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No results found. The Credit Union will be CLOSED Friday, November 10, 2023 in observance of Veteran’s Day. Please take advantage of all our electronic services. Home The SMART Difference Refer Us Services Savings Options Checking Accounts Loans Loan Rates & Overview Mortgage Personal Loans New & Used Auto Recreational Loans Home Equity Secured/Credit Builder Collateral Loans Student Loans Visa Credit Cards Rates Contact Us! Disclosures and Security Online Banking Helpful Links Mobile Deposit Capture STRS Discounted Home/Auto Insurance Sallie Mae Student Loans FREE Annual Credit Report Shared Branch Locator ATM Locator SERS Manage Your VISA Card VISA Rewards Reorder Checks Privacy Policy Benefits of a SMART Membership Member Benefits FAQ's BECOME A MEMBER Home The SMART Difference Refer Us Services Savings Options Checking Accounts Loans Loan Rates & Overview Mortgage Personal Loans New & Used Auto Recreational Loans Home Equity Secured/Credit Builder Collateral Loans Student Loans Visa Credit Cards Rates Contact Us! Disclosures and Security Online Banking Helpful Links Mobile Deposit Capture STRS Discounted Home/Auto Insurance Sallie Mae Student Loans FREE Annual Credit Report Shared Branch Locator ATM Locator SERS Manage Your VISA Card VISA Rewards Reorder Checks Privacy Policy Benefits of a SMART Membership Member Benefits FAQ's BECOME A MEMBER Brilliance In Banking Starts with SMART Learn More HELPFUL TIPS FROM YOUR CREDIT UNION To prevent against check forgery, alteration, or check “washing”, write and sign your checks in a gel ink pen (preferably black) so the ink will permeate the fibers of the check. Leave no blank spaces on the payee or amount lines. Make sure the written dollar amount and the numeric dollar amount match. Remember, your Credit Union offers FREE Bill Pay to minimize the number of checks you write, and you can ensure your payments arrive safely and on-time. To prevent against identity theft, there are several things you can do including reviewing your credit reports often, reviewing your credit card and credit union statements on a frequent basis, collect your mail daily, and keep your credit reports frozen until ready to apply for new credit. You Credit Union has many ways to help keep your information safe, including text alerts, secure online banking, and instant debit card control. Passwords are also important to keeping your information safe. Please remember to change your passwords regularly. Make your password a phrase rather than a word. Avoid birthdays, names, and anniversaries. Special characters are your friend; use them often! Try replacing letters with numbers or special characters. For example, your can replace the letter “l” with the number one, or the letter “s” with a dollar sign. We hope you find this information helpful! Please know we always have your best interest at heart. We work for YOU, our member/owner. -------------------------------------------------------------------------------- SCHOOL MEMBERS AND RETIRED TEACHERS OUR GOAL Smart Federal Credit Union is designed to meet the financial needs of ALL current and/or retired school employees in Franklin County and select surrounding counties in Ohio. Our mission is to not only provide you with some of the lowest interest rates around, but to also deliver unbeatable friendly service to treat you like a member, not a number. So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you! -------------------------------------------------------------------------------- MEMBERSHIP Click to see our list of qualifying schools and become a member today! Become a Member → SAVINGS Save the SMART way with our high-interest earning savings accounts! Start Saving → SERVICES Explore our products and services that are crafted with educators like you in mind! Our Services → LOANS New or used autos, credit cards, personal or student loans, we have the resources you need! Explore Loan Options → REORDER CHECKS We’re teamed up with Harland Clarke, so ordering new checks has never been easier! Reorder Checks → -------------------------------------------------------------------------------- STILL NEED ASSISTANCE? Check out our helpful list of FAQ's! REVIEW US! -------------------------------------------------------------------------------- > Your savings federally insured to at least $250,000 and backed by the full > faith and credit of the United States Government. > Unauthorized access or use is not permitted and may constitute a crime > punishable by law. Smart Federal Credit Union is not liable for content or > availability of third party linked sites. Privacy and security policies of > third party linked sites may differ from those of Smart Federal Credit Union. > If you are using a screen reader or other auxiliary aid and are having > problems using this website, please call 614-261-0650 for assistance. All > products and services available on this website are available at all Smart > Federal Credit Union full service locations. Back to Top SMART Federal Credit Union, 3454 North High Street, Columbus, OH, 43214, United States614-261-0650services@smartfedcu.com