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Text Content

Get a Quote
Get a Quote


FINAL EXPENSE INSURANCE QUOTES

Top-rated Carriers.|


Select coverage* $2,000$5,000$10,000$25,000$50,000
$2,000
 * $2,000
 * $5,000
 * $10,000
 * $25,000
 * $50,000

Select your state*
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth
CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew
YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Alaska
 * Alaska
 * Alabama
 * Arkansas
 * Arizona
 * California
 * Colorado
 * Connecticut
 * Delaware
 * Florida
 * Georgia
 * Hawaii
 * Iowa
 * Idaho
 * Illinois
 * Indiana
 * Kansas
 * Kentucky
 * Louisiana
 * Massachusetts
 * Maryland
 * Maine
 * Michigan
 * Minnesota
 * Missouri
 * Mississippi
 * Montana
 * North Carolina
 * North Dakota
 * Nebraska
 * New Hampshire
 * New Jersey
 * New Mexico
 * Nevada
 * New York
 * Ohio
 * Oklahoma
 * Oregon
 * Pennsylvania
 * Rhode Island
 * South Carolina
 * South Dakota
 * Tennessee
 * Texas
 * Utah
 * Virginia
 * Vermont
 * Washington
 * Wisconsin
 * West Virginia
 * Wyoming

Select your gender* MaleFemale
Select your nitcotine use* YesNo
Enter your date of birth*
Your name*
Phone number*
Your email*
By clicking the “Submit” button you hereby agree to the Privacy Policy and Terms
of Use. You also hereby consent to receive marketing communications via
automated telephone dialing system and/or pre-recorded calls, text messages,
and/or emails from our "Premier Partners". and marketing partners at the phone
number, physical address and email address provided above, even if you are on
any State and/or Federal Do Not Call list. Consent is not a condition of
purchase and may be revoked at any time. Message and data rates may apply.
California Residents.





COMPANIES WE WORK WITH




IS A BURIAL OR FINAL EXPENSE INSURANCE POLICY RIGHT FOR YOU?

Final Expense Life Insurance is designed to pay for end-of-life expenses that
everyone incurs upon passing.

Generally, these expenses include funeral and burial costs, unpaid nursing home
expenses, and medical bills that are not covered by health insurance.

Without a final expense policy, your surviving loved ones could be burdened with
these expenses while waiting for your estate to be settled, even when there are
sufficient assets available.

 * 

Get a Quote




FINAL EXPENSE POLICY FEATURES

Final Expense Policies are packed with all the features and benefits found in
traditional whole life policies and they are quick and easy to purchase.


POLICIES BUILD CASH VALUE AND EARN TAX-DEFERRED INTEREST

Over time your final expense policy will build cash value that you can access
for any reason via policy loans, cash withdrawals, or surrender your policy for
cash.


A WIDE RANGE OF COVERAGE AMOUNTS

Since we represent multiple insurance companies that offer Final Expense
Insurance, we can offer applicants coverage amounts from $2,500 to $50,000. This
coverage will provide peace of mind knowing that surviving loved ones will
inherit an estate rather than a bill from a funeral home, nursing home, or
hospital.


LIFETIME COVERAGE WITH GUARANTEED LEVEL PREMIUMS

Your final expense insurance policy can never be canceled by the insurer as long
as premiums are paid. And your monthly premium will never go up, even if you
become critically ill and require full-time nursing care.


NO MEDICAL EXAM

Final Expense Insurance policies are issued without the need for a medical exam,
and since most policies are purchased by seniors, the underwriting guidelines
are very liberal. Your policy can be issued in a matter of days rather than
weeks or months.


CHOICE OF BENEFICIARIES

Rather than a funeral home getting the death benefit, you choose who gets the
death benefit. A beneficiary can be any person or entity that has an insurable
interest. You can name a family member, church, or charity, it’s your choice.


GUARANTEED ACCEPTED PLANS ARE AVAILABLE WHEN NEEDED

Applicants who apply with severe or multiple medical issues will be able to
purchase a guaranteed issue policy. These policies were designed for applicants
who cannot medically qualify for standard policies so there is no medical
underwriting considered for a policy to be issued.

Since the insurance company is accepting an unknown medical risk, there is
generally a two-year waiting period when the death benefit will be the sum of
all premiums paid plus an additional 10%.


ASK QUESTIONS
FREEQUENTLY ASKED QUESTIONS

Something knows About Our Cases


HOW MUCH DOES BURIAL OR FINAL EXPENSE INSURANCE COST?

Over the years we have found that the average rate for final expense insurance
is between $35 and $75 a month. Your rate will be based on your age, your
health, coverage amount, and the type of policy you qualify for.

Certainly, applicants in their 50s who are healthy and do not smoke will get
lower rates than applicants in their 70s with medical issues, but the good news
is it’s almost never too late because we can offer affordable final expense
insurance to applicants from 50 to 85 years of age.

However, it’s important to note that your cost for final expense insurance will
never be less than what it costs today so fill out the quote form above and
click the NEXT button and let’s get started!


WHO SHOULD CONSIDER FINAL EXPENSE INSURANCE?

Certainly, Final Expense Life Insurance is not for everyone. In fact, most
companies will only issue policies to applicants between the age of 50 and 80
years old. Here are some groups of people who might consider buying final
expense insurance:

 * Seniors who want to leave behind a financial legacy for their loved ones and
   ensure that their funeral and burial expenses are covered.
 * Individuals who do not want to burden their loved ones with the financial
   responsibility of paying for funeral and burial costs.
 * Individuals who do not have significant savings or life insurance coverage to
   cover their final expenses.
 * Individuals who want a simplified and affordable insurance option that is
   easy to understand and purchase.
 * Anyone who wants to ensure that their final wishes are carried out and that
   their funeral and burial arrangements are made according to their
   preferences.

It’s important to note that final expense life insurance typically has lower
coverage limits than traditional life insurance policies and may have higher
premiums due to the increased risk associated with insuring older individuals.
As with any insurance decision, it’s important to review your options and
consult with an insurance professional to determine if final expense life
insurance is right for you.


Privacy Policy

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