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MORE THAN FREE CREDIT SCORES.

We may have started by offering free access to your credit scores, but now we’re
so much more. We’ve evolved into other areas of personal finance and added all
new features to give you everything you need to outsmart the system.

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MAKE BETTER SENSE OF YOUR DOLLARS AND CENTS.

We analyze your accounts to find new, surprising ways you can take your money
further. We’ve been told it feels like magic, but our engineers assure us it’s
not.




VISIBILITY UNLIKE ANYWHERE ELSE.

Transparency is the key to confident money decisions. That’s why we provide a
detailed overview of your options, benefits, limits, and your Approval Odds¹
before you even apply.




MORE THAN JUST FREE CREDIT SCORES.

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¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval
Odds by comparing your credit profile to other Credit Karma members who were
approved for the product shown, or whether you meet certain criteria determined
by the lender. Of course, there's no such thing as a sure thing, but knowing
your Approval Odds may help you narrow down your choices. For example, you may
not be approved because you don't meet the lender's "ability to pay standard"
after they verify your income and employment; or, you already have the maximum
number of accounts with that specific lender.

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