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IT’S TIME TO MEET YOUR FINANCIAL GOALS

Discovering your goals is the first step to reaching them. We’ve made it easy to
get started. We offer account choices based on your needs.

I know what I want.
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I need guidance.
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YOU'VE GOT GOALS. WE'VE GOT SOLUTIONS.


SPENDING & SAVING

Do more with your money

Fidelity cash management products help you spend and save smarter so you can
reach your goals.

Start managing your cash




TRADING & INVESTING

Invest the way you want to

Whether you are an active trader or investing in the future, we can help you
reach your goals.

Learn about investing



RETIREMENT

Your future starts now

Whether you want to manage retirement planning on your own or have us guide you,
we’re here to help along the way.

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WEALTH MANAGEMENT

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We'll partner with you on a customized plan designed to help grow and protect
your wealth.

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Regulatory summary of Fidelity services (PDF)




GET STARTED WITH SOME OF OUR MOST POPULAR ACCOUNTS


Whether you want to invest on your own, or have us do the work, we have account
choices for you. And we’ve got tools and resources to help along the way.

Advance left Clicking this control will navigate one card to the left. Advance
right Clicking this control will navigate one card to the right.

BROKERAGE ACCOUNT


DIY INVESTING



Manage your own investments (stocks, ETFs, mutual funds, CDs, and more), with
help from our free resources.

Start trading
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ROTH IRA


TAX-FREE GROWTH1



With a Fidelity Roth IRA, you get the flexibility to save for retirement, while
balancing your long-term goals with your short-term needs.

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Learn more

FIDELITY GO®


ROBO INVESTING



Our robo advisor will handle your investments, so you don’t have to. Automated
investing with no account minimums.2

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RETIREMENT IRAS

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SPENDING & SAVING

Cash Management Account

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SMALL INVESTMENTS COULD HELP YOUR MONEY GROW

Created with Highcharts 10.0.0TodayYear 30
Monthly contribution
$250

Investing account

$304,993

FDIC-insured savings account

$96,634

Minimum: $1 Maximum: $1,000

Chart is a hypothetical comparison. Investing involves risk of loss and
performance is not guaranteed.

How this chart works

The hypothetical chart above illustrates the potential growth of an investment
account assuming a 7% annual nominal investment growth rate vs. a 0.47% National
savings account deposit rate as of January 16, 2024.* This chart assumes
estimated/average return rates stay constant over the course of the time horizon
and that no withdrawals were taken. Taxes, fees, and inflation are not included.
Unlike traditional FDIC savings accounts, investment accounts are subject to
market risk and do not carry FDIC insurance to protect from loss. Each type of
account has its own unique set of potential benefits and limitations that you
should consider before deciding what type is right for you.

Interact with the slider to increase or decrease the monthly contribution to
discover how the money could grow in an investment account vs. an FDIC savings
account. The monthly contribution is how much you want to invest every month. In
this chart it is set at $250, but you can move the slider from $1 to $1,000 to
see how your contributions could grow over time. For example, a $250 monthly
contribution in an investment account could grow to $304,993 in 30 years
compared to $96,634 in a traditional savings account, using end of month
compounding.

This example is for illustrative purposes only and does not represent the
performance of any security. The assumed rate of return is not guaranteed.
Investments that have potential for a 7% rate of return also come with risk of
loss. Past performance does not guarantee future results.

* FDIC: National Rates and Rate Caps

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2023




WHY CHOOSE FIDELITY?





AFFORDABLE ACCOUNTS

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STAY CONNECTED

Locate an Investor Center by ZIP Code
Please enter a valid ZIP code

 * Instagram, (Opens in a new window)
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 * YouTube, (Opens in a new window)
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 * X (Twitter), (Opens in a new window)
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 * TikTok, (Opens in a new window)
 * Discord, (Opens in a new window)
 * Fidelity Apps
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 * Careers
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Copyright 1998-2024 FMR LLC. All Rights Reserved.
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 * Do Not Sell or Share My Personal Information

This is for persons in the US only.


Keep in mind that investing involves risk. The value of your investment will
fluctuate over time, and you may gain or lose money.

1.

For a distribution to be considered qualified, the 5-year aging requirement has
to be satisfied, and you must be age 59½ or older or meet one of several
exemptions (disability, qualified first-time home purchase, or death among
them).

2. There is no minimum amount required to open a Fidelity Go account. However,
in order for us to invest your money according to the investment strategy you've
chosen, your account balance must be at least $10.

3.

Zero account minimums and zero account fees apply to retail brokerage accounts
only. Expenses charged by investments (e.g., funds, managed accounts, and
certain HSAs) and commissions, interest charges, or other expenses for
transactions may still apply. See Fidelity.com/commissions for further details.

The Fidelity Cash Management Account is a brokerage account designed for
spending and cash management. It is not intended to serve as a customer's main
account for securities trading. Customers interested in securities trading
should consider a Fidelity Account®.

Fidelity Go® provides discretionary investment management, and in certain
circumstances, non-discretionary financial planning, for a fee. Advisory
services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a
registered investment adviser. Brokerage services provided by Fidelity Brokerage
Services LLC (FBS), and custodial and related services provided by National
Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are
Fidelity Investments companies.

Fidelity was named NerdWallet's 2023 winner for Best Online Broker for Beginning
Investors, Best Online Broker for IRA Investing and Best App for Investing.
Results based on evaluating 17 brokers per category. ©2017-2023 and TM,
NerdWallet, Inc. All Rights Reserved.

StockBrokers.com 2023 Online Broker Review, January 2023: Fidelity was ranked
No. 1 overall out of 17 online brokers evaluated in the StockBrokers.com 2023
Online Broker Review.

Investopedia, February 2023: Fidelity was named Best Overall online broker, Best
Broker for ETFs, and Best Broker for Low Costs, among 25 companies.

The Fidelity Investments logo is a registered service mark of FMR LLC.

Investment advisory services provided through Fidelity Personal and Workplace
Advisors LLC, a registered investment adviser, for a fee. Brokerage services
provided through Fidelity Brokerage Services LLC, Member NYSE, SIPC. Both are
Fidelity Investments companies.

The images, graphs, tools, and videos are for illustrative purposes only.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street,
Smithfield, RI 02917

782377.109.0






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