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Effective URL: https://americanfidelity.com/benefitsbreakdown?utm_source=benefits-breakdown&utm_medium=email&utm_campaign=benefits-breakdown...
Submission: On January 03 via api from US — Scanned from DE
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Skip to main content BENEFITS CAN BE CONFUSING. BUT THEY DON'T HAVE TO BE. There's a lot to learn and it's easy to become overwhelmed. We want to help. Watch these videos to help you better understand a few common terms associated with your health insurance. BREAKING DOWN THE BASICS Need help navigating the world of health benefits? We've got your covered. When it comes to health insurance, there's a tangled web of terms, details, and processes that can be confusing. With Benefits Breakdown, we'll give you basic information and tools you need to become an informed and engaged user of your benefits. 1:01 -------------------------------------------------------------------------------- 1:57 LEARNING THE LINGO There are a lot of different terms and definitions when it comes to major medical insurance. It can be hard to keep up with them all. When you don't understand what they mean, it can make you feel disconnected and uninformed. Learn the definitions of some of the most common terms you'll hear: * Copay * Deductible * Co-insurance * Out-of-pocket * Premium Read about employee benefit terms on our blog -------------------------------------------------------------------------------- HIGHLIGHTING THE HDHP There are several plan options when it comes to major medical insurance. One that is growing in popularity is the High Deductible Health Plan (HDHP). With this option, it may help keep your premium costs down every month, but you will end up paying more for your deductible. A qualified HDHP allows you to open up a Health Savings Account (HSA), which lets you set aside money from your paycheck to help pay for eligible medical costs. Read more about HDHPs on our blog 0:59 -------------------------------------------------------------------------------- FSA VS HSA Reimbursement accounts are a great way to maximize your income. This video explains the differences between a Flexible Spending Account (FSA) and a Health Savings Account (HSA). Read more about the differences between accounts on our blog -------------------------------------------------------------------------------- PREPARE FOR YOUR ENROLLMENT Do you have an estimate for how much you'll spend on healthcare this year? Here are some things to consider going into enrollment. Read more about preparing for enrollment on our blog -------------------------------------------------------------------------------- EXPLANATION OF BENEFITS (EOB) Wondering why you received an explanation of benefits? Is it a bill? (Quick answer: No.) Learn the purpose of an EOB and what to do when you receive one. Read ways to respond to other confusing topics on our blog Back to Top © 2022 American Fidelity Assurance Company Privacy Notices | Report Fraud | Terms of Service | Licensing | Cameron Enterprises AF-1584-1222