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Submitted URL: https://vanessathelo.com/
Effective URL: https://www.cardinalfinancial.com/loan-originator/vanessa-torres/
Submission: On March 13 via api from US — Scanned from US

Form analysis 1 forms found in the DOM

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      <p class="disclaimer">By submitting a request to be contacted, you authorize Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system,
        automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address
        you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been
        added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing your consent to receive such calls from Cardinal Financial Company, Limited Partnership
        is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you. Message and data rates may
        apply. SMS delivery frequency may vary depending on the campaign. For more information please read our <a href="https://www.cardinalfinancial.com/privacy-policy/" target="_blank">Privacy Policy</a> and our
        <a href="https://www.cardinalfinancial.com/terms-and-conditions/" target="_blank">Terms and Conditions</a>. If you do not wish to consent, you may contact a Loan Originator by calling <span
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Cardinal Financial Home Page

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    * Refinance
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 * Learn
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 * Calculators
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    * Refinance
    * Affordability
    * Rent vs. Buy
    * Military
    * ARM vs. Fixed
    * Buydown

 * Get Started
    * Find a Loan Originator
    * Free Rate Quote

 * My Loan
    * Make a Payment
    * My Loan Status

 * 
 * Free Rate Quote


VANESSA TORRES

The Elite Team Elite Team West Texas
Loan Originator
NMLS #2054823
Apply Now
CALL ME
Office: 980.242.3894
Call or Text: 806.474.6563
Fax: 980.242.3894
EMAIL ME
vanessa.torres@cardinalfinancial.com
LOCATION
1522 N. Grandview Ave.,
Odessa, TX 79761
Get Directions
Download Contact


ABOUT ME.

Mortgage lending is more than selling loans. It's about helping people achieve
their homeownership goals. Whether that's helping them reach a better financial
position or connecting them to the home of their dreams, it's about guiding them
to the finish line.

My industry experience has taught me to take the time to understand my
customers: What's their story? How can I help them in their pursuit of a home?
When I see my customers as real people with real goals, needs, and dreams, I get
to match them with the best loan product and create a truly seamless lending
experience.

Everyone has a story to tell. What they need is a Loan Originator who will
listen, customize a loan to meet their needs, and guide them every step of the
way.

I look forward to working with you!


LET'S CONNECT.

Your home buying or refinancing journey starts here. Fill out the form to get in
touch.

All fields are required.
First Name
Last Name
Email
Phone
Select
StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
ZIP
I'm looking to
Purchase
Refinance
Did somebody refer you to Cardinal Financial?
Yes
No

Please type their name so we can put you in touch and/or give them credit.

What is the nature of your relationship? Select the option that best applies.

Choose oneFriendFamilyNeighborPartnerColleagueReal Estate AgentOther


By submitting a request to be contacted, you authorize Cardinal Financial
Company, Limited Partnership to deliver or cause to be delivered telephone calls
or text messages using an automatic telephone dialing system, automated system,
or an artificial or prerecorded voice, including calls or texts made for
advertising purposes or that constitute telemarketing or solicitations, to the
residential land line or wireless telephone number(s) or email address you have
provided for purposes of fulfilling this inquiry about mortgage financing, even
if call or text results in a charge by your provider. You also agree that this
authorization is valid even if any of the number(s) listed above have been added
to Cardinal Financial Company, Limited Partnership’s company specific
do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing
your consent to receive such calls from Cardinal Financial Company, Limited
Partnership is not a condition of buying any goods or services from Cardinal
Financial Company, Limited Partnership, and will not affect whether Cardinal
Financial Company, Limited Partnership provides goods or services to you.
Message and data rates may apply. SMS delivery frequency may vary depending on
the campaign. For more information please read our Privacy Policy and our Terms
and Conditions. If you do not wish to consent, you may contact a Loan Originator
by calling 980.242.3894.





THANK YOU KINDLY.

Your information is safe and secure with me. That's a promise. I'll be in touch
to assist you soon.


LOAN PROCESS
OVERVIEW.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be
a migraine. Here’s a high-level look at the process.

CONNECT AND APPLY.

First, get your free quote. Then one of our loan originators will be in touch to
say hey, discuss your goals and options, and walk you through the application
process. 

LOCK AND CLOSE.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s
and dots the i’s to verify your info. We’ll update you on your progress every
step of the way.

MAKE YOURSELF AT HOME.

Once your loan is locked and you’ve signed your closing disclosures, you either
get your keys or you get on with your life in the home you love, with the rate
you deserve.
Explore mortgage
options.
Find a Loan

Crunch the numbers.
Use Calculators

Read our blog.
Explore Topics



READY TO GET FINANCED?

Start the process today with a personalized rate quote. There's no cost and no
commitment.
Get Free Quote
Mortgage Lending Done Right.
 * 
   980.242.3894
 * 
   customercare@cardinalfinancial.com
 * 
   3701 Arco Corporate Drive, Suite 200
   Charlotte, NC 28273



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LEARN

 * First-Time Home Buyers
 * Guides
 * FAQs
 * Blog
 * Glossary

CALCULATORS

 * Mortgage
 * Refinance
 * Affordability
 * Rent vs. Buy
 * Military
 * ARM vs. Fixed
 * Buydown

CALCULATORS

 * Mortgage
 * Refinance
 * Affordability
 * Rent vs. Buy
 * Military
 * ARM vs. Fixed
 * Buydown

GET STARTED

 * Find a Loan Originator
 * Free Rate Quote

MY LOAN

 * Make a Payment
 * My Loan Status

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