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PRIVACY POLICY

 
View the PDF
 * Our Consumer Privacy Pledge
 * Your Consumer Privacy Choice
 * Want to Learn More About Privacy?
 * Online Privacy Policy
 * Online Privacy FAQs

FACTS

WHAT DOES ELAN FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?

Why?



Financial companies choose how they share your personal information. Federal law
gives members the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.



What?



The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
■ Social Security number and income
■ account balances and payment history
■ transaction history and credit history



How?



All financial companies need to share members’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their members’ personal information; the reasons Elan Financial
Services chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information

Does Elan Financial Services share?

Can you limit this sharing?

 

For our everyday business purposes−such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus

 

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—information about your
transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—information about your
creditworthiness

No

We don't share

For nonaffiliates to market to you

No*

We don't share

To limit our direct marketing



Call 888-520-8796—our menu will prompt you through your choice
Please note:
We may contact our existing members by mail or telephone to offer additional
financial products or services that we believe may be of interest to you. You
may direct us not to send you such offers.

When you limit our direct marketing for an account you hold jointly with someone
else, your choice will apply individually – unless you tell us otherwise.



Questions?



Please contact us at the telephone number referenced on the back of your credit
card.



Who we are

Who is providing this notice?

This notice is provided by Elan Financial Services, with respect to your credit
card account.

What we do

How does Elan Financial Services protect my personal information?

To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.

How does Elan Financial Services collect my personal information?

We collect your personal information, for example, when you
■ open an account or give us your income information
■ pay your bills or provide account information
■ use your credit or debit card
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
■ sharing for affiliates’ everyday business purposes—information about your
creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and
nonfinancial companies.
■ Elan Financial Services does not share with affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
■ Elan Financial Services does not share with nonaffiliates so they can market
to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together
market financial products or servicesto you.
■ Elan Financial Services doesn’t jointly market

Other important information

You may have other privacy protections under applicable state laws. To the
extent these state laws apply, we will comply with them when we share
information about you.
For California residents: In accordance with California law, we will not share
information we collect about you with companies outside of our corporate family,
except as permitted by law, including, for example, with your consent or to
service your account. We will limit sharing among our companies to the extent
required by California law.
For Vermont residents: In accordance with Vermont law, we will not share
information we collect about you with companies outside
of our corporate family, except as permitted by law, including, for example with
your consent or to service your account. We will not share information about
your creditworthiness within our corporate family except with your authorization
or consent, but we may share information about our transactions or experiences
with you within our corporate family without your consent.
For Nevada residents: We may contact our existing members by telephone to offer
additional financial products that we believe may be of interest to you. You
have the right to opt out of these calls by adding your name to our internal
do-not-call list. To exercise your opt-out choice, call 888-520-8796. For more
information about your opt out rights, please contact us at the telephone number
referenced on the back of your credit card or write to Cardmember Services,
Privacy Choice, P.O. Box 6354, Fargo, ND 58125-6354. You are being provided this
notice under Nevada state law. In addition to contacting us, Nevada residents
can contact the Nevada Attorney General for more information about your opt out
rights by calling 702-486-3132, emailing aginfo@ag.nv.gov, or by writing to:

Office of the Attorney General, Nevada Department of Justice, Bureau of Consumer
Protection
100 North Carson Street, Carson City, NV 89701-4717

*Please keep in mind that, as permitted by applicable law, if you have a
co-branded credit card account with us and one of our financial partners, we
share information about you with that financial partner in connection with
maintaining and servicing your account, including for that financial partner to
market to you. Federal law does not give you the right to limit this sharing.

 * Our Consumer Privacy Pledge
 * Your Consumer Privacy Choice
 * Want to Learn More About Privacy?
 * Online Privacy Policy
 * Online Privacy FAQs


 
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