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Announcement

The new StraitsX platform is now live! Visit straitsx.com for all your digital
payment needs. All Xfers Personal Accounts are now StraitsX Personal Accounts.
New name, same login. Login here.
Products

SG Payments
Link 1Link 2Link 3
ID Payments
Link 1Link 2Link 3
StraitsXPayments infrastructure for the Digital Assets space
Pay

StraitsX

Pay SGOne-stop payments solution for allPay IDOne-stop payments solution for all
StraitsX SGPayments infrastructure for the
Digital Assets space in SingaporeStraitsX IDPayments infrastructure for the
Digital Assets space in Indonesia
Accept PaymentsConnect your business to major payment methodsSend PayoutsSend
money instantly via our fund disbursements API
AcceptConnect your business to more than 100 banks in IndonesiaSendSend money
instantly via our fund disbursements API
Products

SG Payments

ID Payments

Pay
Pay SGThe Singapore business-friendly payments platformPay IDThe Indonesia
business-friendly payments platform

StraitsXPayments infrastructure for the Digital Assets space
StraitsX
StraitsX SGPayments infrastructure for the Digital Assets space in
SingaporeStraitsX IDPayments infrastructure for the Digital Assets space in
Indonesia


Accept PaymentsConnect your business to major payment methodsSend PayoutsSend
money instantly via our fund disbursements API
AcceptConnect your business to more than 100 banks in IndonesiaSendSend money
instantly via our fund disbursements API
Developers
Company

About UsCareersIn the MediaBlog
SupportContact SalesIncorporate
Sign In
Open an account



Dear valued customers,

We are evolving into Fazz Business to expand our current offerings with a
business account that goes beyond payment, but also savings and credit - all the
essentials to help you build, run and grow your business. We understand that
your business needs are changing, and we are evolving to serve you better, with
a suite of product innovations that make the future of finance accessible for
every single business in Southeast Asia.

StraitsX will remain our independent crypto arm, powering the payments
infrastructure for digital assets.

Visit FazzVisit StraitsX


ALL-IN-ONE
FINANCE FOR

Boutiques
|


ONLINE SHOPS


/


WARUNGS


/


FINTECHS


/


STARTUPS


/


CORPORATIONS


/


RESTAURANTS


/


BARBERSHOPS


/


SERVICE PROVIDERS


/


MANUFACTURERS


/


RETAILERS


/


ALL BUSINESSES


/


ONLINE SHOPS


/


WARUNGS


/


FINTECHS


/


STARTUPS


/


CORPORATIONS


/


RESTAURANTS


/


BARBERSHOPS


/


SERVICE PROVIDERS


/


MANUFACTURERS


/


RETAILERS


/


ALL BUSINESSES


/

Xfers gives you easy payment acceptance, seamless fund transfers, high-yield
cash accounts and credit solutions - all in one platform.


Get Started



EASY

Fast and free account opening.


ONE-STOP

Comprehensive suite of business finance tools - including payments.


HIGH-YIELD

High-yield cash account that earns you 2-3% APY interest.




TRUSTED BY BUSINESSES
IN SOUTHEAST ASIA - BIG AND SMALL




ACCEPT PAYMENTS


/


TRANSFER


ACCESS CAPITAL


/


CORPORATE CARD


/


SOFTWARE


HIGH YIELD SAVINGS


/


PAYOUTS


MANAGE IT ALL IN ONE PLACE.

Get ahead of the competition with Xfers’ full-suite of finance tools.


PAY

A seamless and efficient payments platform that connects you to payment methods
across Southeast Asia. No fees charged.

PAYMENTS

 * Single / bulk payments by Card, PayNow & Bank Transfers
 * Automated payment alerts and reconciliation
 * Near 100% transfer success rates
 * No-code and API options
 * Automated payment reminders
   🔥 Coming Soon!



CORPORATE CARDS

Issue unlimited virtual cards to your employees instantly - for free.
 * 1% cashback on qualified spendings
 * Built-in controls
 * Define spending limits
 * Freeze and cancel cards



CROSS-BORDER PAYOUTS

🔥 Coming Soon!
Get Started


MANAGE

All you need for finance administration in one place.

MULTI-USER ACCESS

 * Set user roles and permissions
 * Enable transaction approval workflows
 * Track user activities
   



EXPENSE MANAGEMENT

 * Upload receipts and match them automatically to spend
 * Automatic categorisation of spend
 * Automate reimbursement



INTEGRATIONS

🔥 Coming Soon!
 * Integrate with accounting software Xero, Quickbooks, SAP, MYOB, ZOHO and more
 * Integrate with e-commerce and payment platforms including Stripe, PayPal,
   Shopify, Lazada and Shopee

Get Started



GROW

Let your money grow with Xfers’ high-interest cash account - and fund your
ambitions with our credit services.

HIGH-YIELD ACCOUNT

 * Earn 2% APY in interest
 * No lock-in
 * No minimum deposit
   
 * No fees
 * Daily payouts



CREDIT

Get approvals within 7 days for up to S$300k on the following products:
 * Working capital loans
 * Instant settlements
 * Invoice financing
 * Custom solutions



REWARDS

🔥 Coming Soon!
Get exclusive benefits from our partners
Get Started


HEAR FROM OUR CUSTOMERS

"eBelanja.id chose Xfers for its flexible APIs. It automates payments across the
customer journey. This allows eBelanja.id to scale our business while
prioritising ease for our customers."

Salman Akhsan

Director, eBelanja.id


"Xfers has been an integral partner in our growth story! It’s been a joy working
with Xfers to efficiently disburse funds to our ever-increasing thousands of
customers every day."

Anggie Setia Ariningsih

COO, TunaiKita (Wecash Indonesia)


"Being in a high growth stage, it is very essentials for us to deliver more than
we promised to our clients and users. Since we partnered with Xfers, it is never
been easier to disburse Gigacover Advance’s request to our users in a timely
fashion."

Praba Komarudin

Country Manager, Gigacover


"Xfers with its features is very helpful for NJ PULSA in conducting interbank
money transfer transactions with fast, valid and monitored transactions with CS
who are on standby in responding to any existing complaints. Xfers is one of the
NJ PULSA partners that is guaranteed by having a BI License so there is no need
to hesitate to join Xfers."

Aprilyana Eka Pratiwi Samosir

Head of Finance, NJ Pulsa


"Payuni helps anyone build a successful marketplace business. One of our key
priority is to build an effective, efficient automatic payment in our system.
Working with Xfers team allows us to onboard our customers smoothly, handle
marketplace transactions with ease, and grow their businesses."

Rubai

Co-Founder, Payuni








GET AHEAD WITH XFERS.

Give your business the unfair advantage of seamless payments and a high-yield
cash account.
Open an Account


CONTACT SUPPORT

Need help? Get in touch with our team here.
Contact Us

DEVELOPMENT

 * API Docs

PRODUCTS

 * Pay SG
 * Pay ID
 * StraitsX
 * Incorporate

COMPANY

 * About Us
 * In the media
 * Blog
 * Our fees
 * Terms of services
 * Privacy policy

CONNECT

 * Support
 * Contact Sales
 * LinkedIn
 * Facebook
 * Twitter

OPERATING HOURS


 * Mon - Fri: 9:30am to 6:30pm
   Sat, Sun and PH: 9:30am to 1:30pm

Xfers PTE. LTD. is the holder of a Major Payment Institution license for e-money
issuance under the new Payment Services Act.
The electronically stored monetary value issued by Xfers PTE. LTD. is regarded
as "e-money" under Singapore law. Consumers (Users) are advised to read our
terms of service carefully.


Hey! 👋 Need some help?

Hey! 👋 Need some help?