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Submitted URL: http://echo4.bluehornet.com/ct/101455641:TUcT9mVNg:m:1:3559503911:2F771C7BF2DF4B0C1AD513890547F777:r
Effective URL: https://refinance.quickenloans.com/?pkey1=409&pkey2=&pkey3=&sourceid=lmb-54867-113582-409
Submission: On August 09 via manual from US — Scanned from US

Form analysis 1 forms found in the DOM

<form class="questions__step-one-form">
  <div class="questions__dropdown-container">
    <fieldset class="dropdown "><label class="dropdown__label" for="homeType">Home Type</label><select class="dropdown__select  " id="homeType" data-testid="homeTypeDropdown" name="homeType" data-dltrack="homeType">
        <option>Select One</option>
        <option value="SINGLE_FAMILY">Single Family</option>
        <option value="MULTI_FAMILY">Multi-Family</option>
        <option value="CONDO">Condominium</option>
        <option value="TOWN_HOME">Townhouse</option>
        <option value="MOBILE_HOME">Mobile Home</option>
        <option value="MANUFACTURED_HOME">Manufactured Home</option>
      </select></fieldset>
    <fieldset class="dropdown "><label class="dropdown__label" for="creditType">Credit Type</label><select class="dropdown__select  " id="creditType" data-testid="creditTypeDropdown" name="creditType" data-dltrack="creditType">
        <option value="Select One">Select One</option>
        <option value="EXCELLENT">Excellent (720 or above)</option>
        <option value="VERY_GOOD">Very Good (650-719)</option>
        <option value="GOOD">Good (620-649)</option>
        <option value="FAIR">Fair (580-619)</option>
        <option value="NEEDS_IMPROVEMENT">Needs Improvement (540-579)</option>
        <option value="POOR">Poor (539 or lower)</option>
        <option value="NO_CREDIT">No Credit</option>
      </select></fieldset>
  </div>
  <div class="questions__submit-panel"><span>Press To Continue</span>
    <div class="questions__submit-panel-backdrop questions__backdrop-1"></div>
    <div class="questions__submit-panel-arrow"></div><input id="submit_step_one" class="landing__submit-button" type="submit" name="Submit" data-analytics-click="Submit" value="">
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Text Content

Your privacy is safe and secure
Tuesday, August 09, 2022
Legal Disclosures

Saving doesn't have to be complicated. Refinance now before rates inevitably
rise.
If you think it's too good to be true, it costs $0 to calculate and see your
potential new payment.
Get Started 100% Online!

Home TypeSelect OneSingle FamilyMulti-FamilyCondominiumTownhouseMobile
HomeManufactured HomeCredit TypeSelect OneExcellent (720 or above)Very Good
(650-719)Good (620-649)Fair (580-619)Needs Improvement (540-579)Poor (539 or
lower)No Credit
Press To Continue


Information that we collect and share about you

Do not sell my personal information
"Not only did we get a better interest rate, but also a 25-year loan instead of
the 30-year, saving us more than $30,000.00."

Susie G.


15-Year Fixed-Rate Mortgage:

An interest rate of 5.25% (5.802% APR) is for the cost of 2.375 point(s)
($4,750.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,607.76. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
August 09, 2022.



30-Year Fixed-Rate Mortgage:

An interest rate of 5.99% (6.293% APR) is for the cost of 2.00 point(s)
($4,000.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,197.82. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
August 09, 2022.



The Federal Housing Finance Agency Eliminates Adverse Market Refinance Fee:
https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Eliminates-Adverse-Market-Refinance-Fee.aspx

GSE: http://capitalmarkets.freddiemac.com/debt/pdf/guide_gse_debtsecurities.pdf

©2000 - 2022 Rocket Mortgage, LLC (d/b/a Quicken Loans). All rights reserved.
Lending services provided by Rocket Mortgage, LLC, a subsidiary of Rocket
Companies, Inc. (NYSE: RKT). Quicken Loans is a registered service mark of
Rocket Mortgage, LLC.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing
Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352.
AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N.
Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939;
CA: Licensed by the Department of Financial Protection and Innovation under the
California Residential Mortgage Lending Act; CO: Regulated by the Division of
Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage
Licensee #4127  Dept. of Financial and Professional Regulation; KS: Licensed
Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME:
Supervised Lender License; MN: Not an offer for a rate lock agreement; MS:
Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH
Banking Dept., #6743MB; NV: License #626; NJ: New Jersey  Rocket Mortgage, LLC,
1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J.
Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward
Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial
Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of
Banking  License #21430; RI: Licensed Lender; WA: Consumer Loan Company
License CL-3030. Conditions may apply.

Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906

1 Participation in the Verified Approval program is based on an underwriter's
comprehensive analysis of your credit, income, employment status, assets and
debt. If new information materially changes the underwriting decision resulting
in a denial of your credit request, if the loan fails to close for a reason
outside of Rocket Mortgage's control, including, but not limited to satisfactory
insurance, appraisal and title report/search, or if you no longer want to
proceed with the loan, your participation in the program will be discontinued.
If your eligibility in the program does not change and your mortgage loan does
not close due to a Rocket Mortgage error, you will receive the $1,000. This
offer does not apply to new purchase loans submitted to Rocket Mortgage through
a mortgage broker. This offer is not valid for self-employed clients. Rocket
Mortgage reserves the right to cancel this offer at any time. Acceptance of this
offer constitutes the acceptance of these terms and conditions, which are
subject to change at the sole discretion of Rocket Mortgage. Additional
conditions or exclusions may apply.

Rocket Mortgage: E-Mail Policy | Security and Privacy | Disclosures and Licenses
| Terms of Use | Communication Opt-Out

Data is collected by LowerMyBills on behalf of Rocket Mortgage. LowerMyBills,
Inc. is not acting as a lender or broker. The information provided by you to
LowerMyBills is not an application for a mortgage loan, nor is it used to
pre-qualify you with any lender. If you are contacted by a lender or broker
advertising within our network, your quoted rate may be higher depending on your
property location, credit score, loan-to-value ratio, debt-to-income ratio,
and/or other factors. LowerMyBills does not offer its matching services in all
states.This loan may not be available for all credit types, and not all service
providers in the LowerMyBills network offer this or other products with
interest-only options.

According to
https://www.remodelingcalculator.org/kitchen-remodeling-calculator/, homeowners
report spending $5,500-18,000 on remodeling a small size kitchen.

https://www.nytimes.com/live/2022/03/16/business/fed-meeting-interest-rates

Refinancing may cause finance charges to be higher over the life of the loan.

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Disclosures . Ad Targeting Policy

(T-2067170)(P-2819529_MSQL_LRE_LP_CONTROL_6_8_22)(SID-lmb-54867-113582-409)

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