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This website stores cookies on your computer. These cookies are used to improve
your website experience and provide more personalized services to you, both on
this website and through other media. To find out more about the cookies we use,
see our Privacy Policy.

If you decline, your information won’t be tracked when you visit this website. A
single cookie will be used in your browser to remember your preference not to be
tracked.

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 * GARP 中国

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 * FRM
   * Overview
   * Program and Exams
   * Fees and Payments
   * Our FRM Certified Professionals
   * Study Materials
   * Exam Logistics
   * CPD
   * Exam Policies
   * FAQ
   * Risk Career Blog
   * FRM Registration
 * SCR
   * Overview
   * Path to Certificate
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   * Study Materials
   * Exam Logistics
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   * FAQ
   * Climate Resource Center
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PRIVACY NOTICE




EFFECTIVE MAY 25, 2023


Global Association of Risk Professionals, Inc. (“GARP”, “our” “we” or “us”) is
committed to protecting your privacy and the personal information you have
entrusted to us. This privacy notice (“Privacy Notice”) outlines how GARP
collects and processes information through www.garp.org (the “Site”) or through
your use of any of our other services (collectively, the “Services”) as well as
the steps we take to ensure that such information remains secure.

Information consists of personal information and non-personal information.
“Personal information” refers to any information you provide to us directly that
identifies you personally, either alone, or in combination with other
information. Some examples of personal information are your name and email
address. “Non-personal information” refers to information that does not identify
you personally. Some examples of non-personal information are cookies and your
device’s operating system.



INFORMATION YOU PROVIDE TO US DIRECTLY

We may collect from you and process any of the following personal information,
dependent upon the specific Service you’ve requested and the country in which
you reside:

 * Name
 * Date of Birth
 * Passport Number
 * Driver’s License Number
 * Email Address
 * Postal Address
 * Phone Number
 * Job Title
 * Employer
 * Payment Information (e.g., credit card)
   
   

Service

Information Collected

Purpose

GARP Exam 

Name
Passport Number 
Email Address
Address
Phone Number 
Credit Card Information 

We use this information to confirm your exam registration, bill your credit
card, mail or email you exam study materials, issue your exam admission ticket
and to communicate any necessary updates with you pertaining to the exam.  

GARP Individual Membership

Name 
Email Address 
Address
Industry
Employer
Job Title
Credit Card Information

We use this information to configure your account for the term, bill your credit
card and to send you email messages pertinent to membership and the risk
management profession.

GARP Affiliate Membership 

Name 
Email Address 
Industry 
Employer 
Job Title 

We use this information to configure your account and to send you email messages
pertinent to the risk management profession. 

Exam Candidate Guide 

Email Address
Industry 
Country 

We use this information to email the candidate guide you requested. 

Chapter Meeting Registration 

Name 
Email Address
Address
Employer 
Job Title

We will use this information to register you for the specific chapter meeting
indicated and to email you a link to join the meeting should it become virtual. 

GARP Webinars 

Name
Email Address
Address
Employer 
Job Title 

We use this information to allocate a space for you in the specific webinar,
email you credentials or a link to access the specific webinar and to email any
pertinent updates regarding the webinar. 

GARP Risk Convention 

Name
Email Address
Address
Employer 
Job Title
Credit Card Information 

We use this information to reserve your space for the convention, issue your
admission ticket (in-person) or credentials (virtual), bill your credit card and
to email you any pertinent updates regarding the convention. 

GARP Surveys 

Name
Email Address

We use this information to differentiate you from other respondents and to
notify you in instances where aggregate survey results are shared with
respondents. 

GBI Pillar 3+

Name
Email Address

We use this information to issue you credentials to utilize the GBI Pillar 3+
platform. 

Inquiries (via email or phone) 

Name
Email Address
Phone Number

We use this information to respond to your inquiry. 

 

To lawfully process your personal information, we rely upon either your consent
or our obligation to fulfill a contract we have with you. In certain limited
circumstances, we may process your personal information where it is in our
legitimate interests, provided that such processing is not overridden by your
privacy rights.



INFORMATION WE COLLECT AUTOMATICALLY

When you use the Services, including interacting on our Site we may
automatically collect certain non-personal information from your visit, often
referred to as technical information. The technical information obtained from
your computer or mobile device may include:

 * Internet Service Provider
 * Location of your computer or mobile device
 * Device operating system
 * Browser details
 * Full URL clickstream to, through and from the Site
 * Pages and content viewed on the Site
 * Length of visit(s)
 * Frequency of visit(s)
 * Technical error details (if applicable)

Technical information collected automatically is used to:

 * isolate and troubleshoot any technical errors on the Site
 * monitor Site performance
 * improve the overall Site experience
 * ensure content served to you on the Site is optimized for your computer or
   mobile device
 * analyze Site traffic patterns
 * support Site security efforts

We may also use “cookies” and similar technologies (e.g. Google Analytics) to
collect information about your use of the Site. To learn more about our use of
cookies and similar technologies and to configure preferences, please read our
Cookie Policy.

 



INFORMATION WE RECEIVE FROM OTHER SOURCES

We may receive personal information about you from our authorized business
partners, including, payment processors, exam administration companies, exam
preparation providers, and package delivery companies. An example would be
updated postal address information from one of our package fulfillment
partners.  



HOW WE STORE YOUR INFORMATION

Your privacy and the security of your personal information is paramount to us.
We store your personal information on secure servers located within the United
States. We have in place appropriate technical and organizational safeguards to
protect your personal information from unauthorized use, disclosure or loss,
including, current industry standard encryption protocols. Further, we limit
access to your personal information to those specific individuals with a need to
know in order to provide the Services. Where payment for Services is required,
we utilize a PCI compliant payment service provider to securely process payment
card transactions.

We will retain your personal information for the minimum duration necessary for
us to fulfill our obligations with respect to the Service(s) rendered to you. In
certain instances, we may be required to retain your personal information for a
greater duration in order to comply with our document retention policies and
requirements pursuant to applicable laws.

Where we have provided you with login credentials, including the ability to
select and reset your password, you are responsible for keeping it confidential.



WHO WE SHARE YOUR INFORMATION WITH

We will never sell your personal information to a third party. However, we do
utilize third parties to assist us in performing the Services. In this regard,
we may share your personal information with our affiliates and third-party
partners, but only to the extent necessary to provide the Services. Where we do
so, such third parties are contractually bound by a duty of confidentiality and
only process your personal information upon our instructions.

 * Third Party Partners – including, but not limited to, cloud service
   providers, exam delivery partners, exam preparation providers, payment
   processors, and package fulfillment companies.

When you register for an exam, we give you the option to have exam preparation
providers (“EPPs”) contact you regarding the services they offer to prepare
candidates to take our exams. With your consent, we will share your name, email
address, and city/state of residence with such EPPs.  The purpose of sharing
your city and state is to provide EPPs with the region in which you are
located. 

We also sometimes provide eligible sponsors of GARP’s annual convention and
webinars with a list of registrants. The registrant list includes the
registrant’s name, title, organization and email address. Upon conclusion of any
convention or webinar, we may allow certain eligible sponsors to email you a
single time regarding their products and services, unless you reside in a
jurisdiction that requires we obtain your explicit consent to do so.

We may also share your information with governmental authorities or law
enforcement as compelled or required by law.



WHAT ARE YOUR RIGHTS

You have the following rights with respect to your personal information:

 * The right to access – you have the right to request a copy of the personal
   information held by us about you. We may be permitted to charge you a small
   fee for this service.
 * The right to rectification – you may request we update or correct your
   personal information. Certain personal information about you can be updated
   without our assistance through your account.
 * The right to withdraw your consent – where you have consented to our
   processing your personal information, you have the right to withdraw such
   consent at any time, subject to certain conditions.   
 * The right to portability – you may request we port (that is, transmit) your
   personal information directly to you or another organization, subject to
   certain conditions.
 * The right to erasure – you may request us to erase your personal information
   – this is known as the "right to be forgotten". However, there are certain
   situations where we may be required to retain your personal information to
   fulfill our contractual obligation to you or to comply with document
   retention policies.
 * The right to object to processing – you may request that we stop processing
   your personal information, subject to certain conditions.
 * The right to restrict processing – you have the right to object to our
   processing your personal information for specific purposes, such as for the
   purposes of direct marketing.

To exercise any of your rights related to your personal information, please
contact us at: privacy@garp.com.



WHAT ARE YOUR CHOICES

We give you the choice of receiving a variety of information that complements
our products and services. You can subscribe to receive certain product-specific
and service-specific information and also choose to receive our general
communications.

You can modify your preferences for receiving either subscription or general
communications from us through your account or the manage preferences link
contained at the bottom of any email. This option does not apply to
communications primarily for the purpose of administering order completion,
fulfilling a contract, support, or other administrative and transactional
notices where the primary purpose of these communications is not promotional in
nature.



OUR PHOTOGRAPHY/VIDEOGRAPHY POLICY

If you attend our convention or any other GARP event such as chapter meetings,
where you are physically or virtually present, your likeness may be captured and
used in accordance with our Event Media Policy, incorporated herein by this
reference.



CONTACT

Any questions regarding our privacy notice can be directed to the following:

Global Association of Risk Professionals, Inc.
Attn: Legal Department
111 Town Square Place, 14th Floor
Jersey City, NJ 07310
privacy@garp.com



UPDATES TO PRIVACY NOTICE

We may update this Privacy Notice at any time by posting the amended version on
the Site, including the effective date.

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 * Press Room
 * Careers at GARP
 * Contact Us

We are a not-for-profit organization and the leading globally recognized
membership association for risk managers.



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