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H and R block Skip to content
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* Taxes Show submenu for Taxes
* File online Simple steps, easy tools, and help if you need it.
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* Not included in Free Online or H&R Block tax software
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status, store and share records securely, plus access the power of tax pros at
your fingertips all year.
Tax Identity Shield
Tax Identity Shield
$35
If your tax identity is stolen, your refund could be affected. With H&R Block,
we offer complete tax identity theft protection and restoration year-round.
HIGH-YIELD SAVINGS RATE
EARN 3.50% APY 12GO TO DISCLAIMER FOR MORE DETAILS WITH SPRUCE SAVINGS
Make your refund go further when you add it to a Spruce Savings account and earn
a high-yield rate. Opt in online or through the app after you sign up.
Explore Spruce
Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠
Spending and Savings Accounts established at, and debit card issued by,
Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and
the circles design are registered trademarks of Mastercard International
Incorporated.
Apple and the Apple Logo are registered trademarks of Apple Inc. Google Play and
the Google Play logo are trademarks of Google LLC. Message and data rates may
apply.
1. 0 Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary
by user, merchant location and offer period. Check the Spruce app for offer
availability. Cash back earned by qualifying purchases will be deposited in
your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for
details.
1. 12 The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate
is variable and can change without notice. Fees may reduce earnings. To
start earning interest on your Spruce Savings Account, simply opt in through
the Spruce app or at sprucemoney.com.
UNLIMITED HELP IS HERE IF YOU NEED IT
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1. 0 Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary
by user, merchant location and offer period. Check the Spruce app for offer
availability. Cash back earned by qualifying purchases will be deposited in
your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for
details.
2. 1 Early access depends on when payment is submitted. Funds are generally
made available when payment instruction is received, which may be earlier
than scheduled payment date.
3. 2 The Annual Percentage Yield (APY) is accurate as of 04/05/24. This rate
is variable and can change without notice. Fees may reduce earnings. To
start earning interest on your Spruce Savings Account, simply opt in
through the Spruce app or at sprucemoney.com.
4. 4 Offer from H&R Block. Requires 1) opening of new Spruce Accounts between
1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45
days of opening. Qualifying direct deposits are ACH credits, including
direct deposits (but not tax refunds). Deposits that do not qualify are
mobile check deposits, internal transfers, transfers within Spruce from
external accounts, or cash transfers. $50 will be deposited within 14
business days after completing all requirements. Spruce Accounts may not be
closed or restricted at payout. You are responsible for tax treatment of
funds. Limit one per customer. May be modified or discontinued at any time.
5. 10 $30 in subsequent years for clients who maintain their accounts
year-round. If, at the time you establish your Emerald Advance℠, you are a
covered borrower as that term is defined in the Military Lending Act and
its implementing regulations, including 32 CFR § 232.3 (a “Covered
Borrower”), and so long as you remain a Covered Borrower, your annual fee
will be waived.
6. 11 35.9% APR applies during promotional period and for unsecured lines of
credit. For full savings-secured lines of credit the APR is 9%. For more
details, see the Terms & Conditions.
7. 13 You’ll receive up to a $20 reward for each new client you refer that
purchases a 12-month bookkeeping service, for a maximum of $300. A new
client is someone who did not utilize H&R Block or Block Advisors’
bookkeeping services within the past year. The reward will be delivered for
each new client after they purchase a 12-month bookkeeping service with H&R
Block or Block Advisors. Rewards will be provided on virtual cards and are
only available to individuals who provide a valid email address.
8. 15 Valid for new clients at participating offices only. Applies only to
original 2023 income tax returns. A new client is an individual or entity
who did not use H&R Block or Block Advisors to prepare a 2022 tax return.
Rewards will be provided on virtual cards and are only available to
individuals who provide a valid email address. May not be combined with any
other promotion. Void if transferred and where prohibited. No cash value.
Coupon must be presented prior to completion of the new client’s initial
interview. H&R Block employees are excluded. Expires April 10, 2024. OBTP#
B13696 © 2023 HRB Tax Group, Inc
9. 17 The merchants represented are not sponsors of the rewards or otherwise
affiliated with this company. The logos and other identifying marks
attached are trademarks of and owned by each represented company and/or its
affiliates. Please visit each company's website for additional terms and
conditions. Present the Terms and Conditions anytime you're presenting
specific gift card use details. Use your card everywhere Mastercard is
accepted around the world. Card is issued by The Bancorp Bank, Member FDIC,
pursuant to license by Mastercard International Incorporated. Mastercard is
a registered trademark, and the circles design is a trademark of Mastercard
International Incorporated. Your use of the prepaid card is governed by the
Cardholder Agreement, and some fees may apply. This is not a gift card.
Please note that prepaid cards are subject to expiration, so pay close
attention to the expiration date of the card.
10. 20 Does not change IRS refund processing speed. Claim is based on making
federal refunds available when payment instruction is received, which may
be earlier than scheduled payment date. Depends on timing of the IRS’s
payment file. Available only for federal refunds. May be changed or
discontinued at any time.
11. 21 H&R Block Free Online accepts more forms for free than the TurboTax Free
Edition. Learn more about H&R Block Free Online available forms.
12. 23 If H&R Block makes an error in your bookkeeping that requires a
reopening of your books for any month, we will correct the error for the
month the error occurred at no additional charge. Limitations apply. See
blockadvisors.com/guarantees for complete details.
13. 24 In order to file your state return, you first need to purchase and
install the corresponding federal edition.
14. 25 Enrollment in, or completion of, the H&R Block Income Tax Course or Tax
Knowledge Assessment is neither an offer nor a guarantee of employment.
Additional qualifications may be required. Enrollment restrictions apply.
There is no tuition fee for the H&R Block Income Tax Course; however, you
may be required to purchase course materials, which may be non-refundable.
State restrictions may apply. The Income Tax Course consists of 63 hours of
instruction at the federal level, 70 hours of instruction in Maryland, 81
hours of instruction in California, and 81 hours of instruction in Oregon.
Additional time commitments outside of class, including homework, will vary
by student. Additional training or testing may be required in CA, OR, and
other states. Valid at participating locations only. Void where prohibited.
This course is not open to any persons who are currently employed by or
seeking employment with any professional tax preparation company or
organization other than H&R Block. During the Income Tax Course, should H&R
Block learn of any student’s employment or intended employment with a
competing professional tax preparation company, H&R Block reserves the
right to immediately cancel the student’s enrollment. The student will be
required to return all course materials. CTEC# 1040-QE-2773 ©2023 HRB Tax
Group, Inc.
Program rules: Limit of 5 paid referrals per Experienced Tax Pros and First
Year Tax Pros and 4 paid referrals for Receptionists. All referrals must be
submitted between 4/1/2023 – 3/31/2024 using
hrblock.com/offers/tax-pro-referral. Tax Pro referrals must be submitted
prior to a candidate’s enrollment in the Income Tax Course (ITC) or
starting the Tax Knowledge Assessment (TKA) and the candidate must
successfully pass the appropriate course/test with a minimum grade (70% for
ITC and 80% for TKA). Receptionist referrals must be submitted prior to
hire date. Referred candidates must become active by March 31, 2024 in
order for the referral to be paid. Rewards will be paid April 2024.
15. 26 Potential savings based on estimated tax savings of sole proprietor
(Schedule C) users with over $40,000 in profit in 2022 by taking an S Corp
election and filing in 2023, net of salary payments and payroll taxes.
Election must generally be made by the due date of the return for the year
prior to the year the S Corp election is to take place. Savings requires
payment of a reasonable salary. Other requirements apply, and additional
fees like tax preparation and payroll services are not included. Individual
tax savings will vary based on your circumstances. All tax situations are
different. Taxes are only one consideration in determining whether to form
a business. You may want to seek the advice of an attorney to evaluate all
of the relevant considerations. Block Advisors Business Formation Products
and Services provide automated online tools that you can use to help meet
your business formation needs and are not tailored to your particular
situation. See our FAQs for more information.
16. 27 Comparison based on regular price on FreeTaxUSA.com as of 1/2/24.
FreeTaxUSA is a registered trademark of TaxHawk, Inc.
17. * Total number of new customers using assisted or DIY tax solutions
regardless of other prior tax preparer or method.
18. 29 Valid at participating U.S. offices for $150 off for full-service
bookkeeping for new clients only. Valid 12-month engagement letter
required. After the application of the discount in this offer, you will be
charged monthly at the amount in the engagement letter. Discount may not be
combined with any other offer or promotion. Void if transferred and where
prohibited. Coupon must be presented prior to start of bookkeeping
services. A new client is an individual who has not used H&R Block or Block
Advisors for bookkeeping services. No cash value. H&R Block employees are
excluded. Expires Dec. 31, 2024. ©2024 HRB Tax Group, Inc.
19. 30 Valid at participating U.S. offices for new clients only who complete
and submit a 2023 personal income tax return between April 4 to 10, 2024.
While supplies last. Coupon code 76862 must be presented prior to
completion of initial tax office interview. Qualifying clients will
receive their Domino’s® coupon on or before April 15, 2024. A new client is
an individual who did not use Block Advisors or H&R Block office services
to prepare his or her 2022 return. Void if transferred and where
prohibited. No cash value. Offer ends April 10, 2024. OBTP#B13696-BR. ©2024
HRB Tax Group, Inc.
Domino’s Gift Card delivered by email. See gift card for terms &
conditions. Domino’s® and the modular logo are registered trademarks of
Domino’s IP Holder LLC.
20. 31 Our small business tax professional certification is awarded by Block
Advisors, a part of H&R Block, based upon successful completion of
proprietary training. Our Block Advisors small business services are
available at participating Block Advisors and H&R Block offices nationwide.
21. 32 You’ll receive a $50 discount for each new client you refer that
completes a 2023 tax return with H&R Block Expat Tax Services. A new client
is someone who did not use H&R Block Expat Tax Services within the past 2
years. The discount will be applied for each new client after they prepare
and pay for their tax return with H&R Block Expat Tax Services. Discounts
will be applied to your next tax return prepared by H&R Block Expat Tax
Services.
22. 33 The decision to form a business entity is an important one that includes
many considerations. You may want to seek the advice of an attorney to
evaluate all of the relevant considerations. Block Advisors Business
Formation Products and Services provide automated online tools that you can
use to help meet your business formation needs but are not specifically
tailored to you or any particular situation.
23. 34 Example savings based on average estimated tax savings of sole
proprietor (Schedule C) with $50,000 in profit in 2022 compared to a
similar S Corp election paying a reasonable salary of $25,000. Savings are
net of salary payments and payroll taxes. Additional fees like tax
preparation and payroll services are not included. Individual tax savings
will vary based on your circumstances. All tax situations are different.
Offer details and disclosures
Full Site Disclaimers
1. Additional fees apply for tax expert support.
File Online
22. H&R Block Free Online is for simple returns only. Not everyone qualifies.
All tax situations are different. Additional fees may apply. See available
forms.
23. Enrolled Agents do not provide legal representation; signed Power of
Attorney required. Audit services constitute tax advice only. Consult an
attorney for legal advice. Void where prohibited.
Tax Software
41. Personal state programs are $39.95 each (state e-file available for
$19.95). Most personal state programs available in January; release dates
vary by state. State e-file not available in NH. E-file fees do not apply
to NY state returns.
Additional disclaimer for business e-files: State e-file for business
returns only available in CA, CT, MI, NY, VA, WI
Retail
87. Comparison based on starting price for H&R Block file with a tax pro
(excluding returns that include Child Tax Credit or Earned Income Credit
combined with interest and dividend forms) compared to TurboTax Full
Service Basic price listed on TurboTax.com as of 3/16/23. Over 50% of our
customers can save. All tax situations are different. Prices may vary by
office and are subject to change. Participating locations only. TurboTax is
a registered trademark of Intuit, Inc.
88. Available only at participating H&R Block offices. CAA service not
available at all locations. H&R Block does not provide immigration
services. An ITIN is an identification number issued by the U.S. government
for tax reporting only. Having an ITIN does not change your immigration
status. You are required to meet government requirements to receive your
ITIN. Additional fees and restrictions may apply.
89. For tax years beginning after 2017, applicants claimed as dependents must
also prove U.S. residency unless the applicant is a dependent of U.S.
military personnel stationed overseas. A passport that doesn’t have a date
of entry won’t be accepted as a stand-alone identification document for
dependents.
90. Supporting Identification Documents must be original or copies certified by
the issuing agency. Original supporting documentation for dependents must
be included in the application.
Financial Services
109. This is an optional tax refund-related loan from Pathward®, N.A.; it is
not your tax refund. Loans are offered in amounts of $250, $500, $750,
$1,250 or $3,500. Approval and loan amount based on expected refund
amount, eligibility criteria, and underwriting. If approved, funds will be
disbursed as directed to a prepaid card or checking account at Pathward.
The loan amount will be deducted from your tax refund, reducing the refund
amount paid directly to you. Tax returns may be e-filed without applying
for this loan. Fees for other optional products or product features may
apply. Limited time offer at participating locations.
HRB Maine License No. FRA2. OBTP#13696-BR. ©2023 HRB Tax Group, Inc.
110. H&R Block Emerald Prepaid Mastercard® is issued by Pathward®, N.A., Member
FDIC, pursuant to license by Mastercard. Mastercard and the circles design
are registered trademarks of Mastercard International Incorporated.
Additional fees, terms and conditions apply; consult your Cardholder
Agreement for details. ©2023 HRB Tax Group, Inc.
111. Payroll, unemployment, government benefits and other direct deposit funds
are available on effective date of settlement with provider. Please check
with your employer or benefits provider as they may not offer direct
deposit or partial direct deposit. Faster access to funds is based on
comparison of traditional banking policies for check deposits versus
electronic direct deposit.
112. H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and
H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A.,
Member FDIC. Cards issued pursuant to license by Mastercard. Emerald
AdvanceSM, is subject to underwriting approval with available credit
limits between $350-$1000. Fees apply. Offered at participating locations.
Promotional period 11/12/2022 – 1/7/2023. Mastercard and the circles
design are registered trademarks of Mastercard International Incorporated.
OBTP# B13696 ©2022 HRB Tax Group, Inc.
113. When you use an ATM, in addition to the fee charged by the bank, you may
be charged an additional fee by the ATM operator. See your Cardholder
Agreement for details on all ATM fees.
114. Emerald Card Retail Reload Providers may charge a convenience fee. Any
Retail Reload Fee is an independent fee assessed by the individual
retailer only and is not assessed by H&R Block or Pathward.
115. Refund Transfer is an optional tax refund-related product provided by
Pathward®, N.A., Member FDIC. Refund Transfer is a bank deposit product,
not a loan. You can file your return and receive your refund without
applying for a Refund Transfer. Payments you authorize from the account
associated with your Refund Transfer will reduce the net proceeds of your
refund sent to you. Fees apply. A qualifying expected tax refund and
e-filing are required. Other restrictions apply; see terms and conditions
for details. H&R Block Maine License Number: FRA2. OBTP#13696-BR ©2023 HRB
Tax Group, Inc.
116. Neither H&R Block nor Pathward charges a fee for Emerald Card mobile
updates; however, standard text messaging and data rates may apply.
117. US Mastercard Zero Liability does not apply to commercial accounts (except
for small business card programs). Conditions and exceptions apply — see
your Cardholder Agreement for details about reporting lost or stolen cards
and liability for unauthorized transactions.
118. The Check-to-Card service is provided by Sunrise Banks, N.A. and Ingo
Money, Inc., subject to the Sunrise Banks and Ingo Money Service Terms and
Conditions, the Ingo Money Privacy Policy, and the Sunrise Banks, N.A.
Privacy Policy. Approval review usually takes 3 to 5 minutes but can take
up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved Money in Minutes
transactions funded to your card or account. Unapproved checks will not be
funded to your card or account. Ingo Money reserves the right to recover
losses resulting from illegal or fraudulent use of the Ingo Money Service.
Your wireless carrier may charge a fee for data usage. Additional
transaction fees, costs, terms and conditions may be associated with the
funding and use of your card or account. See your Cardholder or Account
Agreement for details.
119. Transferring funds from another bank account to your Emerald Card may not
be available to all cardholders and other terms and conditions apply.
There are limits on the total amount you can transfer and how often you
can request transfers. Pathward does not charge a fee for this service;
please see your bank for details on its fees.
120. Your wireless carrier may charge a fee for text messaging or data usage.
Income Tax Course
160. Enrollment in, or completion of, the H&R Block Income Tax Course or Tax
Knowledge Assessment is neither an offer nor a guarantee of employment.
Additional qualifications may be required. Enrollment restrictions apply.
There is no tuition fee for the H&R Block Income Tax Course; however, you
may be required to purchase course materials, which may be non-refundable.
State restrictions may apply. The Income Tax Course consists of 63 hours
of instruction at the federal level, 70 hours of instruction in Maryland,
81 hours of instruction in California, and 81 hours of instruction in
Oregon. Additional time commitments outside of class, including homework,
will vary by student. Additional training or testing may be required in
CA, OR, and other states. Valid at participating locations only. Void
where prohibited. This course is not open to any persons who are currently
employed by or seeking employment with any professional tax preparation
company or organization other than H&R Block. During the Income Tax
Course, should H&R Block learn of any student’s employment or intended
employment with a competing professional tax preparation company, H&R
Block reserves the right to immediately cancel the student’s enrollment.
The student will be required to return all course materials. CTEC#
1040-QE-2773 ©2023 HRB Tax Group, Inc.
H&R Block has been approved by the California Tax Education Council to
offer The H&R Block Income Tax Course, CTEC# 1040-QE-2773, which fulfills
the 60-hour “qualifying education” requirement imposed by the State of
California to become a tax preparer. A listing of additional requirements
to register as a tax preparer may be obtained by contacting CTEC at P.O.
Box 2890, Sacramento, CA 95812-2890; or at www.ctec.org.
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