www2.tulproperty.com
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20.36.43.207
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Submitted URL: https://tinyurl.com/nnue565u
Effective URL: https://www2.tulproperty.com/Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&confirmation=4077796822&SourceID=2&ShowS...
Submission: On November 09 via manual from US — Scanned from DE
Effective URL: https://www2.tulproperty.com/Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&confirmation=4077796822&SourceID=2&ShowS...
Submission: On November 09 via manual from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST ./Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&confirmation=4077796822&SourceID=2&ShowSubmit=1&utm_source=SMS_18_24&utm_medium=12676&utm_campaign=EST-11&utm_content=1014&utm_term=2021-11-09&RecordID=40603383&DialerListID=12676&FName=Oscar&Address=4245+Regal+Town+Ln
<form method="post"
action="./Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&confirmation=4077796822&SourceID=2&ShowSubmit=1&utm_source=SMS_18_24&utm_medium=12676&utm_campaign=EST-11&utm_content=1014&utm_term=2021-11-09&RecordID=40603383&DialerListID=12676&FName=Oscar&Address=4245+Regal+Town+Ln"
id="ctl01" class="modal ng-pristine ng-valid" onsubmit="return false;" ng-class="{'final-question':currentTab==maxTab}">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
</div>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334">
</div>
<input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input name="LeadID" id="LeadID" type="hidden">
<input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="1163648776488918951">
<input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="4974064F-DA5D-6A92-296F-008732A72535">
<input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<md-progress-linear md-mode="indeterminate" class="md-warn fix-bar" value="6.25" aria-valuemin="0" aria-valuemax="100" role="progressbar" aria-valuenow="6.25">
<div class="md-container md-mode-indeterminate">
<div class="md-dashed"></div>
<div class="md-bar md-bar1"></div>
<div class="md-bar md-bar2" style="transform: translateX(-46.875%) scale(0.0625, 1);"></div>
</div>
</md-progress-linear>
<span class="brand"><i class="fas fa-home-heart" aria-hidden="true"></i>Mortgage Reset</span>
<div class="questionnaire">
<div class="question" ng-show="currentTab==1" aria-hidden="false">
<span class="name">Updated Mortgage<br>Evaluation For:</span>
<div class="selection">
<span id="home-image">
<!-- ngIf: googleStreetViewSrc -->
<!-- ngIf: !googleStreetViewSrc --><img ng-if="!googleStreetViewSrc" width="520" height="180" src="Content/img/default.jpg" class="ng-scope"><!-- end ngIf: !googleStreetViewSrc -->
</span>
<input type="text" id="autocomplete" ng-model="lead.Address" class="ng-pristine ng-untouched ng-valid pac-target-input" tabindex="0" aria-invalid="false" placeholder="Geben Sie einen Standort ein." autocomplete="off">
</div>
<span class="description">Takes About 60 Seconds!</span>
</div>
<div class="question ng-hide" ng-show="currentTab==2" aria-hidden="true">
<span class="name">Property Type</span>
<div class="options">
<input type="radio" ng-click="changePropertyType('Single Family');" id="singlefamily" value="Single Family" name="propertytype" tabindex="0">
<label class="box" for="singlefamily">
<i class="fas fa-house-user" aria-hidden="true"></i> Single Family </label>
<input type="radio" ng-click="changePropertyType('MultiFamily');" id="multifamily" value="MultiFamily" name="propertytype" tabindex="0">
<label class="box" for="multifamily">
<i class="fas fa-home" aria-hidden="true"></i> MultiFamily </label>
<input type="radio" ng-click="changePropertyType('Condominium');" id="condominium" value="Condominium" name="propertytype" tabindex="0">
<label class="box" for="condominium">
<i class="fas fa-building" aria-hidden="true"></i> Condominium </label>
<input type="radio" ng-click="changePropertyType('Mobile Home');" id="mobilehome" value="Manufactured or Mobile Home" name="propertytype" tabindex="0">
<label class="box" for="mobilehome">
<i class="fas fa-caravan" aria-hidden="true"></i> Mobile Home </label>
<input id="propertytype" ng-model="lead.PropertyType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Single Family">
</div>
<span class="description">Select the property type of your home.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==3" aria-hidden="true">
<span class="name">Property Value</span>
<div class="selection">
<span class="value"><span id="propertyvalue" class="ng-binding">$330,642 - $350,642</span></span>
<input type="range" ng-model="lead.EstimatedHomeValue" id="propertyslider" class="slider ng-pristine ng-untouched ng-valid" min="50000" max="1000000" step="20000" aria-valuemin="50000" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="340642">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==4" aria-hidden="true">
<span class="name">Current Balance</span>
<div class="selection">
<span class="value"><span id="balancevalue" class="ng-binding">$166,250</span></span>
<input type="range" id="balanceslider" ng-model="lead.LoanAmount" class="slider ng-pristine ng-untouched ng-valid" min="0" max="340642" step="5000" aria-valuemin="0" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="166250">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==5" aria-hidden="true">
<span class="name">Borrow Additional Cash</span>
<div class="selection">
<span class="value"><span id="borrowvalue" class="ng-binding">$5,000</span></span>
<input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-pristine ng-untouched ng-valid" min="0" max="174392" step="5000" aria-valuemin="0" aria-valuemax="5000" tabindex="0" aria-invalid="false" aria-valuenow="5000">
</div>
<span class="description">Home improvement, debt consolidation etc.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==6" aria-hidden="true">
<span class="name">Current Interest Rate </span>
<div class="selection">
<span class="value"><span id="interestvalue" class="ng-binding">3.02</span> %</span>
<input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-pristine ng-untouched ng-valid" min="2" max="12" step="0.25" aria-valuemin="2" aria-valuemax="12" tabindex="0" aria-invalid="false"
aria-valuenow="3.02">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==7" aria-hidden="true">
<span class="name">Current Rate Type</span>
<div class="options">
<input type="radio" ng-click="changeLoanType('Fixed');" id="fixed" value="Fixed" name="ratetype" tabindex="0">
<label class="box" for="fixed" ng-click="changeLoanType('Fixed');" role="button" tabindex="0">
<i class="fas fa-chart-bar" aria-hidden="true"></i> Fixed </label>
<input type="radio" ng-click="changeLoanType('Adjustable');" id="adjustable" value="Adjustable" name="ratetype" tabindex="0">
<label class="box" for="variable" ng-click="changeLoanType('Adjustable');" role="button" tabindex="0">
<i class="fas fa-chart-line" aria-hidden="true"></i> Variable </label>
<input id="ratetype" ng-model="lead.LoanType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Fixed">
</div>
<span class="description">What type of rate do you have?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==8" aria-hidden="true">
<span class="name">Current Loan Term</span>
<div class="options stack">
<input type="radio" id="years30" value="30" ng-click="changeLoanTerm(30)" name="loanterm" tabindex="0">
<label class="box" for="years30" ng-click="changeLoanTerm(30)" role="button" tabindex="0">
<span>30</span> Years </label>
<input type="radio" id="years20" value="20" ng-click="changeLoanTerm(20)" name="loanterm" tabindex="0">
<label class="box" for="years20" ng-click="changeLoanTerm(20)" role="button" tabindex="0">
<span>20</span> Years </label>
<input type="radio" id="years15" value="15" name="loanterm" ng-click="changeLoanTerm(15)" tabindex="0">
<label class="box" for="years15" ng-click="changeLoanTerm(15)" role="button" tabindex="0">
<span>15</span> Years </label>
<input type="radio" id="years10" value="10" name="loanterm" ng-click="changeLoanTerm(10)" tabindex="0">
<label class="box" for="years10" ng-click="changeLoanTerm(10)" role="button" tabindex="0">
<span>10</span> Years </label>
<input type="radio" id="years7" value="7" name="loanterm" ng-click="changeLoanTerm(7)" tabindex="0">
<label class="box" for="years7" ng-click="changeLoanTerm(7)" role="button" tabindex="0">
<span>7</span> Years </label>
<input type="radio" id="years5" value="5" name="loanterm" ng-click="changeLoanTerm(2)" tabindex="0">
<label class="box" for="years5" ng-click="changeLoanTerm(2)" role="button" tabindex="0">
<span>5</span> Years </label>
<input id="loanterm" ng-model="lead.LoanTerm" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="30">
</div>
<span class="description">Select your current loan term.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==9" aria-hidden="true">
<span class="name">Credit Score</span>
<div class="options">
<input type="radio" id="excellent" value="EXCELLENT" ng-click="changeCreditRating('EXCELLENT')" name="creditscore" tabindex="0">
<label class="box" for="excellent" ng-click="changeCreditRating('EXCELLENT')" role="button" tabindex="0">
<i class="far fa-grin-stars" aria-hidden="true"></i> Excellent (680+) </label>
<input type="radio" id="good" value="GOOD" name="creditscore" ng-click="changeCreditRating('GOOD')" tabindex="0">
<label class="box" for="good" ng-click="changeCreditRating('GOOD')" role="button" tabindex="0">
<i class="far fa-smile" aria-hidden="true"></i> Good (600-679) </label>
<input type="radio" id="fair" value="FAIR" name="creditscore" ng-click="changeCreditRating('FAIR')" tabindex="0">
<label class="box" for="fair" ng-click="changeCreditRating('FAIR')" role="button" tabindex="0">
<i class="far fa-meh" aria-hidden="true"></i> Fair (580-639) </label>
<input type="radio" id="poor" value="POOR" name="creditscore" ng-click="changeCreditRating('POOR')" tabindex="0">
<label class="box" for="poor" ng-click="changeCreditRating('POOR')" role="button" tabindex="0">
<i class="far fa-frown" aria-hidden="true"></i> Poor (< 579) </label>
<input id="creditscore" ng-model="lead.CreditRating" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="GOOD">
</div>
<span class="description">Select yout credit score range.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==10" aria-hidden="true">
<span class="name">Loan Type</span>
<div class="options">
<input type="radio" id="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" value="CONVENTIONAL" name="newloantype" tabindex="0">
<label class="box" for="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" role="button" tabindex="0">
<i class="fas fa-money-check-alt" aria-hidden="true"></i> Conventional </label>
<input type="radio" id="va" value="VA" ng-click="changeCurrentLoanType('VA');" name="newloantype" tabindex="0">
<label class="box" for="va">
<i class="far fa-id-badge" aria-hidden="true"></i> VA </label>
<input type="radio" id="fha" value="FHA" ng-click="changeCurrentLoanType('FHA');" name="newloantype" tabindex="0">
<label class="box" for="fha" ng-click="CurrentLoanType('FHA');" role="button" tabindex="0">
<i class="fas fa-warehouse" aria-hidden="true"></i> FHA </label>
<input id="newloantype" value="CONVENTIONAL" type="hidden">
</div>
<span class="description">Select the loan type.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==11" aria-hidden="true">
<span class="name">Military Service?</span>
<div class="options">
<input type="radio" id="militaryyes" ng-click="ChangeVAStatus(true);" value="true" name="military" tabindex="0">
<label class="box" for="militaryyes" ng-click="ChangeVAStatus(true);" role="button" tabindex="0">
<i class="far fa-flag-usa" aria-hidden="true"></i> Yes </label>
<input type="radio" id="militaryno" ng-click="ChangeVAStatus(false);" value="false" name="military" tabindex="0">
<label class="box" for="militaryno" ng-click="ChangeVAStatus(false);" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="military" ng-model="lead.VAStatus" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you or your spouse served in the US Military?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==12" aria-hidden="true">
<span class="name">Bankruptcy or Foreclosure?</span>
<div class="options">
<input type="radio" id="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" value="true" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" value="false" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="bankruptcy" ng-model="lead.BankrInPastThreeYears" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you had a bankruptcy or foreclosure in the last 3 years?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==13" aria-hidden="true">
<span class="name">Late Payments?</span>
<div class="options">
<input type="radio" id="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" value="false" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" value="true" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="latepayments" ng-click="lead.CurrentOnPayment" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Late payments in the past year?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==14" aria-hidden="true">
<span class="name">Verified Income?</span>
<div class="options">
<input type="radio" id="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" value="true" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="verifiedno" ng-click="ChangeIncomeVerifiable(false)" value="false" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedno" ng-click="ChangeIncomeVerifiable(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="verifiedincome" ng-click="lead.IncomeVerifiable" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==15" aria-hidden="true">
<span class="name" style="font-size: 18px;">Would you be interested in a home equity line of credit?</span>
<div class="options">
<input type="radio" id="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" value="Yes" name="interestcredit" tabindex="0">
<label class="box" for="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="interestcreditno" ng-click="ChangeLineCreditInterest('No')" value="No" name="interestcredit" tabindex="0">
<label class="box" for="interestcreditno" ng-click="ChangeLineCreditInterest('No')" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="interestcredit" ng-click="lead.LineCreditInterest" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" style="height:425px" ng-show="currentTab==16" id="final" aria-hidden="true">
<span class="name"></span>
<div class="selection">
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.FName" placeholder=" First Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input type="text" ng-model="lead.LName" placeholder=" Last Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Email" placeholder=" Email" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Phone" placeholder=" Phone Number" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
</div>
<span class="description">Fill out the form to check your custom rates.</span>
<div class="disclaimer">
<span class="conditions">
<input type="hidden" id="leadid_tcpa_disclosure" autocomplete="off">
<div id="srDisclosure" style="font-size: 10px; text-align: justify; color: #131313;"><input type="hidden" id="leadid_tcpa_disclosure"><label for="leadid_tcpa_disclosure">By clicking the button above, you acknowledge, consent and agree to
the following: a) Our <a href="http://www.securerights.org/privacy.html" target="_blank">Privacy Policy</a> and consent to receive notices and other
<a href="http://www.securerights.org/electroniccommunications.html" target="_blank">communications electronically</a>; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your
information with up to four (4) of its <a href="http://www.securerights.org/networkmembers.html" target="_blank">Premier Partners</a> and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third
parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS)
and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the
Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the
<a href="http://securerights.org/licenses.html" target="_blank">Mortgage Broker Disclosures</a> for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your
personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175.</label></div>
</span>
</div>
</div>
</div>
<div class="actions">
<!-- ngIf: currentTab!=1 && currentTab!=maxTab -->
<!-- ngIf: currentTab!=maxTab --><button type="button" id="next" ng-if="currentTab!=maxTab" class="next ng-scope" ng-click="changeTab(1)" tabindex="0">Next</button><!-- end ngIf: currentTab!=maxTab -->
<!-- ngIf: currentTab==maxTab -->
</div>
<input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_0" value="https://cert.trustedform.com/907b67744e6f78f5805542cff9b48a24b13391fc"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_0"
value="https://cert.trustedform.com/907b67744e6f78f5805542cff9b48a24b13391fc"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_0"
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Mortgage Reset Updated Mortgage Evaluation For: Takes About 60 Seconds! Property Type Single Family MultiFamily Condominium Mobile Home Select the property type of your home. Property Value $330,642 - $350,642 Just an estimate is fine. Current Balance $166,250 Just an estimate is fine. Borrow Additional Cash $5,000 Home improvement, debt consolidation etc. Current Interest Rate 3.02 % Just an estimate is fine. Current Rate Type Fixed Variable What type of rate do you have? Current Loan Term 30 Years 20 Years 15 Years 10 Years 7 Years 5 Years Select your current loan term. Credit Score Excellent (680+) Good (600-679) Fair (580-639) Poor (< 579) Select yout credit score range. Loan Type Conventional VA FHA Select the loan type. Military Service? Yes No Have you or your spouse served in the US Military? Bankruptcy or Foreclosure? Yes No Have you had a bankruptcy or foreclosure in the last 3 years? Late Payments? Yes No Late payments in the past year? Verified Income? Yes No Can you verify your income? Would you be interested in a home equity line of credit? Yes No Can you verify your income? Fill out the form to check your custom rates. By clicking the button above, you acknowledge, consent and agree to the following: a) Our Privacy Policy and consent to receive notices and other communications electronically; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your information with up to four (4) of its Premier Partners and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the Mortgage Broker Disclosures for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175. Next scroll down to learn more What about Mortgage Rates? One of the most important things to do when shopping for a mortgage loan is to lock-in when mortgage rates are at their lowest (so you can improve your mortgage rate outcome). But let’s back up a bit. First, what is a mortgage rate? A mortgage rate is the interest rate affixed to a home loan (mortgage). Mortgage rates are derived from the price of mortgage-backed securities (bonds backed by U.S. mortgages). There is quite a variance in interest rates when you compare conventional loans, VA, FHA, USDA and jumbo loans. And the rates vary between mortgage lender. Part of your responsibility in the pre-borrowing phase is to understand what factors contribute to mortgage rates and what you can do when you are shopping for a mortgage rate to maximize your investment and minimize costs. When it comes to getting a great mortgage rate, your credit score will make a sizeable impact. The higher your credit score, the easier it will be to qualify for a low rate. Loan applicants with a great credit score can successfully obtain a mortgage rate that is a full percentage point or more lower than other loan applicants with just average credit scores. A mortgage rate difference of one percentage point will lower your monthly payment by 10% or more. Mortgage rates are constantly changing and hard to predict. Your goal when shopping for a mortgage rate is to find the lowest rate possible. This involves a certain amount of background knowledge to be a savvy mortgage shopper. Remember, it isn’t just about finding the lowest mortgage rate, but also getting a good deal on your closing costs. Lenders quote rates with the fees, so pay close attention when getting your loan quotes. Some lenders may throw an attractive low rate at you, but they are making up the costs by raising your closing costs. So, pay attention and ask a lot of questions. Focus on one aspect of the loan deal when shopping for a loan. If you want a certain rate, focus on that rate and ask the lender for the lowest possible closing costs at that rate. Then compare what lenders are willing to offer you and choose the lowest rate/closing cost scenario. When it comes to refinancing a home vs. buying a new home, there are a few extra things to consider about mortgage rates. Mortgage rates make a bigger difference when you are refinancing than when you are buying a home. The benefits of refinancing hinge on the differential between your mortgage rate and current market rates. The difference has to be large enough to make up for the fees of refinancing.