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How to get rated
Understanding ratings
What is a credit rating?
Learn how Moody's ratings and analysis speak to the relative credit risk of debt
instruments and securities across industries and asset classes around the globe.
THE RATING PROCESS
Understand Moody's rating process
THE RATING SCALE
Moody’s global long-term and short-term rating scales are forward-looking
opinions of the relative credit risks of financial obligations.
WHY A MOODY'S RATING?
Debt capital markets access can be a powerful instrument. If you are looking to
improve that access, a Moody’s rating may help.
Products and services
OVERVIEW
Explore how MIS provides both credit ratings and Other Permissible Service
products.
CREDIT RATING PRODUCTS
Public Credit Rating
Unpublished Monitored Loan Rating
Unpublished Monitored Private Placement Rating
Private Monitored Rating
Private Monitored Loan Rating
Private Monitored Private Placement Rating
Private Rating for Investors
OTHER PERMISSIBLE SERVICES
Rating Assessment Service
Indicative Rating
Bond Fund Rating
Money Market Fund Rating
Investment Manager Quality Assessment
Service Quality Assessment
Originator Assessment
Trustee Quality Assessment
Common Representative Quality Assessment
Contract Enforceability Indicator for Mexican States
Equity Fund Assessment
Commercial Group
OVERVIEW
Engage with us
Relationship Management Team
TEAM CONTACTS
Contact Overview
North America
Latin America
Europe, Middle East and Africa
Asia Pacific
MIS CUSTOMER COMMITMENT
Our customer commitment describes what you, the customer, should expect from us
in our day-to-day relationship.
Search
Moody's Investors Service provides investors with a comprehensive view of global
debt markets through credit ratings and research. Learn how Moody's ratings and
analysis speak to the relative credit risk of debt instruments and securities
across industries and asset classes around the globe.

Insights
ESG & CLIMATE RISK
Learn how Moody's is advancing global standards in Environmental, Social &
Governance risk assessment

‍
OUTLOOKS
Navigate the uncertainty and explore our forward-looking views on global credit
conditions and trends across sectors, countries and regions
Emerging Markets
Bringing clarity to ever-shifting credit dynamics across emerging economics
MORE INSIGHTS
Podcasts
Infographics
Coronavirus effects
Latest on Coronavirus

EN
ES
DE
FR
JA
KO
PT
ZH


Contact us

Team Contacts
North AmericaLatin AmericaEurope, Middle East & AfricaAsia Pacific
NORTH AMERICALATIN AMERICAEUROPE, MIDDLE EAST & AFRICAASIA PACIFIC
Contact us

Europe, Middle East & Africa




Select a Team

SELECT A TEAM:
RELATIONSHIP MANAGEMENT
Africa
Douglas Rowlings
Senior Vice President
Head of Relationship Management
Africa
London

+44.20.7772.1689

douglas.rowlings@moodys.com
Alessandra Cetera
Vice President
Relationship Management

Dubai

+971.423.795.38

alessandra.cetera@moodys.com
Faisal Hijazi
Vice President
Relationship Management

Dubai

+971.4237.9530

faisal.hijazi@moodys.com
Isabella Burke
Vice President
Relationship Management

Johannesburg

+27.11.881.5544

isabella.burke@moodys.com
John Paterson
Vice President
Relationship Management

Johannesburg

+27.11.282.0830

john.paterson@moodys.com
Aurelija Valaityte
Associate
Relationship Management

Vilnuis

+370.647.161.78

aurelija.valaityte@moodys.com
Greta Liachoviciute
Associate
Relationship Management

Vilnus

+44.207.772.1274

greta.liachoviciute@moodys.com
Relationship MANAGEMENT
Central & Eastern Europe
Piotr Janczak
Senior Vice President
Head of Relationship Management

Warsaw

+48.224.490.159

piotr.janczak@moodys.com
Igor Ovcacik
Vice President
Relationship Management

Prague

+420.602.298.787

igor.ovcacik@moodys.com
Emilija Rozgiene
Manager
Team Leader
Relationship Management
Vilnius

+370.687.138.88

emilija.rozgiene@moodys.com
Renata Mozuraite
Associate
Relationship Management

Vilnius

+370.521.72.835

renata.mozuraite@moodys.com
Kimber Abraham
Associate
Relationship Management

London

+44.207.772.1926

kimber.abraham@moodys.com
RELATIONSHIP MANAGEMENT
France & Benelux
Alexis Michon
Senior Vice President
Head of Relationship Management

Paris

+33.1.53.30.59.70

alexis.michon@moodys.com
Tiphaine Chavent
Vice President
Relationship Management

Paris

+33.1.53.30.10.66

tiphaine.chavent@moodys.com
Cecile Derouard
Vice President
Relationship Management

Paris

+33.1.53.30.33.45

cecile.derouard@moodys.com
Karen Moreland
Assistant Vice President
Relationship Management

London

+44.207.772.1825

karen.moreland@moodys.com
Chloe Miniere
Assistant Vice President
Relationship Management

Paris

+33.1.53.30.59.73

chloe.miniere@moodys.com
Elisa Manfe
Assistant Vice President
Relationship Management

London

+44.207.772.5569

elisa.manfe@moodys.com
Sofia Dabic
Manager
Relationship Management

London

+44.207.772.5210

sofia.dabic@moodys.com
Emilija Rozgiene
Manager
Team Leader
Relationship Management
Vilnius

+370.687.138.88

emilija.rozgiene@moodys.com
Chiara Angerame Marin
Senior Associate
Relationship Management

London

+44.207.772.1119

chiara.angeramemarin@moodys.com
Franck Ngouchamo
Senior Associate
Relationship Management

London

+44.207.772.1000

franck.ngouchamo@moodys.com
Aurelija Valaityte
Associate
Relationship Management

Vilnuis

+370.647.161.78

aurelija.valaityte@moodys.com
Lukas Paliulis
Associate
Relationship Management

Vilnius

+370.521.726.26

lukas.paliulis@moodys.com
RELATIONSHIP MANAGEMENT
Germany, Austria
& Switzerland
Ivonne Arold
Senior Vice President
Head of Relationship Management

Frankfurt

+49.697.073.0706

ivonne.arold@moodys.com
Andreas Roderburg
Vice President
Relationship Management

Frankfurt

+49.697.073.0709

andreas.roderburg@moodys.com
Fabian Heidmann
Vice President
Relationship Management

Frankfurt

+49.697.073.0774

fabian.heidmann@moodys.com
Oliver Sikora
Assistant Vice President
Relationship Management

Frankfurt

+49.69.7073.0872

oliver.sikora@moodys.com
Franck Ngouchamo
Senior Associate
Relationship Management

London

+44.207.772.1000

franck.ngouchamo@moodys.com
Tolga Turgut
Associate
Relationship Management

London

+44.207.772.1080

tolga.turgut@moodys.com
Lukas Paliulis
Associate
Relationship Management

Vilnius

+370.521.726.26

lukas.paliulis@moodys.com
RELATIONSHIP MANAGEMENT
Middle East
Abdullah Hudhud
Senior Vice President
Head of Relationship Management

Dubai

+971.423.795.35

abdullah.hudhud@moodys.com
Mahmoud Totonji
Senior Vice President
Country Manager - Kingdom of Saudi Arabia
Relationship Management
Riyadh

+966.500.035.247

mahmoud.totonji@moodys.com
Burak Cerrahoglu
Vice President
Relationship Management

London

+44.20.7772.5579

burak.cerrahoglu@moodys.com
Alessandra Cetera
Vice President
Relationship Management

Dubai

+971.423.795.38

alessandra.cetera@moodys.com
Anna Burel
Vice President
Relationship Management

London

+44.207.772.5343

anna.burel@moodys.com
Faisal Hijazi
Vice President
Relationship Management

Dubai

+971.4237.9530

faisal.hijazi@moodys.com
Sara Elsen Torres
Senior Associate
Relationship Management

London

+44.207.772.5551

sara.elsentorres@moodys.com
Samuel Gil de Diego
Associate
Relationship Management

Vilnius

+370.521.727.39

samuel.gildediego@moodys.com
RELATIONSHIP MANAGEMENT
Nordics
Linus Silfverduk
Senior Vice President
Relationship Management

Stockholm

+46.8.5179.1260

linus.silfverduk@moodys.com
Elisa Manfe
Assistant Vice President
Relationship Management

London

+44.207.772.5569

elisa.manfe@moodys.com
Cynthia Illanes
Assistant Vice President
Relationship Management

Stockholm

+46.851.791.286

cynthia.Illanes@moodys.com
Samuel Gil de Diego
Associate
Relationship Management

Vilnius

+370.521.727.39

samuel.gildediego@moodys.com
Kimber Abraham
Associate
Relationship Management

London

+44.207.772.1926

kimber.abraham@moodys.com
RELATIONSHIP MANAGEMENT
Russia & Commonwealth
of Independent States
Alex Sazhin
General Manager
Head of Relationship Management

Moscow

+7.495.228.6111

alex.sazhin@moodys.com
Burak Cerrahoglu
Vice President
Relationship Management

London

+44.20.7772.5579

burak.cerrahoglu@moodys.com
Svetlana Mikhasenok
Assistant Vice President
Relationship Management

Moscow

+7.495.228.6066

svetlana.mikhasenok@moodys.com
Aurelija Valaityte
Associate
Relationship Management

Vilnuis

+370.647.161.78

aurelija.valaityte@moodys.com
Renata Mozuraite
Associate
Relationship Management

Vilnius

+370.521.72.835

renata.mozuraite@moodys.com
RELATIONSHIP MANAGEMENT
Southern Europe
Francesco Soldi
Associate Managing Director
Head of Relationship Management

Milan

+39.02.9148.1149

francesco.soldi@moodys.com
Michelangelo Rovagnati
Vice President
Relationship Management

Milan

+39.02.9148.1137

michelangelo.rovagnati@moodys.com
Julian Garcia de Pablo
Vice President
Relationship Management

Madrid

+34.91.768.8219

julian.garcia@moodys.com
Giovanni Ferretti
Assistant Vice President
Relationship Management

Milan

+39.029.148.1155

giovanni.ferretti@moodys.com
Chiara Angerame Marin
Senior Associate
Relationship Management

London

+44.207.772.1119

chiara.angeramemarin@moodys.com
Samuel Gil de Diego
Associate
Relationship Management

Vilnius

+370.521.727.39

samuel.gildediego@moodys.com
RELATIONSHIP MANAGEMENT
United Kingdom & Ireland
Benjamin Grout
Senior Vice President
Head of Relationship Management

London

+44.20.7772.5231

benjamin.grout@moodys.com
Debbie Palmer
Vice President
Relationship Management

London

+44.20.7772.1387

debbie.palmer@moodys.com
Anna Burel
Vice President
Relationship Management

London

+44.207.772.5343

anna.burel@moodys.com
Oliver Sikora
Assistant Vice President
Relationship Management

Frankfurt

+49.69.7073.0872

oliver.sikora@moodys.com
Karen Moreland
Assistant Vice President
Relationship Management

London

+44.207.772.1825

karen.moreland@moodys.com
Charles Martin
Assistant Vice President
Relationship Management

London

+44.207.772.1467

charles.martin@moodys.com
Elisa Manfe
Assistant Vice President
Relationship Management

London

+44.207.772.5569

elisa.manfe@moodys.com
Cynthia Illanes
Assistant Vice President
Relationship Management

Stockholm

+46.851.791.286

cynthia.Illanes@moodys.com
Radhika Patel
Manager
Relationship Management

London

+44.207.772.1960

radhika.patel@moodys.com
Govind Agarwal
Manager
Relationship Management

London

+44.203.314.2219

govind.agarwal@moodys.com
Tolga Turgut
Associate
Relationship Management

London

+44.207.772.1080

tolga.turgut@moodys.com
Renata Mozuraite
Associate
Relationship Management

Vilnius

+370.521.72.835

renata.mozuraite@moodys.com
EMEA
Project &
Infrastructure Finance
Simon Daws
Vice President
EMEA Project & Infrastructure Finance Specialist

London

+44.20.7772.5228

simon.daws@moodys.com
EMEA
Structured Finance
Insha Pauwels
Associate Managing Director
Head of Relationship Management

London

+44.20.7772.1273

insha.pauwels@moodys.com
Alex Wickens
Vice President
Covered Bonds
Relationship Management
London

+44.20.7772.8778

alex.wickens@moodys.com
Victoria Abdul-Rasheed
Vice President
Corporate Credit & Covered Bonds
Relationship Management
London

+44.20.7772.5402

victoria.abdul-rasheed@moodys.com
Maria Serrano
Vice President
Consumer Credit & Covered Bonds
Relationship Management
Madrid

+34.91.768.8232

maria.serrano@moodys.com
John Paterson
Vice President
CLO & Covered Bonds
Relationship Management
Johannesburg

+27.11.282.0830

john.paterson@moodys.com
Giovanni Ferretti
Assistant Vice President
Relationship Management

Milan

+39.029.148.1155

giovanni.ferretti@moodys.com
Nikoletta Knapcsek
Assistant Vice President
Relationship Management

Milan

+39.029.148.1130

nikoletta.knapcsek@moodys.com
Sofia Dabic
Manager
Relationship Management

London

+44.207.772.5210

sofia.dabic@moodys.com
Sandeep Rajan
Manager
Relationship Management

London

+44.20.7772.1764

sandeep.rajan@moodys.com
Anastasia Lykova-Levit
Manager
Relationship Management

Moscow

+7.495.228.6055

anastasia.lykova-levit@moodys.com
Govind Agarwal
Manager
Relationship Management

London

+44.203.314.2219

govind.agarwal@moodys.com
Sara Elsen Torres
Senior Associate
Relationship Management

London

+44.207.772.5551

sara.elsentorres@moodys.com
RELATIONSHIP MANAGEMENT
Intermediaries
Mauricette Salque
Associate Managing Director
Head of Global Intermediaries

Paris

+33.1.53.30.10.20

mauricette.salque@moodys.com
RELATIONSHIP MANAGMENT
LBO Desk
Ian Dimmock
Vice President
EMEA Loan Specialist
LBO Desk Coordinator / EMEA RAS Coordinator
London

+44.20.7772.5630

ian.dimmock@moodys.com
Linus Silfverduk
Senior Vice President
Relationship Management

Stockholm

+46.8.5179.1260

linus.silfverduk@moodys.com
Debbie Palmer
Vice President
Relationship Management

London

+44.20.7772.1387

debbie.palmer@moodys.com
Andreas Roderburg
Vice President
Relationship Management

Frankfurt

+49.697.073.0709

andreas.roderburg@moodys.com
RELATIONSHIP MANAGEMENT
Rating Assessment Service
Ian Dimmock
Vice President
EMEA Loan Specialist
LBO Desk Coordinator / EMEA RAS Coordinator
London

+44.20.7772.5630

ian.dimmock@moodys.com
Andreas Roderburg
Vice President
Relationship Management

Frankfurt

+49.697.073.0709

andreas.roderburg@moodys.com
Julian Garcia de Pablo
Vice President
Relationship Management

Madrid

+34.91.768.8219

julian.garcia@moodys.com
AFRICA
CENTRAL & EASTERN EUROPE
FRANCE & BENELUX
GERMANY, AUSTRIA & SWITZERLAND
MIDDLE EAST
NORDICS
RUSSIA & CIS
SOUTHERN EUROPE
UNITED KINGDOM & IRELAND
Emea Project & Infrastructure Finance
EMEA Structured FINANCE
INTERMEDIARIES
Leveraged buyout DESK
RATING ASSESSMENT SERVICE
Contact
Moody’s Investors Service

howtogetrated@moodys.com


Understanding ratings
What is a credit rating?
The rating scale
The rating process
Why a Moody's rating?
products & Services
Overview
Credit rating products
Other permissible services
MIS EU and MIS UK Pricing Principles
Regulatory Requirements
Commercial Group
Engage with us
Team contacts
Customer Commitment
OTHER RESOURCES
About Moody's
Awards
Events
Corporate Social Responsibility
Diversity & Inclusion
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Inc. and/or their licensors and affiliates (collectively, “MOODY’S”). All rights
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