www.simmonsbank.com Open in urlscan Pro
2606:4700::6812:dc6c Public Scan

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URL:
https://www.simmonsbank.com/
Submission: On July 16 via automatic, source certstream-suspicious (July 16th 2024, 6:00:43 am UTC) — Scanned from CA

Form analysis
5 forms found in the DOM

POST

<form autocomplete="off" autocapitalize="off" aria-label="Online Banking Login Box" id="ValidateAlias-form-LG1" method="post" role="region" spellcheck="false">
  <div class="form-group">
    <select class="form-control login-list" aria-label="login type">
      <option data-form="True" data-login-url="https://login.simmonsbank.com/login" data-cta-label="Go" name="personal-online-banking">Online Banking</option>
      <option data-form="False" data-login-url="https://simmonsbankcards.com/?product=SIMMONS" data-cta-label="Go" name="personal-credit-cards">Credit Cards</option>
      <option data-form="False" data-login-url="https://myaccountviewonline.com/AccountView/" data-cta-label="Go" name="personal-investment-services">Investment Services</option>
      <option data-form="False" data-login-url="https://participant.empower-retirement.com/participant/#/login" data-cta-label="Go" name="personal-retirement-401k---empower">Retirement 401K - Empower</option>
      <option data-form="False" data-login-url="https://my401kmoney.invlink.com/Login.aspx?ReturnUrl=%2f" data-cta-label="Go" name="personal-retirement-401k---sebs">Retirement 401K - SEBS</option>
      <option data-form="False" data-login-url="https://login.bdreporting.com/Auth/SWM/SignIn" data-cta-label="Go" name="personal-trust---wealth-management">Trust - Wealth Management</option>
      <option data-form="False" data-login-url="https://login2.fisglobal.com/idp/SFTTRPWL/?ClientID=WeblinkUI" data-cta-label="Go" name="personal-trust---weblink">Trust - Weblink</option>
    </select>
    <div class="sb-sag additional-text-login select_additional-text" data-galabel="Login Banno">
    </div>
  </div>
  <div class="login-userid">
    <div class="form-group">
      <div class="floating-label">
        <label for="user-id-field-0">User ID</label>
        <input type="text" autocapitalize="off" class="form-control" name="id" spellcheck="false" autocomplete="off" id="user-id-field-0">
      </div>
    </div>
    <div class="form-group login-userid_additional-text">
      <div class="sb-sag additional-text-login" data-galabel="Login Banno">
        <p>Don’t have a User ID?
          <a href="https://login.simmonsbank.com/enroll" class="sb-skip-leaving">Create one here.</a><br><a href="javascript:void(0);" data-leaving-site-ignore="true" onclick="$('#SB-ForgotUserId').modal('show');">Forgot User ID or Password?</a></p>
      </div>
      <div class="additional-text-rememberpass">
        <input type="checkbox" class="form-check-input" aria-labelledby="personal-remember-id" aria-describedby="rememberIdHelp">
        <label class="form-check-label" id="personal-remember-id">Remember me</label>
        <div id="rememberIdHelp" class="form-check-round-icon" data-toggle="tooltip" data-placement="top" title="" tabindex="0" data-original-title="Do not select if using a shared device">
          <span class="form-tooltip-icon" aria-hidden="true">i</span>
          <span class="sr-only">Do not select if using a shared device</span>
        </div>
      </div>
    </div>
  </div>
  <div class="form-group login-cta-wrap">
    <button class="btn btn-primary btn-wide btn-pill btn-login-js personal-js-button" type="submit">
      <div class="cta-label-div">Go</div> <span class="fa fa-chevron-right" aria-hidden="true"></span>
    </button>
  </div>
</form>

POST

<form autocomplete="off" autocapitalize="off" aria-label="Online Banking Login Box" id="ValidateAlias-form-LG2" method="post" role="region" spellcheck="false">
  <div class="form-group">
    <select class="form-control login-list" aria-label="login type">
      <option data-form="True" data-login-url="https://login.simmonsbank.com/login" data-cta-label="Go" name="business-online-banking">Online Banking</option>
      <option data-form="False" data-login-url="https://treasurymanagement.simmonsbank.com/simmonsbank#/login" data-cta-label="Go" name="business-treasury-connect">Treasury Connect</option>
      <option data-form="False" data-login-url="https://simmonsbank.digitalcardservice.com/app/" data-cta-label="Go" name="business-card-alerts">Card Alerts</option>
      <option data-form="False" data-login-url="https://www.centresuite.com/Centre/Public/Logon/Index?ReturnUrl=%2fCentre%3fsite%3d336864&amp;site=336864" data-cta-label="Go" name="business-centresuite">CentreSuite</option>
      <option data-form="False" data-login-url="https://www.remitlockbox.com/simmonsbank/Login.aspx" data-cta-label="Go" name="business-lockbox---simmons-bank">Lockbox - Simmons Bank</option>
      <option data-form="False" data-login-url="https://www.remitlockbox.com/simmonsbankstillwater/Login.aspx" data-cta-label="Go" name="business-lockbox---remitplus">Lockbox - RemitPlus</option>
      <option data-form="False" data-login-url="https://smartpay.profitstars.com/business/login/simmonsbank" data-cta-label="Go" name="business-remote-deposit">Remote Deposit</option>
      <option data-form="False" data-login-url="https://comergence.com/#/login/nOc0Ugs2P3cQLW10QrRD1MoqQ7rSMJyO" data-cta-label="Go" name="business-warehouse-lending">Warehouse Lending</option>
      <option data-form="False" data-login-url="https://login2.fisglobal.com/idp/SFTTRPWL/?ClientID=WeblinkUI" data-cta-label="Go" name="business-trust---weblink">Trust - Weblink</option>
    </select>
    <div class="sb-sag additional-text-login select_additional-text" data-galabel="Login Banno">
    </div>
  </div>
  <div class="login-userid">
    <div class="form-group">
      <div class="floating-label">
        <label for="user-id-field-1">User ID</label>
        <input type="text" autocapitalize="off" class="form-control" name="id" spellcheck="false" autocomplete="off" id="user-id-field-1">
      </div>
    </div>
    <div class="form-group login-userid_additional-text">
      <div class="sb-sag additional-text-login" data-galabel="Login Banno">
        <p>Don’t have a User ID?
          <a href="https://login.simmonsbank.com/enroll" class="sb-skip-leaving">Create one here.</a><br><a href="javascript:void(0);" data-leaving-site-ignore="true" onclick="$('#SB-ForgotUserId').modal('show');">Forgot User ID or Password?</a></p>
      </div>
      <div class="additional-text-rememberpass">
        <input type="checkbox" class="form-check-input" aria-labelledby="business-remember-id" aria-describedby="rememberIdHelp2">
        <label class="form-check-label" id="business-remember-id">Remember me</label>
        <div id="rememberIdHelp2" class="form-check-round-icon" data-toggle="tooltip" data-placement="top" title="" tabindex="0" data-original-title="Do not select if using a shared device">
          <span class="form-tooltip-icon" aria-hidden="true">i</span>
          <span class="sr-only">Do not select if using a shared device</span>
        </div>
      </div>
    </div>
  </div>
  <div class="form-group login-cta-wrap">
    <button class="btn btn-primary btn-wide btn-pill btn-login-js business-js-button" type="submit">
      <div class="cta-label-div">Go</div> <span class="fa fa-chevron-right" aria-hidden="true"></span>
    </button>
  </div>
</form>

POST

<form autocomplete="off" autocapitalize="off" aria-label="Online Banking Login Box" id="ValidateAlias-form-LG1" method="post" role="region" spellcheck="false">
  <div class="form-group">
    <select class="form-control login-list" aria-label="login type">
      <option data-form="True" data-login-url="https://login.simmonsbank.com/login" data-cta-label="Go" name="personal-online-banking">Online Banking</option>
      <option data-form="False" data-login-url="https://simmonsbankcards.com/?product=SIMMONS" data-cta-label="Go" name="personal-credit-cards">Credit Cards</option>
      <option data-form="False" data-login-url="https://myaccountviewonline.com/AccountView/" data-cta-label="Go" name="personal-investment-services">Investment Services</option>
      <option data-form="False" data-login-url="https://participant.empower-retirement.com/participant/#/login" data-cta-label="Go" name="personal-retirement-401k---empower">Retirement 401K - Empower</option>
      <option data-form="False" data-login-url="https://my401kmoney.invlink.com/Login.aspx?ReturnUrl=%2f" data-cta-label="Go" name="personal-retirement-401k---sebs">Retirement 401K - SEBS</option>
      <option data-form="False" data-login-url="https://login.bdreporting.com/Auth/SWM/SignIn" data-cta-label="Go" name="personal-trust---wealth-management">Trust - Wealth Management</option>
      <option data-form="False" data-login-url="https://login2.fisglobal.com/idp/SFTTRPWL/?ClientID=WeblinkUI" data-cta-label="Go" name="personal-trust---weblink">Trust - Weblink</option>
    </select>
    <div class="sb-sag additional-text-login select_additional-text" data-galabel="Login Banno">
    </div>
  </div>
  <div class="login-userid">
    <div class="form-group">
      <div class="floating-label">
        <label for="user-id-field-2">User ID</label>
        <input type="text" autocapitalize="off" class="form-control" name="id" spellcheck="false" autocomplete="off" id="user-id-field-2">
      </div>
    </div>
    <div class="form-group login-userid_additional-text">
      <div class="sb-sag additional-text-login" data-galabel="Login Banno">
        <p>Don’t have a User ID?
          <a href="https://login.simmonsbank.com/enroll" class="sb-skip-leaving">Create one here.</a><br><a href="javascript:void(0);" data-leaving-site-ignore="true" onclick="$('#SB-ForgotUserId').modal('show');">Forgot User ID or Password?</a></p>
      </div>
      <div class="additional-text-rememberpass">
        <input type="checkbox" class="form-check-input" aria-labelledby="personal-remember-id" aria-describedby="rememberIdHelp">
        <label class="form-check-label" id="personal-remember-id">Remember me</label>
        <div id="rememberIdHelp" class="form-check-round-icon" data-toggle="tooltip" data-placement="top" title="" tabindex="0" data-original-title="Do not select if using a shared device">
          <span class="form-tooltip-icon" aria-hidden="true">i</span>
          <span class="sr-only">Do not select if using a shared device</span>
        </div>
      </div>
    </div>
  </div>
  <div class="form-group login-cta-wrap">
    <button class="btn btn-primary btn-wide btn-pill btn-login-js personal-js-button" type="submit">
      <div class="cta-label-div">Go</div> <span class="fa fa-chevron-right" aria-hidden="true"></span>
    </button>
  </div>
</form>

POST

<form autocomplete="off" autocapitalize="off" aria-label="Online Banking Login Box" id="ValidateAlias-form-LG2" method="post" role="region" spellcheck="false">
  <div class="form-group">
    <select class="form-control login-list" aria-label="login type">
      <option data-form="True" data-login-url="https://login.simmonsbank.com/login" data-cta-label="Go" name="business-online-banking">Online Banking</option>
      <option data-form="False" data-login-url="https://treasurymanagement.simmonsbank.com/simmonsbank#/login" data-cta-label="Go" name="business-treasury-connect">Treasury Connect</option>
      <option data-form="False" data-login-url="https://simmonsbank.digitalcardservice.com/app/" data-cta-label="Go" name="business-card-alerts">Card Alerts</option>
      <option data-form="False" data-login-url="https://www.centresuite.com/Centre/Public/Logon/Index?ReturnUrl=%2fCentre%3fsite%3d336864&amp;site=336864" data-cta-label="Go" name="business-centresuite">CentreSuite</option>
      <option data-form="False" data-login-url="https://www.remitlockbox.com/simmonsbank/Login.aspx" data-cta-label="Go" name="business-lockbox---simmons-bank">Lockbox - Simmons Bank</option>
      <option data-form="False" data-login-url="https://www.remitlockbox.com/simmonsbankstillwater/Login.aspx" data-cta-label="Go" name="business-lockbox---remitplus">Lockbox - RemitPlus</option>
      <option data-form="False" data-login-url="https://smartpay.profitstars.com/business/login/simmonsbank" data-cta-label="Go" name="business-remote-deposit">Remote Deposit</option>
      <option data-form="False" data-login-url="https://comergence.com/#/login/nOc0Ugs2P3cQLW10QrRD1MoqQ7rSMJyO" data-cta-label="Go" name="business-warehouse-lending">Warehouse Lending</option>
      <option data-form="False" data-login-url="https://login2.fisglobal.com/idp/SFTTRPWL/?ClientID=WeblinkUI" data-cta-label="Go" name="business-trust---weblink">Trust - Weblink</option>
    </select>
    <div class="sb-sag additional-text-login select_additional-text" data-galabel="Login Banno">
    </div>
  </div>
  <div class="login-userid">
    <div class="form-group">
      <div class="floating-label">
        <label for="user-id-field-3">User ID</label>
        <input type="text" autocapitalize="off" class="form-control" name="id" spellcheck="false" autocomplete="off" id="user-id-field-3">
      </div>
    </div>
    <div class="form-group login-userid_additional-text">
      <div class="sb-sag additional-text-login" data-galabel="Login Banno">
        <p>Don’t have a User ID?
          <a href="https://login.simmonsbank.com/enroll" class="sb-skip-leaving">Create one here.</a><br><a href="javascript:void(0);" data-leaving-site-ignore="true" onclick="$('#SB-ForgotUserId').modal('show');">Forgot User ID or Password?</a></p>
      </div>
      <div class="additional-text-rememberpass">
        <input type="checkbox" class="form-check-input" aria-labelledby="business-remember-id" aria-describedby="rememberIdHelp2">
        <label class="form-check-label" id="business-remember-id">Remember me</label>
        <div id="rememberIdHelp2" class="form-check-round-icon" data-toggle="tooltip" data-placement="top" title="" tabindex="0" data-original-title="Do not select if using a shared device">
          <span class="form-tooltip-icon" aria-hidden="true">i</span>
          <span class="sr-only">Do not select if using a shared device</span>
        </div>
      </div>
    </div>
  </div>
  <div class="form-group login-cta-wrap">
    <button class="btn btn-primary btn-wide btn-pill btn-login-js business-js-button" type="submit">
      <div class="cta-label-div">Go</div> <span class="fa fa-chevron-right" aria-hidden="true"></span>
    </button>
  </div>
</form>

<form fragment="7bf35363b4" id="featured-advisors-new-input" class="form-inline featured-advisors-card-form">
  <div id="blockReference" data-blockid="21299" style="display: none;"></div>
  <div class="form-group featured-advisors-mobile-adjustment"><span class="featured-advisors-zipcode-workingin">Featured advisors working in</span>
    <div class="featured-advisors-input-container"><input id="featured-advisors-zipcode-input" placeholder="ZIP code" name="featured-advisors-zipcode-input" maxlength="5" type="text" autocomplete="postal-code"
        class="form-control featured-advisors-card-input"> <label for="featured-advisors-zipcode-input" class="featured-advisors-zipcode-label">ZIP Code</label></div>
  </div>
</form>

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Personal


PERSONAL PRODUCTS & SERVICES


 * CHECKING
   
   Checking
   * Explore Checking Accounts
   * Debit card
   * Order New Checks
   
   * COIN CHECKING
     
     The digital checking account that’s designed for your world.
     
     Learn More


 * SAVINGS
   
   Savings
   * Explore Savings Accounts
   * Certificate of Deposit
   * IRA
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * CREDIT CARDS
   
   Credit Cards
   * Explore Credit Cards
   * Report a Lost or Stolen Card
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * DIGITAL BANKING
   
   Digital Banking
   * Online & Mobile Banking
   * Enroll in Simmons Bank Online
   * Download Simmons Bank Mobile
   * View Interactive Demos
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * HOME LOANS
   
   Home Loans
   * Explore Loan Options
   * Prequalify Online
   * Complete an Existing Prequalification
   * Residential Construction Loans
   * Find a Lender
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * PERSONAL LOANS
   
   Personal Loans
   * Explore Loan Options
   * Find a Lender
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * INVESTMENT SERVICES
   
   Investment Services
   * Overview
   * Investing
   * Retirement Planning
   * Insurance Planning
   * Estate Planning
   * College Savings
   * Online Trading Discount Brokerage
   * Find a Wealth Advisor
   
   * SIMMONS BANK MOBILE
     
     Go digital with our top-rated mobile app.
     
     Download the app


 * PRIVATE WEALTH
   
   Private Wealth
   * Overview
   * Investment Management
   * Trust & Estate Planning
   * Financial Planning
   * Farm & Land Management
   * Stafford Family Charitable Trust
   * Find a Private Wealth Advisor
   * Log in to your Simmons Wealth Account Portal
   * Log in to your Simmons Trust Weblink
   
   * ACCESS AND INSIGHT, 24/7
     
     The Simmons Wealth Management Online Portal makes it easy to access
     information, documents and more, from your desktop or mobile device.
     
     Learn More
 * Private Banking

POPULAR LINKS

 * Download Simmons Bank Mobile
 * Routing Number
 * Order new checks

GET SUPPORT

 * 866-246-2400
 * Locations Find a Branch or ATM
 * Talk to an Advisor

SIMMONS BANK MOBILE

Go digital with our top-rated mobile app.

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Subject to credit approval.


 


COIN CHECKINGTM FOR THE DIGITAL WORLD.

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BUILDING CREDIT STARTS WITH A STRONG FOUNDATION.

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YOUR FUTURE STARTS TODAY.

Whether you're saving for college or working toward retirement, our goal is to
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 * MORTGAGE LENDERS
   
   
   
   KEDRICK DOBBINS
   
   Community Mortgage Loan Officer I
   Little Rock, AR
   
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   Little Rock, AR
   
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   Little Rock, AR
   
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 * PRIVATE WEALTH ADVISORS
   
   
   
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   Little Rock, AR
   
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SIMMONS BANK FOR LIFE

Discover helpful tips on savings accounts, exciting community events, and
thrilling PGA golf tournaments on Simmons Bank for life:


Products and Services Lifestyle


STEPS TO BUYING A HOME

Step-by-step process to buy your dream home

Whether you are a first-time home buyer or purchasing again, it is essential to
understand the...
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Lifestyle


PREPARE FOR YOUR NEXT BIG PURCHASE BY BUILDING YOUR CREDIT SCORE

How to improve your credit score

Whether you're preparing to purchase your first home or a new car, it's
essential to be prepared ...
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Partnerships Golf Partnerships


SIMMONS BANK OPEN MOVES TO THE VANDERBILT LEGENDS CLUB

The Simmons Bank Open remains in Middle Tennessee through 2028!

The Korn Ferry Tour and the Tennessee Golf Foundation (TGF)...

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BETTER BANKING SOLUTIONS FOR YOUR BUSINESS.

Better means faster. Smarter. Tailored. From lending services and products to
creative ways to take your business to the next level, we will help guide you at
every step.

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WE LIVE HERE, TOO.

As a business, Simmons Bank lives up to our responsibilities. As a neighbor, we
will always contribute to our communities.


 * Arkansas  
 * Kansas  
 * Missouri  
 * Oklahoma  
 * Tennessee  
 * Texas  

Expanding our reach
Simmons Bank recently celebrated the groundbreaking of a new, prototype branch
in White Hall located at 1305 Robin Road.

Community commitment
Associates in Searcy donated $25,000 to the White County Public Library as they
began a multi-million-dollar project to move to a new location in town and
enhance literacy resources in the community.

Feeding Communities
During the 5th annual Simmons Service Month, the Deposit Analyst team was among
the many Simmons’ associates who volunteered to provide 1,950 weekend meal bags
that were distributed to schools across the state for children who face food
insecurity.

Turning heads, touching lives
Simmons Bank associates in Jonesboro led a financial literacy workshop for
Crowley’s Ridge Development Council and capped that effort with a $10,000 gift
to support the mission of building a more self-sufficient community.
Read more

 
Hutchinson supports "Rising Reno" economic campaign
Our Hutchinson, Kansas team recently committed $5,000 over the next five years
to support a multi-pronged economic campaign called “Reno Rising,” organized by
Reno County economic development partner Greater Hutch.

Wichita helps with charitable coat drive
Our Wichita Team volunteered for the Salvation Army, helping the non-profit
organize its annual coat drive.

Wichita shows generous spirit with United Way "GIV" program
Wichita, Kansas associates joined the United Way to donate their time to the GIV
(Give Items of Value) Program. This program accepts donated items from companies
and offers them at no costs to nonprofits across the state of Kansas.

Hutchinson hosts 150th anniversary celebration
Our Hutchinson Team celebrated the city’s 150th birthday by participating in a
mile-long block party on Main Street.

 
Let's go Mizzou!
Simmons Bank is a Proud Sponsor of Mizzou Women's Athletics.

Simmons supports the Great Rivers Council Boy Scouts of America
The Great Rivers Council Boy Scouts of America was awarded more than $24,000 to
enhance educational opportunities in their Scouting Adventure Center. The center
will provide access to drones, robots, 3D printers and other technology for the
engineering and computer arena in the center.

Ascension Charity Classic
Simmons Bank is the official bank sponsor for the annual Ascension Charity
Classic presented by Emerson golf tournament. This sponsorship significantly
impacts our business and charitable initiatives in the St. Louis area. The 2022
events will take place September 6–11!

Official bank partner for True/False Film Fest
Simmons Bank is proud to be the official bank partner for this annual
documentary festival in the heart of Columbia, Missouri.

 
Stillwater Medical Foundation
Our Stillwater, Oklahoma associates continued their longstanding support for
Stillwater Medical Foundation, becoming the community organization’s title
sponsor for the third year running!

Murray County Junior Livestock Show
Our Davis, Oklahoma team took on the huge task of clerking the Premium Sale for
the Murray County Junior Livestock Show, helping local 4-H and FFA students
receive key financial support.

Tulsa team teaches financial literacy
Our Tulsa Team volunteered to teach financial literacy to local high school
student with Junior Achievement of Oklahoma.

OKC bankers putt for a cause
Simmons Bank Oklahoma City Commercial Team supported the Down’s Syndrome
Association of Central Oklahoma at their annual golf fundraiser.

 
Simmons First Foundation presents $15,000 to Miracle Park
The Simmons Bank team in Gallatin made their way to Miracle Park on behalf of
the Simmons First Foundation to present a $15,000 donation to Friends of
Gallatin Miracle Park.
Read more

Simmons Bank cheers on Liberty Bowl, supports Gold Star Families
Simmons Bank had the honor of presenting a $50,000 donation to the Woody
Williams Foundation in support of veterans and Gold Star families during the
64th annual AutoZone Liberty Bowl at Simmons Bank Liberty Stadium in Memphis.
Read more

Middle TN lends a hand in their community
Middle TN associates joined their local Habitat for Humanity and helped put the
finishing touches on a home that had been delayed due to COVID.

Small business incubator and The Cannery Café get a $20,000 boost
Simmons Bank provided Stanton Tennessee's small business incubator and
restaurant, The Cannery Café, with a $20,000 donation.
Read more

 
Fort Worth Stock Show and Rodeo
Simmons Bank proudly served as the official bank and major sponsor for the 125th
Fort Worth Stock Show and Rodeo, an event which offers millions in much-needed
scholarships and livestock premiums. The 23-day event attracted 1.2 million in
2022 according to a study commissioned by the Fort Worth Stock Show and Rodeo.

EmpowHERment
The inaugural EOSERA EmpowHERment Pitch Competition is for Texas-based female
founders to win seed money for their companies. Simmons was proud to support
this event, which allowed finalists to pitch their ideas to a penal of judges
and a live audience. The winner won $10,000 to support their business.

Associates Help With Wildfire
Following spring wildfires that devastated several communities in Texas, our
associates stepped up with a $5,000 donation to help rebuild 20 homes in the
neighboring community of Cardon, one of the hardest-hit areas.

Dallas Superpowers Raise Money for Children’s Cancer Research
The Simmons Bank team showed off their “superpowers” to raise money for the 1st
Annual Dallas Curing Kids Cancer Fire Truck Pull at Southern Methodist
University (SMU). The Simmons Bank team won Best Dressed, and they pulled their
fire truck in 21 seconds to beat one of SMU’s athletic teams!

 


 * All accounts subject to approval. Restrictions apply.

 * Annual Percentage Yield (APY) accurate as of 7/1/2024. Advertised rate
   subject to change without notice. Minimum opening deposit of $5,000 or
   $50,000 required to obtain advertised APY. If opened online, the full opening
   deposit must be New Money, and if opened in person, at least half of the
   total opening deposit must be New Money.  New Money is money that is not
   currently on deposit at Simmons Bank.  Not available for public funds. A
   penalty will be imposed for early withdrawal. Fees may reduce earnings. CD
   renewal at maturity will be at the prevailing interest rate.

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