benistar.navigohealthstaging.com Open in urlscan Pro
34.237.23.227  Public Scan

Submitted URL: http://benistar.navigohealthstaging.com/
Effective URL: https://benistar.navigohealthstaging.com/
Submission Tags: @phish_report
Submission: On February 10 via api from FI — Scanned from FI

Form analysis 2 forms found in the DOM

POST https://benistar.navigohealthstaging.com/login

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Text Content

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Saves Money on Out of Pocket Medical and Prescription Drug Costs.


TELEMEDICINE

REQUEST A MEDICAL CONSULTATION


TELEMEDICINE


REQUEST A MEDICAL CONSULTATION

Connect with a doctor via phone or video for diagnosis and treatment of your
acute medical ailments.

read more

Request A Consult



PHARMACY SAVINGS

PRESCRIPTION DISCOUNTS WITH MAIL ORDER OPTIONS


PHARMACY SAVINGS


PRESCRIPTION DISCOUNTS WITH MAIL ORDER OPTIONS

Find the lowest price for your prescription medications and save up to 85%!
Search, select, pay and receive!

read more

Discount Rx Search



MEDICAL PRICING TRANSPARENCY

FIND FAIR PRICES FOR MEDICAL TREATMENTS


MEDICAL PRICING TRANSPARENCY


FIND FAIR PRICES FOR MEDICAL TREATMENTS

Save on out-of-pocket medical expenses

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Search


Telemedicine

Request a medical consultation

Connect with a licensed, board-certified physician via telephone or video.
Doctors are available 24/7/365, and are ready to diagnose your acute,
non-emergent medical ailments, recommend treatment plans and prescribe
medication when deemed necessary.

COMMON TREATED CONDITIONS:

 * Allergies
 * Laryngitis
 * Ear Infections
 * Respiratory Infections
 * Arthritic Pain
 * Pharyngitis
 * Pink Eye
 * Sinusitis
 * Cold & Flu
 * Skin Infections
 * Insect Bites
 * Sprains and Strains
 * Tonsilitis
 * Gastroenteritis
 * Minor Burns
 * Urinary tract Infection
 * International and domestic travel consultations
 * And Much More

PRESCRIPTION POLICY
Request A Consult


1 CLICK THE "REQUEST A CONSULT" BUTTON


2 COMPLETE YOUR HEALTH HISTORY

Complete your electronic health record with your current medical information.


3 CHOOSE YOUR CONSULTATION TYPE

Choose your preferred consultation method by selecting the telephone or video
option


4 RECEIVE PROMPT DIAGNOSIS & CARE

Receive a diagnosis and treatment plan from a board-certified doctor. Navigo
provides quality care and peace of mind wherever you are.

View Video

Pharmacy Savings

Prescription discounts with mail order options

Save up to 85% on prescription medication. Navigo provides six savings options
and methods to obtain your prescriptions; including pharmacy pick-up at over
60,000 locations nationwide and free home delivery on prescriptions with a
90-day supply!


Ways to Save on Prescription Drugs:

*Generic Equivalent
Generic drugs contain the same active ingredients at the same strength and
purity as their brand-name counterparts, but at a fraction of the cost.

* Mail Order
Sending prescription medications directly by mail provides a great convenience
and substantial savings for medications taken on an ongoing basis.

*Pill Splitting
Medications that are available in twice the normal dosage and that can be safely
split may make it possible to double the supply for half the cost.

*Patient Assistance Programs
NaviGoRx in-house prescription specialists help qualifying employees to get
medicines through the various public or private programs right for them.

*Generic Therapeutic Alternative
Patents typically protect brand-name drugs for many years. This means that no
generic equivalent can be developed during that time. Though these drugs are not
the exact same equivalent of the brand-name, they treat medical conditions in a
similar way at a fraction of the price.

Local Pharmacies
Choices matter, and with over 60,000 pharmacies nationwide, the inherent price
competition among local pharmacist creates significant savings.

*Important
If you select Generic Equivalent, Mail Order, Pill Splitting, Patient Assistance
Programs, or Therapeutic Alternatives, we will prompt you to provide some more
information about your prescription and physician. Our team will contact your
current pharmacy or physician to obtain prescription information if needed. We
will notify you as soon as we obtain the prescription and fulfill your order. It
typically only takes a few days.

Discount Rx Search


1 SEARCH

Using NaviGoRx is Simple and Easy. Search for your medication and enter the
exact dosage and quantity needed. We will instantly provide you with the cost of
the drug.




2 SELECT

Once we have helped you find the best price for your medication, select the best
way for you to receive it. Pick it up at any pharmacy you choose, or save even
more time and money by choosing to have a 90-day supply sent directly to your
home. You can also sign up for a home-delivery monthly subscription if you
qualify for one of our PAP's (Patient Assistance Programs).




3 SAVE

After you have paid for your prescription, simply choose whether you would like
to receive your NaviGoRx purchase receipt via text or email. Make sure to bring
your receipt with you to the local pharmacy you have selected. We are accepted
in over 60,000 pharmacies nationwide, and with your NaviGoRx program, you owe
nothing at the pharmacy. Just get your medication and go!




4 SAVE EVEN MORE WITH HOME DELIVERY

Save even more time and money by qualifying for a PAP program. Let us handle
everything for you, and deliver your prescriptions right to your door.



View Video

Medical Pricing Transparency

Find fair prices for medical treatments

Healthcare transparency helps you save money on out-of-pocket medical expenses.
Shop for affordable care in your area and save hundreds or thousands of dollars
while making informed decisions about your healthcare.

MAKE GOOD DECISIONS FOR YOUR HEALTH AND WALLET

Healthcare transparency offers a number of resources to enable you to become an
informed consumer by learning how to understand your medical needs and treatment
options.

 


Search




1 SEARCH

Easily search any procedure to find out how much you should be paying in your
area.



2 COMPARE

Use Fair Price information to compare procedure costs and make decisions about
your healthcare.



3 SAVE

Save hundreds to thousands of dollars in out-of-pocket costs every time you
receive medical care.

View Video


TELEMEDICINE




MEDICAL PRICING TRANSPARENCY




SECOND OPINION




PHARMACY SAVINGS




MAIL ORDER RX SAVINGS




MEDICAL BILL NEGOTIATIONS




HEALTH RECORDS




INSURANCE PLAN VERIFICATION




BEHAVIORAL HEALTH




BEHAVIORAL HEALTH




HEALTHCARE LIAISON




BEHAVIORAL HEALTH



PRESCRIPTION POLICY

Navigo physicians have access to an extensive list of medications that can be
prescribed when appropriate during a telephone or video consultation. No
medications will be prescribed through an email consultation.

Physician prescribed medications are e-prescribed directly to a member’s
pharmacy of choice for local pick up or shipped by mail order pharmacy directly
to a member’s home or office.

In the event that a physician does prescribe medications, he/she will usually
limit the supply to no more than thirty days. Patients with chronic illnesses
should visit their primary care physician (PCP) or other specialists.

Navigo physicians will not prescribe medications for substances that are
controlled by the DEA, or may have the potential for harm, misuse, or addiction
as part of a medical consultation. To view a current list of DEA controlled
substances visit: www.deadiversion.usdoj.gov/schedules/index.html

All prescriptions are filled in accordance with Navigo’s prescription policy and
at the sole discretion of the consulting physician.

Why your Navigo physician may NOT call in antibiotics for a runny nose or a
cough.


Most cold like symptoms are a result of viral infections. Sore throats, coughs
and stuffy noses will generally improve with time, supportive care, rest and
hydration.

Your consultation doctor may suggest these things as a preliminary step in
feeling better. Over use of antibiotics is rapidly becoming a global health
issue and one we take seriously at Navigo. In addition, when it IS necessary to
begin an antibiotic your Navigo physician knows which antibiotics are indicated
for which infections.

The CDC* and the related medical societies are very specific about which
medications should be used as first line therapy and which are used for patients
with allergies or sensitivities.

*For more information about the importance of Antibiotic Stewardship please
visit the CDC.GOV web site and browse to “antimicrobial resistance and
stewardship”

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THIS IS NOT INSURANCE


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Privacy Practices | Privacy Policy | Terms and Conditions

© 2024 Benistar & Navigo Health. All rights reserved.





NOTICE OF PRIVACY PRACTICES

THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND
DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT
CAREFULLY.


NAVIGO HEALTH’S COMMITMENT TO YOUR PRIVACY

Navigo Health is dedicated to maintaining the privacy of your protected health
information (‘PHI’). PHI is information about you that may be used to identify
you (such as your name, social security number or address), and that relates to
a) your past, present or future physical or mental health or condition, b) the
provision of healthcare to you, or c) your past, present, or future payment for
the provision of healthcare. In conducting its business, Navigo Health will
receive and create records containing your PHI. Navigo Health is required by law
to maintain the privacy of your PHI and to provide you with notice of its legal
duties and privacy practices with respect to your PHI. Navigo Health must abide
by the terms of this Notice while it is in effect. This current Notice takes
effect on August 1st 2017, and will remain in effect until Navigo Health
replaces it. Navigo Health reserves the right to change the terms of this Notice
at any time, as long as the changes are in compliance with applicable law. If
Navigo Health changes the terms of this Notice, the new terms will apply to all
PHI that it maintains, including PHI that was created or received before such
changes were made. If Navigo Health changes this Notice, it will post the new
Notice on its Web site and will make the new Notice available upon request.

SECURITY

We use a combination of multiple firewalls and multiple levels of physical
security to protect the Personal Information you share with us outside of the
community features of the Service from unauthorized access or disclosure. We
encrypt your password when it is submitted to us in order to help protect the
Personal Information you share with us from unauthorized access or disclosure.
However, you should know that no company, including Navigo Health, can fully
eliminate security or other risks associated with the possession of Personal
Information. YOU ACKNOWLEDGE THAT SECURITY SAFEGUARDS, BY THEIR NATURE, ARE
CAPABLE OF CIRCUMVENTION AND Navigo Health DOES NOT AND CANNOT GUARANTEE THAT
PERSONALLY IDENTIFIABLE INFORMATION ABOUT YOU WILL NOT BE ACCESSED BY
UNAUTHORIZED PERSONS CAPABLE OF OVERCOMING SUCH SAFEGUARDS. IN PARTICULAR, OUR
SERVICE MAY BE USED TO ACCESS AND TRANSFER INFORMATION, INCLUDING PERSONALLY
IDENTIFIABLE INFORMATION ABOUT YOU OVER THE INTERNET. YOU ACKNOWLEDGE AND AGREE
THAT Navigo Health DOES NOT OPERATE OR CONTROL THE INTERNET AND THAT
UNAUTHORIZED USERS (SUCH AS HACKERS) MAY OBTAIN ACCESS TO OR DAMAGE OUR SERVICE
OR PERSONALLY IDENTIFIABLE INFORMATION ABOUT YOU. Furthermore, we cannot be
responsible for any personally identifiable information about you that you
release on your own, or that you request or authorize us to release, or that you
choose to make available through the community features of the Service. You are
responsible for maintaining the confidentiality of your login information and
password. If you believe that there has been a breach of security of your
account you can notify us at Navigo Health at any time upon request. To obtain a
paper copy of this notice, please contact Navigo Health by emailing Navigo
Health at any time upon request. To obtain a paper copy of this notice, please
contact support@navigohealth.com


USES AND DISCLOSURES OF PHI

NAVIGO HEALTH MAY USE AND DISCLOSE YOUR PHI IN THE FOLLOWING WAYS:

 1. Treatment, Payment and Healthcare Operations. Navigo Health is permitted to
    use and disclose your PHI for purposes of a) treatment, b) payment and c)
    healthcare operations. For example:
    * Treatment. Navigo Health may disclose your PHI to another physician or
      healthcare provider for purposes of a visit or in connection with the
      provision of follow-up treatment.
    * Payment. Navigo Health may use and disclose your PHI to your health
      insurer or health plan in connection with the processing and payment of
      claims and other charges.
    * Healthcare Operations. Navigo Health may use and disclose your PHI in
      connection with its healthcare operations, such as providing customer
      services and conducting quality review assessments. Navigo Health may
      engage third parties to provide various services for Navigo Health. If any
      such third party must have access to your PHI in order to perform its
      services, Navigo Health will require that third party to enter an
      agreement that binds the third party to the use and disclosure
      restrictions outlined in this Notice.
 2. Authorization. Navigo Health is permitted to use and disclose your PHI upon
    your written authorization, to the extent such use or disclosure is
    consistent with your authorization. You may revoke any such authorization at
    any time.
 3. As Required by Law. Navigo Health may use and disclose your PHI to the
    extent required by law.


SPECIAL CIRCUMSTANCES

THE FOLLOWING CATEGORIES DESCRIBE UNIQUE CIRCUMSTANCES IN WHICH NAVIGO HEALTH
MAY USE OR DISCLOSE YOUR PHI:

 1.  Public Health Activities. Navigo Health may disclose your PHI to public
     health authorities or other governmental authorities for purposes including
     preventing and controlling disease, reporting child abuse or neglect,
     reporting domestic violence and reporting to the Food and Drug
     Administration regarding the quality, safety and effectiveness of a
     regulated product or activity. Navigo Health may, in certain circumstances
     disclose PHI to persons who have been exposed to a communicable disease or
     may otherwise be at risk of contracting or spreading a disease or
     condition.
 2.  Workers’ Compensation. Navigo Health may disclose your PHI as authorized
     by, and to the extent necessary to comply with, workers’ compensation
     programs and other similar programs relating to work-related illnesses or
     injuries.
 3.  Health Oversight Activities. Navigo Health may disclose your PHI to a
     health oversight agency for authorized activities such as audits,
     investigations, inspections, licensing and disciplinary actions relating to
     the healthcare system or government benefit programs.
 4.  Judicial and Administrative Proceedings. Navigo Health may disclose your
     PHI, in certain circumstances, as permitted by applicable law, in response
     to an order from a court or administrative agency, or in response to a
     subpoena or discovery request.
 5.  Law Enforcement. Navigo Health may, under certain circumstances, disclose
     your PHI to a law enforcement official, such as for purposes of identifying
     or locating a suspect, fugitive, material witness or missing person.
 6.  Decedents. Navigo Health may, under certain circumstances, disclose PHI to
     coroners, medical examiners and funeral directors for purposes such as
     identification, determining the cause of death and fulfilling duties
     relating to decedents.
 7.  Organ Procurement. Navigo Health may, under certain circumstances, use or
     disclose PHI for the purposes of organ donation and transplantation
 8.  Research. Navigo Health may, under certain circumstances, use or disclose
     PHI that is necessary for research purposes.
 9.  Threat to Health or Safety. Navigo Health may, under certain circumstances,
     use or disclose PHI if necessary to prevent or lessen a serious and
     imminent threat to the health or safety of a person or the public.
 10. Specialized Government Functions. Navigo Health, may in certain situations,
     use and disclose PHI of persons who are, or were, in the Armed Forces for
     purposes such as ensuring proper execution of a military mission or
     determining entitlement to benefits. Navigo Health may also disclose PHI to
     federal officials for intelligence and national security purposes.


YOUR RIGHTS REGARDING YOUR PHI


YOU HAVE THE FOLLOWING RIGHTS REGARDING THE PHI MAINTAINED BY NAVIGO HEALTH:

 1. Confidential Communication. You have the right to receive confidential
    communications of your PHI. You may request that Navigo Health communicate
    with you through alternate means or at an alternate location, and Navigo
    Health will accommodate your reasonable requests. You must submit your
    request in writing to Navigo Health.
 2. Restrictions. You have the right to request restrictions on certain uses and
    disclosures of PHI for treatment, payment or healthcare operations. You also
    have the right to request that Navigo Health restrict its disclosures of PHI
    to only certain individuals involved in your care or the payment of your
    care. You must submit your request in writing to Navigo Health. Navigo
    Health is not required to comply with your request. However, if Navigo
    Health agrees to comply with your request, it will be bound by such
    agreement, except when otherwise required by law or in the event of an
    emergency.
 3. Inspection and Copies. You have the right to inspect and copy your PHI. You
    must submit your request in writing to Navigo Health. Navigo Health may
    impose a fee for the costs of copying, mailing, labor and supplies
    associated with your request. Navigo Health may deny your request to inspect
    and/or copy your PHI in certain limited circumstances. If that occurs,
    Navigo Health will inform you of the reason for the denial, and you may
    request a review of the denial.
 4. Amendment. You have a right to request that Navigo Health amend your PHI if
    you believe it is incorrect or incomplete, and you may request an amendment
    for as long as the information is maintained by Navigo Health. You must
    submit your request in writing to Navigo Health and provide a reason to
    support the requested amendment. Navigo Health may, under certain
    circumstances, deny your request by sending you a written notice of denial.
    If Navigo Health denies your request, you will be permitted to submit a
    statement of disagreement for inclusion in your records.
 5. Accounting of Disclosures. You have a right to receive an accounting of all
    disclosures Navigo Health has made of your PHI. However, that right does not
    include disclosures made for treatment, payment or healthcare operations,
    disclosures made to you about your treatment, disclosures made pursuant to
    an authorization, and certain other disclosures. You must submit your
    request in writing to Navigo Health and you must specify the time period
    involved (which must be for a period of time less than six years from the
    date of the disclosure). Your first accounting will be free of charge.
    However, Navigo Health may charge you for the costs involved in fulfilling
    any additional request made within a period of 12 months. Navigo Health will
    inform you of such costs in advance, so that you may withdraw or modify your
    request to save costs.
 6. Breach Notification. You have the right to be notified in the event that
    Navigo Health (or a Navigo Health Business Associate) discovers a breach of
    unsecured PHI.
 7. Paper Copy. You have the right to obtain a paper copy of this Notice from
    Navigo Health at any time upon request. To obtain a paper copy of this
    notice, please contact Navigo Health by emailing Navigo Health at any time
    upon request. To obtain a paper copy of this notice, please contact
    compliance@navigohealth.com.
 8. Complaint You may complain to Navigo Health and to the Secretary of the
    Department of Health and Human Services if you believe that your privacy
    rights have been violated. To file a complaint with Navigo Health, you must
    submit a statement in writing to Navigo Health: Attn: Security Officer, 6408
    Bannington Rd, Suit B, Charlotte, NC 28226. Navigo Health will not retaliate
    against you for filing a complaint.
 9. Further Information. If you would like more information about your privacy
    rights, please contact Navigo Health by calling Navigo Health and ask to
    speak to the Privacy and Security Officer. To the extent you are required to
    send a written request to Navigo Health to exercise any right described in
    this Notice, you must submit your request to Navigo Health at: Attn:
    Security Officer, 6408 Bannington Rd, Suit B, Charlotte, NC 28226.




PRIVACY POLICY

Effective date: August 07, 2019

1-800MD, LLC ("us", "we", or "our") own and operates the following websites:
https://www.1800md.com and the 1.800MD mobile application ;
https://www.NavigoHealth.com website; and
https://www.GlobalExpressHealthcare.com; (hereinafter referred to as the
"Service").

This page informs you of our policies regarding the collection, use and
disclosure of personal data when you use our Service and the choices you have
associated with that data.

We use your data to provide and improve the Service. By using the Service, you
agree to the collection and use of information in accordance with this policy.
Unless otherwise defined in this Privacy Policy, the terms used in this Privacy
Policy have the same meanings as in our Terms and Conditions.


DEFINITIONS

 * Service
   
   Service means the https://www.1800md.com website and the 1.800MD mobile
   application operated by 1-800MD, LLC

 * Personal Data
   
   Personal Data means data about a living individual who can be identified from
   those data (or from those and other information either in our possession or
   likely to come into our possession).

 * Usage Data
   
   Usage Data is data collected automatically either generated by the use of the
   Service or from the Service infrastructure itself (for example, the duration
   of a page visit).

 * Cookies
   
   Cookies are small files stored on your device (computer or mobile device).

 * Data Controller
   
   Data Controller means the natural or legal person who (either alone or
   jointly or in common with other persons) determines the purposes for which
   and the manner in which any personal information are, or are to be,
   processed.
   
   For the purpose of this Privacy Policy, we are a Data Controller of your
   Personal Data.

 * Data Processors (or Service Providers)
   
   Data Processor (or Service Provider) means any natural or legal person who
   processes the data on behalf of the Data Controller.
   
   We may use the services of various Service Providers in order to process your
   data more effectively.

 * Data Subject (or User)
   
   Data Subject is any living individual who is using our Service and is the
   subject of Personal Data.


INFORMATION COLLECTION AND USE

We collect several different types of information for various purposes to
provide and improve our Service to you.


TYPES OF DATA COLLECTED

PERSONAL DATA

While using our Service, we may ask you to provide us with certain personally
identifiable information that can be used to contact or identify you ("Personal
Data"). Personally identifiable information may include, but is not limited to:

 * Email address
 * First name and last name
 * Phone number
 * Address, State, Province, ZIP/Postal code, City
 * Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or
promotional materials and other information that may be of interest to you. You
may opt out of receiving any, or all, of these communications from us by
following the unsubscribe link or the instructions provided in any email we
send.

USAGE DATA

We may also collect information that your browser sends whenever you visit our
Service or when you access the Service by or through a mobile device ("Usage
Data").

This Usage Data may include information such as your computer's Internet
Protocol address (e.g. IP address), browser type, browser version, the pages of
our Service that you visit, the time and date of your visit, the time spent on
those pages, unique device identifiers and other diagnostic data.

When you access the Service with a mobile device, this Usage Data may include
information such as the type of mobile device you use, your mobile device unique
ID, the IP address of your mobile device, your mobile operating system, the type
of mobile Internet browser you use, unique device identifiers and other
diagnostic data.

LOCATION DATA

We may use and store information about your location if you give us permission
to do so ("Location Data"). We use this data to provide features of our Service,
to improve and customise our Service.

You can enable or disable location services when you use our Service at any time
by way of your device settings.

TRACKING & COOKIES DATA

We use cookies and similar tracking technologies to track the activity on our
Service and we hold certain information.

Cookies are files with a small amount of data which may include an anonymous
unique identifier. Cookies are sent to your browser from a website and stored on
your device. Other tracking technologies are also used such as beacons, tags and
scripts to collect and track information and to improve and analyse our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie
is being sent. However, if you do not accept cookies, you may not be able to use
some portions of our Service.

Examples of Cookies we use:

 * Session Cookies. We use Session Cookies to operate our Service.
 * Preference Cookies. We use Preference Cookies to remember your preferences
   and various settings.
 * Security Cookies. We use Security Cookies for security purposes.


USE OF DATA

1-800MD, LLC uses the collected data for various purposes:

 * To provide and maintain our Service
 * To notify you about changes to our Service
 * To allow you to participate in interactive features of our Service when you
   choose to do so
 * To provide customer support
 * To gather analysis or valuable information so that we can improve our Service
 * To monitor the usage of our Service
 * To detect, prevent and address technical issues
 * To provide you with news, special offers and general information about other
   goods, services and events which we offer that are similar to those that you
   have already purchased or enquired about unless you have opted not to receive
   such information


LEGAL BASIS FOR PROCESSING PERSONAL DATA UNDER THE GENERAL DATA PROTECTION
REGULATION (GDPR)

If you are from the European Economic Area (EEA), 1-800MD, LLC legal basis for
collecting and using the personal information described in this Privacy Policy
depends on the Personal Data we collect and the specific context in which we
collect it.

1-800MD, LLC may process your Personal Data because:

 * We need to perform a contract with you
 * You have given us permission to do so
 * The processing is in our legitimate interests and it is not overridden by
   your rights
 * For payment processing purposes
 * To comply with the law


RETENTION OF DATA

1-800MD, LLC will retain your Personal Data only for as long as is necessary for
the purposes set out in this Privacy Policy. We will retain and use your
Personal Data to the extent necessary to comply with our legal obligations (for
example, if we are required to retain your data to comply with applicable laws),
resolve disputes and enforce our legal agreements and policies.

1-800MD, LLC will also retain Usage Data for internal analysis purposes. Usage
Data is generally retained for a shorter period of time, except when this data
is used to strengthen the security or to improve the functionality of our
Service, or we are legally obligated to retain this data for longer periods.


TRANSFER OF DATA

Your information, including Personal Data, may be transferred to - and
maintained on - computers located outside of your state, province, country or
other governmental jurisdiction where the data protection laws may differ from
those of your jurisdiction.

If you are located outside United States and choose to provide information to
us, please note that we transfer the data, including Personal Data, to United
States and process it there.

Your consent to this Privacy Policy followed by your submission of such
information represents your agreement to that transfer.

1-800MD, LLC will take all the steps reasonably necessary to ensure that your
data is treated securely and in accordance with this Privacy Policy and no
transfer of your Personal Data will take place to an organisation or a country
unless there are adequate controls in place including the security of your data
and other personal information.


DISCLOSURE OF DATA


DISCLOSURE FOR LAW ENFORCEMENT

Under certain circumstances, 1-800MD, LLC may be required to disclose your
Personal Data if required to do so by law or in response to valid requests by
public authorities (e.g. a court or a government agency).


LEGAL REQUIREMENTS

1-800MD, LLC may disclose your Personal Data in the good faith belief that such
action is necessary to:

 * To comply with a legal obligation
 * To protect and defend the rights or property of 1-800MD, LLC
 * To prevent or investigate possible wrongdoing in connection with the Service
 * To protect the personal safety of users of the Service or the public
 * To protect against legal liability


SECURITY OF DATA

The security of your data is important to us but remember that no method of
transmission over the Internet or method of electronic storage is 100% secure.
While we strive to use commercially acceptable means to protect your Personal
Data, we cannot guarantee its absolute security.


OUR POLICY ON "DO NOT TRACK" SIGNALS UNDER THE CALIFORNIA ONLINE PROTECTION ACT
(CALOPPA)

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set
in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings
page of your web browser.


YOUR DATA PROTECTION RIGHTS UNDER THE GENERAL DATA PROTECTION REGULATION (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data
protection rights. 1-800MD, LLC aims to take reasonable steps to allow you to
correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you
want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

 * The right to access, update or delete the information we have on you.
   Whenever made possible, you can access, update or request deletion of your
   Personal Data directly within your account settings section. If you are
   unable to perform these actions yourself, please contact us to assist you.

 * The right of rectification. You have the right to have your information
   rectified if that information is inaccurate or incomplete.

 * The right to object. You have the right to object to our processing of your
   Personal Data.

 * The right of restriction. You have the right to request that we restrict the
   processing of your personal information.

 * The right to data portability. You have the right to be provided with a copy
   of the information we have on you in a structured, machine-readable and
   commonly used format.

 * The right to withdraw consent. You also have the right to withdraw your
   consent at any time where 1-800MD, LLC relied on your consent to process your
   personal information.

Please note that we may ask you to verify your identity before responding to
such requests.

You have the right to complain to a Data Protection Authority about our
collection and use of your Personal Data. For more information, please contact
your local data protection authority in the European Economic Area (EEA).


SERVICE PROVIDERS

We may employ third party companies and individuals to facilitate our Service
("Service Providers"), provide the Service on our behalf, perform
Service-related services or assist us in analysing how our Service is used.

These third parties have access to your Personal Data only to perform these
tasks on our behalf and are obligated not to disclose or use it for any other
purpose.


ANALYTICS

We may use third-party Service Providers to monitor and analyse the use of our
Service.

 * Google Analytics
   
   Google Analytics is a web analytics service offered by Google that tracks and
   reports website traffic. Google uses the data collected to track and monitor
   the use of our Service. This data is shared with other Google services.
   Google may use the collected data to contextualise and personalise the ads of
   its own advertising network.
   
   For more information on the privacy practices of Google, please visit the
   Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en


BEHAVIORAL REMARKETING

1-800MD, LLC uses remarketing services to advertise on third party websites to
you after you visited our Service. We and our third-party vendors use cookies to
inform, optimise and serve ads based on your past visits to our Service.

 * Google Ads (AdWords)
   
   Google Ads (AdWords) remarketing service is provided by Google Inc.
   
   You can opt-out of Google Analytics for Display Advertising and customise the
   Google Display Network ads by visiting the Google Ads Settings page:
   http://www.google.com/settings/ads
   
   Google also recommends installing the Google Analytics Opt-out Browser Add-on
   - https://tools.google.com/dlpage/gaoptout - for your web browser. Google
   Analytics Opt-out Browser Add-on provides visitors with the ability to
   prevent their data from being collected and used by Google Analytics.
   
   For more information on the privacy practices of Google, please visit the
   Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

 * Facebook
   
   Facebook remarketing service is provided by Facebook Inc.
   
   You can learn more about interest-based advertising from Facebook by visiting
   this page: https://www.facebook.com/help/164968693837950
   
   To opt-out from Facebook's interest-based ads, follow these instructions from
   Facebook: https://www.facebook.com/help/568137493302217
   
   
   
   Facebook adheres to the Self-Regulatory Principles for Online Behavioural
   Advertising established by the Digital Advertising Alliance. You can also
   opt-out from Facebook and other participating companies through the Digital
   Advertising Alliance in the USA http://www.aboutads.info/choices/, the
   Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or
   the European Interactive Digital Advertising Alliance in Europe
   http://www.youronlinechoices.eu/, or opt-out using your mobile device
   settings.
   
   For more information on the privacy practices of Facebook, please visit
   Facebook's Data Policy: https://www.facebook.com/privacy/explanation


PAYMENTS

We may provide paid products and/or services within the Service. In that case,
we use third-party services for payment processing (e.g. payment processors).

We will not store or collect your payment card details. That information is
provided directly to our third-party payment processors whose use of your
personal information is governed by their Privacy Policy. These payment
processors adhere to the standards set by PCI-DSS as managed by the PCI Security
Standards Council, which is a joint effort of brands like Visa, MasterCard,
American Express and Discover. PCI-DSS requirements help ensure the secure
handling of payment information.

The payment processors we work with are:

 * PayPal / Braintree
   
   Their Privacy Policy can be viewed at
   https://www.paypal.com/webapps/mpp/ua/privacy-full


LINKS TO OTHER SITES

Our Service may contain links to other sites that are not operated by us. If you
click a third party link, you will be directed to that third party's site. We
strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy
policies or practices of any third party sites or services.


CHILDREN'S PRIVACY

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone
under the age of 18. If you are a parent or guardian and you are aware that your
Child has provided us with Personal Data, please contact us. If we become aware
that we have collected Personal Data from children without verification of
parental consent, we take steps to remove that information from our servers.


CHANGES TO THIS PRIVACY POLICY

We may update our Privacy Policy from time to time. We will notify you of any
changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior
to the change becoming effective and update the "effective date" at the top of
this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes.
Changes to this Privacy Policy are effective when they are posted on this page.


CONTACT US

If you have any questions about this Privacy Policy, please contact us:

 * By email: support@1800md.com
 * By visiting this page on our website: https://www.1800md.com/contact
 * By phone number: 800-530-8666
 * By mail: 6408 Bannington Rd, Charlotte, NC 28226






Welcome to the Navigo Health website. Navigo Health saves money on out of pocket
medical and prescription drug cost and related products, services and content
(collectively the “Navigo Health Services”).


TERMS & CONDITIONS

The Navigo Health Services are offered to you under, and you agree to be bound
by, the terms and conditions of this Terms of Use. We reserve the right to
update or change these Terms of Use at any time and for any reason by posting
the modified Terms of Use. Your continued use constitutes your agreement to be
bound by any such revisions and you should therefore periodically visit this
page of the website and print the latest version of the Terms of Use for your
records.


USE OF SERVICE

NOT FOR EMERGENCIES. The Navigo Health Services are not for use for medical
emergencies or urgent situations. IF YOU THINK YOU HAVE AN EMERGENCY, CALL 911
IMMEDIATELY.


COPYRIGHT NOTICE

The contents of this site, including but not limited to the text and images
herein and their arrangement, are copyright © 2017 by Navigo Health, LLC located
at 6408 Bannington Rd, Suit B, Charlotte, NC 28226. All Rights Reserved.


YOUR ACCOUNT

You represent and warrant that you are at least eighteen years of age and that
you possess the legal right and ability to enter into this Terms of Use,
register on the Navigo Health Services under your own name and to use the Navigo
Health Services in accordance with this Terms of Use and abide by the
obligations hereunder. You are solely responsible for maintaining the
confidentiality of your password, and for all activities that occur under your
password. You agree to prohibit anyone else from using your password and
immediately notify Navigo Health of any unauthorized use of your password or
other security concerns of which you become aware.

In circumstances shall Navigo Health’s total liability to you for all damages,
losses, and causes of action (whether in contract, tort or otherwise) exceed the
amount paid by you, if any, for accessing this site.


LEGAL NOTICES AND DISCLAIMERS


GENERAL DISCLAIMERS

YOU ACKNOWLEDGE THAT YOUR USE OF THE Navigo Health SERVICES IS AT YOUR SOLE
RISK, AND THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED THEREWITH.
ALL INFORMATION, PRODUCTS OR SERVICES CONTAINED ON OR PROVIDED THROUGH THIS WEB
SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW Navigo Health AND ITS
SHAREHOLDERS, AFFILIATES, DIRECTORS, OFFICERS, MANAGERS, EMPLOYEES OR OTHER
REPRESENTATIVES (COLLECTIVELY, “AFFILIATES”) HEREBY DISCLAIM ALL REPRESENTATIONS
AND WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT
LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
TITLE, NON-INFRINGEMENT AND FREEDOM FROM COMPUTER VIRUS STRAINS. WITHOUT
LIMITING THE FOREGOING, Navigo Health AND ITS AFFILIATES MAKE NO WARRANTY AS TO
THE RELIABILITY, ACCURACY, TIMELINESS, USEFULNESS, ADEQUACY, COMPLETENESS OR
SUITABILITY OF THE Navigo Health PRODUCTS AND SERVICES PROVIDED HEREUNDER.

Navigo Health MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT: THE SATISFACTION OF
GOVERNMENT REGULATIONS REQUIRING DISCLOSURE OF INFORMATION ON PRESCRIPTION DRUG
PRODUCTS; OR ANY TREATMENT, ACTION OR APPLICATION OR PREPARATION OF MEDICATION
BASED ON INFORMATION OFFERED OR PROVIDED THROUGH THE Navigo Health SERVICES.


LIMITATION OF LIABILITY

IN NO EVENT SHALL Navigo Health NOR ANY OF ITS AFFILIATES BE LIABLE FOR ANY
DIRECT DAMAGES IN EXCESS OF (i) THE PURCHASE PRICE FOR THE PRODUCT, OR (ii) IN
THE EVENT NO PURCHASE PRICE WAS PAID OR REQUIRED. IN ADDITION, TO THE MAXIMUM
EXTENT PERMITTED BY LAW, IN NO EVENT SHALL Navigo Health NOR ANY OF ITS
AFFILIATES BE LIABLE FOR ANY SPECIAL, PUNITIVE, INDIRECT, INCIDENTIAL OR
CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, WRONGFUL
DEATH, LOSS OF USE, LOSS OF PROFITS, INTERRUPTION OF SERVICE OR LOSS OF DATA,
WHETHER IN ANY ACTION IN WARRANTY, CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO
NEGLIGENCE OR FUNDAMENTAL BREACH), OR OTHERWISE ARISING OUT OF OR IN ANY WAY
CONNECTED WITH THE USE OF, OR THE INABILITY TO USE, THIS WEB SITE OR ANY SERVICE
OFFERED THROUGH THIS WEB SITE OR ANY MATERIAL OR INFORMATION CONTAINED IN,
ACCESSED THROUGH, OR PRODUCTS PURCHASED ON THIS WEB SITE, EVEN IF AN AUTHORIZED
REPRESENTATIVE OF Navigo Health IS ADVISED OF THE LIKELIHOOD OR POSSIBILITY OF
THE SAME. TO THE EXTENT CERTAIN JURSIDICTIONS RESTRICT ANY OF THE ABOVE
LIMITATIONS OF LIABILITY; SUCH LIMITATIONS SHALL NOT APPLY IN SUCH JURISDICTIONS
TO THE EXTENT OF SUCH RESTRICTIONS.


PRIVACY

Navigo Health respects your privacy and takes privacy very seriously. By
accepting this Terms of Use, you consent to the use and disclosure of personally
identifiable information provided to us as outlined in our Privacy Policy, which
is incorporated herein by reference.


GENERAL LEGAL PROVISIONS

Third Party Sites. Although the Navigo Health may include links providing direct
access to third-party Internet sites as a convenience, the inclusion of a link
does not imply endorsement of the linked site by Navigo Health. Navigo Health
takes no responsibility for the content or information contained on those other
sites, and does not exert any editorial or other control over those other sites.
Nor does Navigo Health take responsibility for the privacy policies and
practices of these third-party links.


OPERATION AND RECORD RETENTION

Navigo Health reserves complete and sole discretion with respect to the
operation of the Navigo Health Services. Navigo Health may, among other things
withdraw, suspend or discontinue any functionality or feature of the Navigo
Health Services. Navigo Health is not responsible for transmission errors or
corruption or compromise of data carried over local or interchange
telecommunication carriers. Navigo Health is not responsible for maintaining
data arising from use of the Navigo Health Services. Navigo Health reserves the
right to maintain, delete or destroy all communications and materials posted or
uploaded to the Navigo Health Service pursuant to its internal record retention
and/or destruction policies.


LIMITATIONS ON USE

You agree not to access or use the Navigo Health Services in an unlawful way or
for any unlawful purpose. You agree not to post or transmit: (a) a message under
a false name; or (b) any information which (i) is libelous, defamatory, obscene,
fraudulent, false or contrary to the ownership or intellectual property rights
of any other person, or (ii) contains any virus, worm, Trojan horse or other
code which is contaminating or destructive to the files or programs of Navigo
Health or any of its affiliates. Navigo Health reserves the right to delete any
information provided by you that it deems in its sole discretion fraudulent,
abusive, defamatory, and obscene or in violation of a copyright, trademark or
other intellectual property or ownership right of any other person.

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS Navigo Health AND ITS
AFFILIATES FROM AND AGAINST ALL LOSSES, LIABILITY, EXPENSES, DAMAGES AND COSTS,
INCLUDING REASONABLE ATTORNEY’S FEES, ARISING OUT OF OR RELATED TO ANY BREACH OF
THIS TERMS OF USE, YOUR RELATIONSHIP WITH A Navigo Health PHYSICIAN, ANY
NEGLIGENT OR WRONGFUL ACTION OR OMISSION BY YOU RELATED TO YOUR USE OF OR
PROVIDING OF SERVICES THROUGH Navigo Health, OR ANY NEGLIGENT OR WRONGFUL USE OF
THE Navigo Health SERVICES (INCLUDING, WITHOUT LIMITATION, INFRINGEMENT OF THIRD
PARTY INTELLECTUAL PROPERTY RIGHTS OR NEGLIGENT OR WRONGFUL CONDUCT) BY YOU OR
ANY OTHER PERSON ACCESSING YOUR ACCOUNT.


THIRD PARTY RIGHTS

The indemnification provisions set forth above and the provisions under Section
3 Legal Notices and Disclaimers are for the benefit of Navigo Health, and its
Affiliates. Each of these individuals or entities shall have the right to assert
and enforce those provisions directly against you on its own behalf.


TERM AND TERMINATION

This Terms of Use shall commence upon the date you complete the registration
process with Navigo Health. Either you or Navigo Health may terminate this Terms
of Use and your right to use the Navigo Health Services at any time, with or
without cause. This Terms of Use and the licenses granted hereunder shall
terminate without notice in the event you (or any authorized person using your
account) fail to comply with the terms and conditions of this Terms of Use, or
the rules for use of the Navigo Health Service promulgated by Navigo Health from
time to time. Upon any termination, you will destroy all copies of Navigo Health
materials in your possession and cease any access to or use of the Navigo Health
Services.

Navigo Health may provide notice by e-mail to the e-mail address you provided
during the registration, by a general notice on the Navigo Health Web site, or
by written communication delivered by first class U. S. mail or express courier
to your address on record in the Navigo Health account information. You may give
notice to Navigo Health at any time via electronic mail to support@1800md.com or
by letter delivered by first class postage prepaid U. S. mail or overnight
courier to Navigo Health, 6408 Bannington Rd, Suit B, Charlotte, NC 28226.

The provisions of this Terms of Use are severable, and in the event any
provision hereof is determined to be invalid or unenforceable, such invalidity
or unenforceability shall not affect the validity or enforceability of the
remaining provisions, but such provision shall be reformed, if reasonably
possible, only to the extent necessary to make it enforceable.


ENTIRE AGREEMENT

This Terms of Use, together with any Navigo Health rules or policies referred to
herein, represents the complete agreement between you and Navigo Health
concerning the subject matter hereof, and it replaces all prior oral or written
communications concerning such subject matter. Navigo Health may modify this
Terms of Use as set forth above.

You may not assign, transfer or delegate this Terms of Use or any part of it
without Navigo Health’s prior written consent. Navigo Health may freely
transfer, assign or delegate all or any part of this Terms of Use, and any
rights and duties hereunder. This Terms of Use will be binding upon and inure to
the benefit of the heirs, successors and permitted assignees of the parties.

Failure to exercise or delay in exercising any right hereunder, or failure to
insist upon or enforce strict performance of any provision of this Terms of Use,
shall not be considered waiver thereof, which can only be made by signed
writing. No single waiver shall be considered a continuing or permanent waiver.

GOVERNING LAW

This Terms of Use shall be governed by and construed in accordance with the laws
of the State of North Carolina without giving effect to any choice of law rules
or principles. Any cause of action or claim you may have with respect to Navigo
Health must be commenced within one (1) year after it arises, except to the
extent such limitation is not enforceable. To the fullest extent permitted by
law, each party to this Terms of Use waives its or his or her right to a jury
trial with respect to any dispute or other controversy arising from hereunder or
your use of or access to the Navigo Health Services or web site.

PROTECTING CHILDREN

Navigo Health is designed and intended for use by adults. It is not intended
for, nor designed to be used by children under the age of eighteen. A parent or
guardian, however, may use Navigo Health on behalf of a minor child. The parent
or guardian assumes full responsibility for ensuring that the authentication
information is kept secure and that the information submitted is accurate.



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concerns of the coronavirus (COVID-19) are growing every day with new cases
emerging in the US. Benistar is aware of the increase in demand, and our vast
network of board-certified physicians are ready and skilled at differentiating
respiratory symptoms while providing members with the appropriate level of care.
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