www.bankrate.com
Open in
urlscan Pro
151.101.129.132
Public Scan
Submitted URL: http://www.bankrate.com/
Effective URL: https://www.bankrate.com/
Submission: On May 12 via api from US — Scanned from US
Effective URL: https://www.bankrate.com/
Submission: On May 12 via api from US — Scanned from US
Form analysis
1 forms found in the DOMName: search bar — https://www.bankrate.com/search/
<form class="SiteNavSearch-form" name="search bar" type="search" action="https://www.bankrate.com/search/">
<div>
<div>
<input type="text" id="siteSearchInput" x-ref="siteSearchInput" x-trap="(isSearchOpen && $refs.siteSearchInput.focus() === false)" @keydown.shift.tab="toggleSearch()" @keydown.esc="toggleSearch()" class="FormInput SiteNavSearch-input"
name="q" placeholder="What can we help you find?" value="" autocomplete="off" aria-label="Search Bankrate" data-beam-field-inputted-no-pii="" data-label="Search Bankrate" :tabindex="isSearchOpen ? 0 : -1" tabindex="-1" data-beam-uid="7"
data-beam-event="change">
</div>
<div>
<button type="submit" class="SiteNavSearch-submit" data-js-selector="nav-search-submit-btn" :tabindex="isSearchOpen ? 0 : -1" tabindex="-1">
<span class="visually-hidden">Submit</span>
<svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false">
<path fill-rule="evenodd" clip-rule="evenodd"
d="M10.846 2C6.216 2 2.5 5.783 2.5 10.499c0 4.715 3.715 8.498 8.346 8.498 1.733 0 3.337-.53 4.667-1.439l4.972 5.113c.43.439 1.13.439 1.561 0l.216-.22c.43-.383.43-1.096 0-1.535l-4.944-5.033a8.572 8.572 0 0 0 1.874-5.384C19.192 5.783 15.423 2 10.846 2Zm0 2.193c3.393 0 6.192 2.851 6.192 6.306 0 3.454-2.8 6.305-6.192 6.305-3.392 0-6.192-2.851-6.192-6.305 0-3.455 2.746-6.306 6.192-6.306Z"
class="icon-base" fill="currentColor"></path>
<title>Search</title>
</svg></button>
</div>
</div>
</form>
Text Content
Skip to Main Content Bankrate * Banking Caret Right Caret LeftAll Banking Checking & savingsCaret Right CDsCaret Right Money marketCaret Right BanksCaret Right Explore all banking resources Arrow Right Caret Left Banking Compare accounts * Best savings accounts * Best high-yield savings accounts * Best business checking accounts * Best checking accounts Get guidance * Savings calculator * All savings calculators * Savings rate trends * Savings resources * Savings basics 5 min read * How to start saving 4 min read Compare accounts * Best CD rates * Best 6-month CD rates * Best 1-year CD rates * Best 5-year CD rates Get guidance * CD calculator * CD ladder calculator * CD rate trends * CD resources * CD basics 7 min read * How to invest with CDs 6 min read Money market accounts Money market accounts are similar to savings accounts, but offer some checking features as well. View MMA rates Get guidance * Money market basics * Money market vs savings accounts * How does an MMA work? * MMA resources Banking Skip the searching and find your next bank in minutes with BankMatch℠. Find my match Get guidance * Best banks of 2024 * Bank reviews * Federal Reserve news * Best bank bonuses * Capital One review Our take on Capital One Bank * Marcus review Our take on Marcus by Goldman Sachs Explore all banking resources Arrow Right * Mortgages Caret Right Caret LeftAll Mortgages PurchaseCaret Right RefinanceCaret Right Real estateCaret Right Explore all mortgages resources Arrow Right Caret Left Mortgages Compare rates * Mortgage rates * 30-year mortgage rates * 15-year mortgage rates * VA loan rates Get guidance * Mortgage calculator * Amortization calculator * Mortgage rate news * Best mortgage lenders * Read lender reviews * How to get a mortgage 11 min read * First-time homebuyer programs 11 min read Compare rates * Refinance rates * Cash-out refinance rates * 30-year refinance rates * 15-year refinance rates Get guidance * Mortgage refinance calculator * Best refinance lenders * Best cash-out refinance lenders * Mortgage refinance resources * How to refinance your mortgage 12 min read * Cash-out refinancing guide 9 min read Buying & selling Find an expert who knows the market. Compare trusted real estate agents all in one place. Find an agent Get guidance * Home affordability calculator * Cost of living calculator * How much is my house worth? * Real estate resources * Buying a home 12 min read * Selling a home 10 min read Explore all mortgages resources Arrow Right * Investing Caret Right Caret LeftAll Investing InvestingCaret Right RetirementCaret Right Financial advisingCaret Right Explore all investing resources Arrow Right Caret Left Investing Compare investments * Best investments * Best index funds * Best long-term investments * Best short-term investments Get guidance * All investing calculators * Brokerage reviews * Robo-advisor reviews * Low risk investments * Tax resources * Passive income ideas 26 min read * How to start investing 7 min read Compare plans * Best retirement plans * Best IRA accounts * Best Roth IRA accounts * Best 401(k) rollover options Get guidance * 401(k) calculator * Retirement plan calculator * Roth IRA calculator * All retirement calculators * Retirement resources * Best & worst states for retirement 6 min read * How to save for retirement 15 min read Finding an advisor * Find a financial advisor * Best financial advisors * How to choose a financial advisor * Financial planner vs advisor Get guidance * What is financial planning? * What is a fiduciary? * What is a CFP? * What is wealth management? * Financial advisor resources * When to get an advisor 4 min read * Pros & cons of financial advising 7 min read Explore all investing resources Arrow Right * Credit cards Caret Right Caret LeftAll Credit cards Cards by categoryCaret Right Cards by creditCaret Right Tools & reviewsCaret Right Guides & resourcesCaret Right Explore all credit cards resources Arrow Right Caret Left Credit cards Compare cards * Best cards of 2024 * Best cash back cards * Best balance transfer cards * Best 0% APR cards * Best travel cards * Best rewards cards * Best business cards * Best student cards Find your fit * CardMatch™ Get personalized card recommendations * Card comparison tool Compare credit cards side-by-side See your card matches Answer a few quick questions and we’ll show you your top credit card options. Find my matches Compare cards * Excellent credit * Good credit * Fair credit * Bad credit * How to build credit 7 min read * Best cards for building credit Find out which credit cards could help See what the experts say Read in-depth credit card reviews to find out which cards have the best perks and more. Read card reviews Get guidance * Credit card payoff calculator * Balance transfer calculator * Credit utilization calculator * All credit card calculators * Spender type tool Find cards that fit your needs Get advice * Credit cards 101 * Balance transfer advice * Zero interest credit cards * Rewards credit card advice * Cash back credit card advice * Travel credit card advice * Business credit card advice * Student credit card advice Build credit * Advice for bad credit * Rebuilding credit score * New to credit Explore all credit cards resources Arrow Right * Loans Caret Right Caret LeftAll Loans Personal loansCaret Right Auto loansCaret Right Student loansCaret Right Small business loansCaret Right Explore all loans resources Arrow Right Caret Left Loans Compare lenders * Best personal loans * Best personal loans for bad credit * Best debt consolidation loans * Best home improvement loans Get guidance * Personal loan resources * Personal loan lender reviews * Personal loans calculator * Average personal loan interest rates * Personal loan basics 9 min read * How to get a personal loan 11 min read Compare lenders * Best auto loans * Best auto loan refinance rates * Best car loans for bad credit Get guidance * Auto loan resources * Auto loan lender reviews * Auto loan calculator * Auto loan refinancing guide * How to get the best auto loan rate 10 min read * Auto loan basics 5 min read Compare lenders * Student loan rates * Student loan refinancing rates * Best private student loans * Best bad credit student loans Get guidance * Student loan resources * Student loan lender reviews * Student loan calculator * Student loan refinance calculator * Private student loan basics 10 min read * How to get a student loan 11 min read Compare lenders * Best small business loans * Bad credit small business loans * Business lines of credit * Small business loan banks Get guidance * Small business loans resources * Small business loan reviews * Small business loan calculator * How small business loans work 9 min read * How to get a business loan 9 min read Explore all loans resources Arrow Right * Home equity Caret Right Caret LeftAll Home equity HELOCCaret Right Home equity loansCaret Right Explore all home equity resources Arrow Right Caret Left Home equity HELOC A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later. HELOC Rates Home equity basics * Best HELOC lenders * HELOC calculator * What is a HELOC? * Pros and cons of HELOCs * Home equity lender reviews * What is home equity? 8 min read * How to calculate home equity 6 min read Home equity loans Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright. Home equity loan rates Get guidance * What is a home equity loan? * Home equity loan pros and cons * Home equity loan requirements * HELOC vs home equity loan * How to build home equity * Best home equity loan lenders Compare top home equity lenders * Home equity calculator Calculate how much you can borrow Explore all home equity resources Arrow Right * Insurance Caret Right Caret LeftAll Insurance Auto insuranceCaret Right Home insuranceCaret Right Life insuranceCaret Right Explore all insurance resources Arrow Right Caret Left Insurance Compare rates * Best car insurance companies * Cheapest car insurance companies * Compare car insurance rates * How much is car insurance? Get guidance * Allstate insurance review * Erie insurance review * Progressive insurance review * State Farm insurance review * All insurance company reviews * Auto insurance by state Compare rates in your state * Car insurance resources Learn more about auto insurance Compare rates * Best home insurance companies * Cheapest home insurance companies * Home insurance quotes * How much is homeowners insurance? Get guidance * Kin insurance review * Hippo insurance review * Lemonade insurance review * Citizens insurance review * Home insurance by state Compare rates in your state * Home insurance resources Learn more about home insurance Compare companies * How much does life insurance cost? * Best life insurance companies * Life insurance quotes * Cheapest life insurance companies Get guidance * Globe Life insurance review * Colonial Penn insurance review * Ladder life insurance review * Ethos life insurance review * Life insurance calculator How much do you need? * Life insurance resources Learn more about life insurance Explore all insurance resources Arrow Right Bankrate SearchClose X Submit Search GUIDING YOU THROUGH LIFE’S FINANCIAL JOURNEY Compare rates, crunch numbers and get expert guidance for life’s biggest financial moments. CD rates High-yield savings Home purchase Credit cards Home equity Home refinance Investing Personal loans Not sure where to start? Tell us about your goals and we'll point you in the right direction. Arrow Right Collapse Close X WHAT BRINGS YOU TO BANKRATE TODAY? QUESTION 1 OF 2 Still want recommendations? Pick up where you left off. Expand Continue where you left off Caret Up Close X THE BANKRATE AWARD WINNERS ARE HERE Skip the searching and find the top financial products of 2024, all in one spot. From insurance companies to investment accounts, we've got you covered with our top picks in every category. See the winners BANKRATE RECOMMENDS AdvisorMatch FIND A VETTED FINANCIAL ADVISOR IN MINUTES From retirement planning to saving for a home, a financial advisor can help you reach your financial goals. Arrow Right LEARN MORE INTRODUCING WHOLE HUMAN FINANCE™ With the help of National Debt Relief, you can reduce your debt and empower yourself to find help for your entire situation – not just your bank account. In partnership with READ ARTICLE 10 BEST INVESTMENTS IN 2024 These top investments offer your portfolio the potential for steady, positive returns. TAKE ACTION GET OUT OF DEBT WITH THE BEST COMPANIES OF 2024 Take control of your finances and restore your credit with effective debt relief solutions. READ ARTICLE HOW MANY BUSINESS CREDIT CARDS SHOULD I HAVE? Find the right credit card for your venture as a small business owner to help you achieve your goals. EXCLUSIVE INSIGHTS FROM OUR EXPERT ANALYSTS > “When we worry about things, a lot of the time it's because we feel out of > control. Take some of that power back by putting a plan together.” – Ted Rossman MONEY AND MENTAL HEALTH May is recognized as Mental Health Awareness Month, and Bankrate's new survey finds that nearly half of U.S. adults (47%) say money has a negative impact on their mental health (at least occasionally). Read the story The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC Over 200 financial calculators FIND ANSWERS, FAST Mortgage Mortgage calculator Rates Simple savings Mortgage Percent Amortization Dollar Cost-of-living Mortgage Market Home affordability Credit Card Credit card payoff Cd CD calculator Credit Card Balance Transfer Balance transfer Loan Loan calculator Calculator See all calculators A BETTER RATE IS WAITING * Banking * Mortgage NATIONAL AVERAGE BANKING RATES 1 Year CD 1.77% 3 Year CD 1.41% 5 Year CD 1.42% Savings Account 0.58% See all CD rates | See all Savings rates CURRENT MORTGAGE RATES 30 Year Fixed 7.21% 15 Year Fixed 6.63% 10 Year Fixed 6.63% 5/1 ARM 6.66% See all Mortgage rates Rate trends CURRENT CD INTEREST RATES Average rate of savings account interest Banking news TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY See all news PROS AND CONS OF A 15-YEAR MORTGAGE 4 min read HERE’S HOW TO USE AN EXTRA PAYCHECK THIS MONTH 5 min read INCOME REQUIREMENTS TO QUALIFY FOR A MORTGAGE 5 min read ALMOST HALF OF AMERICANS ARE IN DEBT. IS DOOM SPENDING TO BLAME? 4 min read WHAT IS THE AVERAGE INTEREST RATE FOR SAVINGS ACCOUNTS? 3 min read PROS AND CONS OF A 15-YEAR MORTGAGE 4 min read HERE’S HOW TO USE AN EXTRA PAYCHECK THIS MONTH 5 min read Caret Left Caret Right Banking CURRENT CD RATES FOR MAY 2024 3 min read Loans SURVEY: 47% OF AMERICANS SAY MONEY IS NEGATIVELY IMPACTING THEIR MENTAL HEALTH 7 min read Mortgages BUYING A HOUSE WITH CASH VS. A MORTGAGE 8 min read REVIEWS AND RECOMMENDATIONS Advertiser disclosure ADVERTISER DISCLOSURE Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Bankrate independently researches financial companies and rates them according to an objective set of criteria. For more information on how we stay impartial, check out our editorial integrity policy. EDITORIAL INTEGRITY Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. KEY PRINCIPLES We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. EDITORIAL INDEPENDENCE Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. REVIEWS BY CATEGORY * Banking reviews * Mortgage lender reviews * Credit card reviews * Personal loan reviews * Home equity reviews * Best home insurance * Brokerage reviews REVIEWS OF TOP BANKS Rating: 4.1 stars out of 5 4.1 Bankrate Review Rating: 4.6 stars out of 5 4.6 Bankrate Review Rating: 4.5 stars out of 5 4.5 Bankrate Review REVIEWS OF TOP MORTGAGE LENDERS Rating: 4.6 stars out of 5 4.6 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.9 stars out of 5 4.9 Bankrate Review POPULAR TOPICS Rates Start saving Dollar Start investing Mortgage Market Purchase a home Home Equity Refinance a home Retirement Save for retirement Credit Card Get a credit card Insurance Home Alt Get home insurance Auto Car Guides Find car insurance INTRODUCING CARDMATCH™ YOUR PERFECT CARD IS ONE CLICK AWAY Find your match WHY CARDMATCH™? * 1 No impact to your credit score * 2 Bank-level security to keep your data safe * 3 Elevated bonus offers and custom results BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie Settings * Do Not Sell or Share My Personal Information * Consumer Health Information Privacy Policy * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access Facebook Twitter Instagram Linkedin Youtube Tiktok © 2024 Bankrate, LLC. A Red Ventures company. All Rights Reserved. ADVERTISER DISCLOSURE Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. EDITORIAL INTEGRITY Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. KEY PRINCIPLES We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. EDITORIAL INDEPENDENCE Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.