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Investment and Insurance products and services including annuities are:

 * Not a Deposit
 * Not FDIC Insured
 * May Lose Value
 * Not Bank Guaranteed
 * Not Insured by any Federal Government Agency

For U.S. Bank:

 Equal Housing Lender. Deposit products offered by U.S. Bank National
Association. Member FDIC

U.S. Bank is not responsible for and does not guarantee the products, services
or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments:

Investment products and services are available through U.S. Bancorp Investments,
the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an
investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of
U.S. Bank.

U.S. Bancorp Investments is registered with the Securities and Exchange
Commission as both a broker-dealer and an investment adviser. To understand how
brokerage and investment advisory services and fees differ, the Client
Relationship Summary and Regulation Best Interest Disclosure are available for
you to review.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for
BrokerCheck to allow investors to learn about the professional background,
business practices, and conduct of FINRA member firms or their brokers. To
request such information, contact FINRA toll-free 1.800.289.9999 or via
BrokerCheck website. An investor brochure describing BrokerCheck is also
available through FINRA


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