www.veteransunited.com Open in urlscan Pro
184.30.213.239  Public Scan

Submitted URL: http://www.veteransunited.com/reviews
Effective URL: https://www.veteransunited.com/reviews/
Submission: On February 15 via manual from US — Scanned from NL

Form analysis 5 forms found in the DOM

GET /reviews/

<form id="filter-form" class="" method="get" action="/reviews/">
  <div class="reviews-summary" itemscope="" itemtype="http://schema.org/Organization">
    <meta itemprop="name" content="Veterans United Home Loans">
    <div class="col-group-3col" itemprop="aggregateRating" itemscope="" itemtype="http://schema.org/AggregateRating">
      <div class="col col-1">
        <div class="col-inner">
          <p class="reviews-summary-score">
            <meta itemprop="reviewCount" content="377900">377,900
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          <p class="reviews-summary-label">Total Customer Reviews</p>
        </div>
      </div>
      <div class="col col-2">
        <div class="col-inner">
          <p class="reviews-summary-score">98.1%</p>
          <p class="reviews-summary-label">Would Recommend Veterans&nbsp;United<span class="reviews-summary-label-expanded"> to Friends and&nbsp;Family</span></p>
        </div>
      </div>
      <div class="col col-3">
        <div class="col-inner">
          <p class="reviews-summary-score">
            <span itemprop="ratingValue">4.8</span>
            <small> out of</small>
            <span itemprop="bestRating">5</span>
          </p>
          <p class="reviews-summary-label">Average Satisfaction Rating</p>
        </div>
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  <div class="col-group-3col">
    <div class="col col-3 reviews-breakdown">
      <div class="col-inner">
        <h2>Reviews Breakdown</h2>
        <dl class="review-bar-chart">
          <dt> 5 <span class="hidden">Stars: 78.195818999735%</span>
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          <dd>
            <input class="review-filter" type="radio" id="star-five" name="stars" value="5" data-pretty-name="5 stars" aria-controls="filter-results-banner">
            <label for="star-five" class="bar-chart">
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              <span class="bar-total">295,502</span>
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          <dt> 4 <span class="hidden">Stars: 17.228631913205%</span>
          </dt>
          <dd>
            <input class="review-filter" type="radio" id="star-four" name="stars" value="4" data-pretty-name="4 stars" aria-controls="filter-results-banner">
            <label for="star-four" class="bar-chart">
              <span class="bar" style="max-width: 17.228631913205%"></span>
              <span class="bar-total">65,107</span>
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          <dt> 3 <span class="hidden">Stars: 2.7983593543265%</span>
          </dt>
          <dd>
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            <label for="star-three" class="bar-chart">
              <span class="bar" style="max-width: 2.7983593543265%"></span>
              <span class="bar-total">10,575</span>
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          <dt> 2 <span class="hidden">Stars: 0.91982005821646%</span>
          </dt>
          <dd>
            <input class="review-filter" type="radio" id="star-two" name="stars" value="2" data-pretty-name="2 stars" aria-controls="filter-results-banner">
            <label for="star-two" class="bar-chart">
              <span class="bar" style="max-width: 0.91982005821646%"></span>
              <span class="bar-total">3,476</span>
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          <dt> 1 <span class="hidden">Stars: 0.85736967451707%</span>
          </dt>
          <dd>
            <input class="review-filter" type="radio" id="star-one" name="stars" value="1" data-pretty-name="1 star" aria-controls="filter-results-banner">
            <label for="star-one" class="bar-chart">
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              <span class="bar-total">3,240</span>
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    <p class="reviews-filter-button">
      <button type="button" class="button" aria-hidden="true">Show Filter Options</button>
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        <fieldset>
          <legend>Filters by recency</legend>
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              <input class="review-filter" type="radio" id="review-range-all" name="date_range" checked="checked" value="" data-pretty-name="Since 2013" aria-controls="filter-results-banner">
              <label for="review-range-all" class="radio-option-label">All Time <span class="total">377,900</span></label>
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            <li class="radio-option">
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              <label for="review-range-week" class="radio-option-label">7 Days <span class="total">582</span></label>
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            <li class="radio-option">
              <input class="review-filter" type="radio" id="review-range-month" name="date_range" value="30" data-pretty-name="in the Last 30 Days" aria-controls="filter-results-banner">
              <label for="review-range-month" class="radio-option-label">30 Days <span class="total">2,942</span></label>
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          <legend>Filters by state</legend>
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                      <option value="AL">Alabama</option>
                      <option value="AK">Alaska</option>
                      <option value="AZ">Arizona</option>
                      <option value="AR">Arkansas</option>
                      <option value="CA">California</option>
                      <option value="CO">Colorado</option>
                      <option value="CT">Connecticut</option>
                      <option value="DE">Delaware</option>
                      <option value="DC">District of Columbia</option>
                      <option value="FL">Florida</option>
                      <option value="GA">Georgia</option>
                      <option value="HI">Hawaii</option>
                      <option value="ID">Idaho</option>
                      <option value="IL">Illinois</option>
                      <option value="IN">Indiana</option>
                      <option value="IA">Iowa</option>
                      <option value="KS">Kansas</option>
                      <option value="KY">Kentucky</option>
                      <option value="LA">Louisiana</option>
                      <option value="ME">Maine</option>
                      <option value="MD">Maryland</option>
                      <option value="MA">Massachusetts</option>
                      <option value="MI">Michigan</option>
                      <option value="MN">Minnesota</option>
                      <option value="MS">Mississippi</option>
                      <option value="MO">Missouri</option>
                      <option value="MT">Montana</option>
                      <option value="NE">Nebraska</option>
                      <option value="NV">Nevada</option>
                      <option value="NH">New Hampshire</option>
                      <option value="NJ">New Jersey</option>
                      <option value="NM">New Mexico</option>
                      <option value="NY">New York</option>
                      <option value="NC">North Carolina</option>
                      <option value="ND">North Dakota</option>
                      <option value="OH">Ohio</option>
                      <option value="OK">Oklahoma</option>
                      <option value="OR">Oregon</option>
                      <option value="PA">Pennsylvania</option>
                      <option value="RI">Rhode Island</option>
                      <option value="SC">South Carolina</option>
                      <option value="SD">South Dakota</option>
                      <option value="TN">Tennessee</option>
                      <option value="TX">Texas</option>
                      <option value="UT">Utah</option>
                      <option value="VT">Vermont</option>
                      <option value="VA">Virginia</option>
                      <option value="WA">Washington</option>
                      <option value="WV">West Virginia</option>
                      <option value="WI">Wisconsin</option>
                      <option value="WY">Wyoming</option>
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                    <div class="styled-select-inner">All States</div>
                    <div class="styled-select-glyph"></div>
                  </div>
                </dd>
              </dl>
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          </ul>
        </fieldset>
        <fieldset>
          <legend>Filters by branch of service</legend>
          <ul id="branch" class="military-branch">
            <li class="field field-type-select field-military_branch">
              <dl>
                <dt>
                  <label for="military_branch">Select branch of service:</label>
                </dt>
                <dd>
                  <div class="styled-select review-filter styled-select-loaded"><select class="styled-select review-filter" name="military_branch" id="military_branch" aria-controls="filter-results-banner">
                      <option value="">All Military Branches</option>
                      <option value="Army">Army</option>
                      <option value="Marine">Marine Corps</option>
                      <option value="Navy">Navy</option>
                      <option value="Air">Air Force</option>
                      <option value="Coast">Coast Guard</option>
                      <option value="National">National Guard</option>
                      <option value="Other">Other</option>
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                    <div class="styled-select-inner">All Military Branches</div>
                    <div class="styled-select-glyph"></div>
                  </div>
                </dd>
              </dl>
            </li>
          </ul>
        </fieldset>
        <fieldset>
          <legend>Filters by type of loan</legend>
          <ul class="loan-type">
            <li class="checkbox-option">
              <input class="review-filter" type="checkbox" id="purchase" name="purpose[]" value="P" aria-controls="filter-results-banner" data-pretty-name="Home Purchase">
              <label for="purchase">Home Purchase <span class="total">319,816</span></label>
            </li>
            <li class="checkbox-option">
              <input class="review-filter" type="checkbox" id="refinance" name="purpose[]" value="R" aria-controls="filter-results-banner" data-pretty-name="Refinance Loan">
              <label for="refinance">Refinance Loan <span class="total">57,366</span></label>
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          <li id="field_reviewsSidebarCTA_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="reviewsSidebarCTA_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="reviewsSidebarCTA_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
              id="reviewsSidebarCTA_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
              id="reviewsSidebarCTA_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="reviewsSidebarCTA_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="reviewsSidebarCTA_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="reviewsSidebarCTA_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="reviewsSidebarCTA_microsoftadsnetworktype"
              class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_reviewsSidebarCTA_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="reviewsSidebarCTA_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="reviewsSidebarCTA_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1"
              id="reviewsSidebarCTA_mrc_agreestohomeservices" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="reviewsSidebarCTA_twilio_version" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="reviewsSidebarCTA_lead_intent" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_reviewsSidebarCTA_start_header" class="fmcty-field fmcty-field-html field-start_header">
            <dl role="presentation">
              <dd><span name="start_header" id="reviewsSidebarCTA_start_header">
                  <h1 class="h-charlie form-header">Ready to start a VA Loan?</h1>
                  <p class="form-subheader"></p>
                </span></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_living_situation_label" for="reviewsSidebarCTA_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="reviewsSidebarCTA_living_situation_0" required=""><label for="reviewsSidebarCTA_living_situation_0"
                      class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="reviewsSidebarCTA_living_situation_1" required=""><label for="reviewsSidebarCTA_living_situation_1"
                      class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="reviewsSidebarCTA_living_situation_2" required=""><label for="reviewsSidebarCTA_living_situation_2"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="loan-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_purpose_label" for="reviewsSidebarCTA_purpose" tabindex="-1">Are you buying a home or refinancing?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_purpose_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="P" id="reviewsSidebarCTA_purpose_0" required=""><label for="reviewsSidebarCTA_purpose_0"
                      class="fmcty-radio-option-label"><span>Buy</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="R" id="reviewsSidebarCTA_purpose_1" required=""><label for="reviewsSidebarCTA_purpose_1"
                      class="fmcty-radio-option-label"><span>Refinance</span> my home</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_refi_reason_label" for="reviewsSidebarCTA_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="reviewsSidebarCTA_refi_reason_label">
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="reviewsSidebarCTA_refi_reason_0" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="reviewsSidebarCTA_refi_reason_1" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="reviewsSidebarCTA_refi_reason_2" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="reviewsSidebarCTA_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="reviewsSidebarCTA_refi_reason_4" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_first_time_label" for="reviewsSidebarCTA_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="reviewsSidebarCTA_first_time_0" required="" disabled=""><label for="reviewsSidebarCTA_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="reviewsSidebarCTA_first_time_1" required="" disabled=""><label for="reviewsSidebarCTA_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_value_label" for="reviewsSidebarCTA_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="reviewsSidebarCTA_property_value_0" required="" disabled=""><label for="reviewsSidebarCTA_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="reviewsSidebarCTA_property_value_1" required="" disabled=""><label for="reviewsSidebarCTA_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="reviewsSidebarCTA_property_value_2" required="" disabled=""><label for="reviewsSidebarCTA_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="reviewsSidebarCTA_property_value_3" required="" disabled=""><label for="reviewsSidebarCTA_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="reviewsSidebarCTA_property_value_4" required="" disabled=""><label for="reviewsSidebarCTA_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="reviewsSidebarCTA_property_value_5" required="" disabled=""><label for="reviewsSidebarCTA_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="reviewsSidebarCTA_property_value_6" required="" disabled=""><label for="reviewsSidebarCTA_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="reviewsSidebarCTA_property_value_7" required="" disabled=""><label for="reviewsSidebarCTA_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="reviewsSidebarCTA_property_value_8" required="" disabled=""><label for="reviewsSidebarCTA_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="reviewsSidebarCTA_property_value_9" required="" disabled=""><label for="reviewsSidebarCTA_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="reviewsSidebarCTA_property_value_10" required="" disabled=""><label for="reviewsSidebarCTA_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="reviewsSidebarCTA_property_value_11" required="" disabled=""><label for="reviewsSidebarCTA_property_value_11"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_home_value_label" for="reviewsSidebarCTA_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="reviewsSidebarCTA_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_type_label" for="reviewsSidebarCTA_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="reviewsSidebarCTA_property_type_0" required=""><label for="reviewsSidebarCTA_property_type_0"
                      class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="reviewsSidebarCTA_property_type_1" required=""><label for="reviewsSidebarCTA_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="reviewsSidebarCTA_property_type_2" required=""><label for="reviewsSidebarCTA_property_type_2"
                      class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="reviewsSidebarCTA_property_type_3" required=""><label for="reviewsSidebarCTA_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="reviewsSidebarCTA_property_type_4" required=""><label for="reviewsSidebarCTA_property_type_4"
                      class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="reviewsSidebarCTA_property_type_5" required=""><label for="reviewsSidebarCTA_property_type_5"
                      class="fmcty-radio-option-label">New Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="reviewsSidebarCTA_property_type_6" required="" disabled=""><label
                      for="reviewsSidebarCTA_property_type_6" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_manufactured_own_label" for="reviewsSidebarCTA_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender
                  will use this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="reviewsSidebarCTA_manufactured_own_0" required="" disabled=""><label for="reviewsSidebarCTA_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="reviewsSidebarCTA_manufactured_own_1" required="" disabled=""><label for="reviewsSidebarCTA_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_use_label" for="reviewsSidebarCTA_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="reviewsSidebarCTA_property_use_0" required=""><label for="reviewsSidebarCTA_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="reviewsSidebarCTA_property_use_1" required=""><label for="reviewsSidebarCTA_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="reviewsSidebarCTA_property_use_2" required=""><label for="reviewsSidebarCTA_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="reviewsSidebarCTA_property_use_3" required=""><label for="reviewsSidebarCTA_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="where-in-process">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_vu_whereprocess_label" for="reviewsSidebarCTA_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_vu_whereprocess_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="reviewsSidebarCTA_vu_whereprocess_0" required=""><label for="reviewsSidebarCTA_vu_whereprocess_0"
                      class="fmcty-radio-option-label">Daydreaming</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="reviewsSidebarCTA_vu_whereprocess_1" required=""><label for="reviewsSidebarCTA_vu_whereprocess_1"
                      class="fmcty-radio-option-label">Looking Around</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="reviewsSidebarCTA_vu_whereprocess_2" required=""><label for="reviewsSidebarCTA_vu_whereprocess_2"
                      class="fmcty-radio-option-label">Getting Serious</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="reviewsSidebarCTA_vu_whereprocess_3" required=""><label for="reviewsSidebarCTA_vu_whereprocess_3"
                      class="fmcty-radio-option-label">Ready to Buy</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_when_loan_label" for="reviewsSidebarCTA_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="reviewsSidebarCTA_when_loan_0" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_0"
                      class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="reviewsSidebarCTA_when_loan_1" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_1"
                      class="fmcty-radio-option-label">Within a Month</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="reviewsSidebarCTA_when_loan_2" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_2"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="reviewsSidebarCTA_when_loan_3" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_3"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="reviewsSidebarCTA_when_loan_4" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_4"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="reviewsSidebarCTA_when_loan_5" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_5"
                      class="fmcty-radio-option-label">Not Sure</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_preventing_loan_label" for="reviewsSidebarCTA_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="reviewsSidebarCTA_preventing_loan_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_0" class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="reviewsSidebarCTA_preventing_loan_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_1" class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="reviewsSidebarCTA_preventing_loan_2" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_2" class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="reviewsSidebarCTA_preventing_loan_3" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_3" class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="reviewsSidebarCTA_preventing_loan_4" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="reviewsSidebarCTA_preventing_loan_5" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_5" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_sell_before_purchase_label" for="reviewsSidebarCTA_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="reviewsSidebarCTA_sell_before_purchase_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="reviewsSidebarCTA_sell_before_purchase_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_current_loan_type_label" for="reviewsSidebarCTA_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="reviewsSidebarCTA_current_loan_type_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_current_loan_type_0" class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="reviewsSidebarCTA_current_loan_type_1" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="reviewsSidebarCTA_current_loan_type_2" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="reviewsSidebarCTA_current_loan_type_3" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="reviewsSidebarCTA_current_loan_type_4" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="reviewsSidebarCTA_current_loan_type_5" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_balance_label" for="reviewsSidebarCTA_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="reviewsSidebarCTA_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_current_rate_label" for="reviewsSidebarCTA_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="reviewsSidebarCTA_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="reviewsSidebarCTA_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_cash_out_amount_label" for="reviewsSidebarCTA_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may
                  be able to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="reviewsSidebarCTA_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_credit_rating_label" for="reviewsSidebarCTA_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is
                  top secret. We keep all private data under lock and key.</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="reviewsSidebarCTA_credit_rating_0" required=""><label for="reviewsSidebarCTA_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="reviewsSidebarCTA_credit_rating_1" required=""><label for="reviewsSidebarCTA_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="reviewsSidebarCTA_credit_rating_2" required=""><label for="reviewsSidebarCTA_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (620-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="reviewsSidebarCTA_credit_rating_3" required=""><label for="reviewsSidebarCTA_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (600-619)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="reviewsSidebarCTA_credit_rating_4" required=""><label for="reviewsSidebarCTA_credit_rating_4"
                      class="fmcty-radio-option-label">Poor (Below 600)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="reviewsSidebarCTA_credit_rating_5" required=""><label for="reviewsSidebarCTA_credit_rating_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_occupational_status_label" for="reviewsSidebarCTA_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="reviewsSidebarCTA_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="reviewsSidebarCTA_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="reviewsSidebarCTA_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="reviewsSidebarCTA_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_gross_income_label" for="reviewsSidebarCTA_gross_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="reviewsSidebarCTA_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_0" class="fmcty-radio-option-label">Greater than
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="reviewsSidebarCTA_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_1" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="reviewsSidebarCTA_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_2" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="reviewsSidebarCTA_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="reviewsSidebarCTA_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="reviewsSidebarCTA_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="reviewsSidebarCTA_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_bankruptcy_label" for="reviewsSidebarCTA_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="reviewsSidebarCTA_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="reviewsSidebarCTA_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="reviewsSidebarCTA_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="reviewsSidebarCTA_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_military_branch_label" for="reviewsSidebarCTA_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_military_branch_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="reviewsSidebarCTA_military_branch_0" required=""><label for="reviewsSidebarCTA_military_branch_0"
                      class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="reviewsSidebarCTA_military_branch_1" required=""><label for="reviewsSidebarCTA_military_branch_1"
                      class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="reviewsSidebarCTA_military_branch_2" required=""><label for="reviewsSidebarCTA_military_branch_2"
                      class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="reviewsSidebarCTA_military_branch_3" required=""><label for="reviewsSidebarCTA_military_branch_3"
                      class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="reviewsSidebarCTA_military_branch_4" required=""><label for="reviewsSidebarCTA_military_branch_4"
                      class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="reviewsSidebarCTA_military_branch_5" required=""><label for="reviewsSidebarCTA_military_branch_5"
                      class="fmcty-radio-option-label">Space Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="reviewsSidebarCTA_military_branch_6" required=""><label for="reviewsSidebarCTA_military_branch_6"
                      class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="reviewsSidebarCTA_military_branch_7" required=""><label for="reviewsSidebarCTA_military_branch_7"
                      class="fmcty-radio-option-label">Other VA Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="reviewsSidebarCTA_military_branch_8" required=""><label for="reviewsSidebarCTA_military_branch_8"
                      class="fmcty-radio-option-label">No Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_military_status_label" for="reviewsSidebarCTA_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="reviewsSidebarCTA_military_status_0" required=""><label for="reviewsSidebarCTA_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="reviewsSidebarCTA_military_status_1" required=""><label for="reviewsSidebarCTA_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_pcs_label" for="reviewsSidebarCTA_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="reviewsSidebarCTA_pcs_0" required="" disabled=""><label for="reviewsSidebarCTA_pcs_0"
                      class="fmcty-radio-option-label">No, this is not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="reviewsSidebarCTA_pcs_1" required="" disabled=""><label for="reviewsSidebarCTA_pcs_1"
                      class="fmcty-radio-option-label">Yes, this is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_civilian_property_state_select_label" for="reviewsSidebarCTA_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="reviewsSidebarCTA_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_three_percent_down_label" for="reviewsSidebarCTA_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="reviewsSidebarCTA_three_percent_down_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_three_percent_down_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="reviewsSidebarCTA_three_percent_down_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_three_percent_down_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_down_payment_label" for="reviewsSidebarCTA_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="reviewsSidebarCTA_down_payment_0" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_0"
                      class="fmcty-radio-option-label">0%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="reviewsSidebarCTA_down_payment_1" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="reviewsSidebarCTA_down_payment_2" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_2"
                      class="fmcty-radio-option-label">5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="reviewsSidebarCTA_down_payment_3" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="reviewsSidebarCTA_down_payment_4" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="reviewsSidebarCTA_down_payment_5" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="reviewsSidebarCTA_down_payment_6" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_6"
                      class="fmcty-radio-option-label">More than 20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="reviewsSidebarCTA_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                    </path>
                    <path id="neighborsBankHouse" fill="#73c271"
                      d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
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                <p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
                  United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
                <a href="https://www.neighborsbank.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice_nb" value="1" id="reviewsSidebarCTA_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_search_label" for="reviewsSidebarCTA_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span>
              </dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="reviewsSidebarCTA_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="reviewsSidebarCTA_init_prop_search_instr" aria-owns="reviewsSidebarCTA_prop_search_results_box" aria-expanded="false"
                    aria-autocomplete="both" readonly=""></div>
              </dd>
            </dl>
            <div id="reviewsSidebarCTA_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="reviewsSidebarCTA_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="reviewsSidebarCTA_prop_search_results_box"></div>
          </li>
          <li id="field_reviewsSidebarCTA_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="reviewsSidebarCTA_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="reviewsSidebarCTA_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_reviewsSidebarCTA_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="reviewsSidebarCTA_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=reviewsSidebarCTA&amp;referring_website=https://www.veteransunited.com/reviews/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="reviewsSidebarCTA_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_state_select_label" for="reviewsSidebarCTA_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="reviewsSidebarCTA_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_tx_cashout_message_label" for="reviewsSidebarCTA_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
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                      <svg role="img" id="paddioLogo" viewBox="0 0 378 131" xmlns="http://www.w3.org/2000/svg" style="max-width:320px;">
                        <title>Paddio</title>
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                            d="m75.65 61.68c0 13.48-9.19 27.07-25.33 27.07-7.97 0-13.18-3.06-16.45-7.35v22.27a3.64 3.64 0 0 1 -3.68 3.58h-5.72a3.62 3.62 0 0 1 -3.58-3.58v-64.25a3.64 3.64 0 0 1 3.58-3.68h5.72a3.66 3.66 0 0 1 3.68 3.68v2.45c3.27-4.29 8.48-7.35 16.45-7.35 16.14-.01 25.33 13.58 25.33 27.16zm-13.27 0c0-7.97-5.11-14.71-13.99-14.71-8.99 0-13.99 6.64-13.99 14.71 0 7.97 5.01 14.71 13.99 14.71 8.88 0 13.99-6.84 13.99-14.71zm62.82-25.94h5.62a3.66 3.66 0 0 1 3.68 3.68v44.44a3.66 3.66 0 0 1 -3.68 3.68h-5.62a3.66 3.66 0 0 1 -3.68-3.68v-2.46c-3.27 4.29-8.48 7.35-16.55 7.35-16.04 0-25.23-13.59-25.23-27.07 0-13.59 9.19-27.17 25.23-27.17 8.07 0 13.28 3.06 16.55 7.35v-2.45a3.66 3.66 0 0 1 3.68-3.67zm-4.19 25.94c0-8.07-5.11-14.71-13.99-14.71-8.89 0-13.99 6.74-13.99 14.71 0 7.87 5.11 14.71 13.99 14.71s13.99-6.74 13.99-14.71zm65.98-45.66h5.72a3.66 3.66 0 0 1 3.68 3.68v64.15a3.66 3.66 0 0 1 -3.68 3.68h-5.72a3.64 3.64 0 0 1 -3.58-3.68v-2.45c-3.37 4.29-8.48 7.35-16.55 7.35-16.04 0-25.23-13.59-25.23-27.07 0-13.59 9.19-27.17 25.23-27.17 8.07 0 13.18 3.06 16.55 7.35v-22.16a3.66 3.66 0 0 1 3.58-3.68zm-4.18 45.66c0-8.07-5.01-14.71-13.89-14.71-8.89 0-13.99 6.74-13.99 14.71 0 7.87 5.11 14.71 13.99 14.71s13.89-6.74 13.89-14.71zm160.47 0c0 15.12-11.75 27.17-27.38 27.17-15.53 0-27.27-12.05-27.27-27.17 0-15.22 11.75-27.17 27.27-27.17 15.63 0 27.38 11.95 27.38 27.17zm-13.28 0c0-8.07-5.41-14.71-14.1-14.71-8.58 0-13.99 6.64-13.99 14.71s5.41 14.71 13.99 14.71c8.69 0 14.1-6.64 14.1-14.71zm-61.49 22.17v-44.43a3.66 3.66 0 0 1 3.68-3.68h5.62a3.66 3.66 0 0 1 3.68 3.68v44.44a3.66 3.66 0 0 1 -3.68 3.68h-5.62a3.68 3.68 0 0 1 -3.68-3.69zm-.22-61.24c0-3.58 2.9-6.58 6.49-6.58a6.59 6.59 0 0 1 0 13.16c-3.58 0-6.49-3-6.49-6.58zm-18 53.59c1.68 0 3.28.32 4.75.91 1.56.63 3.26-.61 3.26-2.29v-55.22a3.68 3.68 0 0 0 -3.68-3.68h-5.72a3.64 3.64 0 0 0 -3.58 3.68v22.17c-3.37-4.29-8.48-7.36-16.55-7.36-16.04 0-25.24 13.59-25.24 27.18 0 13.49 9.2 27.08 25.24 27.08 2.27 0 4.3-.25 6.12-.71a4.46 4.46 0 0 0 3.2-2.88 12.83 12.83 0 0 1 12.2-8.88zm-33.48-14.59c0-7.97 5.11-14.71 14-14.71s13.9 6.64 13.9 14.71c0 7.97-5.01 14.71-13.9 14.71s-14-6.85-14-14.71z">
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                            d="m359.13 70.68a4.01 4.01 0 0 1 2.01 3.52c0 .73-.18 1.41-.54 2.03a4.02 4.02 0 0 1 -3.54 2.06 3.94 3.94 0 0 1 -3.51-2.04c-.36-.62-.53-1.3-.53-2.03s.18-1.41.54-2.03a4.07 4.07 0 0 1 5.57-1.51zm-.5 6.2a3.11 3.11 0 0 0 1.12-4.22 3.01 3.01 0 0 0 -2.68-1.53 3 3 0 0 0 -2.68 1.55c-.27.47-.41.99-.41 1.55a3.02 3.02 0 0 0 3.05 3.07c.61 0 1.13-.14 1.6-.42zm-.01-2.63a1.1 1.1 0 0 1 -.51.47l.8 1.25h-1.12l-.56-1.06h-.72v1.06h-.97v-3.8h1.66c.51 0 .91.12 1.18.35.28.23.41.56.41.98 0 .29-.06.54-.17.75zm-2.11-.1h.68c.21 0 .37-.05.49-.16s.17-.26.17-.45c0-.2-.06-.35-.17-.45a.74.74 0 0 0 -.49-.15h-.68z">
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                          d="m257.22 87.96a7.07 7.07 0 1 0 -12.47 4.56l5.6 5.62 5.2-5.62a7.08 7.08 0 0 0 1.67-4.56zm-7.07 2.7a2.82 2.82 0 1 1 0-5.63 2.82 2.82 0 0 1 0 5.63zm10.13 4.49c.64-.76 1.75-.72 2.44-.14a58.25 58.25 0 0 0 37.74 13.91 58.33 58.33 0 0 0 48.01-25.25 5.1 5.1 0 0 1 7.11-1.31 5.11 5.11 0 0 1 1.16 7.33 68.58 68.58 0 0 1 -56.29 29.46 68.52 68.52 0 0 1 -44.79-16.69c-.73-.63-.59-1.56.15-2.33z">
                        </path>
                      </svg>
                    </div>
                    <span> We created Paddio to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. We took our friendly, top-rated homebuying experience and built Paddio — so we could serve homebuyers like yourself.
                    </span>
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        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Paddio has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans
            directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                        </path>
                        <path id="neighborsBankHouse" fill="#73c271"
                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                        </path>
                      </svg>
                    </div>
                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_neighbors_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="reviewsSidebarCTA_neighbors_0" checked="checked" required="" disabled=""><label for="reviewsSidebarCTA_neighbors_0"
                      class="fmcty-radio-option-label">Continue</label></li>
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          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
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        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
            Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
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              <dt><label class="fmcty-label" id="reviewsSidebarCTA_email_label" for="reviewsSidebarCTA_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your email
                  information 24/7.</span></dt>
              <dd><input type="email" name="email" value="" id="reviewsSidebarCTA_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none" readonly=""></dd>
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              agree to receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="reviewsSidebarCTA_vu_agreestoemails" class="fmcty-input-hidden"></li>
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              <dd><span name="name_label" id="reviewsSidebarCTA_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
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          <li id="field_reviewsSidebarCTA_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_first_name_label" for="reviewsSidebarCTA_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="reviewsSidebarCTA_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"
                  readonly=""></dd>
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          <li id="field_reviewsSidebarCTA_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_last_name_label" for="reviewsSidebarCTA_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="reviewsSidebarCTA_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly="">
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    <li class="fmcty-section" data-fmcty-section="current-address">
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          <li id="field_reviewsSidebarCTA_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="reviewsSidebarCTA_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
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          <li id="field_reviewsSidebarCTA_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_address_label" for="reviewsSidebarCTA_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="reviewsSidebarCTA_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address."
                  data-fmcty-dnt="true" readonly=""></dd>
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          <li id="field_reviewsSidebarCTA_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_zip_label" for="reviewsSidebarCTA_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="reviewsSidebarCTA_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5"
                  pattern="[0-9]*" readonly=""></dd>
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          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
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    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
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          <li id="field_reviewsSidebarCTA_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_time_at_current_address_label" for="reviewsSidebarCTA_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="reviewsSidebarCTA_time_at_current_address_0" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="reviewsSidebarCTA_time_at_current_address_1" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="reviewsSidebarCTA_time_at_current_address_2" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="reviewsSidebarCTA_time_at_current_address_3" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
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    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
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          <li id="field_reviewsSidebarCTA_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_phone_full_label" for="reviewsSidebarCTA_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard your
                  number like it’s our own.</span></dt>
              <dd><input type="tel" name="phone_full" value="" id="reviewsSidebarCTA_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
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          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
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          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li id="field_reviewsSidebarCTA_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="reviewsSidebarCTA_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
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    <li class="fmcty-section" data-fmcty-section="phone-verify">
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          <li id="field_reviewsSidebarCTA_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_twilio_phone_label" for="reviewsSidebarCTA_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="reviewsSidebarCTA_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
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          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_reviewsSidebarCTA_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="reviewsSidebarCTA_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
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    <li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_phone_verify_code_label" for="reviewsSidebarCTA_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was
                  sent to you.</span></dt>
              <dd><input type="text" name="phone_verify_code" value="" id="reviewsSidebarCTA_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
                  autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="phone_resend_label" id="reviewsSidebarCTA_phone_resend_label"><span>Didn't get a code?</span></span></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="reviewsSidebarCTA_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_phone_resend_text_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="reviewsSidebarCTA_phone_resend_text_0" disabled=""><label for="reviewsSidebarCTA_phone_resend_text_0"
                      class="fmcty-radio-option-label">Resend code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="reviewsSidebarCTA_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_phone_resend_call_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="reviewsSidebarCTA_phone_resend_call_0" disabled=""><label for="reviewsSidebarCTA_phone_resend_call_0"
                      class="fmcty-radio-option-label">Call me with a code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_disability_rating_label" for="reviewsSidebarCTA_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="reviewsSidebarCTA_disability_rating_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="reviewsSidebarCTA_disability_rating_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_1" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="reviewsSidebarCTA_disability_rating_2" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_2" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/30dfdf2e79061163713f7a77e5e832a542e0d439"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
    value="https://cert.trustedform.com/30dfdf2e79061163713f7a77e5e832a542e0d439"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_1"
    value="https://ping.trustedform.com/0.ThHUloX3vmcuIXBaihk5IjO0ZNwqvvooZhwLjr9inQNqHdTiKjU4wMj5m65UISW5yu0dmJGB.MQGPXD40QKhjwHtxl9vZcA.3OXVOVE88v-lgXL5hQFGIw">
</form>

GET /search/

<form role="search" class="search-form" method="get" action="/search/">
  <label class="search-label" for="q"> Search </label>
  <div class="search-input">
    <input type="search" name="q" id="q" class="st-search-input " placeholder="Search..." value="">
  </div>
  <div class="search-button">
    <button type="submit"><span><i></i><span>Search</span></span></button>
  </div>
  <input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_2" value="https://cert.trustedform.com/30dfdf2e79061163713f7a77e5e832a542e0d439"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_2"
    value="https://cert.trustedform.com/30dfdf2e79061163713f7a77e5e832a542e0d439"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_2"
    value="https://ping.trustedform.com/0.ThHUloX3vmcuIXBaihk5IjO0ZNwqvvooZhwLjr9inQNqHdTiKjU4wMj5m65UISW5yu0dmJGB.MQGPXD40QKhjwHtxl9vZcA.3OXVOVE88v-lgXL5hQFGIw">
</form>

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="entry" data-fmcty-section-next="Submit Entry" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_leadid_token" class="fmcty-field fmcty-field-hidden-input field-leadid_token"><input type="hidden" name="leadid_token" value="02701CC5-8860-688F-BFB4-5605D87EE027" id="leadid_token" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_entry_type" class="fmcty-field fmcty-field-hidden-input field-entry_type"><input type="hidden" name="entry_type" value="form" id="vuhl2024Q1SweepsBoo_entry_type" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_exit_pop" class="fmcty-field fmcty-field-hidden-input field-exit_pop"><input type="hidden" name="exit_pop" value="0" id="vuhl2024Q1SweepsBoo_exit_pop" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_first_name_label" for="vuhl2024Q1SweepsBoo_first_name" tabindex="-1">First Name</label></dt>
              <dd><input type="text" name="first_name" value="" id="vuhl2024Q1SweepsBoo_first_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_last_name_label" for="vuhl2024Q1SweepsBoo_last_name" tabindex="-1">Last Name</label></dt>
              <dd><input type="text" name="last_name" value="" id="vuhl2024Q1SweepsBoo_last_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_email_label" for="vuhl2024Q1SweepsBoo_email" tabindex="-1">Email Address</label></dt>
              <dd><input type="email" name="email" value="" id="vuhl2024Q1SweepsBoo_email" class="fmcty-input-email" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true" autocapitalize="none"></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_phone_full_label" for="vuhl2024Q1SweepsBoo_phone_full" tabindex="-1">Phone Number</label></dt>
              <dd><input type="tel" name="phone_full" value="" id="vuhl2024Q1SweepsBoo_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid phone number."
                  data-fmcty-dnt="true" maxlength="14"></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_military_status" class="fmcty-field fmcty-field-select field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_military_status_label" for="vuhl2024Q1SweepsBoo_military_status" tabindex="-1">Military Status</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="military_status" id="vuhl2024Q1SweepsBoo_military_status" required=""
                    data-fmcty-validation-message="Please describe your military experience.">
                    <option value="" disabled="" selected="">Military Status</option>
                    <option value="active">Active Duty</option>
                    <option value="veteran">Veteran / Retired</option>
                    <option value="reserves">Reserves / National Guard</option>
                    <option value="none">I have no military experience</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Military Status</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_living_situation" class="fmcty-field fmcty-field-select field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_living_situation_label" for="vuhl2024Q1SweepsBoo_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="living_situation" id="vuhl2024Q1SweepsBoo_living_situation" required="">
                    <option value="" disabled="" selected="">Living Situation</option>
                    <option value="own">I currently own a home</option>
                    <option value="rent">I am currently renting</option>
                    <option value="other">I have other living arrangements</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Living Situation</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Submit Entry</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="field-legal">NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. The Veterans United Home Loans and Realtor.com® 2024 New Year, New Home $75K Veteran Homebuyer Giveaway sweepstakes starts 01/09/2024 (12:01p.m., Eastern Time) and ends
            03/26/2024 (11:59a.m., Eastern Time). Open to qualifying U.S. military service members and U.S. military veterans who are domiciled in the U.S. and are at least the age of majority in their place of domicile, be it 18 or an older age. One
            entry per person. Prize is US$75,000.00 for, or toward, the purchase of a home in the U.S., but may be subject to tax withholding. Prize awarded by random drawing. Odds of winning depend on number of eligible entries received. See
            <a target="_blank" href="https://www.realtor.com/new-year-new-home/rules" fmcty.fn.launchwindow($(this).attr('href'));return="" false;"="">Official Rules</a> for how to enter, prize details, restrictions and other conditions and
            requirements. Sponsor: Mortgage Research Center, LLC, d/b/a Veterans United Home Loans, 550 Veterans United Drive, Columbia, MO 65201. </div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="na">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_na" class="fmcty-field fmcty-field-hidden-input field-na fmcty-field-required"><input type="hidden" name="na" value="1" id="vuhl2024Q1SweepsBoo_na" class="fmcty-input-hidden" required=""></li>
          <li id="field_vuhl2024Q1SweepsBoo_na_content" class="fmcty-field fmcty-field-html field-na_content">
            <dl role="presentation">
              <dd><span name="na_content" id="vuhl2024Q1SweepsBoo_na_content">We're sorry, this giveaway is available only to current and former members of the United States military. <br><br> See the
                  <a target="_blank" href="https://www.realtor.com/win-100k/rules" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Official Rules</a> for details.</span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="homeloan" data-fmcty-fn-enter="mrcRealtorSweepsSubmitContestEntry">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_purpose" class="fmcty-field fmcty-field-hidden-input field-purpose"><input type="hidden" name="purpose" value="P" id="vuhl2024Q1SweepsBoo_purpose" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="vuw_sweeps" id="vuhl2024Q1SweepsBoo_src" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="main" id="vuhl2024Q1SweepsBoo_adg" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="rdcsweeps20" id="vuhl2024Q1SweepsBoo_cmp" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="vuhl2024Q1SweepsBoo_adid" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="Sweeps_alpha" id="vuhl2024Q1SweepsBoo_ss_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="" id="vuhl2024Q1SweepsBoo_utm_source" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="" id="vuhl2024Q1SweepsBoo_utm_medium" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="vuhl2024Q1SweepsBoo_utm_term" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="vuhl2024Q1SweepsBoo_utm_content" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="vuhl2024Q1SweepsBoo_utm_campaign" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_submission_type" class="fmcty-field fmcty-field-hidden-input field-submission_type"><input type="hidden" name="submission_type" value="va" id="vuhl2024Q1SweepsBoo_submission_type"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="sweepsForm" id="vuhl2024Q1SweepsBoo_form_id" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_vuhl2024Q1SweepsBoo_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="vuhl2024Q1SweepsBoo_host_name" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="vuhl2024Q1SweepsBoo_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_third_party_callcenter_eligible" class="fmcty-field fmcty-field-hidden-input field-third_party_callcenter_eligible"><input type="hidden" name="third_party_callcenter_eligible" value=""
              id="vuhl2024Q1SweepsBoo_third_party_callcenter_eligible" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_need_json" class="fmcty-field fmcty-field-hidden-input field-need_json"><input type="hidden" name="need_json" value="1" id="vuhl2024Q1SweepsBoo_need_json" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2024Q1SweepsBoo_vu_intro" class="fmcty-field fmcty-field-html field-vu_intro">
            <dl role="presentation">
              <dd><span name="vu_intro" id="vuhl2024Q1SweepsBoo_vu_intro"><strong>Next, check your eligibility for a $0 Down VA Loan with Veterans United Home&nbsp;Loans</strong></span></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_vu_intro_expert" class="fmcty-field fmcty-field-html field-vu_intro_expert fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="vu_intro_expert" id="vuhl2024Q1SweepsBoo_vu_intro_expert"><strong>Next, check your eligibility for a $0 Down VA Loan with a VA expert</strong></span></dd>
            </dl>
          </li>
          <li id="field_vuhl2024Q1SweepsBoo_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_property_value_label" for="vuhl2024Q1SweepsBoo_property_value" tabindex="-1">What is your price range for a new&nbsp;home?</label></dt>
              <dd>
                <ol id="vuhl2024Q1SweepsBoo_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2024Q1SweepsBoo_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="vuhl2024Q1SweepsBoo_property_value_0" required=""><label for="vuhl2024Q1SweepsBoo_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="vuhl2024Q1SweepsBoo_property_value_1" required=""><label for="vuhl2024Q1SweepsBoo_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="vuhl2024Q1SweepsBoo_property_value_2" required=""><label for="vuhl2024Q1SweepsBoo_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="vuhl2024Q1SweepsBoo_property_value_3" required=""><label for="vuhl2024Q1SweepsBoo_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="vuhl2024Q1SweepsBoo_property_value_4" required=""><label for="vuhl2024Q1SweepsBoo_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="vuhl2024Q1SweepsBoo_property_value_5" required=""><label for="vuhl2024Q1SweepsBoo_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="vuhl2024Q1SweepsBoo_property_value_6" required=""><label for="vuhl2024Q1SweepsBoo_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="vuhl2024Q1SweepsBoo_property_value_7" required=""><label for="vuhl2024Q1SweepsBoo_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="vuhl2024Q1SweepsBoo_property_value_8" required=""><label for="vuhl2024Q1SweepsBoo_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="vuhl2024Q1SweepsBoo_property_value_9" required=""><label for="vuhl2024Q1SweepsBoo_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="vuhl2024Q1SweepsBoo_property_value_10" required=""><label for="vuhl2024Q1SweepsBoo_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="vuhl2024Q1SweepsBoo_property_value_11" required=""><label for="vuhl2024Q1SweepsBoo_property_value_11"
                      class="fmcty-radio-option-label">I don't know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="propertystate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_property_state" class="fmcty-field fmcty-field-select field-property_state fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_property_state_label" for="vuhl2024Q1SweepsBoo_property_state" tabindex="-1">Where will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state" id="vuhl2024Q1SweepsBoo_property_state" required="" autocomplete="fmcty_off">
                    <option value="" disabled="" selected="">Property State</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY" disabled="">New York (Not Available)</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Property State</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property_use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_property_use_label" for="vuhl2024Q1SweepsBoo_property_use" tabindex="-1">How will this property be used?</label></dt>
              <dd>
                <ol id="vuhl2024Q1SweepsBoo_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2024Q1SweepsBoo_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="vuhl2024Q1SweepsBoo_property_use_0" required=""><label for="vuhl2024Q1SweepsBoo_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="vuhl2024Q1SweepsBoo_property_use_1" required=""><label for="vuhl2024Q1SweepsBoo_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="vuhl2024Q1SweepsBoo_property_use_2" required=""><label for="vuhl2024Q1SweepsBoo_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="vuhl2024Q1SweepsBoo_property_use_3" required=""><label for="vuhl2024Q1SweepsBoo_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="when_loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_when_loan_label" for="vuhl2024Q1SweepsBoo_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="vuhl2024Q1SweepsBoo_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2024Q1SweepsBoo_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="signed purchase agreement" id="vuhl2024Q1SweepsBoo_when_loan_0" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_0"
                      class="fmcty-radio-option-label">Immediately: Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="vuhl2024Q1SweepsBoo_when_loan_1" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_1"
                      class="fmcty-radio-option-label">ASAP: Found a House/Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="vuhl2024Q1SweepsBoo_when_loan_2" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_2"
                      class="fmcty-radio-option-label">Within 30 Days</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="vuhl2024Q1SweepsBoo_when_loan_3" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_3"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="vuhl2024Q1SweepsBoo_when_loan_4" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_4"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="vuhl2024Q1SweepsBoo_when_loan_5" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_5"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="vuhl2024Q1SweepsBoo_when_loan_6" required=""><label for="vuhl2024Q1SweepsBoo_when_loan_6"
                      class="fmcty-radio-option-label">No Time Frame/Still Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="creditrating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_credit_rating_label" for="vuhl2024Q1SweepsBoo_credit_rating" tabindex="-1">What is your credit score?</label></dt>
              <dd>
                <ol id="vuhl2024Q1SweepsBoo_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2024Q1SweepsBoo_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="vuhl2024Q1SweepsBoo_credit_rating_0" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="vuhl2024Q1SweepsBoo_credit_rating_1" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="vuhl2024Q1SweepsBoo_credit_rating_2" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (640-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="vuhl2024Q1SweepsBoo_credit_rating_3" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (620-639)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="vuhl2024Q1SweepsBoo_credit_rating_4" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_4"
                      class="fmcty-radio-option-label">Poor (Below 620)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="vuhl2024Q1SweepsBoo_credit_rating_5" required=""><label for="vuhl2024Q1SweepsBoo_credit_rating_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="gross_income" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2024Q1SweepsBoo_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2024Q1SweepsBoo_gross_income_label" for="vuhl2024Q1SweepsBoo_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
              <dd>
                <ol id="vuhl2024Q1SweepsBoo_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2024Q1SweepsBoo_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="vuhl2024Q1SweepsBoo_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_0" class="fmcty-radio-option-label">Greater than
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="vuhl2024Q1SweepsBoo_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_1" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="vuhl2024Q1SweepsBoo_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_2" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="vuhl2024Q1SweepsBoo_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_3" class="fmcty-radio-option-label">$75,000 -
                      $100,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="vuhl2024Q1SweepsBoo_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_4" class="fmcty-radio-option-label">$50,000 -
                      $75,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="vuhl2024Q1SweepsBoo_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_5" class="fmcty-radio-option-label">$30,000 -
                      $50,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="vuhl2024Q1SweepsBoo_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="vuhl2024Q1SweepsBoo_gross_income_6" class="fmcty-radio-option-label">Less than
                      $30,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Check Your Eligibility</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="field-legal">By clicking the "Check Your Eligibility" button, I acknowledge and agree to the
            <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a>,
            <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms and conditions</a>, and consent to receive autodialed phone calls and/or text
            messages from Veterans United Home Loans or its&nbsp;<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>&nbsp;at the
            number provided. I agree to accept delivery of documents electronically. Consent is not a condition of service. A VA approved
            lender;&nbsp;<a target="_blank" href="http://www.nmlsconsumeraccess.org/" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">NMLS 1907</a>. Not affiliated with the Dept. of Veterans Affairs or any government agency. Equal
            Opportunity Lender. Veterans United Home Loans is not presently accepting inquiries for New York properties through advertisements on realtor.com®. By sending a request, I agree to realtor.com®'s
            <a target="_blank" href="https://marketing.move.com/privacy-policy/" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a>.</div>
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<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="start-calc" data-fmcty-section-next="Start Calculating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
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          <li id="field_calc_inline_afford_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="calc_inline_afford_msclkid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="" id="calc_inline_afford_utm_source" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="" id="calc_inline_afford_utm_medium" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="calc_inline_afford_utm_campaign" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="calc_inline_afford_utm_term" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="calc_inline_afford_utm_content" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_val_exp" class="fmcty-field fmcty-field-hidden-input field-val_exp"><input type="hidden" name="val_exp" value="" id="calc_inline_afford_val_exp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_val_cmp" class="fmcty-field fmcty-field-hidden-input field-val_cmp"><input type="hidden" name="val_cmp" value="1" id="calc_inline_afford_val_cmp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_val_lead" class="fmcty-field fmcty-field-hidden-input field-val_lead"><input type="hidden" name="val_lead" value="1" id="calc_inline_afford_val_lead" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="fb.1.1708008473859.1968331718" id="calc_inline_afford_fbp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="calc_inline_afford_host_name" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="calc_inline_afford" id="calc_inline_afford_form_id" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="26.13" id="calc_inline_afford_frn" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_ap_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="30dfdf2e79061163713f7a77e5e832a542e0d439" id="calc_inline_afford_ap_token"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_guid" class="fmcty-field fmcty-field-hidden-input field-opq_guid"><input type="hidden" name="opq_guid" value="784be003-f65a-409a-9b00-932cd5615c01" id="calc_inline_afford_opq_guid"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="calc_inline_afford_opq_worthy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="calc_inline_afford_opq_version" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="calc_inline_afford_opq_treatment" class="fmcty-input-hidden">
          </li>
          <li id="field_calc_inline_afford_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="calc_inline_afford_lead_partner_lead_id"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="calc_inline_afford_adid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="calc_inline_afford" id="calc_inline_afford_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
          </li>
          <li id="field_calc_inline_afford_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="calc_inline_afford_ss_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="calc_inline_afford_ss_opq_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="calc_inline_afford_json" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="1169425261.1708008473" id="calc_inline_afford_google_client_id"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1708008474" id="calc_inline_afford_start_time" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="calc_inline_afford_refi_ltv" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="calc_inline_afford_refi_total_loan_amount"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1"
              id="calc_inline_afford_vu_agreestovuprivacypolicy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
              id="calc_inline_afford_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="calc_inline_afford_vu_consentstovutcpa"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="calc_inline_afford_vu_agreestovuautodial"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="calc_inline_afford_vu_agreestovutexting"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="calc_inline_afford_vu_agreestosmsterms"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="calc_inline_afford_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="calc_inline_afford_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
              id="calc_inline_afford_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
              id="calc_inline_afford_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="calc_inline_afford_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="calc_inline_afford_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="calc_inline_afford_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value=""
              id="calc_inline_afford_microsoftadsnetworktype" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="calc_inline_afford_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="calc_inline_afford_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1"
              id="calc_inline_afford_mrc_agreestohomeservices" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="calc_inline_afford_twilio_version" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="calc_inline_afford_lead_intent" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_purpose" class="fmcty-field fmcty-field-hidden-input field-purpose"><input type="hidden" name="purpose" value="P" id="calc_inline_afford_purpose" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_property_value" class="fmcty-field fmcty-field-hidden-input field-property_value"><input type="hidden" name="property_value" value="214669" id="calc_inline_afford_property_value" class="fmcty-input-hidden">
          </li>
          <li id="field_calc_inline_afford_house_html" class="fmcty-field fmcty-field-html field-house_html">
            <dl role="presentation">
              <dd><span name="house_html" id="calc_inline_afford_house_html">
                  <div id="house_icon_container"><img src="/assets/v5/images/illo/home-scene.svg" class="house-illo"></div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_calc_annual_income_label" class="fmcty-field fmcty-field-html field-calc_annual_income_label">
            <dl role="presentation">
              <dd><span name="calc_annual_income_label" id="calc_inline_afford_calc_annual_income_label"><span class="h-charlie">See What You Can Afford</span></span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_calc_annual_income" class="fmcty-field fmcty-field-number_slider field-calc_annual_income">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_calc_annual_income_label" for="calc_inline_afford_calc_annual_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_annual_income" value="72000" id="calc_inline_afford_calc_annual_income" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked"
                    data-fmcty-validation-message="Please enter a dollar amount." size="11" maxlength="11" pattern="[0-9]*" step="1000" min="10000" max="500000" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 47.6923%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="10000" aria-valuemax="500000" aria-valuenow="72000"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Start Calculating</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="afterContent">
            <div class="greenDotDiv bounceInUp">
              <span class="dot"></span>
              <p><span class="socialProofCount">2,756</span> Veterans started today!</p>
            </div>
            <img src="/assets/v4/images/brand/logo-veterans-united-home-loans.png" class="vuBrand">
          </div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_search_label" for="calc_inline_afford_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip
                  Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="calc_inline_afford_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="calc_inline_afford_init_prop_search_instr" aria-owns="calc_inline_afford_prop_search_results_box" aria-expanded="false"
                    aria-autocomplete="both" readonly=""></div>
              </dd>
            </dl>
            <div id="calc_inline_afford_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="calc_inline_afford_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="calc_inline_afford_prop_search_results_box"></div>
          </li>
          <li id="field_calc_inline_afford_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="calc_inline_afford_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="calc_inline_afford_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_calc_inline_afford_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="calc_inline_afford_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=calc_inline_afford&amp;referring_website=https://www.veteransunited.com/reviews/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="calc_inline_afford_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_state_select_label" for="calc_inline_afford_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="calc_inline_afford_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_tx_cashout_message_label" for="calc_inline_afford_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="calc_inline_afford_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="calc_inline_afford_tx_cashout_message_0" required="" disabled=""><label
                      for="calc_inline_afford_tx_cashout_message_0" class="fmcty-radio-option-label">Yes, continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="result-slide">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_result_html" class="fmcty-field fmcty-field-html field-result_html">
            <dl role="presentation">
              <dd><span name="result_html" id="calc_inline_afford_result_html">
                  <div class="result-html">
                    <div class="h-foxtrot">Your Quick Estimate:</div>
                    <div id="afford-result">$214,669</div>
                    <div class="estimateAssumptions"><button class="expand_btn button link rarr xsm" aria-expanded="false" type="button">View assumptions</button>
                      <div class="expander-group-content" id="assumptionsGroupContent" aria-hidden="true" hidden="hidden">
                        <p>This estimate assumes the following:</p>
                        <ul>
                          <li>$0 Down Payment</li>
                          <li>30 Year Fixed Purchase Loan Term</li>
                          <li>1.2% Property Tax Rate</li>
                          <li>.035% Homeowners Insurance</li>
                          <li>2.3 VA Funding Fee Rate</li>
                          <li>No VA Disability Rating</li>
                          <li>First-time VA Loan use</li>
                          <li>Full VA Loan eligibility</li>
                          <li>720 Credit Score</li>
                        </ul>
                      </div>
                    </div>
                  </div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_living_situation_label" for="calc_inline_afford_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
              <dd>
                <ol id="calc_inline_afford_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="calc_inline_afford_living_situation_0" required=""><label for="calc_inline_afford_living_situation_0"
                      class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="calc_inline_afford_living_situation_1" required=""><label for="calc_inline_afford_living_situation_1"
                      class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="calc_inline_afford_living_situation_2" required=""><label for="calc_inline_afford_living_situation_2"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_military_branch_label" for="calc_inline_afford_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="calc_inline_afford_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_military_branch_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="calc_inline_afford_military_branch_0" required=""><label for="calc_inline_afford_military_branch_0"
                      class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="calc_inline_afford_military_branch_1" required=""><label for="calc_inline_afford_military_branch_1"
                      class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="calc_inline_afford_military_branch_2" required=""><label for="calc_inline_afford_military_branch_2"
                      class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="calc_inline_afford_military_branch_3" required=""><label for="calc_inline_afford_military_branch_3"
                      class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="calc_inline_afford_military_branch_4" required=""><label for="calc_inline_afford_military_branch_4"
                      class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="calc_inline_afford_military_branch_5" required=""><label for="calc_inline_afford_military_branch_5"
                      class="fmcty-radio-option-label">Space Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="calc_inline_afford_military_branch_6" required=""><label for="calc_inline_afford_military_branch_6"
                      class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="calc_inline_afford_military_branch_7" required=""><label for="calc_inline_afford_military_branch_7"
                      class="fmcty-radio-option-label">Other VA Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="calc_inline_afford_military_branch_8" required=""><label for="calc_inline_afford_military_branch_8"
                      class="fmcty-radio-option-label">No Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_military_status_label" for="calc_inline_afford_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="calc_inline_afford_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="calc_inline_afford_military_status_0" required=""><label for="calc_inline_afford_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="calc_inline_afford_military_status_1" required=""><label for="calc_inline_afford_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_pcs_label" for="calc_inline_afford_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="calc_inline_afford_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="calc_inline_afford_pcs_0" required="" disabled=""><label for="calc_inline_afford_pcs_0"
                      class="fmcty-radio-option-label">No, this is not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="calc_inline_afford_pcs_1" required="" disabled=""><label for="calc_inline_afford_pcs_1"
                      class="fmcty-radio-option-label">Yes, this is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_refi_reason_label" for="calc_inline_afford_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="calc_inline_afford_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="calc_inline_afford_refi_reason_label">
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="calc_inline_afford_refi_reason_0" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="calc_inline_afford_refi_reason_1" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="calc_inline_afford_refi_reason_2" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="calc_inline_afford_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="calc_inline_afford_refi_reason_4" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_first_time_label" for="calc_inline_afford_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="calc_inline_afford_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="calc_inline_afford_first_time_0" required=""><label for="calc_inline_afford_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="calc_inline_afford_first_time_1" required=""><label for="calc_inline_afford_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_type_label" for="calc_inline_afford_property_type" tabindex="-1">What type of property are you buying?</label></dt>
              <dd>
                <ol id="calc_inline_afford_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="calc_inline_afford_property_type_0" required=""><label for="calc_inline_afford_property_type_0"
                      class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="calc_inline_afford_property_type_1" required=""><label for="calc_inline_afford_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="calc_inline_afford_property_type_2" required=""><label for="calc_inline_afford_property_type_2"
                      class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="calc_inline_afford_property_type_3" required=""><label for="calc_inline_afford_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="calc_inline_afford_property_type_4" required=""><label for="calc_inline_afford_property_type_4"
                      class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="calc_inline_afford_property_type_5" required=""><label for="calc_inline_afford_property_type_5"
                      class="fmcty-radio-option-label">New Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="calc_inline_afford_property_type_6" required="" disabled=""><label
                      for="calc_inline_afford_property_type_6" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_manufactured_own_label" for="calc_inline_afford_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your
                  lender will use this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="calc_inline_afford_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="calc_inline_afford_manufactured_own_0" required="" disabled=""><label for="calc_inline_afford_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="calc_inline_afford_manufactured_own_1" required="" disabled=""><label for="calc_inline_afford_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_use_label" for="calc_inline_afford_property_use" tabindex="-1">How will you use your new home?</label></dt>
              <dd>
                <ol id="calc_inline_afford_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="calc_inline_afford_property_use_0" required=""><label for="calc_inline_afford_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="calc_inline_afford_property_use_1" required=""><label for="calc_inline_afford_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="calc_inline_afford_property_use_2" required=""><label for="calc_inline_afford_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="calc_inline_afford_property_use_3" required=""><label for="calc_inline_afford_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="where-in-process">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_vu_whereprocess_label" for="calc_inline_afford_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
              <dd>
                <ol id="calc_inline_afford_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_vu_whereprocess_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="calc_inline_afford_vu_whereprocess_0" required=""><label for="calc_inline_afford_vu_whereprocess_0"
                      class="fmcty-radio-option-label">Daydreaming</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="calc_inline_afford_vu_whereprocess_1" required=""><label for="calc_inline_afford_vu_whereprocess_1"
                      class="fmcty-radio-option-label">Looking Around</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="calc_inline_afford_vu_whereprocess_2" required=""><label for="calc_inline_afford_vu_whereprocess_2"
                      class="fmcty-radio-option-label">Getting Serious</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="calc_inline_afford_vu_whereprocess_3" required=""><label for="calc_inline_afford_vu_whereprocess_3"
                      class="fmcty-radio-option-label">Ready to Buy</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_when_loan_label" for="calc_inline_afford_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
              <dd>
                <ol id="calc_inline_afford_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="calc_inline_afford_when_loan_0" required=""><label for="calc_inline_afford_when_loan_0"
                      class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="calc_inline_afford_when_loan_1" required=""><label for="calc_inline_afford_when_loan_1"
                      class="fmcty-radio-option-label">Within a Month</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="calc_inline_afford_when_loan_2" required=""><label for="calc_inline_afford_when_loan_2"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="calc_inline_afford_when_loan_3" required=""><label for="calc_inline_afford_when_loan_3"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="calc_inline_afford_when_loan_4" required=""><label for="calc_inline_afford_when_loan_4"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="calc_inline_afford_when_loan_5" required=""><label for="calc_inline_afford_when_loan_5"
                      class="fmcty-radio-option-label">Not Sure</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_preventing_loan_label" for="calc_inline_afford_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="calc_inline_afford_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="calc_inline_afford_preventing_loan_0" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_0" class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="calc_inline_afford_preventing_loan_1" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_1" class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="calc_inline_afford_preventing_loan_2" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_2" class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="calc_inline_afford_preventing_loan_3" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_3" class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="calc_inline_afford_preventing_loan_4" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="calc_inline_afford_preventing_loan_5" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_5" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_sell_before_purchase_label" for="calc_inline_afford_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
              <dd>
                <ol id="calc_inline_afford_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="calc_inline_afford_sell_before_purchase_0" required=""><label
                      for="calc_inline_afford_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="calc_inline_afford_sell_before_purchase_1" required=""><label
                      for="calc_inline_afford_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_current_loan_type_label" for="calc_inline_afford_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="calc_inline_afford_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="calc_inline_afford_current_loan_type_0" required="" disabled=""><label
                      for="calc_inline_afford_current_loan_type_0" class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="calc_inline_afford_current_loan_type_1" required="" disabled=""><label for="calc_inline_afford_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="calc_inline_afford_current_loan_type_2" required="" disabled=""><label for="calc_inline_afford_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="calc_inline_afford_current_loan_type_3" required="" disabled=""><label for="calc_inline_afford_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="calc_inline_afford_current_loan_type_4" required="" disabled=""><label for="calc_inline_afford_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="calc_inline_afford_current_loan_type_5" required="" disabled=""><label for="calc_inline_afford_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_balance_label" for="calc_inline_afford_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="calc_inline_afford_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_current_rate_label" for="calc_inline_afford_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="calc_inline_afford_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="calc_inline_afford_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_cash_out_amount_label" for="calc_inline_afford_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You
                  may be able to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="calc_inline_afford_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_credit_rating_label" for="calc_inline_afford_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is
                  top secret. We keep all private data under lock and key.</span></dt>
              <dd>
                <ol id="calc_inline_afford_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="calc_inline_afford_credit_rating_0" required=""><label for="calc_inline_afford_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="calc_inline_afford_credit_rating_1" required=""><label for="calc_inline_afford_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="calc_inline_afford_credit_rating_2" required=""><label for="calc_inline_afford_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (620-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="calc_inline_afford_credit_rating_3" required=""><label for="calc_inline_afford_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (600-619)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="calc_inline_afford_credit_rating_4" required=""><label for="calc_inline_afford_credit_rating_4"
                      class="fmcty-radio-option-label">Poor (Below 600)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="calc_inline_afford_credit_rating_5" required=""><label for="calc_inline_afford_credit_rating_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_occupational_status_label" for="calc_inline_afford_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="calc_inline_afford_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="calc_inline_afford_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="calc_inline_afford_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="calc_inline_afford_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="calc_inline_afford_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_gross_income_label" for="calc_inline_afford_gross_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <ol id="calc_inline_afford_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="calc_inline_afford_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_0" class="fmcty-radio-option-label">Greater than
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="calc_inline_afford_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_1" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="calc_inline_afford_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_2" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="calc_inline_afford_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_3" class="fmcty-radio-option-label">$75,000 -
                      $100,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="calc_inline_afford_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="calc_inline_afford_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="calc_inline_afford_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_bankruptcy_label" for="calc_inline_afford_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="calc_inline_afford_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="calc_inline_afford_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="calc_inline_afford_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="calc_inline_afford_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="calc_inline_afford_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_civilian_property_state_select_label" for="calc_inline_afford_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="calc_inline_afford_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_three_percent_down_label" for="calc_inline_afford_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="calc_inline_afford_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="calc_inline_afford_three_percent_down_0" required="" disabled=""><label
                      for="calc_inline_afford_three_percent_down_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="calc_inline_afford_three_percent_down_1" required="" disabled=""><label
                      for="calc_inline_afford_three_percent_down_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_down_payment_label" for="calc_inline_afford_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="calc_inline_afford_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="calc_inline_afford_down_payment_0" required="" disabled=""><label for="calc_inline_afford_down_payment_0"
                      class="fmcty-radio-option-label">0%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="calc_inline_afford_down_payment_1" required="" disabled=""><label for="calc_inline_afford_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="calc_inline_afford_down_payment_2" required="" disabled=""><label for="calc_inline_afford_down_payment_2"
                      class="fmcty-radio-option-label">5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="calc_inline_afford_down_payment_3" required="" disabled=""><label for="calc_inline_afford_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="calc_inline_afford_down_payment_4" required="" disabled=""><label for="calc_inline_afford_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="calc_inline_afford_down_payment_5" required="" disabled=""><label for="calc_inline_afford_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="calc_inline_afford_down_payment_6" required="" disabled=""><label for="calc_inline_afford_down_payment_6"
                      class="fmcty-radio-option-label">More than 20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="calc_inline_afford_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
                      d="M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 23.1 0 0 0-4.9-15.5 19.9 19.9 0 0 0-15.7-7.3 23 23 0 0 0-17.2 7.5 25.8 25.8 0 0 0-5 8.3 29.7 29.7 0 0 0-2 10.7c0 3.6.6 6.9 1.7 9.9A21.8 21.8 0 0 0 273.4 98c5.7 0 10.3-1.5 13.8-4.3 3.6-2.8 6.1-6.5 7.6-11.1l-1.2-.8a18 18 0 0 1-5.1 3.5 19 19 0 0 1-12.8.4Zm2.8-32.5c1.1 1.7 1.7 4.6 1.7 8.5v3.7l-14.6.4a26 26 0 0 1 2.3-10.6 9.8 9.8 0 0 1 2.6-3.4c1-.8 2.3-1.2 3.6-1.2a5 5 0 0 1 4.4 2.6Zm36-13a8.5 8.5 0 0 0 4.8-11.2 7 7 0 0 0-1.9-2.6 9.5 9.5 0 0 0-2.8-2 8.5 8.5 0 0 0-9.5 2 8.6 8.6 0 0 0 9.5 13.9ZM302 96.5h20.6v-.2a81.1 81.1 0 0 1-2-7.8A50.6 50.6 0 0 1 320 78V46.3L299 52v.3c2.2 2.3 3.7 4.7 4.5 7.2a30 30 0 0 1 1.3 9.7V78a68.4 68.4 0 0 1-1.7 14.5l-1 3.8v.2Zm59.1-17a21 21 0 0 0 6.6-3.5 15.2 15.2 0 0 0 5.9-11.7 12 12 0 0 0-1.8-6.5 16.3 16.3 0 0 0-5-5L380 54h.4V42.2l-.2-.1-15.8 7.8a24.5 24.5 0 0 0-12-3.2 26.3 26.3 0 0 0-15.2 4.9 16.5 16.5 0 0 0-4.3 5.5 15 15 0 0 0-1.5 6.7c0 3 .7 5.6 2.1 8 1.5 2.3 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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
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                    <path id="neighborsBankHouse" fill="#73c271"
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                  </svg></div>
                <p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
                  United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
                <a href="https://www.neighborsbank.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice_nb" value="1" id="calc_inline_afford_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
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    <li class="fmcty-section" data-fmcty-section="paddio">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_paddio" class="fmcty-field fmcty-field-radio field-paddio fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_paddio_label" for="calc_inline_afford_paddio" tabindex="-1">
                  <div id="paddio" class="handoff-msg">
                    <div class="logo">
                      <svg role="img" id="paddioLogo" viewBox="0 0 378 131" xmlns="http://www.w3.org/2000/svg" style="max-width:320px;">
                        <title>Paddio</title>
                        <g id="paddioText" fill="#001852">
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                          </path>
                          <path
                            d="m359.13 70.68a4.01 4.01 0 0 1 2.01 3.52c0 .73-.18 1.41-.54 2.03a4.02 4.02 0 0 1 -3.54 2.06 3.94 3.94 0 0 1 -3.51-2.04c-.36-.62-.53-1.3-.53-2.03s.18-1.41.54-2.03a4.07 4.07 0 0 1 5.57-1.51zm-.5 6.2a3.11 3.11 0 0 0 1.12-4.22 3.01 3.01 0 0 0 -2.68-1.53 3 3 0 0 0 -2.68 1.55c-.27.47-.41.99-.41 1.55a3.02 3.02 0 0 0 3.05 3.07c.61 0 1.13-.14 1.6-.42zm-.01-2.63a1.1 1.1 0 0 1 -.51.47l.8 1.25h-1.12l-.56-1.06h-.72v1.06h-.97v-3.8h1.66c.51 0 .91.12 1.18.35.28.23.41.56.41.98 0 .29-.06.54-.17.75zm-2.11-.1h.68c.21 0 .37-.05.49-.16s.17-.26.17-.45c0-.2-.06-.35-.17-.45a.74.74 0 0 0 -.49-.15h-.68z">
                          </path>
                        </g>
                        <path id="paddioGraphic" fill="#ed2450"
                          d="m257.22 87.96a7.07 7.07 0 1 0 -12.47 4.56l5.6 5.62 5.2-5.62a7.08 7.08 0 0 0 1.67-4.56zm-7.07 2.7a2.82 2.82 0 1 1 0-5.63 2.82 2.82 0 0 1 0 5.63zm10.13 4.49c.64-.76 1.75-.72 2.44-.14a58.25 58.25 0 0 0 37.74 13.91 58.33 58.33 0 0 0 48.01-25.25 5.1 5.1 0 0 1 7.11-1.31 5.11 5.11 0 0 1 1.16 7.33 68.58 68.58 0 0 1 -56.29 29.46 68.52 68.52 0 0 1 -44.79-16.69c-.73-.63-.59-1.56.15-2.33z">
                        </path>
                      </svg>
                    </div>
                    <span> We created Paddio to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. We took our friendly, top-rated homebuying experience and built Paddio — so we could serve homebuyers like yourself.
                    </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="calc_inline_afford_paddio" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_paddio_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="paddio" value="1" id="calc_inline_afford_paddio_0" checked="checked" required="" disabled=""><label for="calc_inline_afford_paddio_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Paddio has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans
            directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="neighbors-bank">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_neighbors" class="fmcty-field fmcty-field-radio field-neighbors fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_neighbors_label" for="calc_inline_afford_neighbors" tabindex="-1">
                  <div id="neighbors" class="handoff-msg">
                    <div class="logo">
                      <svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                        <title>Neighbors Bank</title>
                        <path id="neighborsBankText" fill="#016060"
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                        <path id="neighborsBankHouse" fill="#73c271"
                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                        </path>
                      </svg>
                    </div>
                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="calc_inline_afford_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_neighbors_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="calc_inline_afford_neighbors_0" checked="checked" required="" disabled=""><label for="calc_inline_afford_neighbors_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
            Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_email_label" for="calc_inline_afford_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your
                  email information 24/7.</span></dt>
              <dd><input type="email" name="email" value="" id="calc_inline_afford_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_calc_inline_afford_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you
              agree to receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="calc_inline_afford_vu_agreestoemails" class="fmcty-input-hidden">
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="calc_inline_afford_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_first_name_label" for="calc_inline_afford_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="calc_inline_afford_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_last_name_label" for="calc_inline_afford_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="calc_inline_afford_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly="">
              </dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="calc_inline_afford_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_address_label" for="calc_inline_afford_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="calc_inline_afford_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address."
                  data-fmcty-dnt="true" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_zip_label" for="calc_inline_afford_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="calc_inline_afford_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5"
                  pattern="[0-9]*" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_time_at_current_address_label" for="calc_inline_afford_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="calc_inline_afford_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="calc_inline_afford_time_at_current_address_0" required=""><label
                      for="calc_inline_afford_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="calc_inline_afford_time_at_current_address_1" required=""><label
                      for="calc_inline_afford_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="calc_inline_afford_time_at_current_address_2" required=""><label
                      for="calc_inline_afford_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="calc_inline_afford_time_at_current_address_3" required=""><label
                      for="calc_inline_afford_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_phone_full_label" for="calc_inline_afford_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard
                  your number like it’s our own.</span></dt>
              <dd><input type="tel" name="phone_full" value="" id="calc_inline_afford_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
          <li id="field_calc_inline_afford_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="calc_inline_afford_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_twilio_phone_label" for="calc_inline_afford_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="calc_inline_afford_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_calc_inline_afford_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="calc_inline_afford_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_phone_verify_code_label" for="calc_inline_afford_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that
                  was sent to you.</span></dt>
              <dd><input type="text" name="phone_verify_code" value="" id="calc_inline_afford_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
                  autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="phone_resend_label" id="calc_inline_afford_phone_resend_label"><span>Didn't get a code?</span></span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="calc_inline_afford_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_phone_resend_text_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="calc_inline_afford_phone_resend_text_0" disabled=""><label for="calc_inline_afford_phone_resend_text_0"
                      class="fmcty-radio-option-label">Resend code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="calc_inline_afford_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_phone_resend_call_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="calc_inline_afford_phone_resend_call_0" disabled=""><label for="calc_inline_afford_phone_resend_call_0"
                      class="fmcty-radio-option-label">Call me with a code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
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              <dt><label class="fmcty-label" id="calc_inline_afford_disability_rating_label" for="calc_inline_afford_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
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                      for="calc_inline_afford_disability_rating_1" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="calc_inline_afford_disability_rating_2" required="" disabled=""><label
                      for="calc_inline_afford_disability_rating_2" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
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    </li>
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Mortgage Research Center, LLC – NMLS #1907. VA-approved lender. Not affiliated
with any government agency.
 * VA Home Loans
 * Eligibility
 * Education
 * Reviews

1-800-884-5560 Sign In


VETERANS UNITED REVIEWS

Veterans and military families are through the roof about their experiences with
Veterans United — find out why!

Watch more Through the Roof Reviews on our YouTube Channel!

377,900

Total Customer Reviews

98.1%

Would Recommend Veterans United to Friends and Family

4.8 out of 5

Average Satisfaction Rating


REVIEWS BREAKDOWN

5 Stars: 78.195818999735% 295,502 4 Stars: 17.228631913205% 65,107 3 Stars:
2.7983593543265% 10,575 2 Stars: 0.91982005821646% 3,476 1 Stars:
0.85736967451707% 3,240

Show Filter Options

Filters by recency
 * All Time 377,900
 * Yesterday 101
 * 7 Days 582
 * 30 Days 2,942

Filters by state
 * Select state:
   All States Alabama Alaska Arizona Arkansas California Colorado Connecticut
   Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana
   Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan
   Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New
   Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
   Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
   Vermont Virginia Washington West Virginia Wisconsin Wyoming
   All States
   

Filters by branch of service
 * Select branch of service:
   All Military Branches Army Marine Corps Navy Air Force Coast Guard National
   Guard Other
   All Military Branches
   

Filters by type of loan
 * Home Purchase 319,816
 * Refinance Loan 57,366


SHOWING ALL 377,900 UNFILTERED, UNEDITED REVIEWS

5 out of 5 Stars
Siegfried K. Would Recommend

Today

 * Marine Corps
 * Wisconsin
 * Home Purchase

> I thank Veterans United Home Loans very much
> on the purchase of my home. Hands up to your company.

Loan Officer: Jodi Coons

NMLS# 1464854

5 out of 5 Stars
Tia D. Would Recommend

Today

 * Army
 * Texas
 * Refinance Loan

Loan Officer: Cara Musick

NMLS# 1435899

2.5 out of 5 Stars
Kary L.

Today

 * Army
 * Pennsylvania
 * Home Purchase

> A lot of issues were caused by system automation, including emails. We can
> tell the difference between a system generated email and an email from a
> person. Focus more money on employee training and less on automation.

Loan Officer: Matthew Lucas

NMLS# 1027457

5 out of 5 Stars
Mark G. Would Recommend

Today

 * Army
 * Ohio
 * Home Purchase

Loan Officer: Carrie Freeman

NMLS# 1140687

5 out of 5 Stars
Allen B. Would Recommend

Today

 * Army
 * Pennsylvania
 * Refinance Loan

Loan Officer: Carrie Freeman

NMLS# 1140687

5 out of 5 Stars
Steven G. Would Recommend
 * Featured Review from February 13, 2024
 * Army
 * Texas
 * Home Purchase

> Please share my "private sout out"
> On your review page, as it truly expresses how we feel.
> Absolutely a problem free and wonderful experience for sure!

Loan Officer: Emmy Fry

NMLS# 2341610

5 out of 5 Stars
Carrie B. Would Recommend

Today

 * Navy
 * Tennessee
 * Home Purchase

Loan Officer: Dylan Schatz

NMLS# 2018655

4.5 out of 5 Stars
Jerry W. Would Recommend

Yesterday

 * Army
 * Alabama
 * Home Purchase

Loan Officer: Tyler O'Brien

NMLS# 2346075

5 out of 5 Stars
Anthony P. Would Recommend

Yesterday

 * Army
 * Ohio
 * Home Purchase

Loan Officer: Brian Jahnsen

NMLS# 28144

5 out of 5 Stars
David G. Would Recommend

Yesterday

 * Air Force
 * Michigan
 * Home Purchase

Loan Officer: Sarah Streeter

NMLS# 2026781

5 out of 5 Stars
Lawrence M. Would Recommend

Yesterday

 * Air Force
 * Oregon
 * Home Purchase

Loan Officer: Mike Dianics

NMLS# 910759

5 out of 5 Stars
Pamela F. is Through the Roof!
 * Through the Roof Review!
 * Navy
 * Oregon
 * Home Purchase



> From renter to owner in 32 days -- they really are dream workers!

Loan Officer: Ted Richardson

NMLS# 743121

Start your own homebuying journey! See what you qualify for today ›
5 out of 5 Stars
Robert W. Would Recommend

Yesterday

 * Marine Corps
 * Nevada
 * Refinance Loan

> A fantastic team . Outstanding communication from start to finish . Very
> efficient with great results meeting all timelines. I would recommend this
> group to anyone looking for loans.

Loan Officer: Kendall Haun

NMLS# 1708656

5 out of 5 Stars
Fernando V. Would Recommend

Yesterday

 * Army
 * Texas
 * Home Purchase

Loan Officer: Merrie Ellis

NMLS# 356820

5 out of 5 Stars
Christine M. Would Recommend

Yesterday

 * Navy
 * South Carolina
 * Home Purchase

> This is my second time with Veterans United. And all parties involved were a
> great help.

Loan Officer: Robert Dycus

NMLS# 1128622

5 out of 5 Stars
Matthew B. Would Recommend

Yesterday

 * Air Force
 * Texas
 * Home Purchase

> Thank you everyone for the smooth buying experience. Purchasing a home is no
> small task, and it was handled without mistake, and was a breeze as the buyer.

Loan Officer: Joe Peterson

NMLS# 1275877

5 out of 5 Stars
Billy R. Would Recommend
 * Featured Review from December 23, 2023
 * Army
 * Texas
 * Home Purchase



> Veterans United is the best. If you are looking to buy, I highly recommend
> them. They go above and beyond.

Loan Officer: Jessie Bailey

NMLS# 2122253

5 out of 5 Stars
Edward H. Would Recommend

Yesterday

 * Army
 * Washington
 * Home Purchase

Loan Officer: Jeremy Landrey

NMLS# 1575756

5 out of 5 Stars
James M. Would Recommend

Yesterday

 * Marine Corps
 * Massachusetts
 * Home Purchase

Loan Officer: Maddie Mattas

NMLS# 2057497

4 out of 5 Stars
Douglas B. Would Recommend

Yesterday

 * Army
 * Montana
 * Home Purchase

Loan Officer: Brice Mueller

NMLS# 1909618

5 out of 5 Stars
Liam M. Would Recommend

Yesterday

 * Army
 * Kansas
 * Refinance Loan

Loan Officer: Brandon Boyer

NMLS# 2178360

5 out of 5 Stars
Caedan S. Would Recommend

Yesterday

 * Air Force
 * Pennsylvania
 * Home Purchase

> Veterans United was 11/10. You really helped take some of the stress off of my
> plate!

Loan Officer: Chris Angelo

NMLS# 1861983

5 out of 5 Stars
Matthew G. Would Recommend

Yesterday

 * Army
 * Tennessee
 * Home Purchase

Senior Loan Officer: Karol Hart

NMLS# 1202012


READY TO SEE FOR YOURSELF?

Experience first-hand why 295,502 homeowners give us a perfect score!

Check My Eligibility →
5 out of 5 Stars
George C. Would Recommend

Yesterday

 * Army
 * Ohio
 * Home Purchase

> The whole process was a trip but I really enjoyed working with Kimberly and Ed
> they became friends as well as my agents.

Loan Officer: Joel Deiber

NMLS# 1698013

5 out of 5 Stars
Bobby T. Would Recommend

Yesterday

 * Army
 * Georgia
 * Home Purchase

Loan Officer: DJ Leverton

NMLS# 1407046

5 out of 5 Stars
Timothy G. Would Recommend

Yesterday

 * Army
 * Texas
 * Home Purchase

> I cannot express enough how phenomenal the services and communication was with
> Jake Hanson and his team. I know VA loans are his specialty, but I plan to
> recommend Jake for I anyone I meet or know that is looking for a mortgage.
> This was the fourth primary home that my wife and I have purchased. Working
> with Jake through the mortgage process was the best we have experienced

Loan Officer: Jake Hanson

NMLS# 1068724

5 out of 5 Stars
Jodeen B. Would Recommend
 * Featured Review from December 12, 2023
 * Army
 * Georgia
 * Home Purchase



> Thank you all so much. I’m forever grateful for your help and guidance through
> this process and was very easy home buying experience.

Loan Officer: Dustin Johnson

NMLS# 1927297

5 out of 5 Stars
Joshua K. Would Recommend

Yesterday

 * Air Force
 * Wisconsin
 * Refinance Loan

Loan Officer: Nick Bruno

NMLS# 2024186

5 out of 5 Stars
Joel R. Would Recommend

Yesterday

 * Army
 * Mississippi
 * Home Purchase

> My team was phenomenal love them will only want to work with them!

Loan Officer: Kristin Thomas

NMLS# 1960366

5 out of 5 Stars
Juan T. Would Recommend

Yesterday

 * Texas
 * Home Purchase

> Great team and reachable. Great experience

Loan Officer: Andy Harris

NMLS# 1996304

5 out of 5 Stars
Jared H. Would Recommend

Yesterday

 * Marine Corps
 * Tennessee
 * Home Purchase

> Wonderful experience will definitely work with Veterans United on any future
> home purchases.

Loan Officer: Mike Dianics

NMLS# 910759

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      59. READY TO START A VA LOAN?
          
          
     
      60. What best describes your living situation?
           1. I currently own a home
           2. I am currently renting
           3. Other

 2.   1. Are you buying a home or refinancing?
          1. Buy a home
          2. Refinance my home
     
      2. Back

 3.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 4.   1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 5.   1. What is your price range? (An estimate is fine)
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don’t know
     
      2. Back

 6.   1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 7.   1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 8.   1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 9.   1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 10.  1. Where are you at in the homebuying journey?
          1. Daydreaming
          2. Looking Around
          3. Getting Serious
          4. Ready to Buy
     
      2. Back

 11.  1. When do you plan to buy?
          1. ASAP: Offer Pending
          2. Within a Month
          3. 2 - 3 Months
          4. 3 - 6 Months
          5. 6+ Months
          6. Not Sure
     
      2. Back

 12.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 13.  1. Do you have a home to sell?
          1. Yes
          2. No
     
      2. Back

 14.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 15.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 16.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 17.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 18.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 19.  1. What is your current credit score? Your credit information is top
         secret. We keep all private data under lock and key.
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (620-679)
          4. Below Average (600-619)
          5. Poor (Below 600)
          6. I don’t know
     
      2. Back

 20.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 21.  1. What's your annual household income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 22.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 23.  1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 24.  1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 25.  1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 26.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 27.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 28.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 29.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 30.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 31.  1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 32.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 33.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 34.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 35.  1. Paddio
         We created Paddio to better serve civilian homebuyers. Veterans United
         is dedicated to serving Veterans and military families. We took our
         friendly, top-rated homebuying experience and built Paddio — so we
         could serve homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Paddio has been determined to be a better option for your unique homebuying
     situation. If you think this is a mistake and you do have military
     experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 36.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 37.  1. What is your email address? Your inbox is secure with us. We protect
         your email information 24/7.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 38.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 39.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 40.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 41.  1. What is your phone number? Spam calls annoy us, too. We safeguard your
         number like it’s our own.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. See What I'm Eligible For
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 42.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 43.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Continue
      6. Back

 44.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. See What I'm Eligible For
      3. Back


MORE REVIEWS

See all 377,900 unedited, unfiltered reviews from Veterans United customers who
completed our post-closing satisfaction survey between January 2013 and today.

See more Veterans United Home Loans reviews from across the web:

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Representatives Available 24/7 to Better Serve Troops Overseas 1-800-884-5560
Get a Quote A VA approved lender; Not endorsed or sponsored by the Dept. of
Veterans Affairs or any government agency.
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VA Home Loans
 * VA Loan Overview
 * VA Loan Eligibility
 * VA Loan Benefits
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 * First-Time Homebuyers
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 * Responsible Homeownership

VA Refinancing
 * VA Loan Refinancing Overview
 * Streamline (IRRRL) Refinancing
 * Cash-Out Refinancing

Additional Services
 * Veterans United Realty
 * Credit Building

Education
 * VA Homebuying Course
 * Calculators & Tools
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 * VA Loan Limit Calculator

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Copyright © 2024 Mortgage Research Center, LLC. All Rights Reserved. NMLS ID
#1907 (www.nmlsconsumeraccess.org)

† #1 VA Lender: Veterans United Home Loans provided more VA Home Loans by volume
than any other lender as of Oct. 2022. Top VA Purchase Lender each Fiscal Year
between 2016-2022. Source: Department of Veterans Affairs Lender Statistics

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs
or any government agency. Licensed in all 50 states. Customers with questions
regarding our loan officers and their licensing may visit the Nationwide
Mortgage Licensing System & Directory for more information.

1400 Forum Blvd. Ste. 18, Columbia, MO 65203

 * Equal Housing Lender

Don't miss your shot at our $75,000 Home Giveaway
No purchase necessary; see official rules for details.
ENTER TO WIN
Open
New Year, New Home $75K Veteran
Homebuyer Giveaway


GIVEAWAY ENDS IN:

40 Days
01 Hours
11 Minutes
55 Seconds
More Information
ENTER TO WIN
 1.  1.  
     2.  
     3.  
     4.  First Name
     5.  Last Name
     6.  Email Address
     7.  Phone Number
     8.  Military Status
         Military StatusActive DutyVeteran / RetiredReserves / National GuardI
         have no military experience
         Military Status
         
     9.  Do you currently own a home?
         Living SituationI currently own a homeI am currently rentingI have
         other living arrangements
         Living Situation
         
     10. Submit Entry
    
    NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. The Veterans United Home Loans
    and Realtor.com® 2024 New Year, New Home $75K Veteran Homebuyer Giveaway
    sweepstakes starts 01/09/2024 (12:01p.m., Eastern Time) and ends 03/26/2024
    (11:59a.m., Eastern Time). Open to qualifying U.S. military service members
    and U.S. military veterans who are domiciled in the U.S. and are at least
    the age of majority in their place of domicile, be it 18 or an older age.
    One entry per person. Prize is US$75,000.00 for, or toward, the purchase of
    a home in the U.S., but may be subject to tax withholding. Prize awarded by
    random drawing. Odds of winning depend on number of eligible entries
    received. See Official Rules for how to enter, prize details, restrictions
    and other conditions and requirements. Sponsor: Mortgage Research Center,
    LLC, d/b/a Veterans United Home Loans, 550 Veterans United Drive, Columbia,
    MO 65201.
 2.  1. 
     2. We're sorry, this giveaway is available only to current and former
        members of the United States military.
        
        See the Official Rules for details.
     3. Next
     4. Back

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     17. 
     18. Next, check your eligibility for a $0 Down VA Loan with Veterans United
         Home Loans
     19. Next, check your eligibility for a $0 Down VA Loan with a VA expert
     20. What is your price range for a new home?
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don't know
    
     21. Back

 4.  1. Where will your new home be located?
        Property
        StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
        of
        ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
        HampshireNew JerseyNew MexicoNew York (Not Available)North CarolinaNorth
        DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
        DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
        VirginiaWisconsinWyoming
        Property State
        
     2. Back

 5.  1. How will this property be used?
         1. Primary Residence
         2. Secondary / Vacation Home
         3. Investment Property
         4. Other
    
     2. Back

 6.  1. When are you planning to make your home purchase?
         1. Immediately: Signed a Purchase Agreement
         2. ASAP: Found a House/Offer Pending
         3. Within 30 Days
         4. 2 - 3 Months
         5. 3 - 6 Months
         6. 6+ Months
         7. No Time Frame/Still Researching Options
    
     2. Back

 7.  1. What is your credit score?
         1. Excellent (720+)
         2. Good (680-719)
         3. Fair (640-679)
         4. Below Average (620-639)
         5. Poor (Below 620)
         6. I don’t know
    
     2. Back

 8.  1. What is your household gross (before taxes) annual income?
         1. Greater than $200,000
         2. $150,000 - $200,000
         3. $100,000 - $150,000
         4. $75,000 - $100,000
         5. $50,000 - $75,000
         6. $30,000 - $50,000
         7. Less than $30,000
    
     2. Check Your Eligibility
     3. Back
    
    By clicking the "Check Your Eligibility" button, I acknowledge and agree to
    the privacy policy, terms and conditions, and consent to receive autodialed
    phone calls and/or text messages from Veterans United Home Loans or
    its affiliates at the number provided. I agree to accept delivery of
    documents electronically. Consent is not a condition of service. A VA
    approved lender; NMLS 1907. Not affiliated with the Dept. of Veterans
    Affairs or any government agency. Equal Opportunity Lender. Veterans United
    Home Loans is not presently accepting inquiries for New York properties
    through advertisements on realtor.com®. By sending a request, I agree to
    realtor.com®'s privacy policy.

1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans
Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.


Estimate Accuracy Rating




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      62. See What You Can Afford
      63. What's your annual household income?
          
      64. Start Calculating
     
     2,756 Veterans started today!

 2.   1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 3.   1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 4.   1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 5.   1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 6.   1. Your Quick Estimate:
         $214,669
         View assumptions
         
         This estimate assumes the following:
         
          * $0 Down Payment
          * 30 Year Fixed Purchase Loan Term
          * 1.2% Property Tax Rate
          * .035% Homeowners Insurance
          * 2.3 VA Funding Fee Rate
          * No VA Disability Rating
          * First-time VA Loan use
          * Full VA Loan eligibility
          * 720 Credit Score
     
      2. What best describes your living situation?
          1. I currently own a home
          2. I am currently renting
          3. Other
     
      3. Back

 7.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 8.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 9.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 10.  1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 11.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 12.  1. What type of property are you buying?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 13.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 14.  1. How will you use your new home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 15.  1. Where are you at in the homebuying journey?
          1. Daydreaming
          2. Looking Around
          3. Getting Serious
          4. Ready to Buy
     
      2. Back

 16.  1. When do you plan to buy?
          1. ASAP: Offer Pending
          2. Within a Month
          3. 2 - 3 Months
          4. 3 - 6 Months
          5. 6+ Months
          6. Not Sure
     
      2. Back

 17.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 18.  1. Do you have a home to sell?
          1. Yes
          2. No
     
      2. Back

 19.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 20.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 21.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 22.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 23.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 24.  1. What is your current credit score? Your credit information is top
         secret. We keep all private data under lock and key.
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (620-679)
          4. Below Average (600-619)
          5. Poor (Below 600)
          6. I don’t know
     
      2. Back

 25.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 26.  1. What's your annual household income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 27.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 28.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 29.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 30.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 31.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 32.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 33.  1. Paddio
         We created Paddio to better serve civilian homebuyers. Veterans United
         is dedicated to serving Veterans and military families. We took our
         friendly, top-rated homebuying experience and built Paddio — so we
         could serve homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Paddio has been determined to be a better option for your unique homebuying
     situation. If you think this is a mistake and you do have military
     experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 34.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 35.  1. What is your email address? Your inbox is secure with us. We protect
         your email information 24/7.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 36.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 37.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 38.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 39.  1. What is your phone number? Spam calls annoy us, too. We safeguard your
         number like it’s our own.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Get My Quote!
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 40.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 41.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Continue
      6. Back

 42.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Get My Quote!
      3. Back

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