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TAKE CONTROL OF YOUR CAR PAYMENTS


YOU COULD SAVE $115+ A MONTH ON YOUR CAR LOAN*

Check your rate for free!

No impact to your credit score +

No hidden fees

No SSN required ++

IN THE NEWS


DID YOU GET FINANCING FROM YOUR DEALER?

Fast, easy auto refinance

INSTANTLY ACCESS COMPETITIVE RATES IN MINUTES, WITH A DEDICATED TEAM AVAILABLE
TO WALK YOU THROUGH THE PROCESS.

See how it works
Are you getting the most out of your savings?


DISCOVER HOW MUCH YOU COULD SAVE

WHEN YOU REFINANCE THROUGH CARIBOU, YOU COULD FIND NEW WAYS TO PROTECT THE VALUE
OF YOUR CAR.

Get started
CUSTOMER STORIES


100,000+ HAPPY DRIVERS WITH MORE CASH IN THEIR WALLETS


4.6 STAR REVIEWS FROM OUR CLIENTS ON TRUSTPILOT



I sent everything needed to refinance my car loan and [my loan officer] was very
helpful in getting approved and was always available if I had any questions.

Jayne

December 9, 2022

Great customer service. The entire process went very smooth and easy. Very quick
funding.

Rick

February 16, 2023

The application process was easy, and the loan officer was great at
communicating the next steps. The whole process, from the application to the
funding, took two weeks. My interest rate, as well as my monthly payments, went
down.

Amina

November 18, 2022

Quick and painless. Communicated every step of the way and made it easy to
complete. They were able to save me a large chunk of change from my previous
loan.

Taylor

April 8, 2023

From the first phone call to the quick approval, easy-to-use platform, and
friendly people to work with, it was one of the easiest applications and
processes I have experienced. Definitely worth working with Caribou.

Carla

April 26, 2023

This experience was so easy and [my loan officer] was great, patient and
knowledgeable. I got a great deal and happy I made the decision to refinance.

Jacqueline

March 24, 2023

I sent everything needed to refinance my car loan and [my loan officer] was very
helpful in getting approved and was always available if I had any questions.

Jayne

December 9, 2022

Great customer service. The entire process went very smooth and easy. Very quick
funding.

Rick

February 16, 2023

The application process was easy, and the loan officer was great at
communicating the next steps. The whole process, from the application to the
funding, took two weeks. My interest rate, as well as my monthly payments, went
down.

Amina

November 18, 2022

Quick and painless. Communicated every step of the way and made it easy to
complete. They were able to save me a large chunk of change from my previous
loan.

Taylor

April 8, 2023

From the first phone call to the quick approval, easy-to-use platform, and
friendly people to work with, it was one of the easiest applications and
processes I have experienced. Definitely worth working with Caribou.

Carla

April 26, 2023

This experience was so easy and [my loan officer] was great, patient and
knowledgeable. I got a great deal and happy I made the decision to refinance.

Jacqueline

March 24, 2023

I sent everything needed to refinance my car loan and [my loan officer] was very
helpful in getting approved and was always available if I had any questions.

Jayne

December 9, 2022

Great customer service. The entire process went very smooth and easy. Very quick
funding.

Rick

February 16, 2023

The application process was easy, and the loan officer was great at
communicating the next steps. The whole process, from the application to the
funding, took two weeks. My interest rate, as well as my monthly payments, went
down.

Amina

November 18, 2022

 * 1
 * 2


NO HIDDEN FEES.


CO-BORROWERS WELCOME.


FULLY ONLINE PROCESS.

Got more questions? We've got answers.

Search our FAQs
What sets us apart


TECH TO UNLOCK LOW RATES PEOPLE TO MAKE THE PROCESS EASY

Competitive rates

Gain access to affordable refi rates that could save you thousands over the life
of your loan.*

Dedicated support

Our team of loan officers are standing by, happy to help you through the
process.

All in one place

Take control of your car finances and find new ways to protect the value of your
car when you refinance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and
no SSN required.✝︎✝︎


THROUGH CARIBOU, YOU COULD START SAVING TODAY!

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Contact Details
NMLS #1746612
1.877.445.0070

Mon - Fri: 9am - 8pm EST

Sat - Sun: 9am - 4pm EST

717 17th Street, Suite 700
Denver, CO 80202

contact@gocaribou.com

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* This information is estimated based on consumers whose auto refinance loan
funded through Caribou between 3/1/2023 and 3/1/2024, and had an existing auto
loan on their credit report. These borrowers saved an average of $115.72 per
month. Refinance savings may result from a lower interest rate, longer term, or
both. There is no guarantee of savings. Your actual savings, if any, may vary
based on interest rates, the repayment term, the amount financed, and other
factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft
credit pull that will not affect your credit score. However, if you choose a
loan product and continue your application, we or one of our lending partners
will request your full credit report from one or more consumer reporting
agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the
loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR
is based on multiple factors including your credit profile and the loan to value
of the vehicle. APR ranges from 5.95% to 28.55% and is determined at the time of
application. Lowest APR is available for a 60 month term, to borrowers with
excellent credit. Conditions apply. Advertised rates and fees are valid as of
3/4/24 and are subject to change without notice.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue
products and benefits at any time without notice. Participating lenders, rates
and terms are also subject to change at any time without notice. The information
you provide to us is an inquiry to determine whether our lenders can make you a
loan offer. If any of our lending partners has an available loan offer for you,
you will be invited to submit a loan application to the lender for its review.
Not all borrowers receive the lowest rate. Lowest rates are reserved for the
highest qualified borrowers. We do not guarantee that you will receive any loan
offers or that your loan application will be approved. If approved, your actual
rate will depend on a variety of factors, including term of loan, a responsible
financial history, income and other factors. Offers not available in MD, MS, NE,
NV, WV.

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