savingspotter.com Open in urlscan Pro
2606:4700:3035::ac43:a6ed  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Saving Spotter Menu
 * Home
 * About

Advertorial


23 WAYS TO KEEP YOUR NEW YEAR'S RESOLUTIONS IN 2023




Posted by Sandy Davis - 3 Days Ago
Every year we pull out our pen and paper and jot down a list of things we want
to accomplish for the new year. At this point it’s in our nature to set goals
and expectations for the year ahead because this transition period is a great
time to reset, reflect, and get ready for the 12 months ahead. The typical new
year's resolution list includes losing weight, practicing a new habit, or saving
money. But if you’re like most people, these resolutions are hard to stick to
and often are ditched by the second month of the year. Mostly because of these 3
reasons: breaking old habits is hard, we tend to over focus on specific outcomes
and motivation can be hard to find.

However, there are a few things that we can do to increase the chance of us
completing these goals; one of which is setting realistic and reasonable goals.
This year, we believe in you and we truly believe that this year is really your
year! So below we’ve highlighted many common resolutions that might or might not
be on your list and our tips to help you accomplish them. Whether you want to
save money, lose weight, learn something new or spend more time outside, we have
got you covered and we’re here to help.

--------------------------------------------------------------------------------

1. GOAL: SAVE MONEY ON APPLIANCES

Tapping into savings is not ideal, especially if it’s for something like a
broken appliance. Plus, it seems like everytime an appliance breaks it causes
even more damage, like ruining your floors. If you want to keep building your
savings and maintaining your home then listen up. Now remember that Home
Warranty Plan you were offered when you first bought your home? Ya the one that
only lasted a year… ya, well you can still have that now. A home warranty plan
isn’t just for new buyers, you can have it whenever, it doesn't matter if you
bought your home 5 years ago or 50. Having a home warranty plan can save you
from having to pay for unexpected home repairs. Now I’m not saying to go out and
just get any home warranty plan out there, do some research, start here and find
the plan that is right for you with Choice Home Warranty.
Visit Here To Learn More

--------------------------------------------------------------------------------

2. GOAL: PAY OFF HIGH INTEREST DEBT

Still unknown to many homeowners is an amazing program called FHA Cash Out
(FHACO) that could benefit millions of Americans. FHA Cash Out lets you access
your home equity in order to pay off bills, credit cars, do remodeling, anything
that you need the money for. Typically you can borrow up to 80% of the homes
value, and with this incredible market right now, that is usually quite a bit of
cash! The nice part about FHA cash out loans is they typically allow for much
lower credit scores, and more flexible debt ratios. Its easy to see if you
qualify. Visit here to fill out your information, and get more information on
this amazing program.
Click Here To See If You Qualify For The FHACO Program

--------------------------------------------------------------------------------

3. GOAL: TEST OUT ALTERNATIVES

Many people shy away from the idea of alternative medicine, thinking it doesn’t
work. And while it may not be the cure for everything, it can be effective when
it comes to pain management. Alternative medicine can mean a number of things
including: acupuncture, massage therapy, meditation, yoga or herbal medicine.
Which can be combined with traditional medicines or used alone. One of the most
commonly known forms of alternative medicine involves CBD. And while people seem
to have mixed feelings about CBD and its usage, there is one thing for sure: CBD
can take away your pain. CBD has been studied for years and results have shown
that it stimulates an anti-inflammatory response which helps reduce all forms of
chronic aches and pains. You can get the benefits of CBD through many forms like
lotions and food but one of the best ways is through gummies. You can learn more
about CBD, its benefits, and the best pain relieving gummy brand with the link
below.
Visit Here To Learn More

--------------------------------------------------------------------------------

4. GOAL: DIVERSIFY YOUR IRA

Goldco is helping people diversify their IRA or 401(k) by learning how to
acquire physical gold. Simply complete their short form to receive a free gold
investors guide. The guide will help educate you on all the aspects of
acquiring, like how to buy and store gold, and what are the benefits of gold,
and what causes the price of gold to rise.
Claim Your Free Gold Investing Guide

--------------------------------------------------------------------------------

5. GOAL: LOWER YOUR CAR BUDGET

Every year or month we go over our budget, see where we’re spending, where we
can cut costs and where we need to reevaluate our budget. One of our most
important expenses is our car. Even though car-related expenses are a major part
of our budget, experts say that we shouldn’t be spending more than 20% of our
monthly budget on car related expenses. If that’s true, then we’re in trouble;
car payments, insurance, maintenance fees and gas add up quickly. There are a
couple of things that you can do to cut costs in your car budget: one of which
is changing car insurance carriers. But changing car insurance carriers is a big
deal, but it can help save you money in the long run. Finding the right plan and
carrier is hard to do, but you can get personalized results and find plans for
you with sites like QuoteScan. Enter basic information about you and your
vehicle and then be matched with numerous insurance options to choose from. You
have the freedom to choose what you think best fits your needs.
Visit Here To Learn More

--------------------------------------------------------------------------------

6. GOAL: CUT DOWN ON YOUR HEATING BILLS

Cold winter days make you want to stay inside, cozy up, sit by the fireplace and
soak up all the heat. But it’s no surprise that it will come at a cost. Heating
bills are typically the most expensive bills that homeowners will pay. There are
things that you can do to reduce the amount of heat that your home uses, like
fixing cracks, making sure doors and windows are closed and setting your
thermostat. But even then, heating your home can still cost you an arm and a
leg. One way to cut down on your heating bills is by investing in a portable
heater that will keep you extremely warm. One like Alpha Heater will keep your
space warm without the price of a normal heating system.
Visit Here To Learn More

--------------------------------------------------------------------------------

7. GOAL: PREPARE FOR YOUR FUTURE

I know, I know, when you think of life insurance, you think “what I’m not that
old”. But it is never too early to think about setting up a life insurance plan
or policy. In fact, the longer you wait to get life insurance the more expensive
it will be. Younger often means cheaper and means getting more coverage in the
future. The benefits of insurance are significant and will provide financial
security for your loved ones. Most advisers recommend that adults have some type
of coverage regardless of age or policy type. So if you’re looking to explore
life insurance policies or options, then click below to get started and figure
out what plan is right for you.
Visit Here To Learn More

--------------------------------------------------------------------------------

8. GOAL: FINALLY SET UP A SECURITY SYSTEM

The holidays involve a lot of package deliveries, visitors and even break ins.
So having a home security system to monitor the front of your home is almost
necessary. But oftentimes good home security is expensive and difficult to
install. Which is why many people opt for just security cameras or electronic
door ringers. It is an inexpensive alternative that will keep your home just as
safe. A good example of this is Smart Security’s Light Bulb Camera. Not only can
it give you eyes on the outside of your home, it also has features that of more
expensive security systems like: two way audio, an alarm, 360 rotation, and
more. So if you’re looking to add that finishing touch to the exterior of your
home: then you should invest in Home Security.
Visit Here To Learn More

--------------------------------------------------------------------------------

9. GOAL: UPGRADE YOUR HOME

If you’re looking to revamp your home but don’t know where to start then we
suggest replacing your windows. New windows on your home can make a big impact
in both the look of your home and energy efficiency. Window replacement can
improve your home's exterior appearance and add value without having to do
significant construction, or a full remodel. Although the cost of a window
replacement is large up front, data suggests that homeowners will get 72% of
their original investment back if they do decide to sell. But finding the right
windows and company to help you replace your windows is a tough task. In order
to ensure you’re getting the best quality for your buck we suggest getting
multiple offers and a consultation. A free service like Renewal by Andersen can
help you narrow down your search and find a match.
Visit Here To Learn More

--------------------------------------------------------------------------------

10. GOAL: ORGANIZING YOUR PHOTOS

We tend to have clutter when it comes to family memories and photos. We can’t
help but try and get as many photos as we can when something important is
happening in our lives. But that just leads to a bunch of photos we need to go
through later on, to find the one you’re looking for. Whether you have too many
photos, a bunch of videos or no more storage in your phone. Then it’s time to
organize all of those memories. You can easily do this at home with a device
like Photostick OMNI, which will organize and sort your devices photos, videos
and files. It is easy, efficient and can be done with a click of a button, so
you can go on taking more pictures.
Visit Here To Learn More

--------------------------------------------------------------------------------

11. GOAL: TRAVEL

If you have ever traveled out of the country or you’re planning on traveling
this summer then you’ll realize that there can be a bit of a language barrier in
some of the places you’ll go. Learning the native language of a place you’re
headed makes it easier to get around, enhances the cultural experience and
overall makes your experience there better. But many of us don’t have the time
to sit down and learn a new language or have a poor memory making it hard to
retain anything we have learned. Luckily, there are devices out there that can
help you communicate with locals without having to learn the language. Muaama
Enence can translate more than 36 different languages in real time. It is easier
to use and a less expensive option than paying for a real translator or language
courses. It is a great alternative that can help enhance your experience
traveling. Once you get it, you’ll want to bring it with you on all your
travels.
Visit Here To Learn More

--------------------------------------------------------------------------------

12. GOAL: BE SMARTER WITH YOUR MONEY

At the start of the New Year, it is typical for one of our goals to be to be
smarter with our money or save more throughout the year. One of the best ways to
be smarter with your money is by re-establishing your budget and possibly
refinancing your biggest expenses; such as your home. Rate and Term Option
(RaTO) is a type of refinancing that allows you to change your current loan to
one that is more favorable to you. It is a great option for those who would like
to reduce their mortgage payments and pay off their mortgage faster and it can
reduce your payments by $3,408 per year. Homeowners need to take advantage of
this program in order to save money and find a better rate for your budget.
Start your research with the link below and figure out a plan that works for
you!
Visit Here To Learn More

--------------------------------------------------------------------------------

13. GOAL: GET DEEPER SLEEP

Waking up in the middle of the night because of snoring is the worst. It makes
it hard to fall back asleep and can throw off your whole day. If you or someone
you know snores often it might be time to do something about it. Many people
don’t know this but snoring is actually not natural and it is most commonly
caused by being overweight, drinking or smoking, and nasal obstruction. There
are a few things you can do to prevent snoring like getting CPAP machines,
surgery or flimsy nasal strips; all of which are not preferable. Luckily, there
is a better way to prevent snoring without any of the ways above. Sleep
Connection is a bracelet designed to prevent and stop snoring and it actually
works! It uses sensory input to gently stop snoring and it is great for people
who don’t want things in their mouth, or any invasive surgeries.
Visit Here To Learn More

--------------------------------------------------------------------------------

14. GOAL: GET MORE SLEEP

The average adult should at least get 7 or more hours of sleep, but if you’re
like most of us, then we are lucky if we get 6 solid hours. Most of the time we
are woken up at least once and take forever to fall asleep. One of the reasons
might be because you are too hot, uncomfortable, or stuffy in your bed. This
probably means it’s time to upgrade your bedding. Proper bedding can help you
sleep longer and have to do less laundry. When shopping for new sheets look for
ones that are antibacterial, silky and contain self-cooling properties. This
will ensure that you can sleep longer and have to do less laundry. Sheets like
Miracle Sheets are perfect for every sleeper and are sure to be the best sheets
you’ll ever own.
Visit Here To Learn More

--------------------------------------------------------------------------------

15. GOAL: TRAVEL MORE

Since the start of the pandemic people have been given the opportunity to work
remotely. Now most people decide to work from home, but really you can work
anywhere that you can bring a laptop and have an internet connection. This has
created a lot of opportunities for people to travel, spend more time with family
and experience new things. But now the limits have been pushed even further: you
don’t even need to be anywhere with Wi-Fi! New mobile devices like Ryoko are
able to create their own Wi-Fi networks for you to connect to, even in the most
remote locations of the world. No matter how far off the grid you go, you can
still have connections and be able to work. This allows you to travel even more
and experience so many new things. So if you want the freedom you have to check
out Ryoko.
Visit Here To Learn More

--------------------------------------------------------------------------------

16. GOAL: HAVE CLEARER SKIN

I am sure having flawless, perfect skin is on everyone's list of resolutions for
the year. There are so many things you can do to try and keep your skin as clear
as possible: sleeping on a silk pillowcase, being religious about taking off
your makeup, and investing in quality skincare. But even then we can still be
prone to a breakout, dark circles or dry skin. If you’re looking for something
that will actually make a difference in your skin, then try red light therapy.
Red light therapy uses wavelength red light to improve your skin's appearance,
reduce wrinkles, scars, redness and acne. Getting a red light treatment done
professionally can cost you about $50-$150 per treatment, but if you’re looking
for something a little budget friendlier than you have to get an at home tool.
Lumigen is a great budget friendly treatment tool that can give you the benefits
of red light therapy and many more treatments at home. It combines red light,
blue light, cryotherapy, thermotherapy, and microcurrent massage; all in one
tool and all for a great price.
Visit Here To Learn More

--------------------------------------------------------------------------------

17. GOAL: MAKE CAREER ADVANCEMENTS

Networking is essential to growing your career. It can open doors for new
opportunities in business, career goals and personal growth. If you’re looking
to expand your network beyond your LinkedIn connections, then you should look
into an organization like Who’s Who. Marquis Who’s Who is a publication
organization that has been connecting and shedding the spotlight on successful
individuals for years. Many people strive to be published and part of this
network and see it as a stepping stone in their career. And they now are
accepting applications to be published in the online edition of Who’s Who in
America. There is no cost to apply or be included, so there is no risk to
applying. No one can buy their way in making it a dependable source for in
depth-biographical data and an excellent way for you to expand your network.
Visit Here To Learn More About Who's Who

--------------------------------------------------------------------------------

18. GOAL: REDUCE YOUR STRESS

Stress is a huge part of our lives and clutters our minds. When we are stressed,
our world starts to feel hectic and fall apart. A healthy way to reduce stress
is by doing breathing exercises, meditating, getting outside or using calming
devices like Chill Pill. Chill pill is a small device that calms you down by
using gentle simulation from your hand to your brain that tells your nervous
system to relax. It is perfect for people who aren’t a fan of medications, but
need a little more help when it comes to calming down.
Visit Here To Learn More

--------------------------------------------------------------------------------

19. GOAL: PROTECT YOUR HOME

The holiday season is a great time to invest in a home security system because
we tend to travel out of town more often, have guests over and get deliveries.
All the more reason, to protect your family and home from unwanted people or
activities. If you’re looking for the best home security system to get then you
need to check out ADT. ADT is the number one smart home security provider and
provides 24/7 home monitoring and reaches 911 call centers 8x faster. This
season if you invest in ADT you can save money and receive a free installation
of a Nest Doorbell. So find a plan that works for you and get a free quote
today.
Visit Here To Learn More

--------------------------------------------------------------------------------

20. GOAL: PREVENT HOME DAMAGE

Fall is my favorite season. Who doesn’t love the cool weather, holidays,
sweaters and watching the leaves change colors? It is truly the best because it
is time to bundle up and enjoy the season. But, I will admit, it does come with
some negatives; like rain, shorter days and cleaning up leaves. Leaves seem to
get everywhere, from the ground, to bushes and up on the roof, it can be
especially hard to clean leaves out of your gutter. Luckily, there are guards
that you can place up on your gutters to prevent clogging and home damage.
LeafFilter is a great option, which will prevent leaves from clogging your
gutters. On top of this, it can help prevent roof damage, flooding, and
foundation damage.
Visit Here To Learn More

--------------------------------------------------------------------------------

21. GOAL: BE BETTER ABOUT CHARGING YOUR PHONE

We’ve all been there; you’re out somewhere, you have a dead phone, and you're
trying to get a hold of someone or someone is trying to get a hold of you. It's
annoying and a bad situation all around. Yet no matter how long you charge your
phone, it seems to not hold a charge and dies while you’re out. Now I don’t know
what it is, but this happens to me almost every time I am out. But bringing a
charging cord and searching for an outlet is not an option. Solution: A portable
charger. Sounds great right? Yes in theory, but portable chargers are also bulky
and take up a surprising amount of room for what it does. However, portable
chargers don't always have to be that bulky, Powerpod is a great example of
this. It is lightweight and so tiny. It can clip onto our keys and will last for
hours. So this year is really your year, to be better about charging your phone.
Visit Here To Learn More

--------------------------------------------------------------------------------

22. GOAL: BE PAIN FREE

Neck pain is annoying all the time but it is especially annoying during the
holidays because it prevents you from doing a lot of things like setting up
decorations, wrapping gifts, cooking or hanging out with family. And I’m sure as
you enter the new year your goal is to get rid of your neck pain once and for
all. There are a couple of things that you can do to cope with neck pain; taking
medications, visiting a chiropractor or using various treatments. All of these
are great options but they can cost you a pretty penny. One way to help with
neck pain is by using a portable massager. The Hilipert Portable Neck Massager
is a crowd favorite because it is not only a neck massager but also a heating,
acupuncture and electro stimulation device which reduces stress and tension in
your neck. In just 15 minutes you can get rid of your neck pain and get back to
celebrating.
Visit Here To Learn More

--------------------------------------------------------------------------------

23. GOAL: AVOID PROCESSED FOODS

I know this one is a hard one: coming home from work, the last thing we want to
do is make a full meal and then have to do dishes. And especially since everyone
enjoys eating out once and a while, but processed foods are never good for you,
they can lead to over indulging in the daily amount of sugar, fat, and salt we
need. So it is always recommended to cook at home, that way you actually know
what is going into the food you’re making. Plus home cooking is always better;
it tastes better, it is cheaper and is more satisfying. But if you are not a fan
of cooking yourself, you can get home cooked meals with a meal delivery service
like Home Chef . It is easy, affordable and will make cooking more enjoyable.
Visit Here To Learn More

--------------------------------------------------------------------------------

NEW ARRIVALS JUST FOR YOU!

--------------------------------------------------------------------------------

GOAL: GET RID OF FOOT PAIN

Foot pain is the fastest way to kill a good time. Because our feet are the
foundation of our body, when they are not feeling great, it makes the rest of
our body feel bad. There are a couple of things you can do to reduce foot pain
such as wearing comfortable shoes, sitting frequently or getting massages. But
even then we can be left with painful feet. If you’re looking for something that
will go beyond the typical foot pain solutions then you should test out
LaidBack. Laidback combats all types of foot pain by using (EMS) electrical
muscle stimulation, which is more effective because it contracts your muscles
and stimulates blood flow with electronic pulses for speeding up muscle
recovery. So you can be back on your feet in no time with LaidBack.
Visit Here To Learn More

--------------------------------------------------------------------------------

GOAL: STOP THE SIGNS OF AGING

Getting older is really no fun, especially once you visibly start to get older…
you know wrinkles, droopy eyelids and dark spots. Now there are things you can
do to reduce these things; like fillers, surgery or costly skin treatments. But
if you’re looking for something a little less invasive and something you can do
at home. Then you’ll need a good corrective strip. Now I know what you’re
thinking.”Corrective strips? Really? Like those will do anything!” But I promise
a good corrective strip can help reduce signs of aging. A crowd favorite is
Contours RX. They blend into your skin so you can wear them at any time, but
they refine and recontour your eyelids to make your eyelids look less droopy and
10 years younger! Still don’t believe me? Try them yourself with the link below.
Visit Here To Learn More

--------------------------------------------------------------------------------

------ Sponsored Content ------


 * About Us
 * Terms & Conditions
 * Privacy Policy

Copyright 2018 - Saving Spotter

THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER
PROTECTION UPDATE.

Saving Spotter is an independent service that is supported by advertising. The
offers that appear on this article are from companies which Saving Spotter
receives compensation.
Editorial Note: The editorial content on this page is created by and property of
Saving Spotter. It is not provided by the companies whose products and service
are discussed.
Opinions expressed here are Saving Spotter's alone and have not been reviewed,
approved or otherwise endorsed by any third party.