on Quicken
Loans.

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refinance.quickenloans.com Open in urlscan Pro 2606:4700:4400::ac40:9bdf Public Scan

Form analysis 1 forms found in the DOM

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refinance.quickenloans.com Open in urlscan Pro
2606:4700:4400::ac40:9bdf Public Scan

Form analysis
1 forms found in the DOM