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Fortuna Legal Protection Insurance – an independent subsidiary of Generali
Switzerland – is celebrating its 50th anniversary this year.

Find out more




LEGAL PROTECTION INSURANCE

All-round cover – for any situation

In the car, at home or at work, while living in Switzerland or abroad: legal
trouble can happen anywhere. An everyday dispute can rapidly escalate into an
expensive legal case. But thanks to comprehensive legal protection insurance,
you can relax. You decide what coverage you need. We offer personal legal
protection insurance, motorists’ legal protection insurance or a combination of
the two. Legal experts and lawyers make sure you get what’s yours by right. 

Take out a policy online
Report a legal case
Reimbursement procedural costs



OVERALL RATING



3.9/5

3,007 Customer reviews

View all comments


HOW YOU BENEFIT

 * Covered in more than 25 branches of law
 * We cover lawyers’ fees, court fees and expert opinion and procedural costs up
   to a value of CHF 1 million in Switzerland and CHF 500,000 worldwide
 * Enjoy immediate legal protection with no deductible and no minimum disputed
   sum
 * Get free, personalised legal advice over the phone
 * Benefit from comprehensive service and rapid assistance from legal experts
   and lawyers

Personal legal protection

Your landlord refuses to repair the broken refrigerator. You have given notice
and your employer will not pay for the overtime you have worked. You are refused
a hotel room although you reserved and paid for one in advance. Enjoy
comprehensive protection against financial and legal risks in all relevant
branches of law with personal legal protection insurance.

Motorists’ legal protection

You are not satisfied with your car repair and want to take action against the
garage owner. You are involved in a road accident because someone failed to give
you right of way. You were speeding and got a huge fine. Our motorists’ legal
protection insurance ensures you have legal cover with you.

Real estate legal protection

Your neighbour is planning an extension that will block your view. You are a
condominium owner who is unhappy with the cost allocation for renovating the
building stairwell. Your new pergola has come loose and damaged your expensive
new garden table. Insure your property with the Fortuna TOP personal legal
protection insurance optional add-on for real estate or condominium owners with
optional landlords’ legal protection.

Combined legal protection

Stay safe wherever you are with a combination of personal legal protection
insurance and motorists’ legal protection insurance. Benefit from a combination
discount of CHF 20 per year.

Tip

You can insure yourself as an individual or as a family. A family is defined as
you, your spouse or partner and all persons residing permanently in the same
household.

Take out a policy online
Request a consultation



 


AS MUCH LEGAL PROTECTION AS YOUR LIFESTYLE REQUIRES

Do you mainly live in Switzerland or do you spend a lot of time abroad? Do you
come into contact with many branches of law or do you only need basic
protection? These two types of insurance provide perfect cover for your needs.

 

Fortuna BASIC – cover for the major aspects of everyday life:

 * Covers the eight major branches of law in Switzerland
 * Insured sum up to CHF 250,000

 

Fortuna TOP – worldwide protection:

 * Covers more than 25 branches of law worldwide
 * Insured sum up to CHF 1 million
 * Option to include property legaI protection

 

 


IMPORTANT QUESTIONS


WHEN DOES THE INSURANCE COVERAGE START AND WHERE IS IT VALID?

Insurance cover starts on the date stated in the policy, without any waiting
period. Pre-existing cases or cases that began before the start of the insurance
contract are not covered. TOP legal protection insurance cover is valid in
Switzerland and the rest of the world. BASIC legal protection insurance cover is
limited to Switzerland.


WHICH BENEFITS DOES FORTUNA OFFER?

 * Fast, expert assistance from experienced legal experts and lawyers
 * Assumption of lawyers' fees, court costs and the costs of expert opinions,
   mediation and court proceedings
 * Reimbursement of litigation costs to the other party
 * Advance of bail to avoid being remanded in custody
 * Costs of travel to court proceedings abroad
 * Translation costs for court proceedings abroad
 * Costs in the event of arrest (up to CHF 500)
 * Free legal advice over the phone


WHICH BRANCHES OF LAW ARE COVERED BY THE INSURANCE?


LEGAL PROTECTION INSURANCE FORTUNA TOP* WITH WORLDWIDE COVER

Branches of law Personal legal protection
insurance TOP Motorists' legal protection
insurance TOP Maximum insured
amount in CHF Employment law ✔   CH:    1,000,000.– Licence suspension   ✔ CH:  
 1,000,000.– Property law ✔ ✔ CH:    1,000,000.– Inheritance law ✔   CH:        
  5,000.– Vehicle taxation   ✔ CH:    1,000,000.– Vehicle contract law   ✔ CH:  
 1,000,000.–
Rest of world:  500,000.– Intellectual property law ✔   CH:           5,000.–
Internet law ✔   CH:         100,000.–
Rest of world:     50,000.– Tenancy law ✔   CH:    1,000,000.– Neighbours'
rights law ✔   CH:         100,000.– Victim support law ✔ ✔ CH:    1,000,000.–
Patient law ✔   CH:    1,000,000.– Personality rights ✔   CH:           5,000.–
Travel law ✔   CH:    1,000,000.–
Rest of world:  500,000.– Civil damages law ✔ ✔ CH:    1,000,000.–
Rest of world:  500,000.– Divorce law ✔   CH:           5,000.– School law ✔  
CH:           5,000.– Tax law ✔   CH:           5,000.– Criminal law ✔ ✔ CH:  
 1,000,000.–
Rest of world:  500,000.– Animal law ✔   CH:           5,000.– Contract law ✔  
CH:    1,000,000.–
Rest of world:  500,000.– Association law ✔   CH:         100,000.– Insurance
law ✔ ✔ CH:    1,000,000.–


LEGAL PROTECTION INSURANCE FORTUNA BASIC* WITH SWISS-WIDE COVER

Branches of law Personal legal protection 
insurance BASIC Motorists' legal protection 
insurance BASIC Maximum insured 
amount in CHF Employment law ✔   CH:    250,000.– Licence suspension   ✔ CH:  
 250,000.– Vehicle taxation   ✔ CH:    250,000.– Tenancy law ✔   CH:  
 250,000.– Victim support law ✔ ✔ CH:    250,000.– Civil damages law ✔ ✔ CH:  
 250,000.– Criminal law ✔ ✔ CH:    250,000.–

* Decisive are the General Policy Conditions (GPC) 2021


HOW MUCH IS THE ANNUAL PREMIUM?

 

  Individual
in CHF annually Family
in CHF annually Personal legal protection TOP 225.– 290.– Motorists legal
protection TOP 90.– 125.– Combined legal protection TOP 295.– 395.– Personal
legal protection BASIC 155.– 190.– Motorists legal protection BASIC 70.– 95.–

Combined legal protection BASIC

205.– 265.–

 * General Policy Conditions for Legal Protection Insurance 175 KB





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