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The Credit Union will be CLOSED Friday, November 10, 2023 in observance of
Veteran’s Day.
Please take advantage of all our electronic services.

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The SMART Difference
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Loans
Loan Rates & Overview
Mortgage
Personal Loans
New & Used Auto
Recreational Loans
Home Equity
Secured/Credit Builder
Collateral Loans
Student Loans
Visa Credit Cards
Rates
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Disclosures and Security
Online Banking
Helpful Links
Mobile Deposit Capture
STRS
Discounted Home/Auto Insurance
Sallie Mae Student Loans
FREE Annual Credit Report
Shared Branch Locator
ATM Locator
SERS
Manage Your VISA Card
VISA Rewards
Reorder Checks
Privacy Policy
Benefits of a SMART Membership
Member Benefits
FAQ's
BECOME A MEMBER
Home
The SMART Difference
Refer Us
Services
Savings Options
Checking Accounts
Loans
Loan Rates & Overview
Mortgage
Personal Loans
New & Used Auto
Recreational Loans
Home Equity
Secured/Credit Builder
Collateral Loans
Student Loans
Visa Credit Cards
Rates
Contact Us!
Disclosures and Security
Online Banking
Helpful Links
Mobile Deposit Capture
STRS
Discounted Home/Auto Insurance
Sallie Mae Student Loans
FREE Annual Credit Report
Shared Branch Locator
ATM Locator
SERS
Manage Your VISA Card
VISA Rewards
Reorder Checks
Privacy Policy
Benefits of a SMART Membership
Member Benefits
FAQ's
BECOME A MEMBER


Brilliance In Banking

Starts with SMART

Learn More

HELPFUL TIPS FROM YOUR CREDIT UNION

To prevent against check forgery, alteration, or check “washing”, write and sign
your checks in a gel ink pen (preferably black) so the ink will permeate the
fibers of the check. Leave no blank spaces on the payee or amount lines. Make
sure the written dollar amount and the numeric dollar amount match. Remember,
your Credit Union offers FREE Bill Pay to minimize the number of checks you
write, and you can ensure your payments arrive safely and on-time.

To prevent against identity theft, there are several things you can do including
reviewing your credit reports often, reviewing your credit card and credit union
statements on a frequent basis, collect your mail daily, and keep your credit
reports frozen until ready to apply for new credit. You Credit Union has many
ways to help keep your information safe, including text alerts, secure online
banking, and instant debit card control.

Passwords are also important to keeping your information safe. Please remember
to change your passwords regularly. Make your password a phrase rather than a
word. Avoid birthdays, names, and anniversaries. Special characters are your
friend; use them often! Try replacing letters with numbers or special
characters. For example, your can replace the letter “l” with the number one, or
the letter “s” with a dollar sign.

We hope you find this information helpful! Please know we always have your best
interest at heart.

We work for YOU, our member/owner.

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SCHOOL MEMBERS AND RETIRED TEACHERS

 


OUR GOAL

Smart Federal Credit Union is designed to meet the financial needs of ALL
current and/or retired school employees in Franklin County and select
surrounding counties in Ohio.  Our mission is to not only provide you with some
of the lowest interest rates around, but to also deliver unbeatable friendly
service to treat you like a member, not a number. 

So whether you are a first year teacher or about to retire from the educational
field, SMART Federal Credit Union is the right place for you!  

 

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MEMBERSHIP

Click to see our list of qualifying schools and become a member today!

Become a Member →




SAVINGS

Save the SMART way with our high-interest earning savings accounts! 

Start Saving →


SERVICES

Explore our products and services that are crafted with educators like you in
mind! 

Our Services →




LOANS

New or used autos, credit cards, personal or student loans, we have the
resources you need! 

Explore Loan Options →




REORDER CHECKS

We’re teamed up with Harland Clarke, so ordering new checks has never been
easier!

Reorder Checks →

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STILL NEED ASSISTANCE? 

Check out our helpful list of FAQ's! 

REVIEW US!


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> Your savings federally insured to at least $250,000 and backed by the full
> faith and credit of the United States Government.

> Unauthorized access or use is not permitted and may constitute a crime
> punishable by law. Smart Federal Credit Union is not liable for content or
> availability of third party linked sites. Privacy and security policies of
> third party linked sites may differ from those of Smart Federal Credit Union.

> If you are using a screen reader or other auxiliary aid and are having
> problems using this website, please call 614-261-0650 for assistance. All
> products and services available on this website are available at all Smart
> Federal Credit Union full service locations.


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SMART Federal Credit Union, 3454 North High Street, Columbus, OH, 43214, United
States614-261-0650services@smartfedcu.com