www.lendingclub.com Open in urlscan Pro
23.75.166.146  Public Scan

Form analysis
2 forms found in the DOM

GET /apply/personal/identity/loan-type

<form action="/apply/personal/identity/loan-type" autocomplete="off" class="PrequalHorizontal__form" method="GET">
  <div class="MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-2"><label class="MuiFormLabel-root MuiInputLabel-root jss10 pds-input-label" data-shrink="false">Personal loans up to $40,000</label>
    <div class="MuiGrid-root input-amount-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-3">
      <div class="LoanAmountInput LoanAmountInput--default">
        <div class="LoanAmountInput__currency-symbol"><img src="https://www.lendingclub.com/asset/ls/cms/icons/icon_dollar_sign.svg?v=25bea756-69dd-4276-9cee-61f55309fad3" alt="currency_symbol"></div><input class="LoanAmountInput__input"
          name="loanAmount" placeholder="Up to 40,000" aria-label="Up to 40,000" value="">
      </div>
    </div>
    <div class="MuiGrid-root dowpdown-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-5">
      <div class="DropdownInput DropdownInput--default"><select class="DropdownInput__select" name="loanPurpose" aria-label="Loan purpose">
          <option disabled="" value="">What’s the money for?</option>
          <option value="debt_consolidation">Consolidate my debt</option>
          <option value="credit_card">Refinance my credit cards</option>
          <option value="home_improvement">Improve my home</option>
          <option value="car">Refinance my car</option>
          <option value="house">Purchase a home</option>
          <option value="major_purchase">Buy something special</option>
          <option value="renewable_energy">Fund a green loan</option>
          <option value="small_business">Finance my business</option>
          <option value="vacation">Pay for a vacation</option>
          <option value="moving">Pay to move or relocate</option>
          <option value="medical">Cover medical expenses</option>
          <option value="other">It's not listed here</option>
        </select></div>
    </div>
    <div class="MuiGrid-root cta-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-4"><button type="submit" class="PrequalHorizontal__cta">Check Your Rate</button></div>
  </div>
</form>

POST /loans/resource-center/postLead

<form class="Email-capture__form newsletter-form Email-capture__form--banner" action="/loans/resource-center/postLead" data-email-capture-form="" data-managed-form="" method="POST">
  <div class="Email-capture__wrap-banner">
    <div class="ControlText ControlText--inactive"><input name="email" placeholder="Enter your email" data-cy="newsletter-sub-input" aria-label="Enter your email" type="email" id="control-text--1678067770745245" class="ControlText__input" value="">
    </div>
  </div><button class="footer-global-newsletter-form-button" data-post-url="/loans/resource-center/postLead" type="submit" aria-label="Submit Email">Sign Up</button>
</form>

Text Content

 * What We Offer
   
   * BORROWING
     
     * Personal Loans
     * Business Loans
     * Auto Refinancing
     * Patient Solutions
   
   * BANKING
     
     * Personal Banking
     * Business Banking
     * Institutional Banking
   
   * INVESTING
     
     * Institutional Investing
     * LCX
     * Legacy Notes

 * Resources
   * Borrower Resources
   * Bank Resources
   * Investor Resources
   * Loan Rates & Fees
   * Customer Reviews
   * Blog

 * About Us
   * Company
   * Leadership
   * Media Center
   * Company Departments
   * Careers
   * Contact

 * Help

Sign In
 * Loan Account
 * Online Banking
 * Investors
    * Retail
    * Institutional

Interested in a Savings or Checking Account?Learn More


YOUR FINANCES MATTER TO YOU, AND THAT MATTERS TO US

Keep more of what you earn and earn more on what you save.

Check your rate. It won’t impact your credit score.
Personal loans up to $40,000

What’s the money for?Consolidate my debtRefinance my credit cardsImprove my
homeRefinance my carPurchase a homeBuy something specialFund a green loanFinance
my businessPay for a vacationPay to move or relocateCover medical expensesIt's
not listed here
Check Your Rate
Respond to Mail Offer




$40,000

PERSONAL LOAN

What Our Members Say

We’re rewriting the rules of traditional banking, and we only win when our
customers succeed. We’ve helped over 4 million members reach their goals, and
we’re just getting started!

Personal Loans
Auto Refinancing
Banking


GET UP TO $40,000 IN JUST A FEW CLICKS

With the ability to choose a loan amount of up to $40,000, LendingClub offers
fixed rates and a monthly repayment plan to fit within your budget. We
understand the importance of getting the money you need quickly and work to have
funds disbursed to you quickly.*

Learn More


REFINANCE AND DRIVE AWAY WITH SAVINGS

Put more money back in your pocket by refinancing your car loan with
LendingClub. There are no origination fees or prepayment penalties with
LendingClub auto loan refinancing, and checking your rate will not impact your
credit score.

Learn More


SIMPLE, EVERYDAY BANKING BUILT AROUND YOU

LendingClub offers a full suite of award-winning checking and saving products
with benefits designed to meet your financial goals. Whether it's our cash-back
Rewards Checking account or our High-Yield Savings and CD accounts with
competitive rates, we have the right products to help you make the most of your
money.

Learn More


HOW A PERSONAL LOAN WITH LENDINGCLUB WORKS

 * 
 * 
 * 

 * 
 * 
 * 




HOW A PERSONAL LOAN WITH LENDINGCLUB WORKS


 * APPLY IN MINUTES
   
   Get customized loan options based on what you tell us.


 * CHOOSE A LOAN OFFER
   
   Select the rate, term, and payment options you like best.


 * GET FUNDED
   
    Once your loan is funded, we’ll send the money straight to your bank account
   or pay your creditors directly.


 * GET FUNDED
   
    Once your loan is funded, we’ll send the money straight to your bank account
   or pay your creditors directly.

Check Your Rate


BANK SMARTER WITH LENDINGCLUB

Open a personal bank account with LendingClub Bank and enjoy no monthly
maintenance or overdraft fees. Plus, manage your accounts from anywhere
with 24/7 access to the LendingClub Mobile app where you can deposit checks, pay
bills, and utilize our personal financial management tools on-the-go.



Learn More


JOIN OVER 4 MILLION MEMBERS

Thank you so much for valuing me as a customer, and coming through for me and my
family at a trying time in this world.

—Roselyn, a member from Texas 1
Read More Reviews
$80 Billion +
Borrowed
4 Million +
Members

54,898 Reviews




QUESTIONS? WE’VE GOT ANSWERS

How is LendingClub different?

LendingClub is America’s largest lending marketplace, connecting borrowers with
investors since 2007. Our LCTM Marketplace Platform has helped more than 4
million members get over $80 billion in personal loans so they can save money,
pay down debt, and take control of their financial future. And because we don’t
have any brick-and-mortar locations, we’re able to keep costs low and pass the
savings back to you in the form of great interest rates. Learn more about our
personal loan rates.
What is a personal loan?

A personal loan is money lent through a financial institution like a bank or an
online lending marketplace that can be used to pay down credit cards,
consolidate debt, or cover a wide range of expenses. Personal loans come with
fixed monthly payments over a set period of time.
How is a personal loan different than a credit card?

Instead of credit limits, introductory rates, or revolving balances, personal
loans come with a fixed rate and payment that you choose up front. No additional
interest will be added to your loan once you lock in your rate, so nearly all of
your monthly payment goes to quickly reducing your balance and paying down your
debt. Learn more about personal loans vs. credit cards.
Will checking my rate hurt my credit score?

Checking your rate with LendingClub Bank has absolutely no impact to your credit
score because we use a soft credit pull. A hard credit pull that could impact
your score will only occur if you continue with your loan and your money is
sent. The good news is that a personal loan could also positively impact your
credit down the road by showing a history of on-time payments and reducing your
total debt (as long as you don’t add new debt, like increased credit card
balances). Learn more about soft vs. hard credit check.
How can I protect myself from scams?

Scammers often try to collect personal and/or financial information from
consumers by posing as employees of philanthropic organizations or financial
services companies. Be cautious about providing personal or financial
information to anyone, even if they claim to be from a company you already do
business with. Learn about the advance fee scam.

Visit Resource Center


FINANCIAL WELL-BEING FOR EVERYONE.

Everything we do is centered around empowering you to meet your personal
financial goals by enabling access to a broad range of financial products,
services, and educational resources, all designed to help you pay less when
borrowing and earn more when saving.

Contact Us

JOIN OUR NEWSLETTER

Tools, tips, and insights to improve your financial health.


Sign Up
Follow Us

What We Offer

Personal LoansPersonal BankingAuto RefinancingPatient SolutionsBusiness
LoansBusiness BankingInstitutional BankingInstitutional InvestingLC NotesOther
Types of LoansApply for a LoanApply for a bank account

Resources

Borrower ResourcesBank ResourcesInvestor ResourcesPersonal Loan Rates &
FeesCustomer ReviewsBlogSafety & Privacy

Legal

Terms of UsePrivacy PolicyData Collection and UseYour Privacy
ChoicesAccessibilitySEC FilingBank Deposit DisclosuresLegal Requests

About Us

CRA Public FileCompanyLeadershipCareersMedia CenterCompany DepartmentsCorporate
GovernanceInvestor RelationsContact

Account

Sign InLendingClub MobileLendingClub CommercialHelp

Developers

POWERED BY THE LCTM PLATFORM


595 Market Street, Suite 200
San Francisco, California 94105
Check Your Rate
If you have special access needs and are having problems accessing this website,
please call 833-536-3639.

 1. This is one person’s experience. Individual results may vary. Based on
    reviews collected and authenticated by Bazaarvoice. All such reviews can be
    accessed at http://reviews.lendingclub.com.

* Between July 2022 and October 2022, Personal Loans issued by LendingClub Bank
were funded within 42 hours after loan approval, on average. 37% of Personal
Loans issued by LendingClub Bank during the same period were funded within 24
hours after loan approval. Loan approval, and the time it takes to issue a
credit decision, are not guaranteed and individual results vary based on
creditworthiness and other factors, including but not limited to investor
demand.

Checking a rate through us generates a soft credit inquiry on a person’s credit
report, which is visible only to that person. A hard credit inquiry, which is
visible to that person and others, and which may affect that person’s credit
score, only appears on the person’s credit report if and when a loan is issued
to the person. Credit eligibility is not guaranteed. APR and other credit terms
depend upon credit score and other key financing characteristics, including but
not limited to the amount financed, loan term length, and credit usage and
history.

Savings are not guaranteed and depend upon various factors, including but not
limited to interest rates, fees, term length, and making payments as agreed.

A representative example of payment terms for a Personal Loan is as follows: a
borrower receives a loan of $14,861 for a term of 36 months, with an interest
rate of 13.49% and a 6.00% origination fee of $892, for an APR of 17.89%. In
this example, the borrower will receive $13,969 and will make 36 monthly
payments of $504. Loan amounts range from $1,000 to $40,000 and loan term
lengths range from 24 months to 60 months. Some amounts, rates, and term lengths
may be unavailable in certain states.

For Personal Loans, APR ranges from 8.05% to 36.00% and origination fee ranges
from 2.00% to 6.00% of the loan amount. APRs and origination fees are determined
at the time of application. Lowest APR is available to borrowers with excellent
credit. Advertised rates and fees are valid as of October 11, 2022 and are
subject to change without notice.

Unless otherwise specified, all credit and deposit products are provided by
LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”),
a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit
products are subject to credit approval and may be subject to sufficient
investor commitment. Deposit accounts are subject to approval. Only deposit
products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

© 2023 LendingClub Bank. All rights reserved.