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BANKING WITH QUONTIC JUST GOT AN UPGRADE

Our new online banking platform and mobile app brings you a fresh design,
enhanced features, and an even better banking experience.
Learn more



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THE DIGITAL BANK
ON A MISSION

We’re more than just an innovative digital bank. Quontic is a CDFI (Community
Development Financial Institution), which means we can make the dream of
homeownership real for a wider range of people including the self-employed,
small business owners, immigrants, people of color, and other
outside⁠-⁠the⁠-⁠box borrowers.




EXPECT MORE FROM YOUR BANK



Quontic is raising the bar. If you’ve found your way to Quontic for our highly
competitive rates and easy-to-use online banking, we invite you to stay for
everything else that makes us a digital bank with a heart: great customer
service, constant innovation, and a team that’s always working to make banking
better for you.

Checking
Earn up to 1.10% APY2
Savings
Earn up to 4.50% APY2
Certificate of Deposit
Earn up to 5.30% APY3


ACCOUNT FEATURE


QUONTIC PAY RING

A wearable payment device that is the first of its kind. Free with your Quontic
checking account.
Get yours



LOANS AS UNIQUE AS YOU ARE


Quontic offers flexible mortgage loan solutions for non-traditional borrowers.
We assess your full financial profile, not just stacks of documents. Our
non-traditional mortgage loans are for borrowers with good credit and
significant down payments who may not show consistent income on paper. We also
offer traditional mortgage options including FHA, Conventional and VA loans.
Mortgage Loans
Find the mortgage that meets your needs
Mortgage Refinance
Lower your payment or get cash



FEATURED HOME LOAN SOLUTION:


LITE DOCUMENTATION LOANS

A one-of-a-kind mortgage solution that is flexible based on your full financial
profile.4
Get started



BANKING HAS EVOLVED

Whether it’s offering a wearable payment device or being the first digital bank
in the Metaverse or our now-retired Bitcoin rewards account, Quontic is pushing
the boundaries of what a bank should be. We’ve achieved a lot so far as
innovators, which has earned us recognition. Learn more about the bank that
Money named The Most Innovative Bank of 2021.
Explore
As an all-digital bank and a member of the FDIC, the security of our customers’
data is our prime concern. Learn more about how we keep you protected in our
Bank Security Center.


MONEY NEWS YOU CAN USE




SHOULD I HAVE MULTIPLE BANK ACCOUNTS?


HOW TO SAVE MORE MONEY AND HIT YOUR FINANCIAL GOALS FASTER


HOW DOES A NO INCOME VERIFICATION MORTGAGE WORK?


DISCLAIMER:



1National Rates and Rate Caps


2Rate is as of July 31, 2023 and is subject to change. Rates may vary per
product type. Ask for details.

3Certificate of Deposit. Minimum $500 to open account. Withdrawals before the
maturity date are subject to penalties. Fees could reduce earnings. Additional
terms, conditions, fees & exclusions may apply. Annual Percentage Yield (APY)
and information is accurate and effective as of July 6, 2023. Subject to change
without notice.

4Quontic Bank is not affiliated with or acting on behalf of or at the direction
of Federal Housing Authority (FHA) or any government agency or government
sponsored entity. All lending products are subject to approval. Rates, program
terms & conditions are subject to change without notice. Not all products are
available in all states or for all amounts. This does not represent an offer to
enter into a loan agreement. Other requirements, restrictions & limitations
apply. Information is accurate as of November 2, 2022 & is subject to change
without notice.


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Finances at your fingertips

Download the Quontic app


ABOUT US

 * Why Choose Quontic?
 * Careers
 * Press
 * Reviews
 * Community Impact


RESOURCES

 * Guides
 * Blog
 * Tools & Calculators
 * How-To Videos
 * Rate Sheet
 * Schedule of Fees


HELP CENTER

 * Contact Us
 * FAQs
 * Loan Servicing
 * Loan Officer Directory
 * ATM Locator
 * WebDeposit

Get CoBrowsing code
 * Privacy Statement
 * Social Media Community Policies
 * Security Center
 * CCPA Notice
 * Accessibility Statement

© 2023 Quontic Bank All rights reserved. Member FDIC. Equal Housing Lender. NMLS
ID: 403503

Primary federal regulator: Office of the Comptroller of the Currency (OCC):
1-800-613-6743 • FDIC: 1-877-275-3342 (1-877-ASKFDIC)








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