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Financing that costs you less. Low $500 closing costs on mortgage loans.
Learn More


BETTER SERVICE. BETTER LENDING. BETTER BANKING.

Guardian Savings Bank is a large lender in Cincinnati, Northern Kentucky and
Lexington that puts people first. Our customers are part of a close knit
community and their banking needs are both met and serviced locally. Everything
from opening an account, securing a home loan or getting advice on the best
banking options, we’re here for you. In a fast-paced world, you can count on
Guardian Savings Bank to slow down and give you the attention you deserve.

We’re known for our
low closing costs
As low as
$500*
purchase closing
Purchase Now
As low as
$250*
refinance closing
Refinance Now
Select region of property location:
Cincinnati Northern Kentucky Lexington
*Restrictions may apply.


WITH TWELVE CONVENIENT BRANCHES, WE'RE HERE FOR ALL OF YOUR BANKING NEEDS,
INCLUDING:

Low closing costs
$500 purchasing closing* and $250 refinance closing* plus FHA/VA loans
Checking made easy
Free checking and traditional savings, plus free online/mobile banking, and bill
pay
CDs and IRAs
Certificates of Deposit and Individual Retirement Accounts made simple

GET PREQUALIFIED FOR A MORTGAGE

Ready to apply for a home mortgage? Get prequalified now.
Let's Get Started

BANK WITH US

Let us help you meet your personal and business goals.
LEARN MORE

I have been banking with GSB for over 20 years, the tellers at the Bridgetown
branch are super friendly and are always willing to go above and beyond for me
and my business. They truly are extraordinary.

Marty Mercurio


I have been banking with GSB for over 20 years, the tellers at the Bridgetown
branch are super friendly and are always willing to go above and beyond for me
and my business. They truly are extraordinary.

Marty Mercurio

We got our home loan through Guardian more than 30 years ago. It was one of the
best decisions we’ve ever made. We like working with a local bank and people who
knows our names. And we love the coffee bar in the Fort Wright branch!

Phil & Cindy S.

My wife and I have been with Guardian forever. We know our money is safe and
unlike some big banks, we’re not charged a lot of fees. We also love the
personal attention and personal touch we receive at our branch, especially from
our branch manager.

John Schraer
*Additional restrictions may apply. Recording fee not included. Credit scores
and LTV may cause additional fees.
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