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LIFECARE, INC. PRIVACY POLICY

LifeCare's Privacy Policy (the "Privacy Policy") will advise you about how we
collect, use, share and protect your personal information.

Unless we say otherwise, this Privacy Policy applies to your use of all of the
sites and services owned or operated by LifeCare, Inc. ("LifeCare"), including
any site that we may own or operate in the future (collectively, the "LifeCare
Sites"). This policy does not apply to any sites other than the LifeCare Sites.
As used in this policy, terms such as "we" or "our" and "Company" refers to
LifeCare.

Please read this Privacy Policy carefully. We may need to change this Privacy
Policy from time to time, so you should refer back to this Privacy Policy
regularly. Your use of the LifeCare Sites after changes have been made shall be
deemed to be your acceptance of any changes. If you do not accept any changes
that are made to this Privacy Policy, do not use the LifeCare Sites.

THE INFORMATION WE COLLECT

We may collect two basic types of information: Personal Information ( as
defined in this policy) and Anonymous Information (as defined in this policy).

Personal Information - In connection with services, you or your employer or
sponsoring organization (“Sponsor Organization”) must provide certain
information so we can identify you and provide you services as you requested.
Examples of such data include:

* Registration Information – Information such as your first name, last name and
email address and in some cases, Member ID or Company Registration code are
collected during registration. In some cases, this information is provided to
LifeCare directly by you or your Sponsor Organization.LifeCare also collects
a secret question which you will use for online password resets or
identifying you when calling in for assistance. Once logged in, you may
decide to provide other optional data types such as home address(s), phone
#(s) to assist with transactions (described below). In some cases, you have
the ability to extend your benefits to family members at which point we
collect information such as the family member’s first name, last name, gender
and the relationship to you.

* Transactional Information – In order to fulfill your request for services
(i.e. information, referrals, services and/or discounts in a region you
specify) we may need to collect additional information such as residence
address and supporting details surrounding your particular need for the
service. This maybe acquired Chat, Email, or a call depending on your Sponsor
Organization’s plan, we may be required to collect credit card information to
fulfill services. LifeCare’s systems do not store or transmit credit card
information, however we partner with the trusted third party as specified in
the “ How We Share Your Information ” section.

* Public or Community Forums – In some cases, your Sponsor Organization may
subscribe to a “classifieds” feature allowing you to post or purchase
personal items for sale with other Members. In such cases, you would enter
data types such as item description, pricing, pictures and contact
information you wish to provide.

* Information Received from Third Parties – LifeCare may receive your Personal
Information from third parties in connection with services. We categorize
these sources as LifeCare Sourced and Affiliated Third parties.

* LifeCare Sourced – In order to provide you with the best web and
communication experience, LifeCare utilizes several third parties to provide
us information on how you use our website, how our website is performing, and
the effectiveness of our email communication so we can continue to customize
and improve your experience. This is in form of cookies placed on your
computer. Please see the “Cookies” under the “ How We Collect Information ”
section for more information.

* Affiliated Third Parties – LifeCare’s services maybe offered to you through a
service you have with another service provider. As part of your agreement
with them, you have agreed to provide information to LifeCare. In such cases,
your name and email address will be collected by LifeCare.

Anonymous Information - means information that does not identify you
personally, but can provide us with usage data, either individually or in the
aggregate. Non-Identifiable Information may include demographic information,
aggregated information, certain information collected automatically through your
device such as web browser information, server log files, cookie technology, and
other technologies, and other non-personally identifiable information collected
by us or provided by you.

HOW WE COLLECT INFORMATION

We may collect information from you in the following ways:

By Request : We may collect some information from you by asking that you
provide it to us.

Cookies - We may use cookies on the LifeCare Sites to allow us to, among other
things, measure activity and to personalize your experience. "Cookies" are small
text files that reside on your computer to identify you as a unique user. For
instance, cookies may enable us to remember your viewing preferences without
requiring you to re-type a user-name and password. Cookies may also allow us to
track your status or progress when requesting products, services, or
information. Specifically, LifeCare leverages session cookies. These are not
permanent cookies and are removed from when your browser closes or your computer
is powered off. LifeCare also utilizes persistent cookies to enhance your
experience with our site. If you choose, you can set your browser to reject
cookies or you can manually delete individual or all of the cookies on your
computer by following your browser's help file directions. However, if your
browser is set to reject cookies or you manually delete cookies, you may have
some trouble accessing and using some of the pages and features that are
currently on our website, or that we may put on our website in the future. To
take full advantage of the www.lifecare.com experience, we recommend that you
leave them turned on.

Pixels - A tracking pixel is an HTML code snippet which is loaded when a user
opens an email. It is useful for tracking user behaviors to help us gage the
effectiveness of our communications.

Web Server Logs/IP Address - The computers that deliver our web pages to you
may record information. For example, a web server log may record the search
terms you enter on our websites, the link you clicked to bring you to the web
page, your IP address, or cookies that are set on your browser.

HOW WE USE PERSONAL INFORMATION

We may use Personal Information for the following purposes:

* Verifying your identity so that we can be sure that all of our communications
with you are secure and confidential, for application security, and to help
prevent fraud and data loss.
* Responding to inquiries or requests from you.
* Delivering products and services to you.
* To send you marketing and promotional communications that we believe may be
of interest to you.
* Customizing your experience on the website including managing and recording
your preferences.
* Marketing, product development, and research purposes.
* Tracking resources and data accessed on the website.
* Developing reports regarding website usage, activity, and statistics.
* Assisting users experiencing website problems.
* Enabling certain functions and tools on this website.
* Tracking paths of visitors to this website and within this website.

If you decide that you do not want to receive commercial emails from us, you can
"opt-out" from receiving such emails by clicking on the "unsubscribe" link
provided at the bottom of every commercial email, unsubscribing within your
website profile, or by emailing help@lifecare.com .

If you decide at a later time that you would like to receive commercial emails
from us, you can re-add yourself to our communication list.

HOW WE SHARE INFORMATION

Unless required in connection with the provision of services, we will not share
your Identifiable Personal Information with any third party except as set forth
below:

Affiliates : We may share information with companies that we own or control,
that are owned or controlled by us, or that are under common ownership or
control.

Blogs, etc .: We may decide to allow users to share comments, testimonials, or
other information. If you choose to submit such information to us, the
information that you submit in these areas may be read, collected, and used by
others who access them.

Law Enforcement : We may report to law enforcement agencies any activities that
we reasonably believe to be unlawful, or that we reasonably believe may aid a
law enforcement investigation into unlawful activity. In addition, we reserve
the right to release your information to law enforcement agencies if we
determine, in our sole judgment, that either you have violated our policies, or
the release of your information may protect the rights, property, or safety of
LifeCare, or another person.

Legal Process : We may share your information with others as required by, or
permitted by, law. This may include sharing your information with governmental
entities, or third parties in response to subpoenas, court orders, other legal
process, or as we believe is necessary to exercise our legal rights, to defend
against legal claims that have been brought against us, or to defend against
possible legal claims that we determine in our sole discretion might be brought
against us.

Referred Providers : We may share information with other companies or
individuals that provide products or services that you have requested, that we
think may be of interest to you or that provide us or you with services. In this
case, we will only disclose the limited amount of information necessary to
perform the services you have requested.

Subcontractors/Contractors/Vendors : We may share information with LifeCare
subcontractors, contractors or vendors to enable them to perform certain
services for us or you, including, but not limited to, provisions of services to
you, and/or application maintenance and performance improvement tasks. In all
such cases we will require the recipient to protect the information and use it
only for the purpose it was provided.

Business Transactions : In the event that we, or any portion of our assets are
sold or acquired, we may share all types of information with the acquiring
company.

Sponsor Organizations : Generally identifiable information regarding your
usage of services is not provided to your Sponsoring Organization. However,
there are exceptions. In the event that a service requires imputing of income,
payment of charges directly for your specific usage, or in the event that you
mis-use the services in any way, information regarding your usage will be shared
with your Sponsoring Organization.

Non-Identifiable Information is not Personal Information and may be shared,
including being provided to your Sponsor Organization as part of de-identified
aggregated reports.

HOW WE PROTECT YOUR PERSONAL INFORMATION

We maintain reasonable administrative, technical and physical safeguards
designed to protect the Personal Information that you provide. We comply with
all applicable state and federal law pertaining to the security and
confidentiality of Personal Information. Our secure server software encrypts
information, ensuring that all Internet transactions from your PC to our servers
remain private (unless sent by an unsecured means, such as e-mail). Use of this
encryption is facilitated automatically. To protect the integrity and
confidentiality of your Personal Information, our web servers reside behind
firewalls. In addition to these security measures, only our Members who need
access to your Personal Information to carry out their duties have access to
that information. We accomplish this through both strong physical and logical
access controls. Our Members must abide by our company's privacy policy, and are
subject to disciplinary action for any violation of that policy.

However, no security system is impenetrable and we cannot guarantee the security
of our website, nor can we guarantee that the Personal Information you supply
will not be intercepted while being transmitted to us over the Internet, and we
are not liable for the illegal acts of third parties such as criminal hackers.
Further, while we are dedicated to securing our systems and services, you are
responsible in protecting the privacy of your password(s) and account/profile
registration information and ensuring that the Personal Data we maintain to
identify you is kept up to date.

CHOICE AND CONSENT

While LifeCare maintains a secure site, you should know that computer use may be
monitored by third parties such as network administrators, Sponsor
Organizations, etc., and thus we cannot guarantee the security of information
you disclose. You disclose such information at your own risk. By using the
LifeCare Sites, you are consenting to the collection, use, disclosure and
sharing of your Personal Information as described in this Privacy Policy.

PRIVACY OF CHILDREN

LifeCare realizes that children under the age of 13 may not understand all the
provisions of our policy or be able to make thoughtful decisions about the
choices made available. We urge all parents to participate in their children's
exploration of the Internet and any online services, and to teach their children
about protecting their Personal Information while online. Therefore, LifeCare
will not knowingly allow users under the age of 13 to use the site without the
consent of their parent or guardian.

THIRD PARTY CONTENT PROVIDERS/LINKS

You will find contents and products of other companies or organizations on our
sites and/or links to the sites and services of our suppliers, licensors or
other third parties. While we make efforts to monitor the sites or services, we
do not control the contents or links that appear on these sites. We are not
responsible for the content or the privacy practices employed by third parties,
and information collected by third parties is not governed by LifeCare's Privacy
Policy. Each such third party is solely responsible for complying with the laws,
rules and regulations applicable to its business, operation of its web site(s),
and the use of your Personal Information, including all applicable laws, rules
and regulations regarding the privacy and confidentiality of Personal
Information. These sites and services may have their own privacy policies and
customer service policies, or no policy (policies) at all. These sites or
services, including their contents and links, may be constantly changing. By
interacting with these sites, you are acknowledging their policies. We
encourage you to review the privacy policies of any third party sites or
services before providing any of them with your Personal Information.

YOUR RIGHTS

YOU MAY HAVE RIGHTS UNDER CERTAIN STATE OR FEDERAL LAWS APPLICABLE TO YOUR
PERSONAL INFORMATION. IF YOU WOULD LIKE TO REQUEST TO REVIEW, CORRECT, UPDATE,
SUPPRESS OR DELETE PERSONAL INFORMATION THAT YOU HAVE PREVIOUSLY PROVIDED TO US,
YOU MAY CONTACT US AS SET FORTH BELOW. WE WILL RESPOND TO YOUR REQUEST
CONSISTENT WITH OUR OBLIGATIONS UNDER APPLICABLE LAW.

PLEASE NOTE, THAT GENERALLY WE DO NOT DESTROY PERSONAL INFORMATION ABOUT YOU
WHEN YOUR RELATIONSHIP WITH YOUR SPONSORING ORGANIZATION ENDS OR YOUR SERVICES
TERMINATE. IT MAY BE NECESSARY RETAIN OR USE CERTAIN INFORMATION FOR THE
PURPOSE DESCRIBED ABOVE EVEN AFTER YOUR RELATIONSHIP ENDS OR SERVICES TERMINATE,
OR FOR RECORDKEEPING PURPOSES. THERE MAY ALSO BE RESIDUAL INFORMATION THAT WILL
REMAIN WITHIN OUR DATABASES AND OTHER RECORDS, WHICH WILL NOT BE REMOVED.
REGARDLESS, ALL SUCH INFORMATION WILL CONTINUE TO BE TREATED AND PROTECTED IN
ACCORDANCE WITH THE THEN CURRENT PRIVACY POLICY.

CONTACTING LIFECARE ABOUT YOUR PERSONAL INFORMATION

If you would like to make a request regarding your Personal Information, you can
use the information below for your assistance:

* help@lifecare.com - Provides assistance in updating your information for
usage of the website or issues related to the website;
* dataprivacy@lifecare.com - Provides assistance with all other requests
regarding your Personal Information

You may also:

Call Us at:

(800) 873-4636

Write Us at:

LifeCare. Inc.
(Attn: Security and Compliance Department)
2 Armstrong Rd.
Shelton, CT 06405

CONCERNS

Individuals may raise concerns regarding their Personal Information with
LifeCare by submitting your concern as set forth below. Your submission must
contain the following:

1. Your Name
2. Your Telephone Number
3. Your Email Address
4. Statement detailing your concern, including but not limited to:
1. The identification of a real or potential harm that you have sustained or
may sustain

Concerns may be made by email to dataprivacy@lifecare.com , by phone to VP -
Security, Audit and Compliance at 203-291-3453, or in writing, addressed to:

LifeCare. Inc.
(Attn: Client Issues Department)
2 Armstrong Rd.
Shelton, CT 06405

LifeCare will investigate all concerns raised regarding compliance with its
Privacy Policy and/or applicable law. If a concern is found to be justified, we
will take appropriate measures to immediately address areas of concern, to the
extent determined necessary by LifeCare. An individual will be informed of the
outcome of the investigation regarding his or her concern within a reasonable
period of time.

NOTICE TO CALIFORNIA RESIDENTS

LifeCare uses the data you provide to provision services you request or to
improve our services offered to you. We do not sell your information for profit
and value the confidentiality of your data. As our website links to other third
party websites that allow you to optionally provide information to them, please
see read the “Third Party Content Providers/Links” section of this policy. If
you are a resident of California and would like to make a formal request for
data inventory/export/removal, please contact us at dataprivacy@lifecare.com
or use the contact information set forth in Privacy Policy. -

If you are a California resident, you may have certain additional rights.
California Civil Code Section 1798.83 permits you to request information
regarding the disclosure of your Personal Information by LifeCare to third
parties for direct marketing purposes. California Business and Professions Code
Section 22581 permits registered users who are minors to request and obtain
deletion of certain posted content. Visit the California Legislative Website for
more information in regards to your rights under the California Consumer Privacy
Act of 2018.

CHANGES

WE MAY CHANGE THE TERMS OF THIS PRIVACY POLICY AT ANY TIME. THIS PRIVACY POLICY
WILL BE DEEMED TO BE AUTOMATICALLY CHANGED AS NECESSARY TO COMPLY WITH CHANGES
REQUIRED BY APPLICABLE LAW. ANY CHANGES WILL BE EFFECTIVE FOR ALL OF THE
INFORMATION THAT WE ALREADY HAVE ABOUT YOU, AS WELL AS ANY INFORMATION THAT WE
MAY RECEIVE IN THE FUTURE.

ACCEPTANCE OF TERMS

By using any of the LifeCare Sites, you signify your acceptance of our Privacy
Policy. If you do not agree to this policy, please do not use our sites. Your
continued use of the LifeCare Sites following the posting of changes to these
terms will mean that you accept those changes.

Last Updated: December 31, 2019

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DISCLAIMER: By using LifeMart you are agreeing to LifeCare's Terms and
Conditions and Privacy Policy. Merchants on LifeMart ("Merchants") are
independent third party entities unrelated to LifeCare. LifeCare makes no
recommendations, representations or warranties regarding any Merchant or their
goods/services. Purchases through LifeMart are at your own risk and any
complaints regarding purchases should be directed to the applicable Merchant.
Please note that some offers may not represent discounts or savings. All fees
and costs associated with purchases made through LifeMart are the responsibility
of the purchaser. LifeCare does not guarantee the availability of Merchants or
discounts. Discounts are subject to change or withdrawal without notice, and any
applicable time restrictions. Merchants or discounts may not be accessible from
your computer based on firewalls or other accessibility issues or settings.

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