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 * 100 Year Anniversary
   
   
   PROUD TO HAVE SERVED OUR LOCAL COMMUNITIES FOR OVER 100 YEARS. VIEW OUR
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WELCOME TO


OLD POINT NATIONAL BANK

Old Point National Bank offers comprehensive services to meet your personal and
commercial financial needs. Serving the Hampton Roads and Greater Richmond
regions of Virginia, we are dedicated to providing excellent service and pride
ourselves on creating a better community every day.

Click here to view our historic timeline


OUR SERVICES

 * Personal Banking
   At Old Point, we have everything you need to keep your personal finances
   working for you. From checking and savings accounts with lots of benefits to
   personal loans and surcharge-free access to 55,000 ATMs worldwide, we have
   just what you are looking for.
   View Details about Personal BankingView Details
 * Private Banking
   Establish a personal relationship with your very own point of contact at Old
   Point. From loans, deposits, and savings, your private banker ensures all
   your needs and goals are met with a high level of service.
   View Details about Private BankingView Details
 * Business Banking
   Old Point National Bank provides everything you need for your business
   banking and helps you make the most of your money. From business loans and
   credit cards with competitive rates to checking accounts and comprehensive
   treasury solutions, we help you focus where you need to.
   View Details about Business BankingView Details
 * Wealth Managenment
   Let us help you define your wealth strategy. We provide personalized wealth
   management services, financial planning, and estate and trust administration
   that fit your investment objective and goal timelines.
   View Details about Wealth ManagenmentView Details
 * Mortgages
   One of the biggest investment decisions you will ever make is purchasing a
   home. With an array of mortgage options, we ensure the dream of owning a home
   is reachable. Take advantage of our prequalification process and confidently
   search for your new home.
   View Details about MortgagesView Details
 * Insurance
   With various personal and commercial insurance services, you can rest assured
   knowing you are fully protected from surprises. From vehicle, home, or life
   insurance, to business policies and coverage for your employees, you can run
   your business with assurance.
   View Details about InsuranceView Details
 * Investments
   Build and maintain your wealth through Old Point's effective asset
   management. Our extensive market research and dynamic technology empower
   clients to assess, allocate, and invest for maximum returns.
   View Details about InvestmentsView Details

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ONLINE BANKING FOR FAST, FREE & EASY ACCOUNT ACCESS

 * Increased Efficiency
   Conduct tasks electronically to save time and money. Digital banking includes
   direct deposit, payment collections, wire transfers, and electronic tax
   payment processing. You can transfer funds between accounts, view check
   images, reorder checks, and more.
   
 * Targeted Reporting
   Access account information for optimizing cash flow and integrating it with
   your software for more efficient account reconciliation. You can add multiple
   users and define levels of authority.
   
 * Improved Security
   Reduce opportunities for account fraud through online banking instead of
   using less secure manual check-based methods.
   
 * Online Financial Tools
   Old Point offers a wide range of online services to meet your needs. Please
   speak with one of our experienced Treasury Services professionals to find the
   best online business service package. For personal use, utilize our financial
   tools, like CardSwap, Direct Pay, and more, to create budgets, track
   spending, and identify trends.
   

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ABOUT OLD POINT



For over 100 years, Old Point has been committed to our clients and community.
Even though we've grown substantially over the decades, we still operate under
local management with the same trusted name and the same genuine concern for our
clients. We strive to make banking what it should be, safe, convenient, and with
all the services you need to meet your personal and commercial financial goals.
 

Click here to view our historic timeline



View Details


 * EXPLORE THE LATEST IN OLD POINT
   
   Your favorite financial institution is buzzing with new activities, events,
   and updates. Find essential information regarding the latest policies,
   dividend payouts, new appointments, and more from our Press Room.
   
   View Details View Details about Explore the Latest in Old Point


 * LEARN WHAT’S NEW IN FINANCE & BANKING
   
   Find expert tips, industry updates, and handy financial tools to further your
   financial goals in our Resource Center.
   
   View Details View Details about Learn What’s New in Finance & Banking


CUSTOMER REVIEWS

 * Very professional and friendly. They got everything done in a timely manner
   and were very knowledgeable in regards to my questions
   
   Hannah M

 * Very knowledgeable. Always working hard to support the customer. Always
   available when needed. The best.
   
   Bryant W

 * Extreme professionalism, prompt service, and great help/attitude to get us
   through the process.
   
   Elia G

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FROM OUR BLOG

May 04, 2023


5 TIPS TO PREVENT MAIL FRAUD

Here are 5 tips to recognize the warning signs of mail fraud and how to protect
against it!

Continue ReadingContinue Reading for 5 Tips to Prevent Mail Fraud
Mar 09, 2022


KEEP YOUR ACCOUNTS AND PERSONAL INFORMATION SAFE

Financial confidence begins with knowing that you are properly protecting your
accounts and assets. Keeping your important personal and account information is
becoming increasingly important with the rise and evolution of cyber-attacks and
scams. Use these tips to protect your identity and your money.

Continue ReadingContinue Reading for Keep Your Accounts and Personal Information
Safe
Dec 08, 2021


CATEGORIZE YOUR SPENDING TO HELP MANAGE YOUR BUDGET

It is extremely difficult to reach savings goals without having a well-organized
budget. To help plan and organize your budget you should categorize your
spending to see the whole picture of your spending and saving habits to reach
your budgeting goals.

Continue ReadingContinue Reading for Categorize Your Spending to Help Manage
Your Budget

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Upcoming Events
 * Sep 14, 2023
   
   
   ISLE OF WIGHT COUNTY FAIR
   
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   PATIENT ADVOCATE FOUNDATION PROMISE OF HOPE AFFAIR
   
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 * Sep 23, 2023
   
   
   THE HAMPTON CUP REGATTA
   
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View All Events
FAQS
 * Can I open an account online?
   Yes, visit https://oldpoint.com/newaccounts to open a personal checking or
   savings account online.
 * Can I schedule an appointment with an Old Point employee online?
   Yes, go to https://oldpoint.com/contact/schedule-appointment/ to schedule an
   appointment online.
 * Does Old Point National Bank have an ATM/Branch Locator?
   Yes. You can find an Old Point National Bank branch or ATM location at
   https://oldpoint.com or within Online Banking. Our customers also have
   surcharge-free access to 55,000 ATMs worldwide as a part of Old Point’s
   partnership with the Allpoint Network. Participating retailers include
   Target, CVS, Walgreens, and many more!
 * What does Old Point National Bank do to secure my account(s)?
   At Old Point, we are committed to protecting your financial information. Our
   services are highly secure and designed to safeguard the privacy and security
   of your financial information fully. Additionally, we offer fraud prevention
   tools like online banking alerts, an app to manage your debit card, and a
   checking account that provides credit monitoring, credit reports, and credit
   scores.


FIND US

Old Point National Bank's convenient branch locations are never far from you.
Gain surcharge-free access to your accounts at over 55,000 ATMs worldwide.
Leading retailers like Target, Walmart, CVS, and Speedway are part of our
ever-growing network.
Find the Branch Closest to You view details for



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ABOUT OLD POINT

 * About
 * Careers
 * Community
 * Investor Relations
 * Press Room

PERSONAL

 * Checking
 * Savings
 * Lending
 * Credit Cards
 * Private Banking
 * Mortgages
 * Wealth Management
 * Investments
 * Insurance

BUSINESS

 * Checking
 * Savings
 * Lending
 * Credit Cards
 * Merchant Services
 * Treasury Services
 * Retirement Solutions

RESOURCES

 * Contact Us
 * Locations
 * Fraud Protection
 * Resource Center
 * FAQs
 * Newsletter

 * About Old Point
    * About
    * Careers
    * Community
    * Investor Relations
    * Press Room

 * Personal
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    * Lending
    * Credit Cards
    * Private Banking
    * Mortgages
    * Wealth Management
    * Investments
    * Insurance

 * Business
    * Checking
    * Savings
    * Lending
    * Credit Cards
    * Merchant Services
    * Treasury Services
    * Retirement Solutions

 * Resources
    * Contact Us
    * Locations
    * Fraud Protection
    * Resource Center
    * FAQs
    * Newsletter

Copyright ©2023 Old Point Financial Corporation | Equal Housing Lender l Member
FDIC | Routing Number: 051406543 | All rights reserved.
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