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SCOTIABANK’S PRIVACY COMMITMENT


Since 1832, Scotiabank’s business and reputation have been built on trusted
relationships with our customers, employees, and other stakeholders. The
protection of information in our custody is a critical component of these
trusted relationships.

As part of our ongoing commitment to fostering and maintaining trust, Scotiabank
has established a robust privacy program that is designed to protect the
personal information entrusted to us.

We work hard to:

 * Be Accountable: We have established a foundational privacy framework that
   sets out the structure and accountability for the treatment of personal
   information across the Bank. Our privacy framework is overseen by a dedicated
   Privacy Office, led by our Chief Privacy Officer, that sets and maintains
   Scotiabank’s privacy program.

 * Be Safe: We have implemented measures designed to protect the personal
   information that has been entrusted to us.

 * Be Respectful: We collect, use, and disclose personal information in a manner
   that is fair, ethical and non-discriminatory.

 * Be Useful: We use information to deliver value, enhance the banking
   experience, and to manage our business.

 * Be Adaptable: We monitor privacy and data protection laws, standards and
   industry practices so that we can provide our products and services in a
   privacy-respectful manner.

 * Be Transparent: We explain how we handle personal information in a clear and
   easily accessible manner.



The following documents describe our privacy practices:




PRIVACY AGREEMENT


--------------------------------------------------------------------------------

Our Privacy Agreement describes how we treat personal information including the
types of personal information we collect, when and why we collect and use
personal information, and the circumstances when we share and disclose it.


Learn more

DIGITAL PRIVACY AND INTEREST-BASED ADVERTISING POLICY


--------------------------------------------------------------------------------

Our Digital Privacy and Interest-Based Advertising Policy describes how
Scotiabank uses cookies and other technologies on its websites, including to
deliver more relevant advertising.



Learn more




California Residents

Please click here for the Scotiabank Supplemental Privacy Notice for California
Residents.






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