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Sales Service Parts
Closed
803-866-7688
Mon: 9:00a - 8:00p Tue: 9:00a - 8:00p Wed: 9:00a - 8:00p Thu: 9:00a - 8:00p Fri:
9:00a - 8:00p Sat: 9:00a - 8:00p Sun: Closed
Contact Sales
First & Last Name *
Email Address *
Phone Number *
Message
Closed
803-274-5852
Mon: 7:00a - 6:00p Tue: 7:00a - 6:00p Wed: 7:00a - 6:00p Thu: 7:00a - 6:00p Fri:
7:00a - 6:00p Sat: 7:00a - 5:00p Sun: Closed
Contact Service
First & Last Name *
Email Address *
Phone Number *
Message
Closed
803-866-7743
Mon: 7:00a - 6:00p Tue: `7:00a - 6:00p Wed: 7:00a - 6:00p Thu: 7:00a - 6:00p
Fri: 7:00a - 6:00p Sat: 7:00a - 5:00p Sun: Closed
Contact Parts
First & Last Name *
Email Address *
Phone Number *
Message
Closed Today's Hours: 9:00a - 8:00p
3670 Fernandina Rd • Columbia, SC 29210
Sales: 803-866-7688
Service: 803-274-5852
Parts: 803-866-7743
3670 Fernandina Rd
Columbia, SC 29210
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Sales: 803-866-7688
Sales: 803-866-7688
Service: 803-274-5852
Parts: 803-866-7743
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* New
* All New Inventory
* New Specials
* Quick Quote
* Value Your Trade
* Dick Smith Advantage
Car Hatchback SUV Truck
New Nissan By Model
Altima 23
Ariya 5
Armada 13
Frontier 13
Kicks 8
LEAF 2
Maxima 5
Murano 15
Pathfinder 16
Rogue 26
Sentra 15
Titan 6
Titan XD 1
Versa 4
* Used
* All Used Inventory
* All Certified Inventory
* Under 20k
* Locate A Vehicle
* Value Your Trade
* Dick Smith Advantage
* Financing
* Finance Department
* Apply Now
* Value Your Trade
* Service & Parts
* Service Department
* Schedule Service
* Service Financing
* Order Parts
* Contact
* Contact Us
* Map & Directions
* Employment
* Our Blog
Welcome To Dick Smith Nissan of St. Andrews
174 Total New, Used, & Certified Vehicles
152 New Nissan
View Inventory →
22 Used Cars
View Inventory →
Service
Schedule Now →
VALUE YOUR TRADE
In just a few quick steps you can see all the similar cars to yours for sale in
the market today!
Select Vehicle
Value Your Trade
New Nissan
View Details
2024 Nissan Sentra SV
280 mi.
Black
View Details
2023 Nissan Armada SL
3,192 mi.
Black
View Details
2023 Nissan Murano SL
Gray
$41,805
View Details
2024 Nissan Altima 2.5 SR
White
View Details
2024 Nissan Titan SV
Blue
View Details
2024 Nissan Frontier SV
Gray
View Details
2024 Nissan Murano SL
Blue
View Details
2024 Nissan Titan Platinum Reserve
Black
View Details
2024 Nissan Kicks SR
Orange
View Details
2024 Nissan Altima 2.5 S
Black
View Details
2024 Nissan Sentra SV
280 mi.
Black
View Details
2023 Nissan Armada SL
3,192 mi.
Black
View Details
2023 Nissan Murano SL
Gray
$41,805
View Details
2024 Nissan Altima 2.5 SR
White
View Details
2024 Nissan Titan SV
Blue
View Details
2024 Nissan Frontier SV
Gray
View Details
2024 Nissan Murano SL
Blue
View Details
2024 Nissan Titan Platinum Reserve
Black
View Details
2024 Nissan Kicks SR
Orange
View Details
2024 Nissan Altima 2.5 S
Black
View Details
2024 Nissan Sentra SV
280 mi.
Black
View Details
2023 Nissan Armada SL
3,192 mi.
Black
View Details
2023 Nissan Murano SL
Gray
$41,805
View Details
2024 Nissan Altima 2.5 SR
White
Learn More →
Used Nissan
View Details
2023 Nissan Rogue SV
13,462 mi.
Black
$26,988
View Details
2023 Nissan Rogue SV
14,640 mi.
Gray
$31,995
View Details
2023 Nissan Rogue SV
11,129 mi.
Gray
$25,988
View Details
2022 Nissan Altima 2.5 SV
14,501 mi.
Silver
$24,988
View Details
2020 Nissan Titan SV
86,418 mi.
Black
$29,788
View Details
2023 Nissan Rogue SV
10,271 mi.
Red
$28,995
View Details
2023 Nissan Rogue S
10,569 mi.
Red
$26,995
View Details
2023 Nissan Altima 2.5 SR
10,317 mi.
Black
$27,688
View Details
2023 Nissan Altima 2.5 SR
9,977 mi.
Blue
$28,995
View Details
2021 Nissan Rogue SV
22,586 mi.
Gray
$27,995
View Details
2023 Nissan Rogue SV
13,462 mi.
Black
$26,988
View Details
2023 Nissan Rogue SV
14,640 mi.
Gray
$31,995
View Details
2023 Nissan Rogue SV
11,129 mi.
Gray
$25,988
View Details
2022 Nissan Altima 2.5 SV
14,501 mi.
Silver
$24,988
View Details
2020 Nissan Titan SV
86,418 mi.
Black
$29,788
View Details
2023 Nissan Rogue SV
10,271 mi.
Red
$28,995
View Details
2023 Nissan Rogue S
10,569 mi.
Red
$26,995
View Details
2023 Nissan Altima 2.5 SR
10,317 mi.
Black
$27,688
View Details
2023 Nissan Altima 2.5 SR
9,977 mi.
Blue
$28,995
View Details
2021 Nissan Rogue SV
22,586 mi.
Gray
$27,995
View Details
2023 Nissan Rogue SV
13,462 mi.
Black
$26,988
View Details
2023 Nissan Rogue SV
14,640 mi.
Gray
$31,995
View Details
2023 Nissan Rogue SV
11,129 mi.
Gray
$25,988
View Details
2022 Nissan Altima 2.5 SV
14,501 mi.
Silver
$24,988
DICK SMITH NISSAN OF ST. ANDREWS
Welcome to Dick Smith Nissan of St. Andrews, your trusted local Nissan dealer in
Columbia, SC. When it comes to your next new car, selecting the right dealership
is just as crucial as choosing the perfect model. At Dick Smith Nissan of St.
Andrews, we are committed to being the ideal dealership for all your automotive
needs. Offering an enticing range of new and used vehicles, competitive pricing,
and a proven track record of serving customers from Columbia to Sumter and
beyond, we believe you'll find it hard to find a better reason to do business
with any other car dealer.
Explore the latest Nissan cars, trucks, and SUVs for sale in Columbia, SC, at
our showroom. From popular SUVs like the new Nissan Rogue to robust pickup
trucks like the Nissan Titan and Nissan Frontier, our showroom caters to the
diverse needs of South Carolina shoppers. Additionally, we frequently feature
special Nissan deals that enable you to save on the car, truck, or SUV of your
dreams.
Discover excellent deals on used vehicles near Orangeburg, SC, at Dick Smith
Nissan of St. Andrews. While our latest Nissan models are always appealing, our
used vehicle inventory offers even more enticing options. Whether you're
interested in value-packed choices like our Certified Pre-Owned Nissan vehicles
or attractive deals on used cars, trucks, and SUVs from other top brands, our
pre-owned selection accommodates every budget.
Explore your Nissan financing options here at Dick Smith Nissan of St. Andrews.
Whether you choose to purchase your next vehicle outright or lease a new Nissan
model, our team will collaborate with you to create a financing plan that aligns
with your budget. Moreover, starting the financing process on our website is now
easier than ever. From browsing our inventory based on your desired payment to
submitting an online financing application, we strive to simplify the financing
procedure at your convenience, saving you time when you visit our showroom.
For certified Nissan service, turn to Dick Smith Nissan of St. Andrews. Whether
it's routine Nissan maintenance such as an oil change or wheel alignment, or
more extensive transmission repairs, our team of certified Nissan service
experts is ready to fulfill all your maintenance requirements. Furthermore,
scheduling your service appointment online is effortless, ensuring both time
savings and convenience for your vehicle's care.
Find competitive offers on authentic Nissan parts and accessories at our service
center near Great Falls, SC. When it comes to maintaining your Nissan vehicle,
it's essential to rely on genuine Nissan parts and accessories. Our genuine
Nissan parts adhere to a higher quality standard compared to generic or
aftermarket alternatives. Additionally, we offer a wide selection of genuine
Nissan Accessories, allowing you to personalize your vehicle to your unique
preferences.
If you're eager to test drive one of our latest Nissan models, we invite you to
visit Dick Smith Nissan of St. Andrews. Stop by our showroom in Columbia, SC,
today for a test drive and experience the exceptional service we're proud to
offer.
Get Directions to Dick Smith Nissan of St. Andrews
Go Now
Does Dick Smith Nissan of St. Andrews sell used cars?
Yes. Buying a clean, affordable used car on our lot at a great price is easy.
Simply browse our expansive online inventory and you'll see precisely why Dick
Smith Nissan of St. Andrews is the first name so many turn to in Columbia when
the time comes.
Why should I buy a used car from Dick Smith Nissan of St. Andrews?
Because so many other discerning car shoppers in Columbia turn to us first. For
some, the allure of shopping with us comes from our outstanding selection of
quality used cars and our affordable pricing that always puts your budget first.
For others, our respectful team and a shopping environment that places a
priority on your comfort and satisfaction serves as the cherry on top.
When paired with our plethora of positive customer reviews, the above benefits
of buying a used car from Dick Smith Nissan of St. Andrews make one thing
readily apparent: You will always find the most enjoyable and budget-friendly
used car shopping experience in Columbia at our friendly and clean used car lot.
Does Dick Smith Nissan of St. Andrews offer used car specials?
Yes. Check out the latest deals on our used car specials page and see for
yourself just how much we can save you on the stellar used car, truck, or SUV
you've always wanted.
Am I getting the best price in and around Columbia?
Absolutely. Whether you are celebrating a recent graduation, a new job, or you
have a new baby on board, one thing always remains the same: We have the most
fantastic prices in Columbia on quality cars, trucks, and SUVs. Our team takes
an extreme amount of pride in delivering this massive amount of value directly
to you during whichever major life event brings you to our showroom floor, so
you can shop with confidence knowing that you really are getting the best price
possible on the vehicle that piques your interest.
How do I pick the right used car to buy?
It's easy with Dick Smith Nissan of St. Andrews on your side. We have helped
thousands of used car buyers with this process over the years, and the best
place to start is by considering the particulars of your unique situation. Are
you interested in the utility of a pickup, the ample legroom of an SUV, or the
eco-friendly gas mileage of a compact car or sedan to help lower the cost of
fuel that comes with your daily commute?
Once you have spent some time pondering these questions, browse our expansive
online inventory or call 803-866-7688. From here, we will be more than happy to
assist you in exploring all of your options and help ensure that you drive away
from our used car lot with a smile on your face and in a used car that suits you
perfectly.
Is every vehicle on this website for sale?
Yes. If you see a vehicle listed on our website, that means it has already
passed our rigorous quality inspection process and is ready and waiting to
impress you when you come in to take it for a test drive.
Will Dick Smith Nissan of St. Andrews pressure me into buying a car I'm not sure
about?
No. Your comfort and satisfaction are our primary focus, so you can shop with
confidence knowing that you are in complete control of this process from start
to finish. Our sales team has a sterling reputation based on our commitment to
always doing right by local car shoppers, which is why so many individuals in
Columbia proudly consider themselves customers for life.
What if Dick Smith Nissan of St. Andrews doesn't have the used car I want?
We are dedicated to sourcing quality used vehicles for all of our customers, so
let us know what you are in the market for and we'll get to work immediately on
finding your preferred used car through our expansive dealer resource network.
Use our handy used car locator service today and you'll soon find yourself
driving home in your dream car, truck, or SUV.
Can I compare used cars for sale?
Yes, and it only takes a couple of clicks to leverage the power of our useful
comparison tool. For each vehicle you would like to compare side-by-side, click
the button labeled "Compare" on the vehicle details page, or the comparison
arrows icon for the associated vehicle on the list page you are currently
viewing.
Once you are done selecting all of the vehicles you want to review, click the
"My Compared Vehicles" button located in the toolbar at the top of every page on
our site and then the option labeled "View Compared Vehicles". After doing this,
you'll find yourself on a custom, private page generated exclusively for you
that compares the important specs and details related to you hand selected
assortment of vehicles that appeal to you.
How do I know Dick Smith Nissan of St. Andrews's used cars for sale are
reliable?
All incoming used cars undergo a rigorous inspection process that ensures our
vehicles meet — and exceed — your expectations. Holding our inventory to the
highest standards possible guarantees that you enjoy peace of mind and
comfortable travel.
What is the difference between a used car and a certified pre-owned (CPO)
vehicle ?
Great question. A certified pre-owned (CPO) vehicle is a used car, truck, or SUV
that comes with a warranty backed by the manufacturer, in addition to other
premium services, like 24/7 roadside assistance. To earn this designation, the
CPO vehicle must have less than a set limit of miles traveled and pass an
in-depth multipoint inspection. As for used cars at Dick Smith Nissan of St.
Andrews, these offerings also undergo a rigorous inspection process to guarantee
superb quality, in addition to providing you with access to the remainder of the
factory warranty (if applicable) in terms of extended coverage.
Can I schedule a test drive at Dick Smith Nissan of St. Andrews?
Yes, and it only takes a moment to schedule an appointment. Call 803-866-7688
and we will get you on the books for a complimentary test drive of whichever
vehicle piques your interest and offer guidance to you along every step of the
way until you find the ideal car that fits your unique needs.
Do I need to test drive a car before I buy it?
We highly recommend taking advantage of this complimentary service. Feeling good
about buying a quality used car, truck, or SUV that will last you long into the
future requires being completely comfortable with the vehicle that intrigues
you. Our experts transportation consultants are happy to schedule a quick test
drive so that you can proceed with confidence when the time comes to finalize
this major decision.
When is the best time to come shop at Dick Smith Nissan of St. Andrews?
Anytime during our normal operating hours. We always have a friendly and helpful
car consultant available to help you find the right car or truck that fits your
routine. Feel free to stop by at any convenient time for you, or give us a call
at 803-866-7688 to schedule an appointment so we can be ready to drive the car
you're looking at when you get here. Either way, you'll find that shopping at
Dick Smith Nissan of St. Andrews is always a pleasant and convenient experience.
Will Dick Smith Nissan of St. Andrews deliver the vehicle I purchase?
Our team is always looking for new and exciting ways to provide even more value
to our customers, so we would love to work with you and see if we can
accommodate this request. We are always ready and waiting to go over important
details regarding this process (including your proximity to our Columbia
location, preferred delivery date, and vehicle weight), so call 803-866-7688
today and we will work hard on your behalf to find the best possible way to
fulfill your desired vehicle delivery.
Can I see a vehicle history report?
Yes. Transparency is a cornerstone of our car buying experience, so our friendly
sales team is pleased to provide you with an accurate and up-to-date vehicle
history report covering every vehicle that piques your interest in our
inventory. Each used car sold on our lot adheres to a strict commitment to
quality and reliability, so shop with confidence knowing that a complimentary,
comprehensive vehicle history report that confirms this sterling standard is
always available for you at Dick Smith Nissan of St. Andrews.
What if I am not happy with the car I purchased?
We are committed to your satisfaction throughout each phase of the car buying
process — even after you sign on the dotted line. Our team is only a quick phone
call away, and we will do everything in our power to allay any concerns you
might have regarding your recently purchased used car, truck, or SUV. This way,
you can keep riding around Columbia in style and enjoy all of the benefits that
come with upgrading your daily driver.
Does Dick Smith Nissan of St. Andrews sell new Nissan vehicles?
Yes, we proudly offer the latest exciting, feature-rich vehicles straight from
Nissan. As soon as you pick out your dream Nissan vehicle, you can count on our
friendly team to work out the details. If you're a new Nissan shopper in
Columbia, there is plenty to love about our blend of outstanding selection,
premium service, and impressive financing.
Why should I buy a new Nissan vehicle?
Buying a new Nissan from us is the easiest and most convenient way to get the
biggest bang for your buck when upgrading into an exciting new vehicle. Known
for their reliability, performance, and affordability, Nissan vehicles are the
cream of the crop in the automotive world and sure to turn heads here in
Columbia.
Owning one of these fine automobiles is also the ultimate opportunity to save a
ton of money and enjoy the confidence that comes with parking your dream car in
your garage. If you're in the market for a major upgrade to your daily routine,
come on in and we'll find a way to make it happen.
Do new Nissan vehicles come with a warranty?
Yes. Nissan wants you to be more than satisfied long after you roll off of our
lot in your stunning new car, which is why each and every award-winning new
Nissan we sell comes with a plethora of protections via a copious warranty
program. For more information about the warranty and safeguards that come with a
new Nissan, call 803-866-7688 or come on in to talk to one of our friendly
consultants.
Can Nissan work with me on the price of a new Nissan vehicle?
Yes. Getting you behind the wheel of the Nissan you want is one of our favorite
things to do. Every shopper comes from a unique financial background, so we take
pride in being flexible with financing. Let us work our magic to find you a
comfortable solution that works for you. It's easy, convenient, and we can get
it done quickly.
What are the benefits of buying new versus buying used?
This is a great question. Dick Smith Nissan of St. Andrews has years of
experience spotlighting the advantages related to these two choices, so here's a
quick overview.
Buying a new car is a great idea if:
* You like driving new cars.
* You want the latest and greatest in terms of safety technology.
* Cutting-edge infotainment and connectivity with your smart devices is a top
priority.
* You like the confidence that comes with being protected by a Nissan warranty.
* You want the lowest interest rate possible.
* You want to take advantage of new car incentives directly from Nissan.
Buying used is probably the right call if:
* The budget-friendly nature of pre-loved cars appeals to you.
* You want to get more bang for your buck and are seeking a gently used premium
option.
* Keeping your car insurance rates low is important to you.
* You want to take advantage of Dick Smith Nissan of St. Andrews's commitment
to reliability through our in-depth inspection, repair, tune-up, and detail
process.
Why choose Dick Smith Nissan of St. Andrews over the competition?
Because you want to feel respects and choose from one of the best selections of
reliable vehicles that in or around Columbia. Or because you want to take
advantage of customer-first, affordable pricing. Maybe because leaning on the
assistance of friendly professionals who can cater to your unique situation and
help guide you through the search for the right vehicle is an invaluable asset
to have on your side during this major moment in your life.
Simply put, because you — like other discerning shoppers — deserve to enjoy all
of the benefits that come with shopping at the most trustworthy dealership in or
around Columbia.
Why should I buy from Dick Smith Nissan of St. Andrews?
Buying a car from us is all about maximizing your return on this major
investment. Our friendly sales professionals always put your needs first, and
will help you navigate our expansive selection of reliable, affordable, and
alluring cars and trucks. At Dick Smith Nissan of St. Andrews, we've crafted a
shopping experience that makes finding your perfect car straightforward and
downright fun!
What are Dick Smith Nissan of St. Andrews's hours?
Dick Smith Nissan of St. Andrews's current hours of operation can be found on
our contact page. Our business hours are subject to change throughout the year
based on seasonal considerations. We stay open long hours so that serving your
travel needs is as convenient as possible.
Is Dick Smith Nissan of St. Andrews open on Sundays?
Yes. It is our pleasure to provide extended business hours on Sunday to our
friends here in Columbia. Doing so ensures that you can conveniently shop on
your terms and at a time that works best for you.
Where is Dick Smith Nissan of St. Andrews located?
We are always a phone call and typically just a short drive away. We stay
vigilant in service and we are always ready to help you upgrade your daily
driver. To make planning out a quick trip to our showroom floor even easier, you
can find our official address for your GPS or map app below.
3670 Fernandina Rd
Columbia, SC 29210
How can I get a hold of someone at Dick Smith Nissan of St. Andrews?
With a quick and friendly phone call. Dial 803-866-7688 when you are ready to
tap into the expertise of our team and we will help you get to cruising the
streets in the perfect vehicle for you.
What kind of loan rates does Dick Smith Nissan of St. Andrews offer?
Dick Smith Nissan of St. Andrews is committed to offering you the most
competitive financing rates possible in Columbia. How do we do this? By working
with lots of lending institutions and being flexible regarding your credit
history, loan terms, and past financial hardships or considerations, we are able
to provide access to impressively low rates that put you behind the wheel of
your dream car and still keep your bank account happy along the way.
Want to learn more about your specific loan rate? It's easy, call 803-866-7688
today.
Can I finance my taxes, registration, and other fees?
Yes. Nearly all car loans bundle the taxes, registration fees, and other
expenses into the loan. This is a great way for savvy shoppers to reduce the
upfront expenditure associated with buying a car and registering it.
Can I include the cost of service contracts, GAP insurance, accessories, and
other vehicle related items in the total amount that I finance?
Yes. We know that being flexible with financing additional services over time
goes a long way toward making the car-buying process more convenient and relaxed
for everyone.
If you would like to take advantage of optional upgrades when financing your
next car, truck, or SUV, let us know when you come in and we will be happy to
help you spread out the cost of over the term of your loan.
Can I get financed with no money down?
Yes. Dick Smith Nissan of St. Andrews offers zero down payment financing to
qualified buyers. Let us know that you want to consider this option when the
time comes to apply for a loan and we will help you get it done.
Can I get financed if I don't have good credit?
Yes, we do it everyday. We work with lots of different lenders to help people
from all walks of life get into suitable cars and trucks. We shop your loan on
your behalf which pits the banks against each other and gets you the best
possible rate, regardless of your credit history.
Can Dick Smith Nissan of St. Andrews help me get a loan if I have no credit
history?
Yes. Connecting first-time buyers with the loan they need to purchase a new or
used car is one of our many specialties. Call 803-866-7688 today and we will be
happy to lay out how our approach makes financing easy and simple for newer and
first-time car buyers.
Can Dick Smith Nissan of St. Andrews help me get a car loan if I have recently
gone through a bankruptcy?
Good question. We've helped many customers in this situation secure the
financing they need to get into a reliable and affordable used car. Thanks to
our easy loan application process, all it takes is a few minutes to get the
process started. We can often leverage our large network of banks to find a
trusted partner that will make an exception if your life situation has improved
markedly since the hiccup.
Can Dick Smith Nissan of St. Andrews help me get financed if I am disabled or on
Social Security?
Yes. Getting approved for the right loan as a person receiving disability and
Social Security disbursements is a piece of cake with our helpful finance
experts on your side. Many lending institutions consider these payments as
sources of income when determining the type of loan you qualify for and the
loan's total value — a crucial fact that greatly improves your terms when you
are approved for financing.
Can I get approved for a loan if I am self-employed?
Getting approved for a loan as a self-employed tax payer is a simple matter.
Income verification will be the key to your success. Once we review a the
documents that verify your income such as your tax returns, bank statements, or
canceled checks, you'll find that getting approved is simple, straightforward,
and convenient.
Can Dick Smith Nissan of St. Andrews help me obtain financing if I recently
changed jobs?
Yes. Starting a new job can be an exciting time. Let us help you make this big
moment even sweeter by connecting you with the right loan on your next vehicle.
Your employment status is just one of the myriad factors that go into the loan
approval process, so if you recently upgraded into a better position at a new
company you can apply with confidence knowing that our financing team are
prepared to secure a great loan at the lowest interest rate possible.
Can Dick Smith Nissan of St. Andrews finance my loan if I am a first-time buyer?
Helping guide first-time car buyers through this important — and exciting —
event is one of our specialties. Let our trustworthy and friendly team take the
lead on this for you and you will soon see why so many first-time buyers in
Columbia lean on us when the time comes to finance an affordable and reliable
new or used car with budget-friendly payment.
What if I owe more than my car is worth?
Commonly called under water, or upside down, in an inequity position, or buried,
our finance team has seen it before. We leverage many years of professional
experience assisting shoppers through this situation. It starts with a fair
offer to buy your trade-in.
We can typically roll any inequities into the new loan which means that we pay
off the difference and you start a new loan on the new car. This way you can
drive home in style in the car or truck that you really want.
Do I have to have a job to get financed at Dick Smith Nissan of St. Andrews?
Being employed is one of a host of factors that will go into any car loan
approval process. Our team of experts can do what they do best and work hard to
secure you the perfect loan for your unique situation, but you're still going to
have to pay it back. Banks like to see a steady history of income and you'll
need to be clear about your other sources of income and how you intend to pay
back the loan without a job.
Can Dick Smith Nissan of St. Andrews provide quote on my trade-in's value?
Yes. Securing access to seller-friendly offers on trade-in vehicles in Columbia
starts with calling 803-866-7688 for a quick chat about your car. For shoppers
who prefer to keep things digital, check out our friendly trade appraisal tool
to request a quote on your trade-in vehicle and the insight of our expert team
of vehicle appraisers.
How does Dick Smith Nissan of St. Andrews determine my vehicle's trade-in value?
With the utmost care and consideration. We make it a point to provide the most
customer-friendly trade-in experience imaginable. We are happy to make a fair
offer on any vehicle you want to trade toward your next car. This commitment to
going above and beyond is why local car buyers shop with confidence at Dick
Smith Nissan of St. Andrews.
Can I sell you my used car even if I don't make a purchase?
Yes. We are always ready and willing to buy your car for a fair amount and our
check is good today.
Can I get pre-approved for a loan at Dick Smith Nissan of St. Andrews?
Finding out if you qualify for loan is fast and has no impact on your credit
score. Use our quick pre-approval tool.
Do I have to get financed for a loan via Dick Smith Nissan of St. Andrews?
If you prefer to work with your personal bank on the financing, we are eager to
help you pick out the perfect car, truck, or SUV for you. Before you make your
final decision, we would suggest that you connect with our financing team to see
if we can find a better rate or more favorable terms.
Why should I get financed at Dick Smith Nissan of St. Andrews?
The short answer? It's easy, convenient, and it's the best option. We employ a
swift process that keeps your interest rate and fees low. We work hard to find
the best loan terms and our team makes a point to keep you in the know from
start to finish.
How much should my down payment be?
Conventional wisdom suggests that putting down 20 percent of the total cost of
the car at signing is a smart idea. However, your unique situation may require
something different, and that is always fine by us.
What is gap insurance?
Gap insurance is an form of protection that provides insurance coverage for the
remainder of your auto loan should an accident or collision completely total
your vehicle. Gap insurance kicks in to safeguard your credit in the event of
the total loss of your car and pays off the negative equity in your loan if you
owe more than the depreciated value of your vehicle.
Do I really need gap insurance?
Gap insurance is a great asset to have on your side if you:
* Made a small down payment.
* Selected a loan term with a 48-month or longer duration.
* Plan on putting more mileage on your vehicle than the average driver.
* Value the confidence that comes with complete financial protection.
Do I need a co-signer?
Having a co-signer can make getting approved for a loan easier because of the
combined credit score, income, and financial history. To determine if this is
the best fit for you, let our team of experts leverage their years of experience
to provide a hand as you consider your options.
Do I need an appointment to meet with a financing specialist at Dick Smith
Nissan of St. Andrews?
Walk-in customers are always welcome, come on in and sit down for a chat
regarding your car loan financing options at a time convenient for you. You can
also call ahead to schedule an appointment with a friendly team member.
Will I be at the dealership all day signing paperwork to get my loan?
We make the process fast and easy. Our goal is to get you behind the wheel of
your dream car as soon as possible. You can count on us to have everything ready
when you come in to pick up your new car.
What does "LTV" stand for?
The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount
of money owed on your loan relative to the value of your vehicle. For example,
if you currently have a loan for $15,000 on a vehicle that is worth $20,000,
your LTV is 75%.
If you owe more than your current vehicle is worth, your LTV will need to be
addressed. Dick Smith Nissan of St. Andrews has decades of experience assisting
car shoppers through this exact situation.
What does "PTI" stand for?
The payment-to-income (PTI) ratio is a percentage that describes your car
payment in relation to your pre-tax income. As an example, if your monthly car
payment is $300 and your gross monthly income is $3,000, then your PTI is 10%.
Lenders usually look for a PTI that sits at around 15% when considering how
large to make a loan, but this is just one of a host of factors that go into the
process of securing the best financing options your unique situation.
What does "DTI" stand for?
The debt-to-income (DTI) ratio represents all of your monthly debt divided by
your monthly income. Credit card payments, mortgage payments, and other
recurring expenses are factored into this metric, which most lenders suggest
keeping at or below 50%.
What does "POI" stand for?
"POI" stands for proof of income and is a metric that helps our associated
lenders verify your stated income during the loan application process. Some
common examples of proof of income include:
* Pay stubs
* Bank statements
* Last year's federal tax return
* Form W-2
What does "POR" stand for?
"POR" stands for proof of residency and is a tool that aids our stable of
high-quality lenders confirm your residency during the car loan application
process. Some common examples of proof of residency include:
* Vehicle registration or title
* Voter registration card
* Utility or telephone bill
* Selective Service card
* Checking or savings account statement
What does "APR" stand for?
"APR" stands for the annual percentage rate. Typically referring to the interest
rate of your car loan. This yearly interest rate is what you'll pay in addition
to the amount you borrow initially, and can be fixed (unchanging for the
duration of your loan term) or variable (may change over the life of the loan).
What does "ACV" stand for?
"ACV" stands for the actual cash value. ACV is used to describe the amount of
money a car can be expected to sell for through the large auction networks right
now. This is the amount that we can expect to recoup should we choose to sell
your car at auction.
Can I see the full purchase agreement before I agree to buy?
Yes. Transparency is paramount for our team. If you have any questions regarding
specific inclusions within this agreement, the friendly and knowledgeable team
member working with you will be happy to review and explain every line.
Can I lease a new Nissan at Dick Smith Nissan of St. Andrews?
Yes. Leasing a new car at Dick Smith Nissan of St. Andrews is all about having
your cake and eating it too. We are proud to pair up an impressive selection of
head-turning Nissan vehicles with a leasing program that makes upgrading your
daily commute a breeze. Simply stop by our showroom floor today or shop online
and call 803-866-7688 whenever works best for you. From here, we will get you
behind the wheel of the Nissan vehicle you've been dreaming about in a flash,
all at a low monthly price that fits your budget.
What is a new car lease and how does leasing a vehicle at Dick Smith Nissan of
St. Andrews work?
A new car lease gives you the opportunity to take to the streets of Columbia in
an alluring and feature-rich new Nissan at a cost that is often significantly
lower than traditional monthly car payments. As part of this program, you'll
enjoy all of the perks that come with owning your favorite Nissan for a
predetermined term length of time and/or number of miles traveled.
When this term reaches completion, you'll also have the flexibility to purchase
this vehicle at a great price if you decide that you want to keep it. Leasing
gives you options. The choice is always yours.
What is the difference between leasing and financing?
Financing a car places complete control in your hands for as long as you own
your vehicle, while leasing is a temporary ownership arrangement that
pre-negotiates the value of your car at the end of the lease. With a lease, you
can switch into new cars every couple years and never be surprised by an
unexpected dip in value. To determine which option works best for you, connect
with us and we will layout the options in plain English which makes your
decision easy.
Should I buy or lease a vehicle in Columbia?
This depends entirely on your unique needs and financial considerations. To help
make the big choice between buying or leasing a vehicle easy and fun, here's an
overview of the benefits.
You should lease a new Nissan if:
* You love the idea of upgrading into the hottest new Nissan every couple
years.
* You only need a car for a short time and would rather not set up longer-term
financing.
* You are seeking a lower out-of-pocket cost at signing.
* You prefer lower monthly payments.
You should buy a new Nissan car if:
* You love the idea of owning the vehicle you drive.
* You want the freedom to sell your vehicle whenever you want.
* You want to keep your insurance costs as low as possible.
* You know you will put a lot of miles on your car.
Call 803-866-7688 to tap into the insight of our experts and we'll help you make
a smart decision on whether to finance or lease.
How does leasing differ from owning a vehicle?
As far as your day-to-day experience goes, buying a vehicle from us or leasing
one of our outstanding Nissan offerings is exactly the same. Both options let
you drive around in the Nissan of your choice, and we'll always be here to
provide you with the best service in and around Columbia when the time comes to
bring your vehicle in for routine maintenance.
The only real changes come from a big picture perspective. Financing a new
Nissan gives you complete ownership of your chosen vehicle, while leasing comes
with a fixed term of possession. At the end of this period, you can either
upgrade into another new car with the latest tech and creature comforts, or you
can purchase your current vehicle at the pre-negotiated buyout price if you're
still loving your car.
Does Dick Smith Nissan of St. Andrews rent cars?
Yes. We have a wide selection of Nissan rental cars and trucks ready and
waiting. Call 803-866-7688 today and we'll reserve the perfect vehicle for your
travel needs. Focus on the fun stuff — like planning an adventure or getting the
details right for your next big trip.
Why should I rent a car at Dick Smith Nissan of St. Andrews?
Because we provide you with outstanding service and an ample selection of Nissan
rental options, at the lowest rates possible. Our friendly and knowledgeable
team of experts and our commitment to flexible scheduling ensures that picking
your car up is always convenient.
What do I need to rent a vehicle from Dick Smith Nissan of St. Andrews?
Renting a vehicle from Dick Smith Nissan of St. Andrews is a breeze. All we need
to get this process started are a few things, which include:
* Valid driver's license
* Major credit or bank card issued to the prospective renter
* Valid, unexpired insurance that is transferable to a rental vehicle (proof of
insurance required)
Call 803-866-7688 once you have these items together and we will have you sorted
out and scheduled to come in and pick up your rental vehicle right away.
What if I don't have full insurance coverage that transfers to a rental vehicle?
This is a question that pops up quite often, and we want you to know that you
always have options. Depending on your unique rental situation, a Collision
Damage Waiver (CDW) may be available to supplement full, transferable insurance
coverage. To find out if this option is available and to rent one of our
outstanding vehicles at an ultra-low price, call 803-866-7688 and a member of
our rental team will help you learn even more about how a CDW can help you
secure a great rental vehicle for your trip.
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3670 Fernandina Rd • Columbia, SC 29210
Local: 803-772-8700
New Used Certified Finance Service Parts Contact
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Dick Smith Nissan of St. Andrews is the name you can trust for great used cars
and new Nissan vehicles for sale. Are you searching for Nissan dealers "near
me"? Then we are the Nissan dealer for you. Located conveniently in Columbia,
SC, we are a quick drive away from Summerville, SC, Lexington, Springdale, Red
Bank, Hollywood Hills, Dentsville, South Congaree, White Rock, Gilbert, Murray,
and Arthurtown. Earning your business is our top priority, so we vigorously
compete for it against Carmax, Carvana, Enterprise Car Sales, Bluff Road Auto
Sales, Lugoff Nissan, Nissan Of Orangeburg, Quality Nissan, Nissan Of Sumter,
JTs Chrysler Dodge Jeep Ram of Columbia, and Rock Hill Nissan.
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