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CRYPTO IS FIRE: TERMS

Refunds and Money-Back Guarantee

Cryptocurrency Risks Disclosure

Your Acknowledgement And Consent

Income Disclaimer

Affiliate Terms

Community Guidelines

1. USER TERMS AND CONDITIONS

YOU (“YOUR” OR “USER”) AND THE ‘CRYPTO IS FIRE’ PLATFORM (“WE,” “US,” ALSO
REFERRED TO AS “CFIRE”) IS THE OWNER AND OPERATOR OF THE SITE (WEBSITE:
https://CryptoIsFIRE.ai) AND SERVICE (“PLATFORM”), ARE PARTIES TO THESE “TERMS
AND CONDITIONS” (“TERMS”) ALSO REFERRED TO AS “TERMS OF SERVICE” OR “TERMS OF
USE” (“TERMS”). These User Terms of Service are a binding legal contract and
constitute the entire agreement between you and CFIRE. These Terms explain the
rules governing your use of our Service and Website, and apply to you as a user
of the Service. By registering any form of membership (either paid or free) on
the CryptoIsFIRE.ai SITE you are confirming that you have read, acknowledged and
accepted all the terms (including use, privacy, and risks disclosures), and
agree not to violate or work around them.

PLEASE DO NOT ACCESS OR USE THE SERVICE OR WEBSITE IF YOU DO NOT AGREE TO THESE
TERMS.

2. SERVICE AND PRODUCT TERMS

CFIRE is the service platform that administers this website. The use of this
website, including the information, tools, and services provided by CFIRE, are
subject to your compliance with all terms, conditions, policies, of CFIRE.

You are using the CFIRE “Service” or “Product” by visiting our website or making
a purchase, and agree to be bound by the following Terms, including any other
terms, conditions and policies referenced herein or accessible by hyperlink
(within this page) or connected to the CFIRE platform in any way. All users of
the Site are subject to these Terms of Service; All users include but are not
limited to: visitors, vendors, customers, merchants, or content producers,
regardless of whom or how the product or service is accessed.

Any mention of the Service or Product also refers to “Crypto is FIRE” or “CFIRE”
or such related products and services as referenced by CFIRE, or by CFIRE’s
officers or managers.

The Terms of Service shall apply to any new offerings, features or tools that
are introduced to the current Site, Products, or Membership Services. By
visiting this page, you can always review the most recent version of the Terms
of Service. The latest version of the terms shall always be published on the
website; We reserve the right to amend, modify, or replace any part of these
Terms of Service. It is your duty to check this website for any updates. You
acknowledge and agree that it is your responsibility to check this website page
for any new updates to these terms, and that you consent to all changes by your
continuous use or access of the Site. PLEASE SEND US AN EMAIL MESSAGE TO CLOSE
YOUR ACCOUNT IF YOU DO NOT ACCEPT ANY OF THE NEW UPDATED TERMS – to:
support@cryptoisFIRE.ai.

3. ELIGIBILITY; LIMITED USE LICENSE

WHO MAY USE OUR PRODUCTS AND SERVICES:

To use the Platform, you must be at least eighteen (18) years old. You promise
not to use the Platform for any illegal activities, and that your registration
and use of the Platform shall comply with all applicable laws and regulations in
your present jurisdiction.

OUR LICENSE TO YOU:

Subject to these Terms and Policies, we grant you a limited, personal,
non-exclusive, non-transferable, and revocable license to use our Services. The
rights granted herein are only for your personal, non-commercial use, unless you
obtain our prior written permission. You also agree that you will create,
access, or use only one user account for one person, unless expressly permitted
by CFIRE, and that you will not share your account access or account
information with any person or third party. Use of the Site or Services does not
transfer any ownership or intellectual property rights to you or anyone else.

COMMERCIAL USE:

Any use of our Services for commercial purposes is strictly prohibited. All
commercial use must be subject to a separate written agreement with CFIRE. Refer
to our Affiliate Agreement page for more information on representing CFIRE and
promoting CFIRE. If you are an organization already using our Services, separate
terms apply. These terms do not govern the relationship between your
organization and CFIRE.

4. GENERAL CONDITIONS

We reserve the right to deny service to anyone for any reason, at any time.

You acknowledge and agree that your data (except credit card and debit card
information) may be transmitted across a variety of networks and entail (a)
modifications to meet and adapt to the technological requirements of connecting
networks or devices and (b) unencrypted transmissions. Credit card and debit
card data is always encrypted should it ever be transferred over networks.

Without prior written authorization, you agree not to reproduce, duplicate,
copy, sell, resell or exploit any part of the Service, use of the Service, or
access to the Service, including but not limited to any contact information
shown on the website.

The headings used in this agreement are simply for your convenience and have no
bearing on these Terms in any way.

5. ECOMMERCE CONDITIONS

You represent that you are at least the legal age of the majority in your
country, state, or province of residence, or promise that you are the legal age
of the majority in your country, state, or province of residence.

You must be at least 18 years of age to register or purchase any of the products
or services.

You may not use our products or services for any unlawful or unauthorized
purposes, and you may not violate any local laws (including but not limited to
copyright laws) while using the Service.

You are not permitted to send any damaging code, including but not limited to
viruses or malware.

Your account shall be immediately suspended and service terminated if any of
these Terms are not complied with or violated.

6. ACCURACY OF INFORMATION

We can not be held liable for inaccurate, incomplete, or out-of-date information
on the website. The content on this website is provided for educational purposes
and should not be relied upon as the only source for decision-making. We can not
and do not promise up-to-date data due to the speed of change and innovation.
You should seek out other contrary sources of data. Your use of the information
on this website is at your own risk.

You acknowledge and agree that it is your responsibility to conduct independent
research, and it is your responsibility to keep track of updates from the CFIRE
website. The website might have some historical data about CFIRE, related
markets, or related industries. Historical information on the entire financial
sector, or blockchain markets are not current and are supplied for your
reference only. We reserve the right to change the information on this site at
any time, yet we are under no obligation to do so, and we have no obligation to
notify you of any such changes.

Periodically, material on our site, in our services, or in our products may have
clerical or other errors, inaccuracies, mis-statements, or omissions that may
pertain to product descriptions, price, special offers, promotions, transit
times, or availability. We reserve the right to change, update information, or
cancel purchases if any information in the Service or on any affiliated website
is erroneous at any time, even after you have completed your order (where we
will notify you of the error and give you the option to decide). We also reserve
the right to remedy any mistakes, inaccuracies, or omissions.

We make no commitment to update, modify, or clarify any information in the CFIRE
Service, Product, or on any affiliated website, including without limitation,
pricing information. It should not be assumed that all of the information in the
Service or on any connected website has been updated or amended because there is
no explicit update or refresh date applied.

7. CONTENT

We reserve the right to update, modify, or discontinue the Service at any time
and without prior notice, or to remove it altogether. All content on the
Platform is published as of the date listed at the top of this page, or the date
it was initially posted on the Site if no date is specified. CFIRE will be
responsible to provide informational updates at its sole discretion.

CHANGES TO CONTENT OFFERINGS:

CFIRE offers value-added educational content (via products and services), and
content from other third-party providers. While we aim to provide up to date
content, unexpected events can occur. CFIRE reserves the right to cancel,
interrupt, reschedule, or modify any content, either solely, or in accordance
with Content Provider instructions. All content is subject to the Disclaimers
and Limitations of Liability sections on this page.

Third-party content (“Third-Party Content”) is not created, edited, or supported
by CFIRE. CFIRE is not responsible or accountable for any content, advertising,
goods, or other materials on or available from third-party sites, nor does it
guarantee the truthfulness, timeliness, completeness, or usefulness of any
Third-Party Content.

You acknowledge and agree to release and not hold (obligate) CFIRE or related
parties responsible for:

* (a) any inaccuracy, error, or delay in, or omission of the Content;
* (b) any loss or damage arising from or in connection with (i) any error,
delay, or interruption in the transmission of such Content; (ii) any
interruption in any such Content due to any negligent act or omission by any
party or from any “force majeure” event (for example: flood, unusually severe
weather, or an unexpected “act of God”).

All Content is solely for your private, non-commercial use. Unless you receive
prior written authorization, no portion of the content may be duplicated,
republished, uploaded, posted, publicly displayed, encoded, translated,
transmitted, or distributed in any way (including “mirroring”) to any other
computer, server, website, or other medium for publication or distribution or
for any commercial purpose.

In any country where such solicitation would be prohibited, the Content and
Platform shall not be deemed to constitute a solicitation to any person.

8. SERVICE CHANGES; PRICE CHANGES

SERVICE ADAPTATION OR MODIFICATION:

CFIRE reserves the right to update, modify, add, or remove any aspect of the
Platform, including but without limitation, any and all Content without prior
notification. Additionally, we reserve the right to change these Terms at any
time. The “Last updated date” may be updated at the top of the Terms when we
make changes. We may, but are obliged to, publish a notice of the changes on the
Platform and may at times, send you an email to let you know about the changes.

Every time you access the Platform, please read the updated Terms, designated by
the ‘Last Updated date’ at the top of the Terms page. Even if you have not read
the changes, you are acknowledging your acceptance of them by your access and
use of the Platform after any such changes have been posted.

PRICE CHANGES:

CFIRE reserves the right to revise, modify, change, or amend the price for any
product, service or subscription at any time. All changes will be made by
posting such changes on the Site or by notifying you via email. Prices for the
products and services may change at any time without prior notice. Current
subscription members can be notified of price changes at least thirty (30) days
before a recurring charge will be debited.

We can not be held liable for any change in the product or service, or any
change in the pricing for any product or service.

9. MONEY-BACK GUARANTEE TERMS

PLEASE REFER TO THE REFUNDS POLICY

10. ACCOUNT REGISTRATION

Upon creating your CFIRE account and subsequently when using the CFIRE site, you
must provide accurate and complete information. Further, you promise to update
your information to keep it accurate and complete so that we can send and you
can receive any necessary important communication.

Any violation of these Terms, Policies, or applicable laws, or if any of the
information provided by you is false, inaccurate, or misleading – may result in
your access to all or part of the Services being suspended, disabled, or
terminated.

You accept full responsibility for any and all access to your digital wallet and
your CFIRE account. You promise to protect and to maintain the secrecy for all
your accounts, seed phrases, wallets, usernames and passwords. You also agree to
immediately inform us of any unauthorized use or breach of your digital accounts
or any other security breach.

Subject to Subsection 16 (Billing and account information) and any relevant
terms and conditions, you may request to have your account closed by contacting
us by email. Until you have received email confirmation from us, your account
will not be closed or deleted.

11. PAID AND FREE COURSES

CFIRE reserves the right to periodically update or modify Courses, content,
indicators, alerts, videos, and newsletters, including any of the instructional
and informational resources available on the platform, especially in relation to
any financial, technical, blockchain or cryptocurrency content or resources. Any
course, collection of courses, subscription package, or membership service that
is offered on the Platform may be ordered by you for free (referred to as “Free
Courses”) or for a fee (referred to as “Paid Courses”) at the rates shown on the
Platform. All courses, both free and paid, are referred to as “Courses.”
Services that require a subscription are referred to as “Memberships.” These
paid courses or memberships may be provided at a set package price for a
selection of courses or according to a fixed period of time for a subscription,
as provided by the CFIRE platform (whether that be monthly, yearly, or other
duration). For comprehensive details on all Courses, including their scope,
content, and costs, please visit the CFIRE Platform.

Access to paid courses or subscription memberships will be available upon
completion of your payment. If a subscription membership lapses, was canceled,
or payment was declined, your access shall be suspended until another valid form
of payment is completed. You can verify the current status of your subscription
through your membership product.

Membership subscriptions are part of the overall CFIRE DAOs (Decentralized
Autonomous Organization). The main function of the CFIRE DAO is to give members
the opportunity to participate in voting on how to structure current and future
training and lessons, as the DAO is the mechanism for community membership
engagement and feedback.

12. PAYMENT METHOD AND FEES

You acknowledge and agree that you will pay the final quoted amount for the
selected Courses or Subscriptions or Memberships on the Platform. This may
include any fees incurred as a result of cryptocurrency transactions, bill
processing to your payment provider or instrument at the specified price or
rate, less any potential discounts.

We reserve the right to modify or raise the rate or price for any of our
memberships, courses or subscription-based services at any time. Paid products
that have been purchased prior to such modification are exempt from any
increases in costs or fees.

At this time, the only acceptable methods for payment is Ethereum, and credit
cards via a “Third Party Payment Provider”. For credit card payments, you must
register with the third-party payment provider, create a legitimate account, and
supply the third-party payment provider with the details of the authorized
credit, debit, or bank accounts in order for payments to be processed.

CFIRE recommends cryptocurrency ETH payments for all memberships, or courses.

For cryptocurrency payments, you acknowledge and accept the exchange rate risk
or all the risk associated with the negative value fluctuations to meet the rate
or price between the cryptocurrency to the US Dollar (also known as USD in the
Foreign exchange markets) at the time of payment to the time for execution;
Meaning, if the price value of the cryptocurrency drops from the time you make
your payment to the time the payment process is complete, you must make up for
the price difference in USD and subsequently reimburse us for the price
difference of the cryptocurrency paid. You acknowledge and authorize us to
retain your information to potentially charge the Third-Party Payment Provider
(or any other acceptable payment provider) for any additional fees related to
the exchange rate difference upon purchase. Depending on the length of your
subscription, these fees may be added into your renewal subscription.

CFIRE may, from time to time, offer the option to choose a Payment Plan. If this
is available, you would only have access to a portion of the content within Paid
Courses determined by the installment payment if such a Payment Plan is
available for you. For further information, please refer to the Platform.

Subscription-based membership services are billed via a recurring periodic
payment process. While a subscription is active, members will have access to
additional value-added content distinct from free courses. However all
subscription-related content will become inaccessible at the conclusion of your
current billing cycle upon cancellation or termination of payment.

You also acknowledge and agree to reimburse and pay for any applicable taxes and
handling fees related to the delivery for any product or service via your
Third-Party Payment Provider.

We reserve the right to suspend or cancel any payments authorized by you with a
Third-Party Payment Provider, or process refunds, upon any suspicion of fraud,
misrepresentation, unauthorized charge or other misuse of the platform.

13. PRODUCTS AND SERVICES

Some goods or services might only be accessible online via a website. We reserve
the right, but are under no obligation, to restrict who is eligible to purchase
our products or use our Services. We shall exercise the right on a case-by-case
basis. We may also set a limit on the number of products or services offered.
All product descriptions and prices are subject to change at any time and
without prior notice. We reserve the right to discontinue the sale of any
product at any time. All offers made on this website for any product or service
are void where prohibited.

14. REFUND POLICY AND CANCELLATIONS

The thirty (30) day Refund Policy is applicable for NEW members ONLY (see
below).

Payments for all courses and subscription memberships are all final,
non-refundable, non-partially refundable, and non-transferable. All payments are
not refundable, under any circumstances, with the exception of new membership
subscriptions. There are no refunds for canceling a subscription-based service;
however a canceled subscription will not renew for the following (next) billing
cycle. Subject to the time remaining in a paid subscription membership, any
cancellation of a subscription service shall suspend access to all materials,
resources and information related to that service upon expiration.

CFIRE does not guarantee that the Service will be free of any faults, that they
will be fixed, or that the quality of any product, goods, services, information,
or other materials purchased will meet your expectations.

Upon acceptance for a product, subscription-based service, you consent to having
your payment processed by a specified due date. Any product or subscription
shall be canceled if payment is not fully processed within 36 hours; And your
subscription will not renew and your access to the material will be suspended if
payment is not completed within 36 hours.

REFUND POLICY FOR MEMBERSHIP SUBSCRIPTIONS:

ALL NEW MEMBERS who purchase a CFIRE membership package have up until the
THIRTIETH (30) Day from date of first purchase to request a refund subject to
the conditions specified in the “30 Day Money-back Guarantee Terms”, which
includes them fulfilling upon their promise to follow the instructions of the
CFIRE program for the first 4 weeks (28 days). A refund request can only happen
after those first 28 days, and no later than the THIRTIETH (30) Day. The refund
will be processed within 72 hours after confirmation receipt of your email or
message request. If you have been a member at any time in the past, then you do
NOT have the option to request a refund for any product or service purchased
subsequently. Any such refund requests made after 30 days can not be granted.

Each membership level for CFIRE’s products or services has a fixed duration
listed. Following each CFIRE product level, is a subscription period of twelve
(12) months. Each membership will automatically renew unless you actively choose
to cancel the product or service within 5 business days before your membership
subscription expires.

When a Member purchases a subscription-based product or service from CFIRE, the
Member consents to a periodic recurring bill charge for subscription fees at the
same product or service level via the same payment method.

Each Member acknowledges and agrees that CFIRE may initiate debit entries for
the subscription fee and any other purchases made on the Site from a Member’s
designated account.

Any Member may request to cancel a recurring subscription by submitting a
cancellation request to Customer Support at: support@CryptoisFIRE.ai

15. TAXES

At our discretion, CFIRE may collect and charge you for taxes (such as sales tax
“GST” or value added tax “VAT”) on any transaction where it reasonably believes
that tax collection is required, including if applicable, any sales tax for the
purchase of Paid Courses. You acknowledge and agree to pay all fees and taxes,
including if applicable, any sales tax CFIRE believes in good faith that it is
required to collect. A VAT or GST tax may be calculated and added to your total
purchase upon final bill processing.

You consent to hold harmless and indemnify CFIRE from any and all tax authority
claims and for any underpayment of VAT/GST, as well as any associated fines and
interest. You should also speak with your own tax expert since CFIRE is unable
to give you any tax advice.

16. BILLING AND ACCOUNT INFORMATION ACCURACY

All orders placed by you are subject to our final acceptance. We may deny,
reject or suspend any order upon suspicion of fraud, misrepresentation, or a
possibility of an unauthorized charge. We reserve the right to restrict or
discontinue sales to any individual, household, or order. This applies to orders
made using the same digital wallet, credit card, the same billing address, the
same shipping address, or orders made by or under the same customer account. If
your order is modified or canceled, we may attempt to reach you by phone, email,
or mobile phone number provided when placing the transaction. WE WILL NOT ASK
YOU FOR PERSONAL INFORMATION THAT YOU HAVE NOT PROVIDED, NOR ASK YOU FOR
INFORMATION PROVIDED TO A THIRD-PARTY PAYMENT PROVIDER.

We reserve the right to restrict, deny or forbid any orders, including those
that appear to be placed by dealers, resellers, or distributors.

For all purchases, you agree to provide accurate and complete account
information and transaction information.

For Refunds, please refer to our Refunds Policy for more information.

17. THIRD-PARTY TOOLS, PLATFORMS

THIRD-PARTY TOOLS:

You accept full responsibility when accessing any Third-Party Tools. We might
grant you access to third-party tools that we have no control or access to for
your convenience. Any platforms or tools that are not developed nor created by
us are referred to as a third-party tool.

You acknowledge and agree that we make these tools accessible to you on an “as
is” and “as available” basis without any express or implied warranties,
representations, or endorsements of any kind. Any liability resulting from or
connected to your use of such third-party tools shall be solely your
responsibility; CFIRE can not take responsibility for tools that are not of our
development nor creation.

You shall perform your own due diligence (DD) and ‘do your own research’ (DYOR),
be familiar with, and agree to the terms by which such tools are provided by
each third-party provider before using any third-party tools accessible through
the CFIRE site.

In the future, we might also provide new third-party products through CFIRE.
These may include value-added features or services (such as the introduction of
fresh tools and resources). These same terms shall apply to any new third-party
provider features, goods, or services.

THIRD-PARTY EXTERNAL PLATFORMS, WEBSITES:

You acknowledge and agree to take full responsibility when accessing any
Third-Party Platforms or Websites. For your convenience, the website may contain
links to third-party websites or applications (the “Third-Party Platforms”),
including but not limited to partners or sponsors of CFIRE, such as Tradingview,
Binance, Facebook, Twitter, or Instagram. We do not examine, approve, endorse,
or make any claims regarding these Third-Party Platforms, the organizations or
actors that control them, the data, the software, or other goods and services
made available through them, or the outcomes that might be attained as a result
of using them. Your use of any Third-Party Platforms are governed by each
platform’s privacy policies and conditions of use, which may differ from the
conditions or our Privacy Policy and terms of use. CFIRE can not take
responsibility for platforms that are not of our development nor creation. As a
result, we advise you to review the privacy policies of each Third-Party
Platform.

Any gains, loss or damages resulting from any resources, content, or other
transactions made in relation with any third-party websites are not our
responsibility. Please carefully research the rules and procedures on all
websites to make sure you understand them before engaging in any transaction.
Any issues with third-party websites should be brought up with the third-party
directly.

18. COMMENTS, SUGGESTIONS AND SUBMISSIONS

You acknowledge and agree that any communications you send to us regarding any
ideas, suggestions, plans, or other materials (collectively, “comments”),
whether online, by email, by postal mail, or otherwise, whether at our request
(for example contest entries), or without our request, that we may use, edit,
copy, publish, distribute, translate, or use the comments in any medium we
choose. You consent that we are not obligated to (1) keep any comments private;
(2) compensate for any remarks; or (3) reply to any comments.

We may monitor, edit, or remove any information that, according to our sole
opinion, is offensive, threatening, defamatory, libelous, pornographic, obscene,
or otherwise objectionable, or that violates intellectual property laws or these
Terms of Service.

You acknowledge and agree not to post anything that violates any other’s
copyright, trademark, privacy, or other proprietary or personal rights. You
further agree that your comments won’t contain any defamatory, illegal,
threatening, or otherwise objectionable content, including posting any malware
that could in any way impair the functionality of the Service or any website
connected to the comments. You are not permitted to impersonate someone else,
use a false email address, or otherwise mislead others about the source of any
comments that you generated, or any system, including AI, generated. You are
responsible for the truthfulness of all your comments.

CFIRE is not responsible for any comments or remarks by users, members or any
other parties.

19. PERSONAL DATA AND PRIVACY POLICY

You acknowledge and agree to provide accurate, complete, and current information
to access and use this platform. Your personally identifiable information is
collected according to CFIRE’s Privacy Policy. Please see CFIRE’s privacy policy
here: Privacy Policy.

20. PLATFORM USE

Subject to these Terms and our Policies, we grant you a limited, personal,
non-exclusive, non-transferable, and revocable license to access the platform
and use our Services. Except as expressly permitted in the Terms, you may not
copy, alter, reproduce, retransmit, publicly display or perform, distribute or
otherwise re-use our content. No copyright or other property notices may be
removed from any Content. Your limited right to use the Platform and Content may
be revoked without prior notice if you violate any of the Terms.

You further agree not to induce or encourage any third-party to:

1. attempt to disable or circumvent any security mechanisms used by the
Platform or otherwise attempt to gain unauthorized access to any portion of
the Platform or any other systems or networks connected to the Platform, or
to any server of CFIRE or its third-party service providers, by hacking,
password “mining,” or any other illegal or unlawful means;
2. use any “deep-link,” “page scrape,” “robot,” “spider,” or other automatic
device, program, algorithm or methodology, or any comparable manual process,
to access, acquire, copy or monitor any portion of the Platform or any
Content;
3. use any device, software or routine to interrupt or interfere with, or
attempt to interrupt or interfere with, the proper operation and working of
the Platform or with any other person’s use of the Platform;
4. track or seek to trace any information on any other person who visits the
Platform; use the Platform or Content for, or in connection with, any
illegal purpose, to solicit, facilitate, encourage, condone, or induce any
illegal activity, or as otherwise prohibited by the Terms or applicable
laws, rules or regulations;
5. copy, modify, create a derivative work of, reverse engineer, decompile or
otherwise attempt to extract the source code of any proprietary software
used to provide or maintain the Platform or any Content or that is otherwise
applicable to the Platform or any Content;
6. remove, obscure or alter any legal notices, including without limitation
notices of intellectual property rights appearing in or on CFIRE’s
proprietary information or any materials delivered to you by CFIRE;
7. reproduce, distribute, display, modify or make derivative uses of CFIRE’s
proprietary information or the Content, or any portion thereof (except for
any Content for which you have been given written permission), except as
expressly provided herein;
8. You acknowledge that CFIRE may suspend or terminate your membership account
or your access to all or part of the Service should any of the following
occurs (and we will notify you of the reason for termination or suspension
by CFIRE) including if:
1. you materially or repeatedly violate this Agreement;
2. we are required to do so in order to comply with a legal requirement or a
court order; or
3. we have reason to believe that there has been conduct that exposes any
user, other third party, CFIRE, or any Affiliates to liability, harm,
threat, or extortion; or Unless we reasonably believe that doing so:
1. would violate the law or the direction of a legal enforcement
authority;
2. would compromise an investigation;
3. would compromise the integrity, operation, or security of the Service;
4. or would cause harm to any user, other third party, CFIRE, or any
Affiliates.

You acknowledge and accept that you are bound by the CFIRE Community Guidelines
by using the Platform and the Content. Please check the CFIRE Community
Guidelines for more information.

21. RESTRICTED USES

In addition to other prohibitions as set forth in the Terms of Service, you are
prohibited from using the site or its content:

1. for any unlawful purpose;
2. to solicit others to perform or participate in any unlawful acts;
3. to violate any international, federal, provincial or state regulations,
rules, laws, or local ordinances;
4. to infringe upon or violate our intellectual property rights or the
intellectual property rights of others;
5. to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or
discriminate based on gender, sexual orientation, religion, ethnicity,
race, age, national origin, or disability;
6. to submit false or misleading information;
7. to upload or transmit viruses or any other type of malicious code that will
or may be used in any way that will affect the functionality or operation
of the Service or of any related website, other websites, or the Internet;
8. to collect or track the personal information of others;
9. to spam, phish, pharm, pretext, spider, crawl, or scrape any data from any
person, or our website that does not belong to you;
10. for any obscene or immoral purpose; or
11. to interfere with or circumvent the security features of the website
Service or any related website, other websites, or the Internet.

We reserve the right to cease the use of any Service or any connected website
upon violation of any of the above acts.

22. INTELLECTUAL PROPERTY, COPYRIGHT AND TRADEMARK POLICY

INTELLECTUAL PROPERTY RIGHTS:

The Platform or any Content that you may access on or through this Platform are
the sole property of CFIRE. You hereby acknowledge and agree that the Platform
and all Content, including but not limited to any copyrights, trademark rights,
patent rights, moral rights, and other intellectual property or proprietary
rights therein, whether registered or unregistered, and wherever in the world
those rights may exist, are all intellectual property and trade secrets of
CFIRE.

CFIRE asserts full ownership of all written, audio, and video recordings made by
volunteers or members of the community and processed, produced, or otherwise
used by CFIRE, whether or not such material is included in a final product.
CFIRE is the sole owner of the copyright and any other intellectual property to
all works produced by CFIRE; and those rights are governed by Singapore law.
Accordingly, CFIRE as the content creator, (not the volunteer, community member,
or person(s) captured in a video or voice recording), is the initial legal owner
of all intellectual property, unless otherwise agreed upon in writing and signed
by all parties. Use without written authorized permission is absolutely
forbidden.

CFIRE respects the intellectual property rights of our Content Providers,
instructors, users, and other third parties and expects our users to do the same
when using the Services. We reserve the right to suspend, disable, or terminate
the accounts of users who repeatedly infringe or are repeatedly charged with
infringing the copyrights, trademarks, or other intellectual property rights of
others.

If you believe in good faith that materials on the CFIRE platform infringe your
copyright, the DMCA provides that you (or your agent) may send us a notice
requesting that the material be removed or access to it blocked.

The notice must include the following information:

* the physical or electronic signature of a person authorized to act on behalf
of the owner of an exclusive right that is allegedly infringed;
* identification of the copyrighted work claimed to have been infringed (or, if
multiple copyrighted works located on the platform are covered by a single
notification, a representative list of such works);
* identification of the material that is claimed to be infringing or the
subject of infringing activity, and information reasonably sufficient to
allow CFIRE to locate the material on the platform;
* the name, address, telephone number, and email address (if available) of the
complaining party;
* a statement that the complaining party has a good faith belief that use of
the material in the manner complained of is not authorized by the copyright
owner, its agent, or the law; and
* a statement that the information in the notification is accurate and, under
penalty of perjury, that the complaining party is authorized to act on behalf
of the owner of an exclusive right that is allegedly infringed.

Notices must meet the then-current statutory requirements imposed by the DMCA.
Notices and counter-notices with respect to the Services can be sent via email
with the subject line “DMCA NOTICE” to: support@CryptoIsFIRE.ai.

We suggest that you consult your legal advisor before filing a notice. Also, be
aware that there can be penalties for false claims under the DMCA.

CFIRE also respects the trademark rights of others. Accounts with any other
content that misleads others or violates another’s trademark may be updated,
suspended, disabled, or terminated by CFIRE at its sole discretion. If you are
concerned that someone may be using your trademark without permission on our
Services, please email us with the subject line “TRADEMARK NOTICE” at
support@CryptoIsFIRE.ai.

If we deem appropriate, we may remove the offending content, warn the individual
who posted the content, or temporarily or permanently suspend or disable the
individual user’s account.

23. NO PERFORMANCE GUARANTEE

As a provider of value-added educational content, we make no guarantees or
warranties regarding your performance after completing any of our courses. We
may post user testimonials or summaries of their past trading accomplishments on
our platform. Our lecturers or tutors may also discuss their own trading
performance and experience in our courses. By joining CFIRE, you acknowledge and
agree that the performance outcomes in any published testimonials or performance
descriptions are not typical, are not an indication of future results or
performance, and are not intended to be a representation, warranty, or guarantee
that you will achieve comparable results. Furthermore, you acknowledge that
neither the experience of customers highlighted in testimonials nor the
experience of our tutors or lecturers with cryptocurrency trading is typical.
You are aware that the examples shown are of experienced participants and that a
variety of circumstances could cause your results to be materially different. We
do not maintain a record of our users’ outcomes, either past or present.

24. NO ACADEMIC CREDIT

CFIRE does not grant academic credit for the successful completion of any course
or program. CFIRE is not a recognized institution of higher learning. Completion
of any Content does not confer any academic credit. CFIRE, instructors, and the
associated Content Providers have no obligation to have any Content recognized
by any educational institution or accreditation organization.

25. DISCLAIMER; LIMITATION OF LIABILITY

‘CRYPTO IS FIRE’ IS NOT AND CANNOT BE HELD LIABLE FOR ANY GAINS OR LOSSES THAT
MAY OR MAY NOT BE A RESULT OF THE DECISIONS YOU MAKE FROM THE INFORMATION
PROVIDED BY THE SITE. THIS LIMITATION OF LIABILITY IS LIMITED TO THE GREATEST
EXTENT PERMITTED BY LAW.

Your use of the Service or associated websites may not be uninterrupted, timely,
secure, or error-free, and we do not promise, represent, or warrant that it will
be. The Platform, the Content, or its server may not be accurate, error-free,
uninterrupted, free from unauthorized access (including third-party hackers or
denial of service attacks), or satisfy any expectations, and CFIRE cannot and
does not represent or warrant that they will. The platform and its contents are
provided to you “as is” and without any implied or statutory warranties,
representations, or conditions of any kind. The Site, on behalf of itself and
its affiliates, licensees, suppliers, and third-party service providers, as well
as each of their respective officers, members, managers, employees, contractors,
agents, affiliates, successors, and assigns (collectively, the “CRYPTO IS FIRE
PARTIES”):

1. EXPRESSLY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS, WHETHER
EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED
WARRANTIES OF NON-INFRINGEMENT, TITLE, MERCHANTABILITY, AND FITNESS FOR A
PARTICULAR PURPOSE; and
2. YOU USE THE PLATFORM, CONTENT, AND OTHER SERVICES AT YOUR OWN DISCRETION AND
RISK. You acknowledge and agree to take full responsibility for your use of
the platform and any content.

In no event shall any CFIRE Party be liable to you or any third party for any
special, direct, indirect, incidental, punitive, exemplary, exclusionary,
reliance, or consequential damages of any kind, including, but not limited to:
lost profits, lost revenue, lost savings, loss of data, replacement costs, loss
of use of the platform or content, or damages resulting from any decision you
make based on the content or other information provided to you through the
platform or by us, whether based in contract, tort (including negligence), or
strict liability.

We do not guarantee the accuracy or dependability of any outcomes that may be
attained through the use of the service.

You acknowledge and agree that the Service or Product, or your inability to use
them, are at your own risk. Except as otherwise expressly stated by us, the
Service and all products are delivered to you “as is” and “as available” for
your use, free from any express or implied representation, warranty, or
condition, including without limitation any implied warranty or warranty of
merchantability, merchantable quality, fitness for a particular purpose,
durability, title, or non-infringement.

26. NO INVESTMENT ADVICE

PLEASE CLICK HERE TO SEE CRYPTOCURRENCY RISKS DISCLOSURE

CFIRE IS NOT AN INVESTMENT ADVISOR, ANALYST, OR REGISTERED BROKER. THE OPINIONS,
CONTENT, AND INFORMATION PROVIDED BY CFIRE ARE EDUCATIONAL AND FOR ENTERTAINMENT
PURPOSES ONLY AND SHOULD NOT BE REGARDED AS INVESTMENT ADVICE OR FINANCIAL
ADVISORY SERVICES. ALL CFIRE PARTIES LACK THE NECESSARY CREDENTIALS OR LICENSES
TO OFFER FINANCIAL ADVICE.

The information provided on this website does not constitute investment advice,
financial advice, trading advice, or any other type of advice and you should not
treat any of the website’s content as such.

CFIRE does not stipulate any digital or virtual currency to be bought, sold, or
held by you, especially without you first conducting your own due diligence (DD)
or consulting with your financial advisor before making any investment
decisions.

27. INDEMNIFICATION

You consent to hold harmless CFIRE and our parent, subsidiaries, affiliates,
partners, officers, directors, agents, contractors, licensors, service
providers, subcontractors, suppliers, interns and employees from any claim or
demand (including reasonable attorneys’ fees), made by any third-party due to or
arising out of your violation of any of the terms and conditions of this
agreement or the documents they incorporate by reference, or your violation of
any law.

You agree to defend, indemnify, and hold harmless each CFIRE Party from and
against, any and all losses, liabilities, damages, and claims (including,
without limitation, attorney’s fees, and costs) arising from:

* your use or inability to use of the Platform or any Content.
* a breach of these Terms by you, your employees, contractors, or agents.
* a breach of any applicable law by you, your employees, or agents; and
* any action against CFIRE by a third-party as a consequence of any of the
above.

28. SEVERABILITY

Any section of these Terms will still be valid, legal, and enforceable even if
one or more of them is found to be not applicable, invalid, unlawful, or
unenforceable.

The unenforceable portion of any section of these Terms of Service shall be
deemed to be severed from these Terms of Service, and the remaining sections
shall remain valid and enforceable to the fullest extent permitted by applicable
law. If any section of these Terms of Service is found to be unlawful, void, or
unenforceable, such determination shall not affect the validity and
enforceability of any other remaining section.

29. ASSIGNMENT

You may not assign, transfer, or otherwise negotiate your rights or the
fulfillment of your obligations under the Terms to a third party without CFIRE’s
prior written agreement.

30. TERMINATION

The termination of this agreement shall not affect any parties’ obligations and
liabilities accrued before the termination date.

Unless and until terminated by either you or us, these Terms of Service shall
remain in full force and effect. You may terminate these Terms of Service by
requesting cancellation or by ceasing your use of the website.

However if you disobey any term or section of these Terms of Service, we may,
among other things, terminate this Agreement at any time without prior notice,
and you shall forfeit any remaining value or access up to and including the date
of termination; and or deny you access to all our Services (or any portion
thereof).

31. ENTIRE AGREEMENT

These Terms, along with any other related terms or policies, constitute the
entire agreement between you and CFIRE, and supersede any earlier agreements or
understandings with respect to any subject.

Any right or provision of these Terms that we do not execute or enforce in
accordance with law does not constitute a waiver of those rights or provisions.

All prior or contemporaneous agreements, communications and proposals, whether
oral or written, between you and us (including, but not limited to, any earlier
versions of the Terms of Service) are superseded by these Terms of Service,
including any policies or operating rules posted by us on this website or in
relation to the Service., which govern your use of the Service.

Any discrepancies in how these Terms of Service should be interpreted shall not
be used against the party who drafted them.

32. APPLICABLE LAW

The Terms of this agreement and any other agreements regarding our products or
services are governed by and interpreted in all respects in accordance with the
laws of Singapore. This is without respect to Singapore’s rules on conflicts of
laws.

33. RESOLUTION OF DISPUTES, ARBITRATION

Any disagreements regarding the interpretation of these Terms or disputes
arising out of or in connection with the Terms or agreement, including any
question regarding its existence, validity or termination, shall be referred to
and finally resolved by arbitration administered by the Singapore International
Arbitration Centre (“SIAC”) in accordance with the Arbitration Rules of the
Singapore International Arbitration Centre (“SIAC Rules”) for the time being in
force, which rules are deemed to be incorporated by reference in this clause.
You recognize that by agreeing to arbitrate disputes, you are giving up any
potential right to a jury trial.

The forum of the arbitration shall be seated in Singapore.

The Tribunal shall consist of no more than three (3) arbitrators, one chosen by
each party and a third arbitrator agreed to by both parties. For disputes less
than US$2000, the Tribunal shall consist of only one (1) arbitrator, whom will
be chosen by CFIRE or its agent.

The language of the arbitration shall be in English.

The arbitrator may not decide on the basis of equity.

In respect of any court proceedings in Singapore commenced under the
International Arbitration Act 1994 in relation to the arbitration, the parties
agree (a) to commence such proceedings before the Singapore International
Commercial Court (“the SICC”); and (b) in any event, that such proceedings shall
be heard and adjudicated by the SICC.

Arbitration shall be final and binding to both parties. In any arbitration
arising out of this Agreement, the arbitrator shall award to the prevailing
party, any legal fees incurred by the prevailing party that may arise from the
Arbitration. Both parties shall keep the nature of the Arbitration confidential,
except where prohibited by Law.

34. WAIVER

Failure, partial exercise, or delay by CFIRE in exercising any right or remedy
under the Terms shall not constitute a waiver of those rights, remedies, or
conditions by CFIRE.

35. CLASS ACTION WAIVER

Class arbitrations and class lawsuits are not permissible in any arbitration
under these Terms; Only individual disputes will be arbitrated. Regarding any
claim, neither you nor CFIRE may serve as a class representative or take part on
behalf of any group of claimants.

YOU AND CFIRE, BOTH AGREE TO EACH WAIVE THE RIGHT TO PARTICIPATE IN ANY CLASS,
COLLECTIVE, PAGA, OR OTHER JOINT ACTION WITH RESPECT TO ANY CLAIMS.

36. DIGITAL COMMUNICATIONS

You agree that by register, or using CFIRE services or websites that you are
agreeing to receive all communications electronically by us. Your use of our
platform is a form of electronic communication, and as a result of this, you
agree to receive communication from CFIRE. If you have given us your email
address, we will contact you by email. We may also post notices on our platform
or by any other means as we may deem appropriate. If you prefer not to receive
communication electronically, you have the right to “Opt out” by requesting this
by closing your account and sending an email to us at: support@CryptoIsFIRE.ai.

To the extent permitted by law, you acknowledge and agree that all agreements,
notices, disclosures, and other communications that we deliver to you
electronically have satisfied any legal need that such communications be in
writing.

37. MEMBERSHIP INCLUDED GROUP COACHING PLUS 1:1

Of all the different CFIRE membership plans, only 3 include group coaching
(Meteor, Supernova and Prometheus), and only 2 plans include 1 on 1 sessions
(Supernova and Prometheus). The Meteor, Supernova and Prometheus include access
to bi-weekly group check-in coaching sessions that are aimed at addressing
questions from CFIRE members who are having DeFi or wallet issues.

One on one sessions are limited up to a maximum of 5 one on one sessions that
are focused on personalized strategies, each lasting up to one hour, maximum of
one session within one week. These sessions are only open to Supernova and
Prometheus members. Ignition members and below have no access to these group
coaching or one on one sessions.

38. CONTACT US:

Please email us with any comments, issues, or questions you may have regarding
the Terms of Service. CFIRE operates the platform. Please send us an email if
you have any suggestions, criticisms, requests for technical support, or other
correspondence pertaining to the Platform.
Email: support@cryptoisfire.ai

CRYPTOCURRENCY RISKS DISCLOSURE

PLEASE DO NOT ACCESS OR USE THE SERVICE OR WEBSITE IF YOU DO NOT ACKNOWLEDGE OR
AGREE TO ANY PORTION OF THIS RISK DISCLOSURE.

THE TERMS AND CONDITIONS FOUND ON THIS CFIRE WEBSITE (“THE SITE”) ARE INCLUDED
BY REFERENCE IN THIS RISK DISCLOSURE AS IF FULLY SET FORTH HEREIN. THE SITE AND
OTHER SERVICES OFFERED BY ‘CRYPTO IS FIRE’ ARE COLLECTIVELY REFERRED TO AS
“CFIRE” FOR THE PURPOSES OF THIS DISCLOSURE.

DISCLAIMER OF RISK: CFIRE IS NOT AN INVESTMENT ADVISOR, AN ANALYST, OR A
REGISTERED BROKER. THE OPINIONS, CONTENT, AND INFORMATION PROVIDED BY CFIRE ARE
EDUCATIONAL SERVICES FOR ENTERTAINMENT PURPOSES ONLY AND SHOULD NOT BE REGARDED
AS INVESTMENT ADVICE OR FINANCIAL ADVISORY SERVICES. CRYPTOCURRENCIES OR
TRADING OR CRYPTOCURRENCY FUTURES OR OPTIONS IS HIGHLY RISKY AND IS ONLY FOR
THOSE WITH A HIGH RISK TOLERANCE AND THE FINANCIAL ABILITY TO SUSTAIN LOSSES IF
CRYPTOCURRENCY RELATED POSITIONS BECOME UNPROFITABLE. YOU MAY LOSE MORE THAN YOU
INVEST.

IT IS ADVISED THAT YOU SEEK THE ADVICE OF AN INDEPENDENT LICENSED FINANCIAL
ADVISOR BEFORE PARTICIPATING IN ANY CRYPTOCURRENCY RELATED ACTIVITIES. CFIRE IS
NOT RESPONSIBLE FOR ANY LOSSES THAT OCCUR AS A RESULT OF FOLLOWING OR NOT
FOLLOWING OUR SERVICES; PAST PERFORMANCE AND RESULTS DO NOT GUARANTEE FUTURE
RESULTS.

CFIRE solely provides value-added educational and entertainment content, courses
and information on decentralized finance and the cryptocurrency markets for
educational purposes; CFIRE does not provide any specific financial advice or
any other form of investment advice. Cryptocurrencies and cryptocurrency
trading carry significant risks, including highly volatile markets, inconsistent
valuations, cybersecurity events, potential market manipulation, and relatively
high fees. CFIRE advises all persons interested in trading or investing in
cryptocurrencies to consult with their certified financial, legal, and tax
professionals. Historical information or performance data should not be
interpreted as an indication of future outcomes.

CRYPTOCURRENCY INVESTING IS AT YOUR OWN RISK:

Investing and trading in cryptocurrencies is not suitable for all investors and
can result in substantial losses, including most if not all of your investment.
Cryptocurrencies carry significant risks, including highly volatile markets,
inconsistent valuations, cybersecurity events, potential market manipulation,
and relatively high fees. Additionally, cryptocurrency exchanges and other
intermediaries are not subject to the same regulatory scrutiny as securities and
futures exchanges, nor are cryptocurrency accounts protected by SIPC or the
FDIC.

Decentralized finance, cryptocurrency trading and investing come with a high
potential for loss and are not suitable for all investors. TRADE AND INVEST AT
YOUR OWN RISK. Because of possible price fluctuations in cryptocurrencies and
futures markets, you can run the risk of losing more money than you initially
invested. Because futures trading is highly leveraged, even little market
fluctuations will have a significant influence on your trading account. This
might work against you and result in significant losses, or it could work in
your favor and result in significant gains.

Additionally, actual outcomes, performances, or events could be significantly
different from those forecasted in any forward-looking statements, marketing
data, member references, sales collateral, course information, case studies,
communications, videos, content, or opinions released by CFIRE, managers,
investors, staff members, advisors, affiliates, officers, or members. The
following are a few of the variables that could cause actual outcomes,
performance, or events to materially differ from any forward-looking opinions:
market volatility; government policies; hacks and security breaches resulting in
the theft of or damage to investors, currencies, or businesses; high-net-worth
investors’ price manipulation; news; fake news; competition; general economic
cycles, market or business conditions; macroeconomic conditions; or
unanticipated events related to acts of God or Force Majeure.

Cryptocurrency investment is a personal decision. Before making an investment
in the commodity futures market, cryptocurrencies, ICOs, token sales, DeFi,
commodities, equities, bonds, or any other type of financial investment, you
must carefully assess your capabilities, experience level, skill level, risk
tolerance, and investment goals. Therefore, use DeFi and cryptocurrencies at
your own risk. It is advised that you never take a risk that you cannot afford
to lose. Also note, that any form of leverage might result in significant losses
beyond the initial capital invested. Ultimately, you are strongly recommended to
make informed choices as to your level of risk with regards to any investment
strategy, including the use of margin, leverage, and shorting strategies in
relation to the expected return.

CFIRE DOES NOT PROVIDE INVESTMENT ADVICE

CFIRE IS NOT AN INVESTMENT ADVISOR, AN ANALYST, OR A REGISTERED BROKER. THE
SERVICES, CONTENT, AND INFORMATION PROVIDED BY CFIRE ARE EDUCATIONAL AND SHOULD
NOT BE REGARDED AS INVESTMENT ADVICE OR FINANCIAL ADVISORY SERVICES.

Any opinions provided relating to any cryptocurrency, DeFi platform,
cryptocurrency portfolio, transaction, or investment strategy are not meant to
be suitable for a particular person and nor is it implied by any of the content
published by CFIRE. None of our information providers or affiliates will give
you personal advice about the characteristics, worth, suitability, or potential
of a specific cryptocurrency, cryptocurrency portfolio, transaction, investment
plan, or other issue.

The primary goal of the information and services offered by CFIRE is education.
The generic market comments provided by CFIRE are merely the opinions of our
team, and should be regarded as such. You acknowledge that you shall rely on
your own judgment when you engage in executing any transactions. We simply
provide general market opinions and DeFi platforms, which may or may not align
with CFIRE’s or our affiliates’ market positions or intents. This CFIRE
website’s opinions, news, analysis, pricing, and other information are offered
as general market commentary and do not represent investment advice.

The services, material, and information provided by and published by CFIRE are
not in any way personalized or specialized to a particular person, group of
persons, or members. Past results are not indicative of future performance.

YOUR ACKNOWLEDGEMENT AND CONSENT

You acknowledge and agree that you are accepting full responsibility for your
decisions and actions by using the CFIRE site or services. The performance of
any content, actions, statements, opinions, strategies, presentations,
forward-looking opinions, testimonials, or marketing copy distributed by any
medium and by any person during your use of CFIRE is not indicative of or a
guarantee of future performance in any way. This includes any opinions via any
third party media, that includes but is not limited to videos, pictures, text,
audio notes, chat rooms, or any other online information platforms yet to be
created.

CFIRE cannot and will not guarantee that using any of our products or services,
or those we recommend, will achieve any results or make you any money. CFIRE
therefore does not endorse any particular trading platform, exchange, DEX, or
financial tool. Furthermore, you accept that using Internet-based trading
systems or DeFi platforms come with a certain level of risk. The failure of
apps, dApps, platforms, wallets, software, and Internet connection are just a
few of these risks. As such, we disclaim all liability for lost or delayed
communications. Any loss or harm, including without limitation to any loss of
profit, resulting directly or indirectly from the use of or reliance on such
information is expressly disclaimed by us. We also have not confirmed
Testimonials independently.

FYI: Cryptocurrency Futures and Options are margin products. Therefore losses
(or gains) are magnified. You acknowledge that should you engage in such
activities, you could lose the entire investment and that possible losses are
not limited to the funds and equity deposited in your account. You may be
required to pay additional funds to your cryptocurrency trading account to cover
losses in Cryptocurrency Products.

As a result, you hereby acknowledge and consent to the following:

1. You have read and understand the risks and can make your own judgment by
participating in CFIRE.
2. You understand the financial risks and can make discretionary judgments
from all that you learn as a member from any source, in any format.
3. That there are major risks involved with trading, investing, and DeFi, as
well as the possibility of suffering sizable losses. Your participation in
cryptocurrency, DeFi trading, investing, and other activities are at your
own risk.
4. No one associated with CFIRE—not its staff, management, founders,
affiliates, officials, team members, investors, or advisors—is a Financial
or Investment Advisor.
5. None of the information offered is a guarantee of outcomes or advice to buy
or sell any investment or asset.
6. Trading and investing does not come with any assurances or promises.
7. Losses are common among traders and investors. Avoid trading with funds
that you cannot afford to lose.
8. Although bitcoin and other cryptocurrencies have a high potential for
profit, they also carry a great deal of known and unknown risks.
9. The results of any of your trades, investment decisions, errors, omissions,
mistakes, or transactions are not the responsibility of CFIRE.
10. For any reason, you are not eligible for a return after the money-back
guarantee time period has passed for your initial purchase.
11. The opinions, and statements of other program participants are not subject
to control by CFIRE, therefore CFIRE shall not be held liable for them.
12. Due to cryptocurrency markets’ fluid and unpredictable nature, it is
impossible to take into account every aspect of any evaluation or opinion.
13. CFIRE is not liable for any mistakes, oversights or omissions in the
content.
14. Cryptocurrencies are by their very nature unpredictable and unstable, and
likely can continue to be.
15. CFIRE is not liable for any positive or negative changes in the markets, or
in the news cycles.
16. You acknowledge that there is significant counterparty risk associated with
third-party exchanges due to hackers, transfer mistakes, and governmental
sanctions when investing in cryptocurrencies and that CFIRE has no
influence over these events.
17. You are aware that you could lose both the principal and gains from your
investments at any time.
18. CFIRE disclosures or statements are NOT financial advice. CFIRE may share
its investments positions and activities, however that is NOT advice for
you to take any particular action and is not intended to be.
19. Any buying or selling actions that CFIRE performs at any time are not
subject to an obligation to follow-up by CFIRE. Any action made in response
to a previously conveyed action falls under this category. For instance,
you realize that we are not required to let you know if and when we sell or
exit if we indicate that we have made a purchase or taken a position.
20. Any transaction or position you take is your responsibility alone; CFIRE is
not liable for “closing” it for you. You are solely responsible for all
your DeFi positions, any trades, positions, and investments—both ones you
make and don’t make—you accept complete responsibility. You acknowledge
that you make any transactions and investments at your own risk and rely on
your own judgment when doing so.
21. Speculative claims may come with inherent restrictions.
22. Discussion board, chat room, and online app posts do not represent
investment advice.
23. Past results cannot predict or guarantee future outcomes.
24. CFIRE is not responsible for disclosing, foreseeing, or identifying all
known or unknown risks present in the markets.
25. You are responsible for determining the legality of cryptocurrency
investment in your nation.

ASSUMPTION OF LIABILITY

Any gains or losses made as a result of you utilizing one of our trading or DeFi
tactics are not the responsibility of CFIRE. Because ‘Stop loss orders’ may not
be able to be executed due to market conditions or technological difficulties,
thus loss-limiting tactics like them may not be effective sometimes.
Communication by email may contain information that is only being used for
informational reasons and that was gathered from sources that were thought to be
trustworthy. All information is not guaranteed in any way. Any form of assurance
is either not implied or impossible when attempting to project future
conditions.

Commodity futures, equities, ICOs, and other investment vehicles all have a high
level of risk, and there are neither profits nor losses guarantees when
investing in these types of instruments. Results from hypothetical experiments
contain inherent flaws and cannot be used to predict actual outcomes. No trade
or DeFi position is guaranteed by CFIRE to produce profits that resemble those
displayed or even any profit at all. The truth is that there are noticeable
disparities between hypothetical performance results and the subsequent real
results attained by any certain trader, trading program, or membership course.
With the advantage of hindsight, hypothetical performance results and
assessments are created. Unknown and recognized market conditions can have a
negative impact on a trading program’s real trading results.

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS,
ACCORDING TO CFTC RULE 4.41. SIMULATED RESULTS DO NOT REPRESENT REAL-WORLD
TRADING, UNLIKE AN ACTUAL PERFORMANCE RECORD. THE RESULTS MAY HAVE UNDER- OR
OVER COMPENSATED FOR THE IMPACT, IF ANY, OF SPECIFIC MARKET FACTORS, SUCH AS
LACK OF LIQUIDITY, BECAUSE THE TRADES HAVE NOT YET BEEN EXECUTED. SUBJECT TO THE
FACT THAT THEY WERE DESIGNED WITH THE BENEFIT OF HINDSIGHT, SIMULATED TRADING
PROGRAMS IN GENERAL. ANY REPRESENTATION THAT ANY ACCOUNT WILL OR IS LIKELY TO
ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN IS NOT MADE.

INCOME DISCLAIMER

INCOME & EARNINGS DISCLAIMER

PLEASE READ THIS ENTIRE SECTION BEFORE SENDING YOUR AFFILIATE AGREEMENT
APPLICATION.

CFIRE provides value-added educational and instructional content. You
acknowledge and accept that CFIRE makes no guarantees regarding your success or
your ability to earn commissions by utilizing, purchasing, or participating in
our CFIRE website, training, communities, products, services, programs,
CFIRE-published materials, or events. When using CFIRE, by accessing,
subscribing, or making a purchase from the site, you must agree to the
accompanying disclaimers.

The examples in the statements are based on the accomplishments of specific
people or our most successful members, as well as on how each member defines
success. Such claims do not promise or ensure that you will have the same or
comparable outcomes. Furthermore, there is no guarantee that prior performances
or outcomes will repeat in the future.

You shouldn’t anticipate getting exceptional results from using, purchasing, or
taking part in the CFIRE website, training, communities, products, services,
programs, published materials, events, or any other third-party products or
services, whether or not they are connected to it. Your particular outcomes are
influenced by a number of variables, including but not limited to your business
background, effort, resources, personal capacity, and the market for the goods
and services your own organization offers.

None of the income and earnings testimonials for CFIRE programs should be
regarded as “average,” and the testimonials are not indicative of future
results.

Risk is always present in business, investments, and marketing endeavors. You
acknowledge and accept full responsibility for using the knowledge provided by
CFIRE. CFIRE provides financial education services as part of its business
model; We do not provide investment, tax, legal, or financial advice. As a
result, we strongly advise you to do your own research or contact the
appropriate professionals before making any decisions based on the information
provided or before purchasing from CFIRE. The terms and conditions of the sale
as stated on this website apply to all purchases, and you can read, study and
accept or reject those terms and conditions here on this site before making any
purchases.

This is solely for informational purposes, as we have included the information
on our website(s) and other CFIRE materials. No express or implied warranties or
representations are made by CFIRE, and CFIRE disclaims all responsibility for
any loss or gain resulting from the use of this website, CFIRE Programs,
Services, or Products, or from the information contained therein. Additionally,
CFIRE makes no claims or endorsements on the veracity, dependability, or
correctness of any data, advertisements, or marketing materials provided by or
referred by any third party.

DISCLAIMER FOR MEMBERS AND AFFILIATES

Please be aware that some members of CFIRE might also be affiliates who profit
from sales they refer to the CFIRE program. Members and Affiliates may or may
not also be affiliates for unrelated third-party people or businesses, in which
case they may also make money from these or other ventures or businesses that
they own. However, it should be noted that the earnings made by these Members
and Affiliates are as third-parties, and we are unable to substantiate any
third-party’s earnings or income claims.

CFIRE is NOT a “get rich quick” scheme, and we do not support overnight success.
If you want to increase your income, we suggest you should work hard, be honest,
and improve your skills. We can not make any guarantees regarding your ability
to use any of our products or services to produce results or generate income, as
required by law. When the ordinary person purchases any “how-to” knowledge, they
rarely or never see any results. References and examples used on this website
are accurate and documented, but they are simply used as illustrative material.
Your results will vary depending on a variety of factors, such as your ability
to adapt, your experience, and your work ethic, among others. The ability to
deal with uncertainty, a sizable and sustained effort, and action are necessary
components for success in business, investing, and marketing.

PLEASE DO NOT BUY ANY CFIRE PRODUCTS OR SERVICES CFIRE IF YOU ARE UNWILLING TO
ACCEPT THIS RISK.

REFUND & DELIVERY POLICY

1. DELIVERY PROCEDURE

Due to the nature of this program and the member’s immediate access after
purchase, the content shall be regarded as 100% delivered within 24 hours.

As soon as the 2nd and 3rd tier affiliates start accumulating earnings, they
agree to start to manage and form a nucleus team, this team of affiliates is
called a “CFIRE Circle” community, and they commit to offer support to all their
related CFIRE Circle members. CFIRE Circle team meetings would discuss issues
related to CFIRE education or lessons. As the affiliate’s “CFIRE Circle” teams
grow, there may be breakaway groups as new leaders appear. CFIRE admin will
review the performance of all such CFIRE Circles, asking from time to time how
Circle members are doing in the program, and if it is deemed necessary by CFIRE
admin on a case by case basis, potentially move members who are not getting the
support they need, to a new CFIRE Circle, which would then also switch any and
all 2nd and 3rd level earnings to that new team. CFIRE admin will determine this
on a case by case basis, and only based upon serious requests by you (the new
member) after careful consideration and consultation with the original
affiliates and their tiered CFIRE Circle to review the issue(s).

Upon the money-back guarantee period expiring, members are official CFIRE
members.

NOTE: Members who register as affiliates and get an affiliate link waive any
requests to receive a refund, since they have already joined the affiliate
program to start to promote CFIRE, and therefore cannot get a refund from the
moment they register as an affiliate.

2. CONDITIONAL 30 DAY MONEY-BACK GUARANTEE TERMS

Only NEW MEMBERS have the first thirty (30) calendar days after their membership
purchase to request a refund, and they can only make this request after day 28.
During these first 30 days, the content for – setting up, implementing, and
earning from specified DeFi programs connected to your web3 digital wallet will
be available; Each new member agrees to execute the following three (3) core
steps within the first 7 days, before they can be eligible to request a refund:

1. First step is to connect your digital wallet address to the CFIRE platform,
for confirmation of participation in the DeFi program (preferably you are
using the same wallet that you used to sign up and get your CFIRE NFT
membership).
NOTE: CFIRE has NO control over your assets, recording your wallet just
verifies your earnings;
2. Second step connect your web3 wallet to the specified DeFi platform(s) for
earnings; making sure to confirm that you have at minimum $420 of BNB on
Binance Smart Chain (BSC) in your wallet;
3. Third step is to deposit a minimum of $200 to $400 worth of BNB into the
specified DeFi program.

ALL New members are eligible to request a refund ONLY AFTER showing proof that
they have completed the above 3 conditions AND who have NOT received any DeFi
returns following this implementation of the CFIRE program, during this first 30
days.

IMPORTANT: It is possible that DeFi yield programs may fluctuate (daily) yields
given the volatile nature of cryptocurrencies, so there can be no fixed
guarantee on the exact percentage yield.

Each new member will submit their web3 digital wallet address into the CFIRE
platform, which the CFIRE team then uses for verification purposes of
implementation of the CFIRE DeFi system. This shows proof that the new CFIRE
member has started to reap the benefits of earning DeFi returns, due to the
instant DeFi reporting through blockchain reporting sites like Debank.com. This
also shows a member’s commitment to the CFIRE program so that we can release
payment of funds to their related affiliates and for ongoing operations.

Beyond day 30, all members of CFIRE get continued access to content and
potentially even access to advanced lessons.

New members are encouraged to reach out to their referring Affiliate for help,
especially in those first 7 days, for assistance on any issues whatsoever to get
their wallet setup and connected to the DeFi platforms to work as per the CFIRE
system instructions.

All referring Affiliates have a duty to assist all her new members to resolve
any issues, including but not limited to: on-ramping of crypto funds, following
the instructions in lessons, or sharing any challenges new members might have
for setting up their DeFi system. Referring Affiliates are incentivized to
assist and are glad to do so.

However, if by the 14th day after purchase the new member is not able to get
assistance from their referring Affiliate or Affiliates in the above tiers, then
all affiliates in those tiers will have forfeited compensation privileges
deriving from that new member and you (the new member) may seek assistance from
another affiliate team as per the CFIRE officers and admin reviewing your case
to allocate you (the new member) to a new affiliate team (CFIRE Circle),
allowing all related affiliate incentives to flow to this other CFIRE Circle of
tiered affiliates. CFIRE admin will determine this on a case by case basis, and
only based upon serious requests by you (the new member) after careful
consideration and consultation with the original affiliates and their tiered
CFIRE Circle to review the issue(s).

A new member may also seek a third alternative where he or she pays an
additional fee to CFIRE for a “white glove” service to have everything done
personally and in direct consultation with them, step by step. Any such “white
glove” service fee has no refund.

In the unlikely event that the CFIRE program does NOT deliver any DeFi returns
for a new member following their full setup of the core 3 steps to connect their
wallet to the specified DeFi platform(s) as per the CFIRE training program, that
the specific programs do not produce any returns in the initial first thirty
(30) days period, then that new member has the option to exit the CFIRE program
and request a full refund. Their membership and access to the CFIRE system would
then be canceled immediately upon request (and this request can only be
submitted AFTER the first 4 weeks, 28 days from their purchase of the CFIRE
program), and all further training, advanced lessons, affiliate payments and
bonuses, and potential DeFi bonuses will all be forfeited.

Upon any refund, that members NFT membership access is cancelled.

NO REFUNDS ON MEMBERSHIP UPGRADES

If a member upgrades their membership level to a higher level, there are no
refunds.

DISCLAIMER AND FULL DISCLOSURE ON REFUNDS

Please be aware that there is a possibility that your “Refund” amounts may NOT
reflect the exact value that was originally paid for the product or service.
This is due to the volatility of crypto-currency conversion rates from fiat
currency to crypto-currency and back, and the conversion costs to implement the
refund, as well as cryptocurrency transaction fees.

WHOM THE 30-DAY MONEY-BACK GUARANTEE DOES NOT APPLY

If a previously canceled member wishes to rejoin at a later time, they may do so
at the full membership rate AND she will not have the option of the thirty (30)
day money-back guarantee. This is due to the additional operational and
administrative efforts required. We reserve the right to refuse or deny
membership to anyone for any reason.

Also members who register as affiliates also do not have the option of the
thirty (30) day money-back guarantee, since they have already joined the
affiliate program to start to promote CFIRE, and therefore cannot get a refund.

3. CRYPTO IS FIRE’S SUBSCRIPTIONS

The duration for each member’s subscription to CFIRE’s products or services are
all listed. After the twelve-month periods end, members continue to renew unless
they actively choose to cancel the product or service and cease the membership
subscription.

To suspend billing and subscription, a member may cancel at any moment by going
into their Members area or by emailing us to suspend billing and subscription.
If a Member is unable to log in to cancel, this may not take effect immediately.
(Kindly give us 72 hours to process your requests by email.)

If the member cancels their subscription any time before their 12 month period
is complete, there is no pro-rata refund. Members are not refunded any amount
for canceling their subscription earlier than the 12 months.

If a member purchases a subscription-based CFIRE product or service, and if the
member allows an automatic recurring charge of the subscription fees by any
payment means, this remains in effect up until the member cancels the
subscription.

The member acknowledges and accepts that each automatic and recurring invoicing
of the subscription fees is non-refundable. The charge is not divisible or
prorated since access to use of the CFIRE program is immediate upon completing
payment. In order to pay for the subscription fee and any other purchases made
on the website, you the Member, hereby authorizes CFIRE to begin debit entries
from the specified account.

Customer Support can be contacted for cancellation at any time by sending an
email with “Cancellation” in the subject line to: support@CryptoisFIRE.ai.

4. REFUNDS

In accordance with the “30-day money-back guarantee terms and conditions”, a new
member is eligible to request a refund only after day 28, and must be within
their first thirty (30) calendar days ONLY after satisfying the above listed
three (3) conditions set forth in point 2 of this guarantee section – (i)
validating their digital wallet, (ii) connecting their wallet, (iii)depositing
the minimum, and if they did not receive any DeFi earnings during this period,
they may request a refund.

HOW TO REQUEST A REFUND

For all refund requests, please submit a request for a refund using your
standard Ethereum Web 3 EVM (Ethereum Virtual Machine) wallet, using a standard
cryptocurrency wallet address (starting with 0x). It will be paid out to you in
a cryptocurrency to your same digital wallet that you registered with, rather
than fiat dollars to your bank account, credit card or debit card, in either
USDC or BNB (we as the admin select the cryptocurrency to make the refund
payment).

If there are any issues regarding receiving your refund and setting up this
wallet, you can email us at: support@CryptoisFIRE.ai.

5. AFFILIATE PAYMENTS

After the first 30 days of a new member have passed, Affiliate payments are
non-refundable.

6. NO REFUNDS FOR ADDITIONAL PRODUCTS AND SERVICES

Every new member has thirty (30) calendar days from the date of their first
(initial) purchase to request a refund, but only after 4 weeks (28 days) of
their full participation in the DeFi program by following all the listed steps,
as per these terms. For new members, this applies only to the first product
purchased and not for any subsequent purchases. Any refund requests made after
this deadline won’t be granted.

7. HOW TO MESSAGE US

Please get in touch with us via email if you have any additional queries about
refunds at: support@CryptoisFIRE.ai

Last edit 9th January 2023

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