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Submitted URL: http://firstcitizens.com/
Effective URL: https://firstcitizens.com/
Submission: On May 01 via manual from US — Scanned from DE
Effective URL: https://firstcitizens.com/
Submission: On May 01 via manual from US — Scanned from DE
Form analysis 5 forms found in the DOM
<form class="yxt-SearchBar-form">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-home-hero-6bd7868f-fbc5-4c92-89f1-222d70a6573e" id="yxt-SearchBar-inputLabel--fcb-yext-search-home-hero-6bd7868f-fbc5-4c92-89f1-222d70a6573e"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-home-hero-6bd7868f-fbc5-4c92-89f1-222d70a6573e" type="text" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search"
aria-autocomplete="list" aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-home-hero-6bd7868f-fbc5-4c92-89f1-222d70a6573e" aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false">
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component yxt-Answers-component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
data-opts="{ "iconName": "close" }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
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<span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage component yxt-Answers-component" data-component="IconComponent" data-opts="{ "iconUrl": "/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" }"
data-is-component-mounted="true">
<div class="Icon Icon--default " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form><form class="fcb-form fcb-form--editorial fcb-form--validation-exempt fcb-resources__search fcb-search" data-results-page="/content/firstcitizens/en/personal/insights"
data-results-url="/personal/_jcr_content/root/globalLayoutContainer/globalLayoutContainer-parsys/layout_container_158999756/col1/resources.search-results.json"
data-suggestions-url="/personal/_jcr_content/root/globalLayoutContainer/globalLayoutContainer-parsys/layout_container_158999756/col1/resources.search-suggestions.json">
<div class="fcb-form-group">
<div class="fcb-input-group fcb-input-group--editorial fcb-search__input-group">
<input class="fcb-input fcb-input__search fcb-search__input" aria-owns="search-suggestions" aria-activedescendant="" aria-autocomplete="both" type="search" placeholder="Search Insights" id="search--resources" autocomplete="off">
<label class="fcb-label fcb-label--search" for="search--resources">Search Insights</label>
<svg class="fcb-search__loader fcb-icon fcb-icon--sm fcb-icon--sys-loader" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-loader">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-loader"></use>
</svg>
<button class="fcb-search__close" aria-label="Clear Search Field" type="button">
<svg class="fcb-icon fcb-icon--sm fcb-icon--sys-close" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-close">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-close"></use>
</svg>
</button>
<div class="fcb-input-group__add-on fcb-search__add-on">
<button type="submit" aria-label="Search">
<svg class="fcb-icon fcb-icon--md fcb-icon--sys-search" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-search">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-search"></use>
</svg>
</button>
</div>
<ul aria-label="Search Suggestions" role="listbox" id="search-suggestions" class="fcb-input-group__suggestions fcb-search__suggestions">
</ul>
</div>
</div>
</form><form class="yxt-SearchBar-form">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-61dfa8a2-3274-42d8-8ab4-beb933e1ad15" id="yxt-SearchBar-inputLabel--fcb-yext-search-61dfa8a2-3274-42d8-8ab4-beb933e1ad15"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-61dfa8a2-3274-42d8-8ab4-beb933e1ad15" type="text" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search" aria-autocomplete="list"
aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-61dfa8a2-3274-42d8-8ab4-beb933e1ad15" aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false">
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component yxt-Answers-component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
data-opts="{ "iconName": "close" }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div>
<span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage component yxt-Answers-component" data-component="IconComponent" data-opts="{ "iconUrl": "/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" }"
data-is-component-mounted="true">
<div class="Icon Icon--default " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form>Name: login-form — POST https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login
<form method="POST" action="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login" id="login-form-0-login-form" name="login-form" class="fcb-form fcb-form--login fcb-login__form">
<h2 class="fcb-login__heading" id="login-form-0-welcome">Welcome Back</h2>
<div class="fcb-form-container fcb-grid fcb-grid--lc fcb-grid--spaced">
<div class="fcb-forms-container__column-wrapper">
<fieldset class="fcb-fieldset fcb-fieldset--drop-down">
<div class="fcb-fieldset__select-wrapper fcb-fieldset__select-wrapper--active">
<div class="dk-select fcb-select fcb-select--drop-down" id="dk0-login-form-0-login-type-dropdown">
<div class="dk-selected " tabindex="0" id="dk0-combobox" aria-live="assertive" aria-owns="dk0-listbox" role="combobox" aria-activedescendant="dk0-digital-banking" aria-expanded="false" aria-labelledby="login-type-dropdown__label">First
Citizens Digital Banking<span role="textbox" aria-labelledby="login-type-dropdown__label"></span><span role="textbox" aria-labelledby="login-type-dropdown__label"></span></div>
<ul class="dk-select-options" id="dk0-listbox" role="listbox" aria-expanded="false" aria-labelledby="login-type-dropdown__label">
<li class="dk-option hidden-option dk-option-disabled" data-value="" text="" role="option" aria-selected="false" id="dk0-" aria-disabled="true"></li>
<li class="dk-option dk-option-selected" data-value="digital-banking" text="First Citizens Digital Banking" role="option" aria-selected="true" id="dk0-digital-banking">First Citizens Digital Banking</li>
<li class="dk-option " data-value="bob" text="Commercial Advantage" role="option" aria-selected="false" id="dk0-bob">Commercial Advantage</li>
<li class="dk-option " data-value="wealth" text="Wealth" role="option" aria-selected="false" id="dk0-wealth">Wealth</li>
<li class="dk-option " data-value="other" text="Other Services" role="option" aria-selected="false" id="dk0-other">Other Services</li>
</ul>
</div><select class="fcb-select fcb-select--drop-down" name="loginType" id="login-form-0-login-type-dropdown" data-dkcacheid="0" tabindex="-1">
<option disabled="" selected="" class="hidden-option"></option>
<option value="digital-banking" selected="">First Citizens Digital Banking</option>
<option value="bob">Commercial Advantage</option>
<option value="wealth">Wealth</option>
<option value="other">Other Services</option>
</select>
<label class="fcb-label fcb-label__drop-down" for="login-form-0-login-type-dropdown" id="login-type-dropdown__label">Login Type</label>
<svg class="fcb-icon fcb-icon--inline fcb-icon--sys-triangle" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-triangle">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-triangle"></use>
</svg>
</div>
</fieldset>
<div class="fcb-login__digital-banking" id="login-form-0-db-login-fields">
<div class="fcb-input-group field-wrap">
<input class="fcb-input fcb-input--text" data-cmp-hook-form-text="input" type="text" id="login-form-0-id-textfield" placeholder="Enter your ID" name="userId" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-id-textfield">ID*</label>
</div>
<div class="fcb-input-group">
<input class="fcb-input fcb-input--password" data-cmp-hook-form-text="input" type="password" id="login-form-0-password-textfield" placeholder="Enter your password" name="password" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-password-textfield">Password*</label>
</div>
<div class="fcb-login__links">
<a href="https://digitalbanking.firstcitizens.com/FCBTC_AutoEnroll/SignUp.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Enroll Now</span>
<span class="sr-only">Enroll in digital banking now</span>
</a>
<div class="fcb-login__links-group">
<a href="https://digitalbanking.firstcitizens.com/FCBTC_ForgotLogin/ForgotUsername.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Forgot ID</span>
<span class="sr-only">Select if you forgot your ID</span>
</a> / <a href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Password?</span>
<span class="sr-only">Select if you forgot your password</span>
</a>
</div>
</div>
<button type="SUBMIT" class="fcb-form-button fcb-cta__link analytics-primary-dark--dark fcb-cta__link--dark fcb-cta__link--primary fcb-cta__link--primary-dark" formtarget="_self" name="db-login-button"> Log In <span class="sr-only">Select to
log in to digital banking</span>
</button>
<div class="fcb-cta" data-component="call to action">
<a class="fcb-cta__link fcb-cta__link--secondary fcb-cta__link--secondary-dark" target="_self" href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" data-analytics="First Time Log In">
<span class="fcb-cta__link-text" aria-hidden="true">First Time Log In</span>
<span class="sr-only">Select if this is your first time logging in to digital banking</span>
</a>
</div>
</div>
<div class="fcb-login__bob" id="login-form-0-bob-login-fields" style="display: none;">
<div class="fcb-cta" data-component="call to action">
<a class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://commercialadvantage.firstcitizens.com" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Select to log in to Commercial Advantage</span>
</a>
</div>
</div>
<div class="fcb-login__wealth" id="login-form-0-wealth-login-fields" style="display: none;">
<div class="fcb-cta" data-component="call to action">
<a class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://firstcitizens.wealthaccess.com/Account/Login" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Login to Wealth</span>
</a>
</div>
</div>
</div>
</div>
</form><form class="fcb-form fcb-recommendation-tool__survey-form" data-icons-path="/resources/icons/icons.svg#sys-triangle">
<input type="hidden" name="_charset_" value="utf-8">
<div class="fcb-forms-container__column-wrapper">
<div class="fcb-recommendation-tool__content">
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step fcb-recommendation-tool__survey-step--active" data-step-index="0" data-step-id="Q1" id="personal-checking-master-Q1" data-survey-step-active="true"
style="order: 1;">
<legend class="fcb-fieldset__legend--editorial">What matters most to you in a checking account?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="f16a8cbd-4247-4c9f-860d-2b016219f324" data-next-step-id="Q2" type="radio" name="Q1" value="1A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="f16a8cbd-4247-4c9f-860d-2b016219f324">Enhanced benefits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="3e23dc16-6050-4bca-9633-6d73e390b229" data-next-step-id="Q2" type="radio" name="Q1" value="1B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="3e23dc16-6050-4bca-9633-6d73e390b229">Earning interest</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="82766ff7-c7a6-4e1a-b85a-100d85812a18" data-next-step-id="Q2" type="radio" name="Q1" value="1C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="82766ff7-c7a6-4e1a-b85a-100d85812a18">Preferred rates on CDs and Equity Lines</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="9574b6ef-dde5-44f2-8fb0-847df584b72f" data-next-step-id="Q2" type="radio" name="Q1" value="1D">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="9574b6ef-dde5-44f2-8fb0-847df584b72f">Low to no fees</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="1" data-step-id="Q2" id="personal-checking-master-Q2">
<legend class="fcb-fieldset__legend--editorial">What monthly balance do you anticipate maintaining across all of your First Citizens deposit accounts?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="7bf649c6-795a-4855-b31d-2697af4db489" data-next-step-id="Q3" type="radio" name="Q2" value="2A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="7bf649c6-795a-4855-b31d-2697af4db489">Less than $5,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="62008fc3-ddc8-4fd1-83db-8b8545c3c4d9" data-next-step-id="Q3" type="radio" name="Q2" value="2B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="62008fc3-ddc8-4fd1-83db-8b8545c3c4d9">$5,000 to $24,999</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="12160dcc-416e-4c66-8cd1-cab9af94f10b" data-next-step-id="Q3" type="radio" name="Q2" value="2C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="12160dcc-416e-4c66-8cd1-cab9af94f10b">$25000 or more</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="2" data-step-id="Q3" id="personal-checking-master-Q3">
<legend class="fcb-fieldset__legend--editorial">What's the combined amount of your monthly direct deposits?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="628a86c2-952c-4ea6-937f-b3a9d56f7fbd" data-next-step-id="P1" type="radio" name="Q3" value="3A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="628a86c2-952c-4ea6-937f-b3a9d56f7fbd">No direct deposits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="3b92c334-29dc-437b-89e0-0c89c2bbf884" data-next-step-id="P2" type="radio" name="Q3" value="3B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="3b92c334-29dc-437b-89e0-0c89c2bbf884">Less than $4,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="32d6a513-bf89-497b-bab3-608208119e9d" data-next-step-id="P3" type="radio" name="Q3" value="3C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="32d6a513-bf89-497b-bab3-608208119e9d">$4,000 or more</label>
</div>
</div>
</div>
</fieldset>
</div>
</div>
</form>Text Content
Skip to main content * Personal Checking Savings Credit Cards Loans Mortgages Insurance Retirement Investments Insights * Small Business * Commercial * Wealth Support Search Log into our online services Log In * Personal Personal home Checking Savings Credit Cards Loans Mortgages Insurance Retirement Investments Insights * Small Business Small Business home Deposits Cash Management Credit & Financing Risk Management Employee Benefits Services International Banking Expertise Insights * Commercial Commercial home Solutions Expertise Deals Insights * Wealth Wealth home Philosophy Solutions Expertise Market Outlook Insights Support Search PERSONAL CHECKING OPTIONS THAT FIT YOUR LIFESTYLE Open Free Checking Open a free checking account , Opens in a new tab Get a Recommendation Get a checking account recommendation Conduct a search Clear Submit OPEN AN ACCOUNT OPEN AN ACCOUNT SAVINGS DISCOVER WAYS TO SAVE CREDIT CARDS FIND A CREDIT CARD MORTGAGES BUY OR REFINANCE A HOME LOANS APPLY FOR A LOAN DIGITAL BANKING EXPLORE DIGITAL BANKING FIRST CITIZENS ACQUIRES SILICON VALLEY BRIDGE BANK Learn More Learn more about the Silicon Valley Bank acquisition Home Improvement Loans FAST ACCESS TO FUNDS FOR YOUR REMODEL PROJECT A quick and easy application process to remodel without using your home as collateral. Learn More Learn more about home improvement loans Credit Cards NOW IT'S EVEN EASIER TO EARN MORE More cash back. More rewards. More travel experiences. With our newly improved credit cards, the choice is yours. Learn More Learn more about our credit cards FOREVER STARTS WITH THE FIRST 125 YEARS Learn More Learn more about First Citizens 125 year anniversary Digital Banking BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES Track your spending habits Seamlessly move your money Set alerts for transactions Learn More Learn more about digital banking Digital Banking BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES Track your spending habits Digital Banking BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES Seamlessly move your money Digital Banking BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES Set alerts for transactions Learn More Learn more about digital banking Personal Service BANK ASSOCIATES YOU'LL WANT TO VISIT "We're a family-owned bank, and that feeling trickles down. When I'm talking with a customer, it's like I'm talking with family." Eddie Naylor Chapel Hill, NC Find a Branch , Opens in a new tab Our Forever First Promise Forever First® means the name on our door will stay the same for years to come. Forever Stable Taking care of customers—year in, year out—isn't just our track record. It's our promise. Forever Family We're one of America's largest family-controlled banks, led for three generations by members of one family. About First Citizens Learn more about First Citizens Bank on Customer Service OPEN AN ACCOUNT TODAY OPEN AN ACCOUNT See all we have to offer. FIND A BRANCH Meet our associates. , Opens in a new tab CALL US Reach out and we'll help. Insights A FEW FINANCIAL INSIGHTS FOR YOUR LIFE Search Insights No results found Saving ARE DEPOSITS A MONEY MAKER AGAIN? THE RESURGENCE OF HIGH-YIELD ACCOUNTS With an unpredictable stock market, low bond returns and rising inflation, more people are turning to high-yield savings accounts. The primary reason to invest in deposits is not because they're currently high-yield accounts, but because they're secure. Home HOW DO HOME CONSTRUCTION LOANS WORK? Home construction loans are quite different from standard mortgages. Here's how. Unlike a mortgage, a construction loan acts more like a short-term line of credit. Retirement AGES AND STAGES OF SAVING FOR RETIREMENT Your approach to saving for retirement may shift over time as your life changes. Starting early on retirement savings can help you form financial discipline that will last throughout your working days. Disclosures This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation. Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website. Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. FOOTER CONTACT CONTACT Call Us Email Us Careers, Opens in a new tab SUPPORT SUPPORT Locate Branch/ATM, Opens in a new tab Accessibility Routing Number Privacy & Security COMPANY COMPANY About Us Investor Relations Newsroom Community Support Terms of Use BANKING BANKING Personal Small Business Commercial Wealth , Opens in a new tab , Opens in a new tab , Opens in a new tab , Opens in a new tab © 2023 First-Citizens Bank & Trust Company. EMAIL US Please select the option that best matches your needs. 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Enhanced benefits Earning interest Preferred rates on CDs and Equity Lines Low to no fees What monthly balance do you anticipate maintaining across all of your First Citizens deposit accounts? Less than $5,000 $5,000 to $24,999 $25000 or more What's the combined amount of your monthly direct deposits? No direct deposits Less than $4,000 $4,000 or more BASED ON YOUR ANSWERS, HERE'S WHAT WE RECOMMEND Recommended FREE CHECKING Make life easy with our simplest personal checking account. * Minimum opening deposit of $50 * No minimum balance * Choose your overdraft protection level Open Now Open a Free checking account now Learn More Learn more about free checking accounts Recommended PREMIER CHECKING Get the upgrade with the personal checking account that pays you interest. * Minimum opening deposit of $100 * Earn interest on your balance * Choose your overdraft protection level Open Now Open a Premier checking account now Learn More Learn more about a Premier checking account Recommended PRESTIGE CHECKING Sign up for the VIP experience—an interest-bearing personal checking account with the best features. * Minimum opening deposit of $100 * Earn interest on your balance * Get VIP perks with other First Citizens products Open Now Open a Prestige checking account now Learn More Learn more about a Prestige checking account Previous Next Still not sure? 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