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Start Your Application


FUNDING TO FUEL YOUR BUSINESS



Compare multiple loan options at once and choose the best fit for your needs
with confidence.

Get Started


how it works


THE PROCESS

Answer some basic questions in less than 3 minutes with no impact to your credit
score and compare multiple offers. YOU are in the driver’s seat!

view your options

small business enthusiast


WHAT WE DO

Using proprietary technology, we quickly review your business information and
match you with the right lending partners. We are connected to a vast network of
lending professionals we handpicked to help fund your capital needs. With loan
standards frequently changing, we stay on top of it all for you to deliver the
right lenders at the right time.

There are several different loan types available in the market. Here are a few
you may encounter while considering options.

Short Term Loan

A loan that is set to be paid back in a short period of time—typically within a
year or two, sometimes longer. Most common uses include working capital,
inventory or equipment purchases, and marketing. Short term loans also typically
allow for quicker and easier access to funds with more flexible underwriting
standards.

Long Term Loan

A long-term loan is smart to consider when making a large investment or looking
to expand, typically 5 to 10-year terms with potential up to 20+. These loans
can have a fixed or floating interest rate. Longer term loans may also require
collateral, such as real estate to be pledged when securing the loan.

Line of Credit

A revolving loan that provides a fixed amount of capital and that can be
accessed when needed. Unlike a traditional term loan, all or part of a line of
credit can be accessed on demand up to a fixed limit. The customer pays interest
only on the outstanding principal amount in use.

Merchant Cash Advance

While not technically a loan, a cash advance typically does not require a true
Personal Guarantee so may be riskier for the lender. Cash advances generally do
not have a set term, payment schedule, or stated interest rate like a
traditional loan. Instead, cash advances typically have a total payback and
purchase a fixed percentage of the customer's future cash receivables.






FREQUENTLY ASKED QUESTIONS

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Q:
Can I get a business loan after bankruptcy?

A:
A bankruptcy in your past doesn’t necessarily preclude you from getting a small
business loan, but it might make it more challenging. While not all lenders have
the same requirements after bankruptcy, it’s unlikely a customer would qualify
within the first year. Many lenders will require at least one year of improving
credit history following the disposition of a bankruptcy.
Q:
How long will it take to receive my funds?

A:
Timing for receiving approved funding depends on many factors. Each lending
partner has its own approval process and can result in differing funding
timelines. The typical time to fund can be anywhere from 24 hours to 1 week.
Q:
What is a line of credit?

A:
A line of credit is a revolving form of credit that provides a predetermined
capital limit and can be accessed as needed. Unlike a traditional term loan, all
or part of the line can be accessed at any time up to the predetermined limit.
Interest is only paid upon the amount actually used.
Q:
What is collateral?

A:
Collateral is any asset or assets, which can be offered by a customer to secure
a loan. Should a customer default, the lender can take possession of the asset,
or assets, to satisfy the loan.
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