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 * Products
   
   SAVINGS AND CREDIT
   
    * 
      Rotating group savings
    * 
      Personal savings
    * 
      Thrift contribution
    * 
      Cooperative management
    * 
      Buy now pay later
   
   WALLET
   
    * 
      Send and receive money
    * 
      Airtime and data
    * 
      Utility bills
    * 
      Virtual cards
   
   INVESTMENT
   
    * 
      Investment clan
   
   COMPANY
   
    * About Us
    * Our Story
    * Our Team

 * Platforms
    * 
      Cooperatives
    * 
      Agents
    * 
      Business
    * 
      Developers

 * FAQs
 * Blog

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 * Products
 * Platforms
 * FAQs
 * Blog

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a neo-cooeperative


BUILD CREDIT , WHEN YOU SAVE AND INVEST.

To provide access to interest-free credit, we digitized the centuries-aged ROSCA
(ajo/esusu/adashe) to help build credit by collectively saving money and making
early investment.

Get started



BEST WAY TO
SAVE MONEY.

You can save money in group with peers and rotate collection or save alone for
up to 10% interest or join a thrift contributions that get you ready for raining
days.

Checkout thrift



INVEST EARLY
AND AHEAD.

With early access to a rotating savings collection, you can invest your money in
valuable assets for up to 15% ROI per annum in a clan. Also, you get to build
credit when you invest.

See investment clan


INTEREST FREE
CREDIT.

Not an instant loan, but why stay broke because you are saving money. Get early
collection in a rotating group savings (ajo, esusu or adashe) or get additional
credit when withdrawing your thrift savings. We also offer ‘buy now pay later’
credits to members.

See rotating savings

financial inclusion


BUILT FOR EVERYONE




PARTNERS API

Savings and credit as a service API for developers and businesses. Launch your
savings and credit platform or solution. Help your users build credit for
saving.


COOPERATIVE

Turn your cooperative into a neo-bank, grow when you help your members grow with
improved, thrift savings and loan management.


BUSINESS

Sell to AjoMoney consumers and your existing customers, offer buy now pay later
and also access thrift savings, investment and credit to grow your business.


MOBILE AGENTS

Make money as an agent when you help people sign-up, perform thrift contribution
and access credit. Help the unbanked become banked


PARTNERS API

Savings and credit as a service API for developers and businesses. Launch your
savings and credit platform or solution. Help your users build credit for
saving.


COOPERATIVE

Turn your cooperative into a neo-bank, grow when you help your members grow with
improved, thrift savings and loan management.


BUSINESS

Sell to AjoMoney consumers and your existing customers, offer buy now pay later
and also access thrift savings, investment and credit to grow your business.


MOBILE AGENTS

Make money as an agent when you help people sign-up, perform thrift contribution
and access credit. Help the unbanked become banked.


AJOMONEY VIRTUAL USD/NGN CARD

Pay Installmentally at over 1000 Stores when you checkout with our virtual
cards. Also build credit when you pay your subscriptions with it.

Create a free account


DOWNLOAD AJOMONEY

Become financially free and included when you build credit through flexible
savings such as ajo/esusu savings and thrift contribution with collective
investment.

App Store Google Play

PRODUCTS

 * Rotating group savings
 * Personal savings
 * Thrift contributions
 * Cooperative management
 * Investment clan
 * Bills payment

COMPANY

 * About
 * Contact
 * FAQs
 * Help
 * Blog

LEGAL

 * Privacy policy
 * Terms of service

PLATFORMS

 * Cooperative
 * Business
 * Agents
 * Developers

--------------------------------------------------------------------------------


0700-AJOMONEYcontact@ajo.money74 Ajayi Road, Ogba, Lagos

The website www.ajo.money and the AjoMoney mobile & web apps are properties of
AjoPay Financial Technology Limited, a company registered under the Nigeria
Corporate Affairs Commission with RC Number: 1780015 to carry out the business
of rotating savings, investment and credit while leverage digital technology to
help provide it as a solution.
AjoMoney is not a bank. AjoMoney provides collective savings, credit and
investment service in Nigeria through AjoPay Multipurpose Cooperative Society
Limited registered under CAP: NO 98 of Nigerian Co-operative Societies ACT/2004
with cerfified no. FCTA/ARDS/COOP/2019/2334.
AjoMoney’s services are only available to Nigerians. Investment and banking
related products on AjoMoney are offered through affiliates and licensed third
party partnerships.

© 2022 AjoMoney