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Submitted URL: http://www.brex.com/watermark
Effective URL: https://www.brex.com/partners/watermark/
Submission: On September 07 via api from US

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Open an account


LAUNCH CONFIDENTLY

Brex makes it easy to get your business account, credit cards, expenses, and
accounting set up the right way. Watermark companies get 10,000 points on
signup.

Get started

Applying will not affect your credit score



Brex Treasury LLC is not a bank; Brex Cash is not a bank account.




MAKE YOUR FINANCES SIMPLE FROM THE START


REFRESHINGLY EASY TO USE

Set everything up in minutes. With all the financial tools your new business
needs in one place, you can get back to taking care of your team and your
customers, from customer one to one million.



REWARDS FOR BUSINESS AS USUAL

Swipe right—your credit card gives you cash back on everything. It’s paid daily,
like debit, but it’s more secure, builds credit, is accepted everywhere. Bonus
points for built-in controls.

BETTER FOR YOUR BUSINESS

Still using your personal bank account to do business? Sign up online in 10
minutes. It's free to send checks, ACH, and wires, even internationally. And
live support is always 2 minutes away.

Brex Treasury LLC is not a bank; Brex Cash is not a bank account.




TOOLS AND FEATURES



Maybe you’re still putting up with confusing dashboards, hidden fees, and
customer service that’s impossible to reach. Brex Cash is different. Sign up in
minutes online—it’s free, with built-in spend controls and live support.

Pay by card



FDIC-insured up to $250,000



Built-in spend management



Work from anywhere



Integrations close the books faster



Receipts match automatically




YOUR BANK DOESN’T REWARD YOU LIKE THIS



REWARDS



Get rewards whenever you pay by card. With Brex Cash, card payments are
daily—which earns you extra points in most categories. Redeem for cash back,
gift cards, and travel, or transfer points to miles.


8X

on rideshare, including Uber, Lyft, taxi, and scooter


5X

on flights and hotels booked through Brex Travel


4X

on restaurants and dining


1.5X

on ads through Facebook, Google, Amazon, Microsoft, and more


3X

on eligible Apple products like Mac and iPhone, via the Brex portal


1X

on everything else with no cap on how much you can earn


START GROWING WITH BREX TODAY. CARD, CASH, AND CONTROLS IN ONE ACCOUNT GET YOU
BACK IN FRONT OF YOUR CUSTOMERS.

Get started

Applying will not affect your credit score.


PARTNER PERKS



Get discounts on top services to run your company. Compared to an average of
$500 in typical business credit card bonuses, Brex partner offers a total of
$150,000 in value. Redeem anytime.

$5,000 credits and up to $100,000 in AWS Activate as eligible

25% off 12 months of eligible Slack paid plans

Automatic 5% rebate on Microsoft ad purchases

20% discount on annual Zoom subscription

Get 50% off on all Dropbox Business, Standard, or Advanced

Up to $3,000 of Snapchat Ads credits

Up to $150 in Google Ads credit

40% off your first 12 months of QuickBooks

TESTIMONIALS

“It takes literally 10 seconds to onboard new employees, and our finance team
has control over employee spending. I’m confident Brex’s program is built to
scale.”

Brian Chen, Cofounder & CEO

Read more->



FREQUENTLY ASKED QUESTIONS

Can’t find what you’re looking for? Get live support from our team in 2 minutes
by phone, chat, or email, or reference the Help Center anytime.

Contact us->

What type of account is Brex Cash?



Is Brex a bank?



Do my funds benefit from any protection?



What fees do you charge?




POWER YOUR DREAMS. GET A CASH MANAGEMENT ACCOUNT AND CREDIT CARD WITH NO
PERSONAL GUARANTEE IN ONE SEAMLESS FINANCIAL OS.

Get started

Applying will not affect your credit score.

Product

Overview
Business account
Credit card
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Instant revenue
Expense tracking
Spend controls
Bill pay
Integrations

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Legal agreement
Banking services provided by LendingClub Bank N.A.; Member FDIC



©2021 Brex Inc. “Brex” and the Brex logo are registered trademarks.

Brex products may not be available to all customers. Terms and conditions apply
and are subject to change.



Brex Inc. provides  the Brex Mastercard® Corporate Credit Card, which is issued
by Emigrant Bank, Member FDIC. See the Brex Platform Agreement for details.



Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of
FINRA and SIPC that provides Brex Cash, a program that allows customers to sweep
uninvested cash balances into certain money market mutual funds or FDIC-insured
program bank accounts. Investing in securities products involves risk. Brex
Treasury is not a bank and your Brex Cash account is not a bank account.



Brex Treasury is not an investment adviser. Consider your company’s investment
objectives and relevant risks, charges, and expenses before investing. Review
the background of Brex Treasury or its investment professionals on FINRA's
BrokerCheck website.

Please visit the Deposit Sweep Program Disclosure Statement for important legal
disclosures.


Although Brex Treasury does not charge transaction or account fees, money market
funds bear expenses and fees. Sending wire transfers is free for Brex Cash
customers, but the recipient’s financial institution may charge a wire receipt
fee.



You could lose money by investing in a money market mutual fund. The money
market funds offered by Brex Cash are independently managed and are not
affiliated with Brex Treasury. Yield is variable, fluctuates and is inclusive of
reduced expense fees, as determined solely by the fund manager. See program
disclosures and the applicable fund prospectus before investing for details and
other information on the fund. Contact us for a copy of the fund prospectus and
recent performance data. Past performance is not necessarily indicative of
future results.



The fund cannot guarantee that it will preserve the value of your investment at
$1 per share. An investment in the fund is not insured or guaranteed by the FDIC
or any other government agency. The fund’s sponsor has no legal obligation to
provide financial support to the fund and you should not expect that it will do
so at any time. After providing at least 60 days’ prior written notice to
shareholders, the fund’s board reserves the right  to impose a fee upon the sale
of shares or temporarily suspend redemptions if the fund’s liquidity falls below
certain levels.



Uninvested Balances in your Brex Cash Account will initially be combined with
Uninvested Balances from other Brex Treasury customers and deposited in a single
account at LendingClub Bank, N.A. (the “Clearing Bank”), Member FDIC. Within two
business days, funds are transferred to a disbursement account at a Brex
Treasury Third-Party Service Provider (the “Settlement Account”), and then swept
automatically into omnibus deposit accounts established by Brex Treasury in its
name on behalf of Brex Treasury customers at designated “Program Banks”. Only
the first $250,000 in combined deposits at any program bank will be subject to
FDIC coverage. FDIC coverage does not apply to deposits while at the Clearing
Bank or any account at an intermediary depositary institution. Deposits that are
in the Settlement Account while in the process of being swept to or from a
Program Bank will be subject to FDIC coverage of up to $250,000 per customer
(combined with any other customer deposits at the bank holding the Settlement
Account).



This is not an offer, solicitation of an offer, or advice to buy or sell
securities, or to open a brokerage account in any jurisdiction where Brex
Treasury LLC is not registered.

Member of SIPC. Securities in your account protected up to $500,000 (including
$250,000 claims for cash). For details and explanatory brochure, please see
www.sipc.org.

The Instant Revenue Program allows early access to receivables you've generated
on various selling platforms. The receivables can be deposited into your Brex
Cash Account minus a fee, or the receivables can be reflected as an increased
spending limit on your Brex Card without any fee. Receivables deposited as cash
are the result of receivables sales offered by Brex Finance I LLC, and are
factoring arrangements and not loans. The sales are subject to a 1.5% fee for
sellers using the Amazon selling platform, and a 1% fee for sellers using other
platforms. You must have a valid Brex Cash account in good standing to qualify
beyond trial access for Instant Revenue. Qualified customers only, subject to
further conditions. Brex Treasury LLC offers the Brex Cash account, and is an
affiliated SEC-registered broker-dealer and member of FINRA and SIPC. Brex Inc.
provides the Brex Mastercard® Corporate Credit Card, which is issued by Emigrant
Bank, Member FDIC.



Certain features are available only to customers using Brex Premium. Use of Bill
Pay service subject to Bill Payment Service Terms & Conditions.

Brex does not provide, nor does it guarantee, any third-party product, service,
information, or recommendation. Brex may pay third parties and/or be paid by
them for customer referrals.



Services may be provided by Brex Payments LLC (NMLS #2035354).