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3 min read


HOW TO AMPLIFY YOUR BENEFITS COST-CONTAINMENT STRATEGY

Melissa McDonald : March 23, 2023

Healthcare Costs


With healthcare costs expected to increase by 6.5% in 2023 and talent retention
still a top priority, employers are seeking solutions to balance
cost-containment and their workforce's demand for enhanced benefits.

Though this might seem out of your control, benefits account for 30% of employer
spending — and employers have options.

In this post, we'll review four methods you can leverage to contain health plan
costs while simultaneously providing a better benefits experience for your
employees. We'll also explore how HealthJoy's connected healthcare navigation
platform can accelerate your cost-containment strategies.


CREATE A CONNECTED BENEFITS ECOSYSTEM

Benefits packages are growing every year, but new solutions to reduce the cost
of care are only useful if you achieve employee buy-in. When you integrate your
benefits into a single, connected ecosystem, you effortlessly ensure your
employees understand, value, and get the most out of the benefits you offer.

A healthcare and benefits navigation platform connects every benefit in your
package into a single, centralized location. For members, this creates a
one-stop shop for all things benefits including: information on virtual care
offerings, point solutions, in-network providers, and mental health resources.

These are all accessible through a convenient benefits wallet, with artificial
intelligence (AI) and human healthcare concierge guidance along their care
journey. This results in increased utilization, benefits satisfaction, and cost
savings.

For employers, connecting your benefits ecosystem through a self-service
platform will reduce HR administration time and improve utilization of your
existing cost-containment solutions.

> Employers who leverage HealthJoy's healthcare navigation platform to provide a
> connected benefits ecosystem for their members can expect an annual savings of
> $7,192 per 100 employees.


PROMOTE VIRTUAL CARE SOLUTIONS

Virtual care allows employees to visit a medical provider for immediate care
using a smartphone or tablet, usually within 15 minutes. Employees receive care
without an appointment, travel, or time spent in a waiting room.

Virtual care providers are board-certified and can diagnose, treat, and even
write prescriptions for about 70% of typical medical visits that happen within
the US.

Most vendors provide service 24 hours a day, seven days a week — perfect for
those middle-of-the-night visits.

Virtual care has been around since the early 2000s, but the biggest issue with
virtual care until 1–2 years ago was low employee utilization. After increased
awareness and utilization during the pandemic, employees are not only continuing
to use virtual care options, but expect them to be a part of their healthcare
experience.

> Our clients who implement HealthJoy's Virtual MSK Therapy program see an
> average savings of $2,572 per participant.

Build a Culture of Healthcare Consumerism
HealthJoy’s 2022 Employee Benefits Insights Report surveyed over 1,000 employees
and found that almost half of employees rarely or never consider how the cost of
their healthcare choices impacts their employer. Educating employees on the role
they play in the healthcare ecosystem can help build a sense of accountability.

Employers should also be promoting transparency tools and bill review services.
Healthcare prices for the same service can vary by up to 500% or more.
Encouraging employees to use a price transparency tool can lead to significant
cost savings. Gen Z and Millennials tend to have higher activation, activity,
and savings within the HealthJoy app — a natural parallel for how younger
generations research options before making any purchase. In fact, our cost
savings data shows that average savings per person was 34% higher for Gen Z /
Millennials compared to Boomer age groups. 

Additionally, providing a service where employees can submit their medical bills
for review can lead to savings for you and your members. Many bill review
services can also help negotiate on an employee’s behalf and correct billing
errors.

> Our clients experience an average savings of $689 per bill submitted to
> HealthJoy's Bill Review team.


ENGAGE EMPLOYEES WITH A PERSONALIZED BENEFITS EXPERIENCE

Building a personalized experience can maximize benefits engagement and provide
members with proactive navigation and support. But to do this for all members,
HR teams need to leverage innovative digital resources.

Healthcare navigation platforms use your specific health plan data and
individual elections to create a more personalized benefits experience for your
employees.

Members can quickly find information about their benefits and best options for
care. And when employees can make smart healthcare decisions with ease,
healthcare costs go down — for them, and for your company.

> Automated steerage allows HealthJoy to provide an instantaneous experience to
> our members, guiding them to higher quality, cost-effective care. The result
> is an expected annual savings of $5,709 per 100 employees.


ACCELERATE YOUR BENEFITS COST-CONTAINMENT STRATEGIES

You may think you have to choose between cost-containment or a benefits package
your employees truly value.

But luckily, with a healthcare navigation platform like HealthJoy on your side,
you can have it all.

HealthJoy's mobile application creates a connected benefits experience that
takes the confusion and complexity out of healthcare by connecting employees to
the right benefits at the right time.

Our mobile platform and healthcare concierge team bring benefits together to
surface the best providers, virtual care, and cost savings. Ultimately,
HealthJoy helps employees lead healthier, happier lives.

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A NEW APPROACH TO CHRONIC CARE

Kevin Hyland: April 26, 2023

By 2030, an estimated 83 million people in the US will have three or more
chronic conditions — compared to 31 million in 2015. That means nearly a...

Health Tech Employee Healthcare Healthcare Costs
Read More

THE POWER OF PRIMARY CARE: RELATIONSHIPS AND RELIABILITY

Dr. Patricia Pechter: April 12, 2023

A lot has changed about primary care since I’ve been practicing medicine, but
one thing that remains vital is the relationship between patients and...

Employee Healthcare
Read More

HOW TO AMPLIFY YOUR BENEFITS COST-CONTAINMENT STRATEGY

Melissa McDonald: March 23, 2023

With healthcare costs expected toincrease by 6.5% in 2023 and talent retention
still a top priority, employers are seeking solutions to balance...

Healthcare Costs
Read More

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