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By using this website, you accept our Terms of Use and Privacy Policy and
acknowledge receipt of all disclosures in our Disclosure Library. All agreements
are available in our Agreement Library. M1 relies on information from various
sources believed to be reliable, including clients and third parties, but cannot
guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology
company offering a range of financial products and services through its
wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and
M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services
offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest.
Past performance does not guarantee future performance. Using M1 Borrow’s margin
account can add to these risks, and you should review our margin account risk
disclosure before borrowing. Nothing in this informational site is an offer,
solicitation of an offer, or advice to buy or sell any security and you are
encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may
lose value. Brokerage products and services are offered by M1 Finance LLC, an
SEC registered broker-dealer, Member FINRA / SIPC.

Commission-free trading of stocks and ETFs refers to $0 commissions charged by
M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such
as regulatory, M1 Plus membership, account closures and ADR fees. For complete
list of fees, visit M1 Fee Schedule.

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M1 is not a bank. M1 Spend checking accounts furnished by Lincoln Savings Bank,
Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

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Credit Card not available for US Territory Residents. Review Cardholder
Agreement and Rewards Terms for important information about the Owner’s Rewards
Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by
Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are
involved with the execution or custody of cryptocurrencies. Cryptocurrencies are
not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit
Crypto Disclosures.

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respective holders. Use of them does not imply any affiliation with or
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200 N LaSalle St., Ste. 800 Chicago, IL 60601

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