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RPS SIGNATURE PROGRAMS

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(866) 452-0196


 * PROGRAMS


 * COMPANY OVERVIEW


 * NEWS


 * APPLICATIONS

 * Select Category
   
   
   REAL ESTATE AGENTS & BROKERS ERRORS AND OMISSIONS (E&O)
   
   
   
   
   REAL ESTATE INDUSTRY EXPERTS WITH ACCESS TO THE BEST MARKETS AND COVERAGE
   
   Getting it done. Moving at the speed of bold. Coverage that protects and
   keeps your client’s business on track. As the only broker with the prized pen
   for GenStar, a leading carrier for errors and omissions (E&O) insurance, we
   specialize in responsiveness and helping you be a hero by writing
   comprehensive coverage for your clients, fast.
   
    
   
   
   REAL ESTATE INDUSTRY EXPERTS WHO EXCEED EXPECTATIONS
   
   We love a challenge. RPS Signature Programs’ team of industry experts can
   take on the most complex client needs. Be it a multiunit apartment complex or
   a single home sale. Our exclusive programs give you access to the best
   markets and solutions, specially designed for the real estate industry and
   its coverage challenges. We deliver specialized coverage for niche risks,
   including the unique professional liability insurance needs of agents,
   brokers, wholesalers, retailers, underwriting managers, surplus lines agents
   and more.
   
    
   
   
   AGENTS & BROKERS ERRORS AND OMISSIONS COVERAGE OPTIONS
   
   From comprehensive coverage for both residential and commercial real estate
   agents and brokers to full service support for appraisal firms, we get you
   coverage for the full scope of your client’s real estate business. Our
   coverage options include:
   
    
   
    * Agent-owned property coverage
    * Bodily injury and property damage for open house and lock box, to full
      policy limits
    * Deductible reduction incentive for early claims resolution
    * Environmental hazards to full policy limits
    * Fair housing/discrimination coverage
    * Innocent insured coverage
    * Pre-claims assistance
    * Premium credits for favorable risk management practices and claims
      experience
    * Professional Liability Insurance designed for real estate agents and
      brokers
    * Risk management resources and legal hotline
   
    
   
   
   AGENTS & BROKERS ERRORS AND OMISSIONS COVERAGE LIMITS
   
   We offer access to a full suite of E&O coverage limits, so you can help your
   clients get the protection they need.
   
    
   
    * Limit options range from $300,000/$600,000 to $2 million/$2 million
    * Drone photography coverage has $25,000 sub-limit
    * Fraudulent funds transfer coverage has $25,000 sub-limit
    * Fair housing/discrimination coverage has $250,000 sub-limit
    * Nonprofit Directors and Officers (D&O) coverage has $15,000/$30,000
      sub-limits
    * Supplementary
      * $25,000/$50,000 limit for each
      * Reimbursement of expenses for board proceedings defense includes $3,000
        per claim/$30,000 aggregated
      * Subpoena expenses are $5,000 per event
      * Electronic information damage up to $2,500
      * Professional reputation protection up to $2,500
      * Loss of earnings up to $50,000 per policy
   
   View Program PageAvailability in 50 States
   
   
   ABC – MICHIGAN SELF-INSURED WOKERS’ COMPENSATION FUND
   
   
   
   Coverages Offered :Workers Compensation
   
   The Self-Insured Workers’ Compensation Fund for the Associated Builders and
   Contractors of Michigan.  Associated Builders and Contractors Fund been
   committed to insuring Michigan contractors and suppliers to contractors since
   1995. The Fund offers a 46% premium return to its members. The ABC Fund is
   endorsed by the Associated Builders and Contractors of Michigan.
   
    
   
   Coverages
   
   Workers’ compensation for employers domiciled in Michigan with additional
   coverage available through the Fund’s excess carrier when out of state
   coverage is needed.
   
    
   
   Limits
   
   Up to $2,000,000 employers’ liability coverage available.
   
    
   
   Target
   
   Wide range of construction classes and suppliers to the construction
   industry.
   
    
   
   Click here to request a quote or for more information
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 922-2024
   
   View Program PageAvailability in MI
   
   
   LAWYERS PROFESSIONAL LIABILITY
   
   
   
   Attorneys face a number of E&O claims – from administrative errors, to
   allegations of abandoning representation, or failing to address the client’s
   needs in any way.
   
   The American Bar Association (ABA) estimates that attorneys will have at
   least three legal malpractice claims brought against them in the course of
   their careers.
   
   Lawyers Professional Liability (LPL) insurance is designed to provide
   coverage for claims that arise from “wrongful acts” committed in the
   rendering of legal services in the lawyer’s capacity and generally provide
   both indemnification coverage and claims expense coverage.
   
   The RPS Signature Programs Lawyers Insurance product has limits available
   from $250,000 each loss/aggregate to $5,000,000 each loss/aggregate.
   
   Coverages
   
    * Limits of liability up to $5 million available
    * Defense expenses are in addition to the limit available
    * Annual aggregate deductible available
    * First-dollar defense option available
    * Supplementary payments — in addition to limit at $0 deductible
      * Disciplinary: up to $100,000 per policy period
      * Loss of earnings: up to $50,000 per policy period
      * Rule 11 awards: up to $5,000 per policy period
      * Subpoena assistance: up to $25,000 per policy period
      * Pre-claim assistance
    * Broad definition of legal services
    * Broad “Predecessor firm” definition
    * Innocent party coverage for concealed claims and/or fraudulent acts
    * Automatic 30-day extension period for reporting claims
    * Unlimited extended reporting period option available
    * Lateral hire coverage available
    * Liberalization clause
    * Non-practicing ERP offered for individuals
    * Punitive and exemplary damages covered (to extent insurable by law)
    * Relaxed consent to settle – insurer pays 50%
    * Loyalty discount — 50% discount on extended reporting periods after four
      years
   
    
   
   Program Features
   
    * Insurers rated “A-” by A.M. Best
    * Program management established in 1985
    * Pre-claim hotline
    * Available non-admitted nationwide except Alaska
   
   Target
   
   Firms comprised of 1 to 50 attorneys
   
    
   
   Limits
   
    * $250,000 to $5,000,000
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   View Program PageAvailability in 50 States
   
   
   QUALITY COMP, INC.
   
   
   
   Coverages Offered :Workers Compensation
   
   RPS Signature Programs Quality Comp, Inc. is an alternative to traditional
   Workers’ Compensation insurance for not-for-profit social services
   organizations in the state of California. Serving many of the state’s largest
   not-for-profit social service institutions, RPS Signature Programs
   understands the unique Workers’ Compensation needs of the not-for-profit
   social services industry and develops customized safety programs, controls
   the claims process, reduces costs and handles the day-to-day management of
   the program.
   
    
   
   Quality Comp, Inc. succeeds because the covered employers have a long-term
   interest in preventing and controlling injuries. Each member plays two roles:
   a participant in the plan and a participant in the plan’s governance. Members
   make contributions, which fund losses and program expenses. After claims are
   closed and expenses paid, the surplus funds–including investment income–are
   returned to the members.
   
    
   
   Coverages
   
    * Workers’ Compensation (California)
   
    
   
   Target
   
    * California Non Profit Social Service Agencies
   
    
   
   Limits
   
    * Statutory
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 912-0624
   
   View Program PageAvailability in CA
   
   
   GUARDIANCOMP, INC.
   
   
   
   Coverages Offered :Workers Compensation
   
   RPS Signature Programs GuardianComp, Inc. is an alternative to traditional
   Workers Compensation insurance for non-profit nursing and continuing care
   retirement communities in the state of California. With the unique Workers
   Compensation needs of the nursing and continuing care industry in mind, RPS
   Signature Programs develops customized safety programs, controls the claims
   process, reduces costs and handles the day-to-day management of the program.
   
    
   
   GuardianComp, Inc. succeeds because the covered employers have a long-term
   interest in preventing and controlling injuries. Each member plays two roles:
   a participant in the plan and a participant in the plan’s governance. Members
   make contributions, which fund losses and program expenses. After claims are
   closed and expenses paid, the surplus funds–including investment income–are
   returned to the members.
   
    
   
   Coverages
   
    * Workers’ Compensation (California)
   
    
   
   Target
   
    * Non Profit Nursing Homes and Continuing Care Facilities
   
    
   
   Limits
   
    * Statutory
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 912-0624
   
   View Program PageAvailability in CA
   
   
   CAPS-SIG
   
   
   
   Coverages Offered :Workers Compensation
   
   RPS Signature Programs California Private Schools Workers’ Compensation
   Self-Insurance Group, Inc. (CAPS-SIG) is an alternative to traditional
   workers’ compensation insurance. With the unique workers’ compensation needs
   of schools, RPS Signature Programs develops customized safety programs,
   controls the claims process, and reduces costs, and handles the day-to-day
   management of the program.
   
    
   
   CAPS-SIG, Inc. succeeds because the covered employers have a long-term
   interest in preventing and controlling injuries. Each member plays two roles:
   a participant in the plan and a participant in the plan’s governance. Members
   make contributions, which fund losses and program expenses. After claims are
   closed and expenses paid, the surplus funds– including investment income–are
   returned to the members
   
    
   
   Coverages
   
    * Workers’ Compensation (California)
   
    
   
   Target
   
    * California based Private Schools and Universities
   
    
   
   Limits
   
    * Statutory
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 912-0624
   
   View Program PageAvailability in CA
   
   
   MICHIGAN RESTAURANT & LODGING FUND
   
   
   
   Coverages Offered :Workers Compensation
   
   The RPS Signature Programs’ Michigan Restaurant & Lodging Fund has served the
   hospitality industry since 1992 and is endorsed by the Michigan Restaurant
   and Lodging Association. The Michigan Restaurant & Lodging Fund has returned
   an average of 48% of a member’s premium.
   
    
   
   Coverages
   
   Workers’ compensation for employers domiciled in Michigan with additional
   coverage available through the Fund’s excess carrier when out of state
   coverage is needed.
   
    
   
   Limits
   
   Up to $2,000,000 employers’ liability coverage available.
   
    
   
   Target
   
    * All restaurants with sit down table service;
      * Fast food
      * Family style
      * Fine dining
      * Bar & grill
      * Delis
      * Coffee shops
      * Banquet facilities
    * All hotels, motels, inns, resorts including seasonal and non-franchised
   
    
   
   For more information or to request a quote click here
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 922-2024
   
   View Program PageAvailability in MI
   
   
   MICHIGAN HORTICULTURE INDUSTRIES FUND
   
   
   
   Coverages Offered :Workers Compensation
   
   The RPS Signature Programs’ Michigan Horticulture Industries Fund has been
   endorsed by the Great Lakes Floral Association and the Michigan Nursery &
   Landscape Association since 1995. This program has an average 46% return.
   
    
   
   Coverages
   
   Workers’ compensation for employers domiciled in Michigan with additional
   coverage available through the Fund’s excess carrier when out of state
   coverage is needed.
   
    
   
   Limits
   
   Up to $2,000,000 employers’ liability coverage available.
   
    
   
   Target
   
    * Florists
    * Landscapers
    * Nurseries
    * Greenhouses
    * Sod farms
    * Garden centers
    * Wholesale suppliers
   
    
   
   For more information or to request a quote click here
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 922-2024
   
   View Program PageAvailability in MI
   
   
   MICHIGAN GROCERS FUND
   
   
   
   Coverages Offered :Workers Compensation
   
   The RPS Signature Programs’ Michigan Grocers Fund was established in January
   2014. The Fund have received an average premium return of 41%. The Fund is
   endorsed by the Michigan Retailers Association.
   
    
   
   Coverages
   
   Workers’ compensation for employers domiciled in Michigan with additional
   coverage available through the Fund’s excess carrier when out of state
   coverage is needed.
   
    
   
   Limits
   
   Up to $2,000,000 employers’ liability coverage available.
   
    
   
   Target
   
   Supermarket and/or grocery store whose volume of sales is primarily engaged
   in selling a general line of food and beverages such as canned and frozen
   foods, dairy products, a variety of beverages including alcohol, fresh fruits
   and vegetables, fresh and prepared meats, fish, and poultry.
   
    
   
   For more information or to request a quote click here
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 922-2024
   
   View Program PageAvailability in MI
   
   
   MICHIGAN CLEANING FUND
   
   
   
   Coverages Offered :Workers Compensation
   
   The RPS Signature Programs’ Michigan Cleaning Fund was established in 1981
   and has an excellent track record of premium returns averaging 50% to its
   members. The Fund is endorsed by Michigan Institute of Laundering and Dry
   Cleaning and Midwest Carwash Association.
   
    
   
   Coverages
   
   Workers’ compensation for employers domiciled in Michigan with additional
   coverage available through the Fund’s excess carrier when out of state
   coverage is needed.
   
    
   
   Limits
   
   Up to $2,000,000 employers’ liability coverage available.
   
    
   
   Target
   
    * Dry cleaning
    * Industrial laundries
    * Carpet cleaners
    * Carwashes
    * Commercial janitorial operations.
   
    
   
   For more information or to request a quote click here
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 922-2024
   
   View Program PageAvailability in MI
   
   
   TOW TRUCK & GARAGEKEEPERS
   
   
   
   Coverages Offered :Commercial AutoGarage Keepers CoverageCommercial
   PropertyCargo
   
   RPS Signature Programs provides a coverage solution for operators of tow
   trucks. The insurance products and risk management services we provide for
   the Towing sector are designed to navigate blind spots, mitigate and transfer
   risk, drive down costs, and optimize operations.  This is a closed program
   with exclusive appointments, we will quote for no other agency/broker in your
   territory.
   
    
   
   Coverages
   
    * Auto
    * Garagekeepers Legal Liability
    * General Liability
    * Property (Non-CAT areas)
    * Inland Marine (Non-CAT areas)
    * Motor Truck Cargo
   
    
   
   Target
   
   $1,000,000 OCC & $2,000,000 AGG, up to $1,000,000 on Motor Truck Cargo and
   Garagekeepers
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 771-4535
   
   View Program PageAvailability in 50 States
   
   
   USA SOFTBALL
   
   
   
   RPS Signature Programs’ USA Softball coverages include Directors & Officers,
   Crime & Equipment Plans, Field Owners Insurance, Individual Registration,
   Sports Officials Insurance Plans for Umpires, Team & Individual Registration
   Insurance Plans, Tournament & Clinic Insurance, and Umpire Insurance Plans.
   
    
   
   To learn more click here
   
    
   
   Coverages
   
   General Liability Coverage For USA Softball Events
   
   The USA Softball Tournament/Clinic Liability Insurance Plan provides
   protection for lawsuits and court judgments that may result from bodily
   injury and property damage claims arising out of your USA Softball Sanctioned
   Tournament or Clinic operations.
   
   Underwritten by Markel Insurance Company, Rated A by A.M. Bests rating
   service.
   
   Policy Limits
    * Liability per occurrence
   
   $2,000,000
    * Aggregate per location
   
   $5,000,000
    * Personal Injury / Advertising Injury
   
   $2,000,000
    * Products / Completed Operations
   
   $2,000,000
    * Sexual Abuse Liability per occurrence
   
   $2,000,000
    * Sexual Abuse Liability aggregate
   
   $2,000,000
    * Damage to Premises Rented
   
   $1,000,000
    * Med Pay to Others (non-participants)
   
   $10,000
   
   The policy includes Participants Liability, which is one of the most
   important aspects of Liability coverage for sports organizations.
   
    
   
   Who is Covered Under This Policy?
   
    * Tournament or clinic organizers
    * Tournament or clinic officials
    * Participating teams or players
    * Individual team members
    * Field owners (as additional insureds, if requested)
    * Tournament or clinic sponsors
   
    
   
   Accident Medical Coverage For USA Softball Event Participants
   
   Under the USA Softball Tournament/Clinic Accident Insurance Plan, coverage
   extends to covered injuries incurred by Tournament participants while
   practicing or playing in Tournament games. For Clinics, coverage applies to
   participants while taking part in clinic activities at the designated clinic
   site. There is no coverage for travel or off-premises activities under this
   plan.
   
   Policy Limits
    * Accident Medical
   
   $250,000 per claim
    * Accidental Death
   
   $5,000
    * Accidental Dismemberment
   
   $10,000 principal sum
    * Chiropractic & Physical Therapy
   
   $2,500 ($100 per visit)
    * Durable Medical Equipment
   
   $1,000
    * Deductible per claim
   
   $250 for Youth / $500 for Adults 90/10 % Coinsurance 52 week benefit period
   
   This policy is written on an Excess basis, which means that the policy is
   secondary over any other valid and collectible insurance or healthcare plan
   that you may have. Thus, you need to submit your expenses to your own
   healthcare plan first, for this policy to consider your claim. If you have no
   other coverage in force, this policy will pay your claim as primary, subject
   to the deductible and other policy terms.
   
   The policy only covers medical and dental expenses, which are incurred during
   the Benefit Period – within 52 weeks of the date of injury.
   
    
   
   Tournament & Clinic Insurance Information
   
    * Tournaments and clinics must be USA Softball approved or USA Softball
      sanctioned by your local USA Softball Commissioner to be eligible for this
      insurance program
    * The enrollment form must be signed by a USA Softball Commissioner in order
      to bind coverage
    * Coverage goes into effect as of the date the Tournament or Clinic starts,
      provided that the enrollment form and full premium are received by RPS
      Signature Programs prior to the start date
    * You can purchase the Liability and Accident Insurance either separately or
      as a package
    * Coverage automatically extends to make-up dates caused by weather, but no
      refunds are allowed for this program
    * Apply by mail by completing the Enrollment Form and mailing along with a
      check to RPS Bollinger. Enrollment Form can be found here.
   
    
   
   Event Rates For 2019
   
   All policies are subject to a minimum premium as follows:
   
    * $50 for liability insurance only
    * $50 for accident insurance only
    * $100 for liability & accident insurance
    * Tournament or clinic officials
   
   Tournament Rates per Team Junior Olympic Adult Liability insurance only $2.50
   N/A Accident insurance only $3.50 $7.50 Liability & accident insurance $5.00
   N/A
   
    
   
   Instructional/Playing Clinic Rates per Participant / Day Junior Olympic Adult
   Liability insurance only $0.50 $0.50 Accident insurance only $0.50 $0.50
   Liability & accident insurance $1.00 $1.00
   
    
   
   Classroom Only Clinics Rates per Participant / Day Junior Olympic Adult
   Liability insurance only $0.25 $0.25 Accident insurance only $0.25 $0.25
   Liability & accident insurance $0.50 $0.50
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 440-1585
   
   View Program PageAvailability in 50 States
   
   
   RESIDENT CAMPS & DAY CAMPS
   
   
   
   RPS Signature Programs has a long history specializing in Camp, Conference,
   and Retreat Center Insurance. We understand their unique insurance and risk
   management needs as well as the insurance issues of all kinds of experiential
   education and adventure travel programs.
   
    
   
   Our camp program leader has over 35 years of experience working with camps
   nationally and internationally – managing risk, finding, and creating
   cost-effective insurance solutions. Our customers benefit from our staff
   experience as brokers, underwriters, and underwriting managers. We are market
   makers and problem solvers; just the kind of resources your organization
   needs.
   
    
   
   We work with private, non-profit, and religiously affiliated camps across the
   country. Customers of RPS Signature Program’s Camp Insurance Program benefit
   from our decades of experience, our relationships with insurers, and the
   skill and knowledge of our staff. We invite you to contact us today to learn
   more about how our expertise can benefit your business.
   
    
   
   Why RPS Signature Programs
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   RPS Signature Programs is a program division of Risk Placement Services,
   Inc., the largest managing general agency in the U.S. As a result RPS
   Signature Programs has valuable, extensive, working relationships with many
   of the top specialty companies in the insurance industry. We have certain
   insurance products which are exclusively ours.
   
   (866) 447-0760
   
   View Program PageAvailability in 50 States
   
   
   HEALTH & FITNESS
   
   
   
   Coverages Offered :Commercial PropertyGeneral LiabilityCrimeBusiness Income
   And Extra ExpenseWorkers Compensation
   
   We provide a comprehensive menu of insurance plans designed for health &
   fitness clubs, tennis and racquet clubs, sports facilities, sports complexes,
   and training centers, which can also extend to daycare and restaurant
   operations included within your facility. The program is written through
   Admitted “A” rated carriers, or better, and can provide coverage on all lines
   of business necessary.
   
   
   COVERAGES
   
   
   PROPERTY
   
    * Building and personal property coverage (blanket basis available)
    * Coverage for fences, outdoor signs (attached or separate), tennis courts,
      bubble structures, etc
    * Personal effects and property of others
    * Systems Breakdown coverage
   
   
   LIABILITY
   
    * Rated on a ‘active member’ basis
    * Non-auditable
    * Professional Liability is extended to cover the certified professionals
      such as fitness and aerobics instructors, tennis instructors, etc
    * Liquor Liability
    * Sexual abuse and molestation coverage
   
   
   CRIME
   
    * Money and securities inside/outside the premises
    * Depositor forgery
    * Employee dishonesty
   
   
   BUSINESS INCOME
   
    * Business income and extra expense coverage
    * Actual loss sustained coverage is available
    * Coverage for loss of earnings from suspended operation
    * No waiting period or deductible (available on request)
   
   
   WORKERS’ COMPENSATION
   
    * Available in all states
    * Competitive rates and credits available on well-performing risks
    * High experience mods can be considered
    * Extensive loss control tools are available
   
   
   TARGET
   
    * Health & fitness clubs
    * Tennis and Racquet clubs
    * Sports facilities
    * Sports complexes
    * Training centers, which can also extend to daycare and restaurant
      operations included within your facility.
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   For more information regarding this program
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES…
   
   (866) 920-0442
   
   View Program PageAvailability in 50 States
   
   
   GOLF & COUNTRY CLUB
   
   
   
   Coverages Offered :Accident MedicalCommercial AutoCrimeCrime
   CoverageDirectors And Officers LiabilityEarthquakeFloodEmployee Benefits
   Liability CoverageEmployment Practices Liability (EPLI)Fiduciary
   LiabilityCommercial Inland MarineLiquor LiabilityPollution
   LiabilityCommercial PropertyCommercial UmbrellaUmbrella LiabilityWorkers
   Compensation
   
   RPS Signature Programs nationwide Club Program protects private golf &
   country clubs, semi-private and daily fee courses, private tennis clubs, golf
   management companies, homeowners’ associations in gated, year-round
   communities, city clubs, dining clubs, and golf associations on the national,
   regional and state levels.
   
    
   
   RPS Signature Programs has over 35 years of underwriting experience in this
   market segment, with the knowledge and expertise to offer comprehensive
   coverage specifically designed for the unique exposures associated with the
   Golf and Club industry. In addition to underwriting, RPS Signature Programs
   also services, markets, facilitates claims, and provides risk management
   services.
   
    
   
   RPS Signature Programs is a Program Administrator that underwrites and
   markets specialty insurance products on a nationwide basis. This program is
   underwritten through carriers all rated “A” Excellent by AM Best Co.
   
    
   
   We accept business for these exclusive programs through any independent
   insurance broker or agent. Our knowledge and expertise allow us to offer
   comprehensive coverage that is specifically designed to address the unique
   exposures associated with the Golf and Club industry.
   
    
   
   
   COVERAGES
   
    * Accident & Health
    * Auto
    * Casualty
    * Crime
    * Directors & Officers (not-for-profit/for profit)
    * Earthquake & Flood
    * Employee Benefits Liability
    * Employment Practices Liability
    * Fiduciary Liability
    * Inland Marine
    * Liquor Liability
    * Pesticide/Herbicide Applicators Liability
    * Pollution Liability for above ground tanks
    * Limited Pollution Liability (including off-site clean-up)
    * Property
    * Umbrella
    * Workers’ Compensation
   
   
   TARGET
   
    * City Clubs
    * Golf Course Communities
    * Golf Management Companies
    * National, State, and Local Golf Associations
    * Private Golf & Country Clubs
    * Semi-Private Clubs
    * Tennis Clubs
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   CLICK “APPLICATIONS” TO DOWNLOAD APPLICATIONS AND SUPPLEMENTS NOW… 
   
   (866) 919-1525
   
   View Program PageAvailability in 50 States
   
   
   AMATEUR SPORTS
   
   
   
   Coverages Offered :General LiabilityAbuseBlanket ContractualHired & Non-Owned
   Auto Insurance CoverageExcessEmployment Practices Liability (EPLI)Directors
   And Officers LiabilityCrimeCrime CoverageCommercial PropertyLiability For
   Guests’ PropertyEquipment SpecificationAccident Medical
   
   RPS Signature Programs’ amateur sports insurance specialists are proven
   leaders in insuring sports and athletic organizations, amateur sports teams &
   leagues, parks & recreation departments, youth & adult activities, sports
   camps & clinics, national & statewide sports associations.  RPS Signature
   Programs amateur sports products are comprehensive and customizable, offering
   specialized coverage.
   
   
   COVERAGES
   
    * General Liability including Participant Legal Liability
    * Abuse/Molestation Liability
    * Blanket Additional Insured
    * Hired and Non-Owned Auto
    * Excess Liability
    * Directors & Officers (D&O) / Employment Practices Liability Insurance
      (EPLI)
    * Crime
    * Property
    * Equipment Insurance
    * Sports Accident
   
   
   TARGET
   
    * Amateur sports (non-scholastic) organizations
    * Leagues and Teams
    * Sports facilities
    * Sports camps
    * Tournaments and Events
    * Booster clubs
    * Coaches and Sports officials associations
    * Indoor sports facilities
    * Recreations departments and more
   
   
   LIMITS
   
    * GL: $1,000,000 Occurrence/$3,000,000 Aggregate
    * Abuse/Molestation: $1,000,0000 Separate Limit
    * Accident: Up to $100,000 Per Accident
    * D&O/EPLI: Up to $2,000,000
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   View Program PageAvailability in 50 States
   
   
   TITLE AND ESCROW PROFESSIONAL LIABILITY
   
   
   
   The RPS Signature Programs Title Agents Professional Liability product offers
   vital coverage for title insurance agents, title abstractors, closing agents,
   escrow agents, and notary publics.
   
   
   COVERAGES
   
    * Claims-made and reported
    * Automatic 60-day ERP extensions
    * Optional ERP up to 6 years
    * First dollar defense
    * Limits up to $5,000,000 available
    * Duty to defend language
    * Insured has input in selecting defense counsel
    * Early claim resolution incentive
    * Defense of disciplinary actions $25,000 (outside policy limit)
    * Loss of earnings and reimbursement of claim expenses $500 day/$7,500 per
      claim
    * Claim includes personal injury in addition to the performance of
      professional services
    * $7,500 for subpoena expenses included (sub-limit, outside policy limit)
    * $150,000 CFPB coverage sub-limit
    * $100,000 theft of funds sub-limit
    * Defense expenses in addition to the limit for damages
    * Death or disability ERP
    * Data breach coverage endorsement up to $100,000 available (First and Third
      party coverage)
    * Extended claim reporting – loyalty discount
    * Remote Notarization coverage
   
   Available nationwide with the exception of AK and HI. Coverage is admitted in
   all states except KS, LA, NH, NM, NY, RI, SD, VT, and WY.
   
   
   TARGET
   
   Small to medium-size agencies up to $10,000,000 in revenue
   
   
   LIMITS
   
    * $250,000 to $5,000,000
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   CLICK “APPLICATIONS” ABOVE TO DOWNLOAD NOW… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   (866) 449-0777
   
   View Program PageAvailability in 50 States
   
   
   SOCIAL SERVICES
   
   
   
   Coverages Offered :Commercial AutoHired & Non-Owned Auto Insurance
   CoverageExcessGeneral LiabilityCrimeCrime CoverageCommercial Inland
   MarineWorkers CompensationAbuseDirectors And Officers Liability
   
   RPS Signature Programs specializes in addressing the needs of social service
   agencies and human service organizations, providing insurance coverage for
   the non-profit sector as well as for-profit classes. This protection allows
   these agencies and organizations to take care of their clients and take the
   risk out of helping.
   
   
   COVERAGES
   
    * Automobile Liability & Physical Damage – includes owned, hired & non-owned
    * Excess Liability
    * General Liability – includes blanket additional insured for funding source
      & broadening endorsement designed specifically for social services
      agencies
    * Management Liability – includes Directors & Officers (D&O) with Employment
      Practices Liability Insurance (EPLI)
    * Fiduciary Liability
    * Professional Liability – includes coverage for employees, contracted
      employees, physicians, and more
    * Abuse or Molestation
    * Cyber Liability
    * Property, Inland Marine & Crime
    * Workers’ Compensation (only available with a package policy)
   
   NOTE: Each policy provides a separate limit of liability. Occurrence or
   claims made forms are available.
   
   
   TARGET
   
   OUTPATIENT SERVICES
   
    * Adoption Placement Agency
    * Foster Placement Agency
    * Substance Abuse Programs
    * Mental Health Counseling Centers
    * Home Health Care (non-medical)
    * Medical Home Health Care
    * Outpatient Hospice Care
    * Adult Day Care
    * Case Management
    * Meals on Wheels
    * Court Appointed Special Advocate (CASA)
    * Crisis Hotline
    * Referral Agencies
    * Methadone Maintenance
    * Home Studies
    * Needle Exchange
    * Counseling Centers
    * Agencies for Seniors or Aged
    * Sheltered Workshop
   
   INPATIENT SERVICES
   
    * Assisted Living Facilities
    * Shelters
    * Group Homes for Developmentally Disabled
    * Transitional Housing
    * Drug & Alcohol Rehabilitation Centers
    * Residential Care Facilities
    * Senior Living Facilities
    * Supervised Living
    * Medical Detox
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   CLICK “APPLICATIONS” ABOVE TO DOWNLOAD NOW… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Social Services Flyer
   
   Foster Care – RPS Navigator Summer 2015 Issue
   
   (866) 447-0869
   
   View Program PageAvailability in 50 States
   
   
   PODIATRYCHOICE
   
   
   
   RPS Signature Programs PodiatryChoice medical professional liability program
   is designed to meet the Professional Liability insurance needs of the modern
   podiatric private practice with enhanced claims-made coverage, tailored
   pricing reflecting your actual practice, quality risk management services,
   and outstanding claims handling. All of this backed by expert, personalized
   service from those who understand podiatrists’ insurance needs.
   
   
   COVERAGES
   
   The PodiatryChoice policy provides comprehensive claims-made professional
   liability coverage, tailored specifically for podiatric practices. Features
   and benefits include the following. Some features are not available in all
   states.
   
    * Full prior acts
    * Consent to settle
    * Personal and advertising injury
    * Defense costs are outside the limits of liability
    * Peer review, disciplinary hearing, or other regulatory actions defense
      coverage
    * High limits, no deductibles
    * First aid coverage
    * Free tail in the event of death, disability, or retirement
   
   
   TARGET
   
    * Individual
    * Groups
    * New grads
   
   Available in 42 states (not available in AL, AK, HI, LA, RI, SC, VT, WA)
   
   
   LIMITS
   
    * Limits available up to $1,000,000/$3,000,000 (in most states)
    * Defense costs outside limits
    * Administrative hearings legal expenses up to $25,000 aggregate limit
    * Billing E&O up to $50,000 aggregate limit
    * Sexual misconduct legal defense coverage $100,000 aggregate limit
    * Data Breach up to $50,000 aggregate
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   (866) 512-2177
   
   View Program PageAvailability in 50 States
   
   
   SCAFFOLDING & ACCESS
   
   
   
   Coverages Offered :General LiabilityCommercial Tools And EquipmentCommercial
   PropertyWorkers CompensationExcessCommercial UmbrellaUmbrella Liability
   
   As experienced underwriting managers for the scaffold industry nationwide, we
   thoroughly understand the nuances of your client’s business and can speak
   their language. We have tied that knowledge to a Multi-Line insurance program
   that provides real solutions for their business.
   
    * Hundreds of insureds nationwide
    * Designed specifically for the scaffold & construction access industry and
      its complex coverage needs
    * Exclusively packaged program provided through an A.M. Best ‘A- Excellent’
      rated carrier
    * Based on more than 30 years of experience within the scaffold &
      construction access industry
    * Eliminates any claims confusion due to multiple insurance carriers
   
   Our scaffold-specific insurance offering takes a simple, multi-line approach,
   and includes:
   
    * General Liability
    * Workers’ Comp
    * Property
    * Excess
    * Auto
    * Inland Marine
    * Crime
   
   
   COVERAGES
   
   Industry-specific coverage options that truly meet your client’s needs.
   Uncommon insights concerning liability issues that impact your client’s
   bottom line. Unparalleled service from a dedicated staff who have years of
   experience working with businesses like your client’s. That’s what you get
   from the professional scaffold team at RPS Signature Programs.
   
   
   GENERAL LIABILITY
   
   (Sample coverages available upon written request)
   
    * $2,000,000 general aggregate
    * $1,000,000 per occurrence
    * $2,000,000 products and completed operations
    * $1,000,000 personal and advertising
    * 2mm/4mm/4mm limits available
    * Occurrence form
    * Defense outside limits
    * Blanket Waiver of subrogation available
    * Primary and noncontributory available
    * Various deductible options
    * Per project aggregate available
   
   
   PROPERTY AND EQUIPMENT
   
    * “Manuscript” coverage tailored to cover equipment rented to third parties
    * Blanket values vs. specific limits by location and type of property
    * Replacement cost valuation
    * Agreed amount endorsement (no coinsurance penalty)
    * Specialty coverage including loss of income and extra expense, job site,
      in-transit and unnamed locations, equipment in your care, custody and
      control
    * Flood and earthquake available in most states
   
   
   AUTO LIABILITY AND PHYSICAL DAMAGE
   
    * Preferential pricing for qualified accounts
    * Fleet and loss experience discounts
   
   
   WORKERS’ COMPENSATION/EMPLOYER’S LIABILITY
   
    * Available in most states
    * Dividend plans available in some states
   
   
   EXCESS/UMBRELLA LIABILITY
   
    * $1,000,000 – $5,000,000 coverage limits with higher limits available
   
   *Subject to the actual written proposal. Other optional coverages are
   available.
   
   
   TARGET
   
    * Scaffolding & Construction Access industry contractors who utilize
    * Construction Hoists
    * Construction Elevators
    * Mast Climbers
    * Swing Staging
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Appetite Sheet
   
   Scaffolding & Access Brochure
   
   (866) 903-1804
   
   View Program PageAvailability in 50 States
   
   
   CRANE & RIGGING
   
   
   
   Coverages Offered :General LiabilityCommercial Tools And EquipmentPhysical
   DamageHired Auto Physical DamageExcessWorkers Compensation
   
   RPS Signature Programs Multi-Line crane program can serve crane rental
   companies nationwide, with or without operators.
   
    * Hundreds of insureds nationwide
    * Designed specifically for the crane industry and its complex coverage
      needs
    * Exclusively packaged program provided through an A.M. Best ‘A- Excellent’
      rated carrier
    * Based on more than 30 years of experience within the crane industry
    * Eliminates any claims confusion due to multiple insurance carriers
   
   Our crane-specific insurance offering takes a streamlined, Multi-Line
   approach and includes:
   
    * General Liability
    * Rigger’s Liability
    * Excess
    * Workers’ Comp
    * Auto
    * Inland Marine
    * Crime
   
   
    COVERAGES
   
   Specialized coverage options that truly meet your client’s needs. Uncommon
   insights concerning liability issues that impact your client’s bottom line.
   Unparalleled service from a dedicated staff who have years of experience
   working with businesses like your client’s. That’s what you get from the
   professional crane team at RPS Signature Programs.
   
   
   GENERAL LIABILITY
   
   (Sample coverages available upon written request)
   
    * $2,000,000 general aggregate
    * $1,000,000 per occurrence
    * $2,000,000 products and completed operations
    * $1,000,000 personal and advertising
    * 2mm/4mm/4mm limits available
    * Occurrence form
    * Various deductible options
    * Riggers Liability including Loss of Use
    * Over-the-road liability coverage for mobile equipment
    * Employee Benefits of $1,000,000
    * Proprietary CGL form
   
   
   PROPERTY AND EQUIPMENT
   
    * “Manuscript” coverage tailored to cover the equipment rented to third
      parties
    * Replacement cost valuation for equipment under 10 years old
    * Riggers coverage available with optimal consequential loss coverage
    * Specialty coverage including Boom overload, Loss of income and extra
      expense, Loss of rents, Equipment in your care, custody, and control, and
      Attachments coverage
    * Flood and earthquake available in most states
   
   
   AUTO LIABILITY AND PHYSICAL DAMAGE
   
    * Employees as Insureds
    * Hired Car Physical Damage
    * Blanket Additional Insured
    * Expanded towing coverage and expanded transportation expenses
    * Rental Reimbursement
    * Personal Effects
    * Accident Airbag Deployment
    * New vehicle replacement cost
    * Preferential pricing for qualified accounts
    * Fleet and loss experience discounts
   
   
   WORKERS’ COMPENSATION/EMPLOYER’S LIABILITY
   
    * Ability to issue certificates of insurance online anytime
    * Superior claims handling service
    * Blanket Waiver of subrogation available
   
   
   EXCESS/UMBRELLA LIABILITY
   
    * $1,000,000 to $5,000,000 coverage limits with higher limits available
   
   
   TARGET
   
    * Crane Rental with Operator
    * Bare Crane Rental
    * Rigging Millwright
    * Specialized Transportation
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Cranes Brochure
   
   Crane Appetite Guide
   
   (866) 903-1804
   
   View Program PageAvailability in 50 States
   
   
   RENTAL EQUIPMENT
   
   
   
   Coverages Offered :General LiabilityCommercial AutoWorkers
   CompensationExcessProperty DamageCommercial Inland Marine
   
   With a 30-year focus on Rental Equipment Insurance, we thoroughly understand
   the nuances of your client’s business. Since we speak their language: Aerial
   reach, inflatable’s, construction equipment, boom lifts, scissor lifts,
   tents, etc. – we can tie that knowledge to insurance coverage that provides
   real solutions for their business.
   
   
   RENTAL EQUIPMENT DEALERS PROGRAM HIGHLIGHTS
   
    * Serving contractor
    * Homeowner
    * Tool
    * Tent, party and general rental companies
   
   The Signature Programs Rental Equipment and Party Goods facility has hundreds
   of insureds across the nation.
   
   
   COVERAGES
   
   Unique coverage options that truly meet your client’s needs. Uncommon
   insights concerning liability issues that impact your client’s bottom line.
   Unparalleled service from a dedicated staff who have years of experience
   working with businesses like your client’s. That’s what you get from the
   professional rental equipment & party goods team at Signature Programs.
   
    * Admitted A.M. Best Rated Carriers
    * Directly Billed by Carrier with Flexible Installment Schedules
    * Nationwide Coverage in All 50 States
    * Coverage Forms with Industry Specific Enhancements
    * Lines of Coverage Offered:
      * General Liability
      * Automobile
      * Workers’ Compensation
      * Excess Liability
      * Property & Inland Marine / Contractors’ Equipment
    * Anything out of scope may receive underwriting consideration with specific
      details on the exposures and appropriate risk control measures
   
   Subject to the actual written proposal.  Other optional coverages are
   available.
   
   
   TARGET
   
   Rental operations focused on rentals to homeowner/small contractors.
   
   
   EQUIPMENT COVERED INCLUDES:
   
    * Hand/Power Tools
    * Outdoor Power Equipment
    * Lighter Construction Equipment
    * Recreational / Party Equipment
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Rental Equipment Brochure
   
   Rental Program Appetite Guide
   
   (866) 903-1804
   
   View Program PageAvailability in 50 States
   
   
   INLAND MARINE HYPERMARKET
   
   
   
   Coverages Offered :Commercial Inland Marine
   
   As Inland Marine insurance specialists, Signature Programs’ Inland Marine
   “Hypermarket” helps you meet the unique challenges of your insured’s Inland
   Marine risks. From basic risks to the most demanding, our Inland Marine
   underwriting team is ready to help.
   
    * Nationwide
    * Underwriting authority
    * Decades of experience
    * Stable of Inland Marine specialized insurers
    * Focused dedication to market
    * Ability to underwrite difficult, high volume Inland Marine exposures
   
   We can write most any Inland Marine risk, but below are some of the more
   typical Inland Marine coverages that we handle and specialize in.
   
   Target
   
   
   ENERGY
   
    * Oil and gas equipment
    * Wind farms
   
   
   PROPERTY
   
    * Warehouses
    * Broadcasting property and equipment
    * Electronic equipment
    * Machine shops
   
   
   CONTRACTOR’S EQUIPMENT
   
    * Rental equipment dealers
    * Scaffolding
    * Crane
    * Logging & Forestry Equipment
    * Builder’s risk
    * Any equipment-driven risk
    * Building material dealers
    * General contractors
   
   
   OTHER
   
    * Stamp and coin dealers
    * Fine art
    * Courier and small package delivery
    * Railroad rolling stock
    * Warehouseman’s Legal Liability
    * Wind coverage available in the southeastern United States
   
   
   COVERAGES
   
    * Inland Marine
    * Property
    * Additional coverages available based on category
   
   
   LIMITS
   
    * Minimum limits apply
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   Signature Programs comprehensive Inland Marine insurance program can cover
   almost ANY risk.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Inland Marine Brochure
   
   (866) 903-1804
   
   View Program PageAvailability in 50 States
   
   
   LARGE PUBLIC ENTITY (ABOVE 75,000 POPULATION)
   
   
   
   Coverages Offered :Property DamageGeneral LiabilityCommercial AutoPhysical
   DamageDirectors And Officers Liability
   
   RPS Signature Programs’ experience in providing municipalities, schools,
   states, and others with exclusive package facilities with A-rated or better
   carriers spans more than 40 years. We understand the unique risks Public
   Entities face – from terrorist threats to civil rights exposures and police
   misconduct; to employment practices and data breaches; to budget limitations;
   and the scrutiny of public officials, educators, and executives in a variety
   of complicated and frequently highly charged situations. We provide broad
   coverage, underwriting expertise, and risk management resources needed to
   address these exposures.
   
   RPS Signature Programs’ in-house underwriting capability will provide you
   with a quick turnaround – critical in writing new accounts and client
   retention.
   
   RPS Signature Programs brings proven expertise to the Public Entity sector,
   providing a large variety of placements including Primary, and Excess
   Liability for accounts of all sizes, whether a first-dollar program or
   innovative alternative risk placement.
   
   Excellent market relationships allow the RPS Signature Programs team to
   respond with competitive products for towns, villages, boroughs, special
   districts, and utility authorities.
   
   
   COVERAGES
   
    * Property
    * General liability
    * Auto liability
    * Physical damage
    * Public officials liability
   
   
   TARGET
   
   Larger municipalities with populations of over 75,000.
   
   
   LIMITS
   
    * Up to $5,000,000 of casualty limits with another $5,000,000 excess
      available upon request.
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Rising Risk in Public Entity
   
   Public Entity Flyer
   
   Preventing Violence in the Workplace
   
   Ransomware Risks to Municipalities
   
   Rising Risks, Lacking Risk Management Processes
   
   Growing Cyber Threats for Public Entities
   
   Addressing Environmental Safety Hazards
   
   Preventing Workplace Harassment
   
   (866) 904-4071
   
   View Program PageAvailability in 50 States
   
   
   FIRST-DOLLAR PUBLIC ENTITY (UNDER 75,000 POPULATION)
   
   
   
   Coverages Offered :Property DamageCrimeCommercial Inland MarineCommercial
   AutoExcessGeneral Liability
   
   The packaged insurance program includes specialized coverages such as general
   liability, auto liability, physical damage, crime, and excess liability,
   property, law enforcement, public officials, and employment practices
   liability; that can be supplemented by active shooter liability, special
   events, and cyber liability.
   
   
   COVERAGES
   
    * Property,
    * General liability
    * Public officials and management liability
    * Inland marine
    * Crime
    * Commercial auto liability and physical damage
    * Commercial excess liability
   
   
   KEY COVERAGE FEATURES
   
    * Pay on behalf
    * Duty to defend
    * Defense costs outside limit
    * Broad named insured
    * Failure to supply (except gas and electric)
    * EPLI
    * Drone liability
   
   
   TARGET
   
   Smaller municipalities with populations of less than 75,000. Special
   districts and water, sewer, and sanitation districts.
   
   
   LIMITS
   
    * Property – $50,000,000 any one location
    * Equipment Breakdown – $100,000,000 per location
    * Auto Liability – $1,000,000
    * General Liability – $1,000,000/$3,000,000
    * Public Officials Liability – $1,000,000/$3,000,000
    * Crime – $500,000
    * Excess – $4,000,000/$4,000,000 (higher limits available outside of the
      program)
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   Excellent market relationships allow the RPS Signature Programs team to
   respond with competitive products for towns, villages, boroughs, special
   districts, and utility authorities.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   Rising Risk in Public Entity
   
   Public Entity Flyer
   
   Preventing Violence in the Workplace
   
   Ransomware Risks to Municipalities
   
   Rising Risks, Lacking Risk Management Processes
   
   Growing Cyber Threats for Public Entities
   
   Addressing Environmental Safety Hazards
   
   Preventing Workplace Harassment
   
    
   
   (866) 904-4071
   
    
   
   View Program PageAvailability in 50 States
   
   
   ALL LINES AGGREGATE
   
   
   
   RPS Signature Programs is uniquely positioned to help Public Entities
   effectively manage today’s cost of risk and unlock significant long-term
   savings. We accomplish this with our innovative All Lines Aggregate program
   that blends risk retention, risk transfer, and customized claims management
   within one framework.
   
   Our experience in providing municipalities, schools, states, and others with
   exclusive package facilities with A-rated or better carriers spans more than
   40 years. We understand the unique risks Public Entities face – from
   terrorist threats to civil rights exposures and police misconduct; to
   employment practices and data breaches; to budget limitations; and the
   scrutiny of public officials, educators, and executives in a variety of
   complicated and frequently highly charged situations. We provide broad
   coverage, underwriting expertise, and risk management resources needed to
   address these exposures.
   
   RPS Signature Programs’ in-house underwriting capability will provide you
   with a quick turnaround – critical in writing new accounts and client
   retention. We also provide an extensive list of pre-approved third-party
   administrators (TPAs) to facilitate the control and management of claims for
   your insureds. Each TPA’s flexible, cost-effective products are tailored to
   satisfy specific client needs. Their prompt, responsive services are aimed at
   achieving early claims resolution while maximizing savings on expenses and
   loss payout.
   
   **And**
   
   Excellent market relationships allow the RPS Signature Programs team to
   respond with competitive products for towns, villages, boroughs, counties,
   housing authorities, special districts, utility authorities, public K-12, and
   colleges/universities.
   
   
   COVERAGES
   
    * All Lines Aggregate package limits available up to $10,000,000
    * Clash coverage for multi-line losses
    * All lines loss fund including Workers’ Compensation
    * Client control of the claims process
    * Coverage provided as Insurance or Reinsurance to the client’s policy
    * Sexual Abuse and Sexual Harassment
   
   
   TARGET
   
   Larger public entities that have a self-insured retention of greater than
   $50,000 or entities that are seeking to go self-insured.
   
   
   LIMITS
   
    * Limits for all casualty lines are available for up to $10,000,000.
    * Higher casualty limits are available from our excess carrier partners.
    * Limits to $1,000,000 with options for excess property.
    * Self-insured workers compensation buffer limits available for up to
      $250,000 with additional options for statutory excess WC coverage.
   
   
   WHY RPS SIGNATURE PROGRAMS
   
   Our team of industry experts can help take on the most complex client needs
   with our exclusive programs offering specialized coverage for niche risks.
   RPS Signature Programs brings proven expertise to the Public Entity sector,
   providing a large variety of placements including Primary, and Excess
   Liability for accounts of all sizes, whether a first-dollar program or
   innovative alternative risk placement.
   
   ENTER YOUR INFORMATION ABOVE IN THE LET”S GET STARTED SECTION ABOVE AND WE’LL
   BE IN TOUCH IN A FEW MINUTES… OR…
   
   VISIT THE RPS KNOWLEDGE CENTER BY CLICKING A TOPIC BELOW:
   
   All Lines Aggregate Brochure
   
   All Lines Aggregate Flyer
   
   (866) 446-0620
   View Program PageAvailability in 50 States


 * RPS SIGNATURE PROGRAMS
   
   
   
   RPS Signature Programs is a leading provider of specialty insurance programs
   designed to meet various businesses’ and industries’ unique needs. With a
   team of experienced underwriters and a broad network of carrier partners, we
   offer a diverse range of risk management solutions that can help independent
   agencies’ client base navigate modern commerce’s complex and ever-changing
   landscape.
   
   Our portfolio of Signature Programs covers a wide range of sectors, including
   Accident Medical Insurance, Amateur Sports Insurance, California Non-Profit
   Workers’ Compensation Insurance, California Private School Self Insurance
   Group, Camp, Conference & Retreat Insurance, Crane and Rigging Insurance,
   Public Entity Insurance, Golf and Country Club Insurance, Health and Fitness
   Club Insurance, Inland Marine Insurance, Lacrosse Insurance, Lawyers
   Professional Liability Insurance, Michigan Restaurant Insurance, Michigan
   Contractors Insurance, Podiatry Professional Liability Insurance, Real Estate
   Agents E&O, Rental Equipment Insurance, Scaffolding Insurance, Tow Truck
   Insurance, Title and Escrow Insurance, Healthcare, and more.
   
   Each program is tailored to the specific needs of its target industry,
   incorporating a comprehensive range of coverages and features designed to
   address the most pressing risks facing businesses in today’s economy. With a
   deep understanding of each industry we serve, we can deliver innovative
   solutions that help our agency clients manage risk and protect their
   customers’ assets in an increasingly complex world.
   
   


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