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Get your tax refund up to 5 days early with direct deposit and a chance to win
$500. Learn more

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Open an account



Green Dot
Unlimited®
Banking made simple, rewards made easy

Open an account

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Fast track your tax refund*

in your Green Dot account and automatically be entered for a chance to win a
$500 payout

Learn more

Open a Green Dot® Unlimited or a GO2bank™ account online now. No matter which
card is right for you, you can always enjoy getting your pay up to 2 days
early*, overdraft protection up to $200*, and free ATMs nationwide.*

 1. GO2bankTM, the ultimate mobile bank account
 2. Green Dot® Unlimited Cash Back Bank Account


GO2BANK™, THE ULTIMATE MOBILE BANK ACCOUNT

GO2bankTM

the ultimate mobile bank account from Green Dot

No monthly fees* + 4.50% APY on savings, paid quarterly*

Build credit with no annual fee.* Plus, get your FICO® score for free.*

Open an account



GREEN DOT® UNLIMITED CASH BACK BANK ACCOUNT

Green Dot® Unlimited

Banking made simple, rewards made easy

Earn unlimited 2% cash back on online and mobile purchases*

Free cash deposits using the app at participating retailers*

Open an account


Get more with early direct deposit

Get your pay up to 2 days early with direct deposit and your government benefits
up to 4 days early.*

Set up direct deposit

Unlock overdraft protection up to $200

with opt-in & eligible direct deposits.* We'll automatically cover purchase
transactions that exceed your available balance.

Opt in to overdraft

Protect your money

Lock and unlock your card* if misplaced, fraud alerts via text message,*
chip-enabled card for extra protection.

Learn more

Mobile banking

Mobile check cashing & deposit, online bill pay and track your spending 24/7.*

Add money easily

Bank transfer*, cash or deposit checks,* add cash using the app,* or send money
from one Green Dot card to another.*

Savings features

Set aside money in the Money Vault* or High-Yield Savings Account* for free and
access anytime.

Account protection

Lock / unlock your card*, account alerts* & a chip-enabled card!

Download the Green Dot app

We offer secure mobile banking that allows you to conveniently manage your
account from making deposits, to sending money or paying bills.




24

years of banking innovation


80

million accounts managed to date


07

days a week live customer support


90

thousand retail deposit locations




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Account agreements
Online Privacy Statement (PDF)
CRA Public File

Employee CCPA Privacy Statement
State licensing notices (PDF)
Law enforcement
Site terms of use (PDF)



Active personalized card required. See Account Agreement for details.



No monthly fee when you direct deposit $500 or more in the previous monthly
period. 



Opt-in required. Account must be in good standing and chip-enabled debit card
activated to opt in. Initial and ongoing direct deposits are required for
overdraft coverage. Additional criteria may apply which can affect your
eligibility and your overdraft coverage. Overdrafts are paid at our discretion.
Overdraft fees may cause your account to be overdrawn by an amount that is
greater than your overdraft coverage. A $15 fee may apply to each eligible
purchase transaction that brings your account negative. Balance must be brought
to at least $0 within 24 hours of authorization of the first transaction that
overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).



Opt-in required. Account must have initial eligible direct deposits, must be in
good standing and have an activated chip-enabled debit card to opt-in. Ongoing
eligible a direct deposits and other criteria apply to maintain eligibility for
overdraft protection. Only debit card purchase transactions are eligible for
overdraft protection and overdrafts are paid at our discretion. We reserve the
right to not pay overdrafts. For example, we may not pay overdrafts if the
account is not in good standing, or is not receiving ongoing eligible direct
deposits, or has too many overdrafts. Overdraft fees may cause your account to
be overdrawn by an amount that is greater than your overdraft coverage. A $15
fee may apply to each eligible purchase transaction that brings your account
negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Overdraft protection is only available on Demand Deposit Accounts that meet
eligibility requirements. Log into and refer to your Account Agreement to check
feature availability.



Simply pay as you go.



4 free withdrawals per calendar month, $3.00 per withdrawal thereafter.



Monthly fee waived whenever you receive a payroll or government benefits direct
deposit in the previous monthly statement period. Otherwise $5 per month.



See app for free ATM locations. $3 for out-of-network withdrawals, plus any
additional fees the ATM owner or bank may charge. Limits apply.



Early direct deposit availability depends on payor type, timing, payment
instructions, and bank fraud prevention measures. As such, early direct deposit
availability may vary from pay period to pay period.



Activated, chip-enabled GO2bank card required to purchase eGift Cards. Active
GO2bank account required to receive eGift Cards, eGift Card merchants subject to
change, as well as the percentage of cash back from each merchant. See Deposit
Account Agreement for details.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings account. 4.50%
Annual Percentage Yield (APY) as of February 2024. APY may change before or
after you open an account. See Deposit Account Agreement (PDF) for terms and
conditions. The average national savings account interest rate of 0.37% is
determined by the FDIC as of 3/20/23. National rates are calculated based on a
simple average of rates paid (uses annual percentage yield) by all insured
depository institutions and branches for which data are available. Savings
account rates are based on the $2,500 product tier of insured depository
institutions for which data is available. Visit
https://www.fdic.gov/regulations/resources/rates/ to learn more.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings account. 2.00%
Annual Percentage Yield (APY) as of October 2022. APY may change before or after
you open an account. See Deposit Account Agreement (PDF)for terms and
conditions. The average national savings account interest rate of 0.21% is
determined by the FDIC as of 10/17/22. National rates are calculated based on a
simple average of rates paid (uses annual percentage yield) by all insured
depository institutions and branches for which data are available. Savings
account rates are based on the $2,500 product tier of insured depository
institutions for which data is available. Visit
https://www.fdic.gov/regulations/resources/rates/ to learn more.



Previously authorized transactions and deposits/transfers to your account will
function with a locked card.



Message and data rates may apply.



Active personalized card required. See Account Agreement for details.



Active personalized card required. Subject to other bank’s restrictions and
fees. Limits, qualifications, and enrollment requirements may apply.



Active personalized card, limits and other requirements apply. Additional
customer verification may be required. Ingo Money is a service provided the
sponsor bank identified in the Terms and Conditions for the service and Ingo
Money, Inc. Subject to Terms and Conditions and Privacy Policy. Limits apply.
Ingo Money check cashing services is not available for use within the state of
New York.



Limits and fees may apply. See Account Agreement for details.



Active, personalized card required. Limits apply.



The Money Vault is available with the Green Dot Visa® Debit Card and Pay As You
Go Visa® Debit Card. Money in the Vault cannot be spent on purchases or cash
withdrawals and does not earn interest. Card balance limits apply.



The Green Dot High-Yield Savings Account is only available with the Cash Back
Visa® Debit Card and the Unlimited Cash Back Bank Account. 2.00% Annual
Percentage Yield (APY) is accurate as of May 2023 and may change before or after
you open an account.



Early direct deposit availability depends on payor type, timing, payment
instructions, and bank fraud prevention measures. As such, early direct deposit
availability may vary from pay period to pay period. The name and Social
Security number on file with your employer or benefits provider must match your
Green Dot account to prevent fraud restrictions on the account.



Digital wallet feature not available for cards sold in Puerto Rico.



Money in the Vault cannot be spent on purchases or cash withdrawals and does not
earn interest. To access and spend the money you have set aside, simply transfer
it from your Vault back to your card. You may only transfer money in or out of
the Vault 20 times per day. Card balance limits apply.



$1.50 per transaction fee. Other fees may apply.



Digital wallet feature not available for cards sold in Puerto Rico.



Cash back is earned on qualifying online and mobile purchases. Cash back cannot
be used for purchases or cash withdrawals until redeemed. Claim the cash back
every 12 months of use and your account being in good standing.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings
account. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. APY
may change before or after you open an account. See Deposit Account Agreement
(PDF) for terms and conditions. The average national savings account interest
rate of 0.21% is determined by the FDIC as of 10/17/22. National rates are
calculated based on a simple average of rates paid (uses annual percentage
yield) by all insured depository institutions and branches for which data are
available. Savings account rates are based on the $2,500 product tier of insured
depository institutions for which data is available.
Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.



See app for free ATM locations. $3 for out-of-network withdrawals, plus any
additional fees the ATM owner or bank may charge. Limits apply.



Digital wallet feature not available for cards sold in Puerto Rico.



Opt-in required. Account must be in good standing and chip-enabled debit card
activated to opt-in. Initial and ongoing eligible direct deposits are required
for overdraft coverage. Additional criteria may apply which can affect your
eligibility and your overdraft coverage. Overdrafts are paid at our discretion.
Overdraft fees may cause your account to be overdrawn by an amount that is
greater than your overdraft coverage. A $15 fee may apply to each eligible
purchase transaction that brings your account negative. Balance must be brought
to at least $0 within 24 hours of authorization of the first transaction that
overdraws your account to avoid a fee. Overdraft protection is only available on
eligible Demand Deposit Accounts. Log in to your account and refer to your
Account Agreement to check feature availability.



Active personalized card required. See Account Agreement for details.



Limits and fees may apply. See Account Agreement for details.



Active personalized card required. See Account Agreement for details.



Deposit up to $500 for a $5.95 flat fee.



After the first monthly fee, the $7.95 monthly fee is waived whenever you direct
deposit $500 or more in the previous monthly period. Other card fees apply.



Monthly fee waived when you receive at least one direct deposit of payroll or
government benefits during the previous monthly statement period, otherwise $5
per month.



$1.50 per transaction fee. Other fees may apply.



Limits apply. See app for free ATM locations. $3 for out-of-network withdrawals
and $.50 for balance inquiries, plus any fee the ATM owner may charge. For Green
Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per
withdrawal thereafter.



Opt-in required. Account must have initial eligible direct deposits, must be in
good standing and have an activated chip-enabled debit card to opt-in. Ongoing
eligible direct deposits and other criteria apply to maintain eligibility for
overdraft protection. Only debit card purchase transactions are eligible for
overdraft protection and overdrafts are paid at our discretion. We reserve the
right to not pay overdrafts. For example, we may not pay overdrafts if the
account is not in good standing, or is not receiving ongoing eligible direct
deposits, or has too many overdrafts. Overdraft fees may cause your account to
be overdrawn by an amount that is greater than your overdraft coverage. A $15
fee may apply to each eligible purchase transaction that brings your account
negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Overdraft protection is only available on Demand Deposit Accounts that meet
eligibility requirements. Log into and refer to your Account Agreement to check
feature availability.



Cash back is earned on qualifying online and mobile purchases. Cash back cannot
be used for purchases or cash withdrawals until redeemed. Claim the cash back
every 12 months of use and your account being in good standing.



Activated, chip-enabled GO2bank card required to purchase eGift Cards. Active
GO2bank account required to receive eGift Cards, eGift Card merchants subject to
change, as well as the percentage of cash back from each merchant. See Deposit
Account Agreement for details.



Early direct deposit availability depends on payor type, timing, payment
instructions, and bank fraud prevention measures. As such, early direct deposit
availability may vary from pay period to pay period. The name and Social
Security number on file with your employer or benefits provider must match your
Green Dot account to prevent fraud restrictions on the account.



Interest is paid annually on the average daily balance savings of the prior 365
days, up to a maximum average daily balance of $10,000 and if the account is in
good standing. Fees on your primary deposit account may reduce earnings on your
savings account. 2.00% Annual Percentage Yield (APY) as of October 2022. APY may
change before or after you open an account. See Deposit Account Agreement (PDF)
for terms and conditions. The average national savings account interest rate of
0.21% is determined by the FDIC as of 10/17/22. National rates are calculated
based on a simple average of rates paid (uses annual percentage yield) by all
insured depository institutions and branches for which data are available.
Savings account rates are based on the $2,500 product tier of insured depository
institutions for which data is available.
Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings account. 2.50%
Annual Percentage Yield (APY) as of October 2022. APY may change before or after
you open an account. See Deposit Account Agreement (PDF) for terms and
conditions. The average national savings account interest rate of 0.21% is
determined by the FDIC as of 10/17/22. National rates are calculated based on a
simple average of rates paid (uses annual percentage yield) by all insured
depository institutions and branches for which data are available. Savings
account rates are based on the $2,500 product tier of insured depository
institutions for which data is available.
Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.



Limits and fees apply. See app for participating retailers.



Limits and up to $4.95 fee applies.



Previously authorized transactions and deposits/transfers to your account will
function with a locked card.



Message and data rates may apply.



Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license
from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to
a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa
International Service Association. Green Dot Bank also operates under the
following registered trade names: GO2bank, GoBank and Bonneville Bank. These
registered trade names are used by, and refer to, a  single FDIC-insured bank,
Green Dot Bank. Deposits under any of these trade names are deposits with Green
Dot Bank and are aggregated for deposit insurance coverage up to the allowable
limits.



Funds are protected from unauthorized charges on successfully activated cards.
Prompt notice is required.



Fees and limits apply to debit card transfers. See Deposit Account Agreement for
details at GO2bank.com.



Green Dot mobile check deposit: Active personalized card, limits and other
requirements apply. Additional customer verification may be required. Green Dot
and GO2bank mobile check cashing: Ingo Money is a service provided the sponsor
bank identified in the Terms and Conditions for the service and Ingo Money, Inc.
Subject to Terms and Conditions and Privacy Policy. Limits apply. Ingo Money
check cashing services is not available for use within the state of New York.



Active personalized card required. Subject to other bank’s restrictions and
fees. Limits, qualifications, and enrollment requirements may apply.



Active personalized card required. Limits apply



Activate your Card for FDIC insurance eligibility and other protections. Your
funds will be held at or transferred to Green Dot Bank, an FDIC-insured
institution. Once there, your funds are insured up to $250,000 by the FDIC in
the event Green Dot Bank fails, if specific deposit insurance requirements are
met and your Card is activated . See fdic.gov/deposit/deposits/prepaid.html for
details. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to
a license from Visa U.S.A., Inc. Visa is a registered trademark of
Visa International Service Association. Green Dot Bank also operates under the
following registered trade names: GO2bank, GoBank and Bonneville Bank. These
registered trade names are used by, and refer to, a single FDIC-insured bank,
Green Dot Bank. Deposits under any of these trade names are deposits with Green
Dot Bank and are aggregated for deposit insurance coverage up to the allowable
limits.

Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of
your Card, by mail at P.O. Box 1070, West Chester, OH 45071, or
visit greendot.com.

For general information about prepaid accounts, visit cpfb.gov/prepaid. . If you
have a complaint about a prepaid account, call the Consumer Financial Protection
Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.



Limits and fees may apply. See Account Agreement for details.



Active personalized card required. Subject to other bank’s restrictions and
fees.



Subject to other bank’s restrictions and fees.



The $5 promo code offer is valid only for users who successfully use the $5
promo code in the Ingo® Money app before the promo code expires on 12/31/24. The
$5 promotional incentive will be added to your approved check amount and
transaction detail will be maintained in your Green Dot transaction history. All
checks subject to review for approval. Fees may apply. Visit
https://ingomoneyapp.com/terms-conditions/ for complete details. Not valid with
any other offer. Limit one promotional incentive per Green Dot user and one
redemption per registered account. Offer value of $5.00 may only be added to
your registered account and may not be redeemed for cash. Offer sponsored by
Ingo Money. Green Dot does not endorse or sponsor this offer.



The check cashing service is provided by Ingo Money, Inc. and the sponsor bank
which is identified in the terms and conditions for the service and Ingo Money,
Inc., which are third parties that operate independently from GO2bank.com. Ingo
Money will provide customer service for all mobile check cashing. Subject to the
Terms and Conditions and Privacy Policy. Approval usually takes 3-5 minutes but
may take up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved ‘Money in Minutes’ transactions
funding to your card or account. Unapproved checks will not be loaded to your
card or account. Ingo Money reserves the right to recover losses resulting from
illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may
charge a fee for data usage. Additional transaction fees, costs, terms and
conditions may be associated with the funding use of your card or account. See
your Cardholder Account Agreement for details. Note: Ingo Money check cashing
services is not available for use within the state of New York. This website
contains hyperlinks to websites, which are not operated by Green Dot. The Green
Dot Bank Privacy Policy does not apply to the linked site and you should consult
the Privacy Policy on that site for further information.

© 2024 Ingo Money, Inc. All rights reserved.



Active personalized card required. Fees and limits apply.



Includes most Visa, Mastercard, and Discover cards. For most cards, pay with
cash by 6 PM EST for your transaction to post the next business day, excluding
weekends and holidays. Florida, Illinois, Minnesota, New Jersey, and West
Virginia are excluded from Credit Card Bill Pay transactions. Credit card must
be active. Other limits may apply.



Ingo Money will provide all customer service for mobile check cashing using the
Ingo Money App. Ingo Money is a service provided by First Century Bank, N.A. and
Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and
Conditions and Privacy Policy. Approval review usually takes 3-5 minutes but may
take up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved Money in Minutes transactions
funded to your card or account. Unapproved checks will not be loaded to your
card or account. Ingo Money reserves the right to recover losses resulting from
illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may
charge a fee for data usage. Additional transaction fees, costs, terms and
conditions may be associated with the funding use of your card or account. See
your Cardholder Account Agreement for details. Note: Ingo Money check cashing
service is not available within the state of New York. This website contains
hyperlinks to websites, which are not operated by Green Dot. The Green Dot Bank
Privacy Policy does not apply to the linked site and you should consult the
Privacy Policy on that site for further information.

© 2023 Ingo Money, Inc. All rights reserved.



Account funds are FDIC-insured up to the allowable limits through Green Dot
Bank, Member FDIC upon verification of Cardholder’s identity. Coverage limit is
subject to aggregation of all of Cardholder's funds held on deposit at Green Dot
Bank.



Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft
fees: https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html,
https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf



Based on Green Dot data as of May 2022.



Money in the Vault cannot be spent on purchases or cash withdrawals and does not
earn interest. Card balance limits apply.



Interest paid on money in the High-Yield Savings Account every 12 months based
on the average daily balance of the prior 365 days, up to a maximum average
daily balance of $10,000 if the account is in good standing. 2.00% Annual
Percentage Yield. Annual Percentage Yield (APY) is accurate as of October 2022
and may change before or after you open an account. Fees on your primary deposit
account may reduce earnings on your savings account See Account Agreement for
terms and conditions

The average national savings account interest rate of 0.21% is determined by the
FDIC as of 10/17/22. National rates are calculated based on a simple average of
rates paid (uses annual percentage yield) by all insured depository institutions
and branches for which data are available. Savings account rates are based on
the $2,500 product tier of insured depository institutions for which data is
available. Visit https://www.fdic.gov/regulations/resources/rates/ to
learn more.



Interest is paid annually on the average daily balance of savings of the prior
365 days, up to a maximum average daily balance of $10,000 and if the account is
in good standing. Fees on your primary deposit account may reduce earnings on
your savings account. 2.00% Annual Percentage Yield (APY) and 2.00% Interest
Rate are accurate as of February 2024. APY and Interest Rate may change before
or after you open an account. See Deposit Account Agreement at GreenDot.com for
terms and conditions.



Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license
from Visa U.S.A., Inc. Visa is a registered trademark of Visa International
Service Association. And by Mastercard International Inc. Mastercard and the
circles design are registered trademarks of Mastercard
International Incorporated.  Green Dot Bank also operates under the following
registered trade names: GO2bank, GoBank and Bonneville Bank. All of these
registered trade names are used by, and refer to, a single FDIC-insured bank,
Green Dot Bank. Deposits under any of these trade names are deposits with Green
Dot Bank and are aggregated for deposit insurance coverage up to the allowable
limits.



Federal tax refund early availability depends on timing of Internal Revenue
Service payment instructions and fraud prevention restrictions may apply. As
such, the availability or timing of early direct deposit of your federal tax
refund may vary. The name and Social Security number on file with the Internal
Revenue Service must match your Green Dot account exactly or we will decline
your deposit.



Interest is paid annually on the average daily balance savings of the prior 365
days, up to a maximum average daily balance of $10,000 and if the account is in
good standing. Fees on your primary deposit account may reduce earnings on your
savings account. 2.00% Annual Percentage Yield (APY) as of October 2022. APY may
change before or after you open an account. See Account Agreement for terms and
conditions.



2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may
change anytime. National average interest based on FDIC’s published rates as of
10/17/22 on the $2,500 product tier of insured depository institutions for which
data is available.



Active personalized card required. See Account Agreement for details.



Limits and fees may apply. See Account Agreement for details.



Interest is paid annually on the average daily balance of savings of the prior
365 days, up to a maximum average daily balance of $10,000 and if the account is
in good standing. Fees on your primary deposit account may reduce earnings on
your savings account. 2.00% Annual Percentage Yield (APY) and 2.00% Interest
Rate are accurate as of February 2024. APY and Interest Rate may change before
or after you open an account. See Deposit Account Agreement at GreenDot.com for
terms and conditions.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings account. 2.50%
Annual Percentage Yield (APY) as of October 2022. APY may change before or after
you open an account. See Deposit Account Agreement (PDF) for terms and
conditions. The average national savings account interest rate of 0.21% is
determined by the FDIC as of 10/17/22. National rates are calculated based on a
simple average of rates paid (uses annual percentage yield) by all insured
depository institutions and branches for which data are available. Savings
account rates are based on the $2,500 product tier of insured depository
institutions for which data is available. Visit
https://www.fdic.gov/regulations/resources/rates/ to learn more.



Early tax refund deposit applies to federal tax returns filed directly with the
Internal Revenue Service (IRS) and depends on IRS timing, payment instructions
and bank fraud prevention measures. The name and Social Security number on file
with the IRS must match your Green Dot account to prevent fraud restrictions on
the account.



Opt-in required. Account must have initial eligible direct deposits, must be in
good standing and have an activated chip-enabled debit card to opt-in. Ongoing
eligible direct deposits and other criteria apply to maintain eligibility for
overdraft protection. Only debit card purchase transactions are eligible for
overdraft protection and overdrafts are paid at our discretion. We reserve the
right to not pay overdrafts. For example, we may not pay overdrafts if the
account is not in good standing, or is not receiving ongoing eligible direct
deposits, or has too many overdrafts. Overdraft fees may cause your account to
be overdrawn by an amount that is greater than your overdraft coverage. A $15
fee may apply to each eligible purchase transaction that brings your account
negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Overdraft protection is only available on Demand Deposit Accounts that meet
eligibility requirements. Log into and refer to your Account Agreement to check
feature availability.



Opt-in required. Account must be in good standing and chip-enabled debit card
activated to opt-in. Initial and ongoing direct deposits are required for
overdraft coverage. Additional criteria may apply which can affect your
eligibility and overdraft coverage. Overdrafts are paid at our discretion.
Overdraft fees may cause your account to be overdrawn by an amount that is
greater than your overdraft coverage. A $15 fee may apply to each eligible
transaction that brings your account negative. Balance must be brought to at
least $0 within 24 hours of authorization of the first transaction that
overdraws your account to avoid the fee. Learn more at
http://www.greendot.com/overdraft.



Interest is paid annually on the average daily balance savings of the prior 365
days, up to a maximum average daily balance of $10,000 and if the account is in
good standing. Fees on your primary deposit account may reduce earnings on your
savings account. 2.00% Annual Percentage Yield (APY) as of January 2023. APY may
change before or after you open an account. See Account Agreement at
GreenDot.com for terms and conditions.



Message and data rates apply.



See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per
withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance
inquiries, plus any fee the ATM owner may charge. Limits apply.



Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional
information about Annual Percentage Rates, fees and other costs, see the GO2bank
Secured Credit Cardholder Agreement and Security Agreement (PDF).



Available only to GO2bank accountholders with direct deposits totaling at least
$100 in the past 30 days. Eligibility criteria applies. Other fees apply.



Early direct deposit availability depends on payor type, timing, payment
instructions, and bank fraud prevention measures. As such, early direct deposit
availability may vary from pay period to pay period. The name and Social
Security number on file with your employer or benefits provider must match your
GO2bank account to prevent fraud restrictions on the account.



Interest paid quarterly on the average daily balance of savings during the
quarter up to a $5,000 balance and if the account is in good standing. Fees on
your primary deposit account may reduce earnings on your savings account. 4.50%
Annual Percentage Yield (APY) and the 4.41% Interest Rate are accurate as of
February 2024. APY and Interest Rate may change before or after you open an
account. See Deposit Account Agreement for terms and conditions.



Not available to residents outside of the 50 States and DC.



Retail service fee and limits apply.



Activated, chip-enabled debit card required to use Ingo Money check cashing
service. Ingo Money is a service provided by First Century Bank, N.A. and Ingo
Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions
and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can
take up to one hour. All checks are subject to approval for funding in Ingo
Money's sole discretion. Fees apply for approved Money in Minutes transactions
funded to your account. Unapproved checks will not be funded to your account.
Ingo Money reserves the right to recover losses resulting from illegal or
fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee
for data usage. Additional transaction fees, costs, terms and conditions may be
associated with the funding and use of your card or account. See Deposit Account
Agreement (PDF) for details. Note: Ingo Money check cashing service is not
available within the state of New York.



Activated, personalized debit card required to make a bank transfer. Limits
apply to bank transfers. Subject to your bank’s restrictions and fees.



Fees and limits apply to debit card transfers.



Activated, chip-enabled GO2bank card required to purchase eGift Cards. Active
GO2bank account required to receive eGift Cards, eGift Card merchants subject to
change, as well as the percentage of cash back from each merchant.



Interest is paid annually on the average daily balance of savings of the prior
365 days, up to a maximum average daily balance of $10,000 and if the account is
in good standing. Fees on your primary deposit account may reduce earnings on
your savings account. 2.00% Annual Percentage Yield (APY) is accurate as of
January 2023. APY may change before or after you open an account. See Deposit
Account Agreement (PDF) for terms and conditions. The average national savings
account interest rate of 0.33% is determined by the FDIC as of 1/17/23. National
rates are calculated based on a simple average of rates paid (uses annual
percentage yield) by all insured depository institutions and branches for which
data are available. Savings account rates are based on the $2,500 product tier
of insured depository institutions for which data is available. Visit
https://www.fdic.gov/regulations/resources/rates/ to learn more.



Credit score calculated based on FICO® Score 8 model. Your lender or insurer may
use a different FICO® Score than FICO® Score 8, or another type of credit score
altogether. Learn more



Limits apply. See app for participating retailers.



Your payroll, government benefits, unemployment or pension direct deposit of
$250+ must post to card by 6/30/23, then a $20 credit will be applied to your
account by the 15th business day of the month following your qualifying deposit.
A qualifying new payroll or government direct deposit is defined as a direct
deposit that has not appeared on an account within the past 30 days. One $20
credit per customer. Promotional credits are reported on form 1099-INT to the
IRS.



Opt-in required. Account must be in good standing and chip-enabled debit card
activated to opt in. Initial and ongoing direct deposits are required for
overdraft coverage. Additional criteria may apply which can affect your
eligibility and your overdraft coverage. Overdrafts are paid at our discretion.
Overdraft fees may cause your account to be overdrawn by an amount that is
greater than your overdraft coverage. A $15 fee may apply to each eligible
purchase transaction that brings your account negative. Balance must be brought
to at least $0 within 24 hours of authorization of the first transaction that
overdraws your account to avoid a fee. Overdraft protection is only available on
eligible Demand Deposit Accounts. Log in to your account and refer to your
Account Agreement to check feature availability.



NO PURCHASE NECESSARY. Sweepstakes starts 6/30/23 ends 9/30/23. Subject to the
full Official Rules available below. Must be a legal permanent resident of the
50 US or DC (excl. VT, PR & US Territories and Possessions) & 18 or older to
enter. Prize to be awarded as credit or a check equivalent to the combined
dollar amount of the deposit multiplied by 2, max $1,000. Prizes are reported on
form 1099 to the IRS. Void where prohibited. Excludes GO2bank & Green Dot
Unlimited Cash Back Bank accounts opened online.



Not valid for cards purchased at a Financial Service Center.



NO PURCHASE NECESSARY. Sweepstakes starts 6/30/23 ends 9/30/23. Subject to Entry
Periods as outlined in the full Official Rules below. Must be a legal permanent
resident of the 50 US or DC (excl. VT, PR & US Territories and Possessions) & 18
or older to enter. Prize: $2500 or $100 to be awarded as credit or a check.
Promotional credits of $600 or more are reported on form 1099 to the IRS. Void
where prohibited.



Retail service fee of up to $4.95 applies.



Monthly fee is waived with eligible spend or when you direct deposit $1,000 or
more using your card in the previous monthly period, otherwise $3.95 or $5.95
per month based on your plan. Exclusions apply. See account agreement for
details.



Limits may apply, contact a financial service center near you for details.



Your account balance was negative when you were selected to receive a balance
boost to $0. Plus, your monthly fee will be waived until June 15, 2024. If you
added money since then...great! Log in to check your current balance, see any
recent deposits or other activity.



Early tax refund deposit applies to federal tax returns filed directly with the
Internal Revenue Service (IRS) and depends on IRS timing, payment instructions
and bank fraud prevention measures. Early deposit does not apply to Green Dot
accounts opened at a tax professional’s office. The name and Social Security
number on file with the IRS must match your account to prevent fraud
restrictions on the account.



You are about to leave GreenDot.com. Green Dot does not provide, and is not
responsible for, the product, service or overall website content available at
Visa.com. The Green Dot Privacy Policy does not apply to Visa.com and you should
consult the privacy disclosures on Visa.com for further information.



Limits and up to $4.95 fee applies. Deposit and card balance limits apply. See
app for participating retailers.



Active personalized card required. See Account Agreement for details.




* When on a desktop, hover over * to view important disclosures. When on a
mobile device, tap on * to view disclosures.

Not a gift card. Must be 18 or older to purchase. Online access, mobile number
verification (via text message) and identity verification (including SSN) are
required to open and use your account. Mobile number verification, email address
verification and mobile app are required to access all features.

The check cashing service is provided by Ingo Money, Inc. and the sponsor bank
identified in the Terms and Conditions for the service and Ingo Money, Inc.,
which are third parties that operate independently from GO2bank.com. Ingo Money
will provide customer service for all mobile check cashing. Subject to the Terms
and Conditions and Privacy Policy. Approval usually takes 3-5 minutes but may
take up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved ‘Money in Minutes’ transactions
funding to your card or account. Unapproved checks will not be loaded to your
card or account. Ingo Money reserves the right to recover losses resulting from
illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may
charge a fee for data usage. Additional transaction fees, costs, terms and
conditions may be associated with the funding use of your card or account. See
your Cardholder Account Agreement for details. Note: Ingo Money check cashing
services is not available for use within the state of New York.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a
license from Visa U.S.A., Inc. Visa is a registered trademark of Visa
International Service Association. And by Mastercard International Inc.
Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.

GO2bank™ cards issued by GO2bank, Member FDIC, pursuant to a license from Visa
U.S.A., Inc. And by Mastercard International Inc.

Green Dot Bank also operates under the following registered trade names:
GO2bank, GoBank and Bonneville Bank. All of these registered trade names are
used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits
under any of these trade names are deposits with Green Dot Bank and are
aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These
owners are not affiliated with Green Dot Corporation and have not sponsored or
endorsed Green Dot Bank products or services. Neither Green Dot Corporation,
Visa U.S.A. nor any of their respective affiliates are responsible for the
products or services provided by Ingo® Money and Plaid, Inc. Partner terms and
conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in
the U.S. and other countries. App Store is a service mark of Apple Inc. Google,
Android and Google Play are trademarks of Google Inc., registered in the U.S.
and other countries. Samsung is a registered trademark of Samsung Electronics
Co., Ltd.

©2024 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS
#914924; Green Dot Bank NMLS #908739.



You are about to leave GreenDot.com. Green Dot does not provide, and is not
responsible for, the product, service or overall website content available at .
The Green Dot Privacy Policy does not apply to and you should consult the
privacy disclosures on for further information.


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