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password links. Call 888-248-6423 for forgot username and password assistance.

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BEFORE YOU GO

You are about to leave flagstar.com. Flagstar is not responsible for the content
on other sites.

Continue


LET THE NUMBERS
DO THE TALKING.
5.55% APY1


EARN 5.55% APY1 GUARANTEED FOR 5 MONTHS WHEN YOU OPEN A PROMO FLAGSTAR SAVINGS
PLUS ACCOUNT.

Get started

CHECKING



EXPLORE FLAGSTAR
READY CHECKING

A checking account that is ready for whatever is around the corner.
 


Learn more

CERTIFICATE OF DEPOSIT



EARN UP TO 5.50% APY2
ON A CD

Grow your savings faster with a certificate of deposit.
 


Learn more

HOME LOANS



LENDING SOLUTIONS
FOR WHAT'S NEXT

Buying a home or taking cash out? We’re here to help.
 


Learn more

Start saving today

SAVINGS ACCOUNTS



Let's turn wishful thinking into active doing. Reach your goals with a Flagstar
savings account.



Learn more

SAVINGS CALCULATORS



Whether you want to analyze your current savings plan or are starting for the
first time, our financial calculators can help you reach your goals.



Learn more

BUDGETING AND SAVING



Whether you're building an emergency fund or saving for your dream home, we have
tips and strategies to help you boost your efforts.



Learn more


INSPIRATION. GUIDANCE. SUPPORT.





ADULTING TIPS FROM REAL-LIFE BANKERS



Flagstar bankers have words of wisdom for young adults and anyone who wants help
managing money. 



Learn more

ACCOUNT ALERTS: KNOW WHERE YOUR MONEY GOES



Use our interactive demo to learn how to set up email or text alerts for your
account. 



Learn more

BUILD YOUR GOAL-SETTING MUSCLE.



This month’s 30-day challenge is about setting financial goals and creating a
plan to make them happen.



Learn more


BANK ON THE GO WITH MOBILE BANKING.3

Mobile Banking lets you pay bills, move money, deposit checks,4 and much more.
Add this easy-to-use app to your Android or iPhone and manage your money on your
schedule.5



Learn more


EASY ACCESS TO WHAT YOU’RE LOOKING FOR





Financial Calculators



Get the guidance you need to plan a healthy financial future with our online
financial calculators.



Learn more

Home Loan Advisors



Our experienced home loan advisors can help you find the right home loan for
your situation and guide you through the process.



Learn more

Mortgage Payment Relief



We have several financial hardship workout options available that may help you.



Learn more

Emergency & Disaster Relief



In times of emergency, Flagstar Bank has mortgage relief programs in place to
help you.



Learn more

Get answers fast



--------------------------------------------------------------------------------

WHAT IS FLAGSTAR’S ROUTING NUMBER?

Our routing number is 226071004.

 

Note: If you have existing transactions that use a previous routing number, they
will continue to be processed as usual. This includes checks, direct deposit,
automatic withdrawals, etc.

 

The next time you order checks, please use the routing number above.



WHAT SHOULD I DO IF MY CARD IS LOST OR STOLEN?

Call 888-248-6423 and select option 2 for Card Support if your ATM or Flagstar
Visa® Debit Card is missing. We will restrict the card from being used and send
you a new card.

 

If you think you simply misplaced your card, you can use Debit Card Controls to
put a freeze on it and block unauthorized use. Sign in to Online Banking, select
Profile and Settings, then Debit Card Controls.



HOW DO I SIGN UP FOR ONLINE AND MOBILE BANKING?

Online Banking is available for personal checking, savings, certificates of
deposit, money market accounts, and select loans. Business customers can access
Online Banking for select accounts, too.

 

Once you open an eligible account with us, you can sign up for Online Banking
here. Next, use your smartphone to download Flagstar Mobile Banking from Google
Play or Apple's App Store. Once it’s installed, use the same username and
password that you use with Online Banking to log in.

 

If you have a mortgage with Flagstar Bank, sign up for MyLoans® to make
payments, view account history, and more. Sign up for MyLoans.




See more


WHY FLAGSTAR?

Flagstar has been named one of the Top 100 Banks by GOBankingRates.




MORE ABOUT FLAGSTAR





ABOUT FLAGSTAR



Flagstar Bank is a diversified, commercial bank grounded in building
relationships to meet clients where they are on their financial journeys, both
personal and business.



Learn more

COMMUNITY INVOLVEMENT



Flagstar is committed to meeting the banking and credit needs of the communities
where we do business, including low- and moderate-income neighborhoods.



Learn more

DIVERSITY, EQUITY, AND INCLUSION



We understand the importance of having employees, clients, and suppliers who
share various backgrounds and views. Learn more about how Flagstar actively
encourages DEI in the workplace.



Learn more

Promo Flagstar Savings Plus 5.55% APY 

1Annual Percentage Yield (APY) is accurate as of 5/9/2024. Tier 1 $25,000.00 -
$999,999,999.99 features an annual percentage yield of 5.55%. Tier 2 $0 -
$24,999.99 features an annual percentage yield of 0.10%. Initial minimum opening
deposit to earn the higher interest rate on the Promo Flagstar Savings Plus
account is $25,000.00 and must be “New Money,” which is defined as money that is
not currently on deposit in any Flagstar Bank account (except maturing CDs).
Additionally, (i) account must be funded within 60 days of the approval date and
(ii) early account closure fee and reclamation of interest paid may be imposed
for accounts closed within 180 days. The 5.55% APY is guaranteed for the first 5
months after account opening. After the promotional period, the account will
earn the posted interest rate of the Flagstar Savings Plus accounts, which is a
variable rate and subject to change. A maintenance service charge of $15 will be
imposed every statement cycle if the average daily Collected Balance in the
account is less than $10,000. This charge may be waived if the account is linked
to any Flagstar Bank personal checking account. Not available for public units.
Fees may reduce earnings. Personal accounts only. Limited time offer. Area
restrictions may apply. If you are a Private Bank client, please contact your
Private Client Group to enroll.



7-Month CD

2Annual Percentage Yield (APY). 5.50% APY is accurate as of 5/9/2024. 7-month
term available. Fees could reduce earnings. Withdrawals may result in imposition
of applicable early withdrawal penalties. $500 minimum opening deposit required.
Maximum deposit is $10,000,000. Funds currently deposited in accounts at
Flagstar Bank are not eligible for the promotional interest rate. Additional
deposits not allowed during CD term. Not available for public units. Certain
restrictions may apply. Offer subject to change or cancellation at any time
without notice. Cannot be combined with any other CD offer. Must present offer
at account opening. Limited-time offer. Area restrictions may apply. Please
contact your local branch for more information.



3Not all devices supported. Available for eligible personal and business deposit
account customers only.



4Not all devices supported. Available for eligible personal and business
checking and savings account customers only. Must be an active mobile banking
user. Must be a customer for a minimum of two business days. Accounts must be in
good standing.



5Apple and the Apple logo are trademarks of Apple Inc., registered in
the U.S. and other countries. App Store is a service mark of Apple Inc. Android,
Google Play, and the Google Play logo are trademarks of Google Inc.






ABOUT US

About Flagstar

Media Inquires

Diversity, Equity, and Inclusion

Supplier Diversity

Flagstar Foundation

Community Involvement

Payer Transparency-MRFs




INVESTOR RELATIONS

Company Overview




CAREERS

Careers




ESG

ESG Overview

Company Overview

Economic

Social

Governance

Environamental

Transparency




SECURITY

Fraud Information

Reporting Fraud

Privacy Notice

Lost or Stolen Card




CUSTOMER SUPPORT

Client Support




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 * Do Not Sell or Share My Personal Information
 * Terms of Use
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services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

DO NOT SELL - DO NOT SHARE

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When you visit our website, we store or retrieve information on your browser
using tracking technologies, mostly in the form of cookies. This information is
used for a variety of purposes, including to understand how visitors interact
with our websites, and to provide personalized advertisements based on your
interaction with our website. The use of these technologies may constitute a
“sale” or “share” of personal information under the California Consumer Privacy
Act. We may sell/share this information with third parties to facilitate and
serve personalized ads on our website and on other websites. You can opt-out of
this selling/sharing by changing the toggle above. Note, if you visit our
website on a different browser or device, you will need to separately opt-out on
each browser or device. You can learn more about our Information Practices by
clicking on the “Your Privacy” heading to the left.

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   These cookies allow us to count visits and traffic sources so we can measure
   and improve the performance of our site. They help us to know which pages are
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   do not allow these cookies we will not know when you have visited our site
   and will not be able to monitor its performance.

 * TARGETING COOKIES
   
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   These cookies may be set through our site by our advertising partners. They
   may be used by those companies to build a profile of your interests and show
   you relevant advertisements on other sites. If you do not allow these
   cookies, you will experience less targeted advertising.

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