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Submitted URL: https://creditscore.creditrepair.com.au/
Effective URL: https://creditscore.creditrepair.com.au/score39104720
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Text Content

THE FIRST STEP IS TO SEE IF OUR SERVICES ARE RIGHT FOR YOU:




 YOU'RE AN AUSTRALIAN RESIDENT


 YOU'RE BETWEEN 18-65 YEARS OLD


 YOU OR YOUR PARTNER HAVE A REGULAR INCOME


 YOU MAY NEED TO BORROW MONEY OR TAKE CONTROL OF YOUR DEBT


 YOU MAY HAVE BEEN DECLINED FOR A LOAN OR HAVE TROUBLE PAYING YOUR DEBT

AND YOU UNDERSTAND THAT...


 WE'LL WORK WITH YOU TO FULLY UNDERSTAND YOUR FINANCIAL SITUATION


 WE WILL HELP YOU UNDERSTAND YOUR CREDIT REPORT AND THE AREAS FOR IMPROVEMENT


 YOU MAY YOURSELF WITHOUT CHARGE OBTAIN A COPY OF YOUR CREDIT RECORD AND
CHALLENGE ANY ENTRY ON YOUR CREDIT REPORT


 NON ONE CAN GUARANTEE THAT ALL ADVERSE CREDIT NOTATIONS CAN BE REMOVED FROM
YOUR CREDIT REPORT


 WE CAN ONLY USE OUR BEST ENDEAVOURS TO ENSURE THAT YOUR CREDIT RECORD IS TRUE
AND CORRECT


 WE WILL NOT PROVIDE YOU WITH ANY INSOLVENCY SERVICES UNLESS AND UNTIL WE'VE
ADVISED YOU THAT YOU MAY OBTAIN HELP, FREE OF CHARGE, WITH CREDIT AND DEBT
RELATED PROBLEMS FROM COMMUNITY BASED FINANCIAL COUNSELLORS.

Get Started
No Thanks




    1300 271 716 

IMPORTANT NOTICE before we start


    1300 271 716 

IMPORTANT NOTICE before we start

Get Your Credit Score And 
BONUS Financial Health Check
Get Your Credit Score And 
BONUS Financial Health Check


GET STARTED NOW 
FILL IN YOUR DETAILS BELOW


GET STARTED NOW -  

FILL IN YOUR DETAILS BELOW

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I agree to the terms & conditions*

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Submit



Or Speak With a Live Credit Specialist Now To See If 
We Can Help You. Call 1300 271 716
Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Low Credit Score
Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Low Credit Score 
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
Get A Copy Of Your Credit Score and Bonus
Personalised Financial Health Check



AS SEEN IN




AS SEEN IN



WHAT'S A CREDIT SCORE AND WHY IS IT IMPORTANT?

WHAT'S A CREDIT SCORE AND 
WHY IS IT IMPORTANT?




LIKE IT OR NOT, BANKS, LENDERS, PHONE COMPANIES AND ELECTRICITY PROVIDERS SHARE
A PERSONS FINANCIAL INFORMATION WITH EACH OTHER.


ALL OF THIS INFORMATION IS HELD IN A DATABASE KNOWN AS A CREDIT REPORT. 


EVERYONE WHO HAS EVER APPLIED FOR A LOAN, CREDIT CARD, A LEASE, MOBILE PHONE
CONTRACT OR ANY OTHER TYPE OF FINANCE HAS A CREDIT REPORT.


IN THIS CREDIT REPORT THERE IS A THREE OR FOUR DIGIT NUMBER THAT BANKS USE TO
APPROVE A LOAN...IT'S CALLED A CREDIT SCORE.


FOR EXAMPLE AND AS A RULE OF THUMB, IF THE CREDIT SCORE IS ABOVE 950 (AND THE
APPLICANT MEETS ALL THEIR OTHER CRITERIA) THE LOAN IS APPROVED AT THE BEST RATE,
IF IT'S BELOW THAT THEN THE LOAN WILL BE DECLINED OR THE LENDER WILL CHARGE A
HIGHER INTEREST RATE.


THE HIGHER THE CREDIT SCORE, THE LOWER THE INTEREST RATE.


EVEN ONE MISSED PAYMENT COULD
AFFECT SOMEONES CREDIT SCORE
FOR BETWEEN 2 AND 5 YEARS



EVEN ONE MISSED PAYMENT COULD AFFECT SOMEONES CREDIT SCORE FOR BETWEEN 2 AND 5
YEARS




IT DOESN'T MATTER IF SOMEONE IS A NICE PERSON OR IF THEY PAY MOST OF THEIR BILLS
ON TIME...


ONE SIMPLE SLIP UP COULD REDUCE SOMEONES CREDIT SCORE AND COST THOUSANDS.


WHAT TYPE OF THINGS CAN AFFECT SOMEONE'S CREDIT SCORE?


❌ MOVING ADDRESS
❌ SWITCHING BANKS OR CREDIT CARDS
❌ CHANGING PHONE NUMBERS
❌ CHANGING EMAIL ADDRESS
❌ CHANGING JOBS
❌ TRAVELLING OVERSEAS
❌ DEBT COLLECTOR CHASING FOR PAYMENT
❌ UNPAID TOLLS
❌ APPLYING FOR FINANCE OR CREDIT
❌ OR JUST FORGETTING TO PAY A BILL


THE WORST PART? THIS INFORMATION CAN NEGATIVELY AFFECT SOMEONES CREDIT SCORE AND
CREDIT REPORT FOR UP TO 5 YEARS!


Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Low Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716


Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Poor Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check
YES! Get My Credit Report


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716


WHO LOOKS AT A CREDIT SCORE OR CREDIT REPORT ANYWAY?


WHO LOOKS AT A CREDIT SCORE 
OR CREDIT REPORT ANYWAY?


SURPRISINGLY ALLOT MORE BUSINESSES AND ORGANISATIONS LOOK AT SOMEONE'S CREDIT
SCORE AND CREDIT REPORT THAN WE REALISE. 


THEY USE IT TO FIND OUT WHAT TYPE OF PERSON THEY ARE PROVIDING SERVICES TO.


IN OUR 19 YEARS EXPERIENCE, WE'VE SEEN A WIDE RANGE USE OF THIS DATA:



❌ A NEW OR CURRENT EMPLOYER USE IT TO SEE IF THEY CAN TRUST PEOPLE
❌ INSURERS USE IT DETERMINE HOW RISKY OF A CUSTOMER THEY MIGHT BE
❌ LANDLORDS AND REAL ESTATE AGENTS USE IT TO DETERMINE IF RENT WILL BE PAID
❌ TELCO'S USE IT TO DECIDE IF THEY WILL OFFER A MOBILE PHONE OR INTERNET
CONTRACT
❌ BANKS AND LENDERS USE IT TO DECIDE IF THEY'LL APPROVE A LOAN OR HOW MUCH
INTEREST TO CHARGE


BECAUSE OF THIS, WE THINK IT'S CRITICAL THAT EVERYONE KNOWS WHAT'S ON THEIR
CREDIT REPORT BEFORE IT'S TOO LATE.




A LOW CREDIT SCORE CAN HAVE 
HUGE NEGATIVE IMPACTS


A LOW CREDIT SCORE CAN HAVE HUGE NEGATIVE IMPACTS


A LOW CREDIT SCORE OR CREDIT REPORT CAN HAVE SIGNIFICANT IMPACTS TO SOMEONES
FINANCIAL HEALTH.


JUST A SMALL BLACK MARK CAN FORCE PEOPLE TO:
❌ PAY $100,000+ MORE IN INTEREST ON A MORTGAGE OR OTHER FINANCE 
❌ HAVE LOANS, CREDIT CARDS OR PHONE CONTRACTS DECLINED
❌ HAVE TO PROVIDE A GUARANTOR OR ADDITIONAL SECURITY FOR A LOAN


THESE AFFECTS CAN LAST FOR YEARS AND GET PEOPLE INTO A SPIRAL THAT IS HARD TO
GET OUT OF.




Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Poor Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check
YES! Get My Credit Report


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716

Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Low Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716




WHAT WE PROVIDE


WHAT WE PROVIDE




✅ FAST ACCESS TO ALL 3 CREDIT REPORTS AND CREDIT SCORES 


✅ CREDIT SCORE AND CREDIT REPORT COMPARISON


✅ A BONUS FINANCIAL HEALTH CHECK


✅ UNIQUE SUMMARY REPORT TO HELP COMPARE ALL THREE REPORTS




✅ FAST ACCESS TO ALL 3 CREDIT REPORTS AND CREDIT SCORES 


✅ CREDIT SCORE AND CREDIT REPORT COMPARISON


✅ A BONUS FINANCIAL HEALTH CHECK


✅ UNIQUE SUMMARY REPORT TO HELP COMPARE ALL THREE REPORTS 



WE HAVE DIRECT ACCESS TO EQUIFAX, EXPERIAN, ILLION (THE THREE MAJOR DATABASES
THAT HOLD CREDIT REPORTS AND CREDIT SCORES IN AUSTRALIA). 


THIS IS THE SAME ACCESS THAT THE BANKS HAVE, BUT OUR ACCESS DOESN'T AFFECT
ANYONES CREDIT SCORE.


WE MAKE IT EASY TO COMPARE CREDIT REPORTS AND CREDIT SCORES BETWEEN ALL OF THE
DIFFERENT DATABASES. 


THIS WILL HELP IDENTIFY AREAS THAT NEED ACTION TO REACH THE END GOAL.


OUR FRIENDLY AND EXPERIENCED TEAM WILL EXPLAIN THE CREDIT REPORT AND CREDIT
SCORES ONE-ON-ONE. THIS IS PERFECT FOR ANYONE WHO WANTS PERSONALISED HELP TO
REACH THEIR FINANCIAL GOALS.


WE'RE EXPERTS IN THIS FIELD, NO ONE HAS MORE EXPERIENCE IN AUSTRALIA. 


THAT'S PROBABLY WHY WE'VE BEEN ABLE TO HELP MORE THAN 400,000 PEOPLE ACCESS
THEIR REPORTS.


Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Poor Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check
YES! Get My Credit Report


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716


HOW IT WORKS


HOW IT WORKS






Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Poor Credit
Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716




HOW IT WORKS


HOW IT WORKS






DON'T JUST TAKE OUR WORD FOR IT


Join the 400,000+ Aussies we've helped to get access to their Credit Reports and
Credit Scores 




Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Poor Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check
YES! Get My Credit Report


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716


DON'T JUST TAKE OUR WORD FOR IT


Join the 400,000+ Aussies we've helped to get access to their Credit Reports and
Credit Scores 


Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Poor Credit
Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716




DON'T LEAVE IT TOO LATE...IT'S TIME TO TAKE ACTION




IT'S EASY TO PUT THIS OFF. 


WE GET IT, LIFE CAN GET IN THE WAY. 


BUT THIS IS SOMETHING THAT COULD BE COSTING PEOPLE THOUSANDS OF DOLLARS RIGHT
NOW.


IT'S IMPORTANT TO GET STARTED AND TAKE ACTION RIGHT AWAY.


HERE ARE SOME SIMPLE STEPS TO GET STARTED:
1. OBTAIN A COPY OF YOUR CREDIT REPORT AND CREDIT SCORE
2. CLAIM A FREE FINANCIAL HEALTH CHECK
3. LEARN WHAT IMPACTS A SCORE AND WHAT ACTION CAN BE TAKEN TO AVOID IT






WHY ARE WE DOING THIS?




OKAY, WE CAN HEAR THE SKEPTICISM FROM HERE. 


WHY ARE WE GOING TO ALL OF THIS TROUBLE TO ASSIST PEOPLE WITH A CREDIT SCORE AND
BONUS FINANCIAL HEALTH CHECK?


THERE'S TWO REASONS. 


FIRSTLY, WE KNOW WHAT IT'S LIKE TO FEEL TRAPPED BY FINANCES AND CREDIT. 


WE WANT TO HELP AS MANY PEOPLE AS POSSIBLE EXPLORE THEIR OPTIONS AND THEIR
FINANCIAL HEALTH.


SECONDLY, WE ARE ACTUALLY REALLY GOOD AT WHAT WE DO AND THIS IS HOW WE GET NEW
CLIENTS. 


WE SHOW HOW AWESOME WE ARE AND WHAT WE'RE CAPABLE OF AND SOME PEOPLE ASK HOW WE
CAN GIVE THEM EVEN MORE HELP AND SUPPORT.


THERE’S NO PRESSURE...




Don't Be One Of The Estimated
1.8 Million Aussies Affected
By A Poor Credit Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check
YES! Get My Credit Report


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716

Don't Be One Of The Estimated 1.8 Million Aussies Affected By A Poor Credit
Score
Get A Copy Of Your Credit Score and Bonus Personalised Financial Health Check
YES! Get My Credit Report Claim My Credit Score And Bonus Financial Health Check


OR SPEAK WITH A LIVE CREDIT SPECIALIST NOW TO SEE IF WE CAN HELP YOU.
CALL 1300 271 716


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© Copyright 2021 CRA ACN: 103 959 502 All Rights Reserved. Conditions Apply.
203-209 Northumberland St Liverpool NSW 2170.


CRA is licensed with ASIC under the National Consumer Credit Protection Act
2009,  Australian Credit Licence (ACL) Number 392319.


DR Administration is a Registered Debt Agreement Administrator, Registration
Number 1146 with AFSA


*Past outcomes that others have experienced as a result of engaging us is not
necessarily indicative of future results (as each case is different). 


Loan approval subject to lender's credit criteria. 





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