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PRIVACY POLICY


 1. Home
 2. Privacy Policy


About This Privacy PolicyInformation We CollectHow We Use Your Information
Sharing of Your InformationYour Communications PreferencesAccessing and Updating
Your InformationData RetentionChildren's PrivacyData SecurityLocations of
ProcessingGrounds for ProcessingChangesContactSupplementary Notices

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1. ABOUT THIS PRIVACY POLICY

This privacy policy applies when you visit or use our websites, apps and other
services, including events, that refer or link to this privacy policy (each, a
“Service”). This privacy policy may be supplemented by additional privacy
statements, terms or notices provided to you. The LexisNexis Risk Solutions
company that owns or administers the Service, as identified therein, is the
primary controller of your personal information provided to, or collected by or
for, the Service.


2. INFORMATION WE COLLECT

We collect information about you in three ways: directly from your input, from
third-party sources, and through automated technologies.


2.1 DATA YOU PROVIDE TO US

The types of personal information that we collect directly from you depends on
how you interact with us and the Service and may include:


 * Contact details, such as your name and work email address, postal address and
   phone number;
 * Account login credentials, such as usernames and passwords, password hints
   and similar security information;
 * Other account registration and profile information, such as educational and
   professional background and photo;
 * Payment information, such as a credit or debit card number;
 * Comments, feedback and other information you provide to us, including search
   query data and questions or information you send to customer support; and/or
 * Interests and communication preferences, including preferred language.


2.2 DATA FROM YOUR ORGANISATION

We may obtain information about you from the organisation with which you are
employed or affiliated in order to activate and manage your access to and use of
the organisation’s subscription to the Service, including:


 * Contact details, such as your name and work email address, postal address and
   phone number;
 * Other account registration information, such as job title; and/or
 * Organisational user ID.


2.3 DATA FROM OTHER SOURCES

We also may obtain contact details and other information about you from our
affiliates and from other third parties, including:


 * Service providers that help us determine a location in order to customise
   certain products to your location;
 * Partners with which we offer co-branded services or engage in joint marketing
   activities; and/or
 * Publicly-available sources and data suppliers from which we obtain data to
   validate or supplement the information we hold.


2.4 DATA FROM SERVICE USE

The Service may automatically collect information about how you and your device
interact with the Service, including:


 * Computer, device and connection information, such as IP address, browser type
   and version, operating system and other software installed on your device,
   mobile platform and unique device identifier and other technical identifiers,
   error reports and performance data;
 * Usage data, such as the features you used, the settings you selected, your
   URL click stream data, including date and time stamp and referring and exit
   pages, and pages you visited on the Service; and/or
 * For location-aware Services, the region, city or town where your device is
   located in order to provide you with more relevant content for where you are
   in the world.

We collect this data through our servers and the use of cookies and other
technologies. You can control cookies through your browser’s settings and other
tools. However, if you block certain cookies, you may not be able to register,
login, or access certain parts or make full use of the Service. For more
details, visit the cookie notice of the Service.


3. HOW WE USE YOUR INFORMATION

Depending on how you interact with us and the Service, we use your personal
information to:


 * Provide, activate and manage your access to and use of the Service;
 * Process and fulfil a request, order, download, subscription or other
   transaction;
 * Provide technical, product and other support and to help keep the Service
   working, safe and secure;
 * Enhance and improve the Service and our other products and services and to
   develop new products, services and benefits;
 * Offer you customised content and other personalization to make the Service
   more relevant to your interests and geography;
 * Respond to your requests, inquiries, comments and concerns;
 * Notify you about changes, updates and other announcements related to the
   Service and our other products and services;
 * Deliver targeted advertisements, promotional messages, notices and other
   information related to the Service and your interests;
 * Provide you with promotional messages and other information about products,
   events and services of ours, our affiliates and third parties such as
   sponsors;
 * Invite you to participate in user testing and surveys as well as sweepstakes,
   competitions and similar promotions;
 * Identify usage trends and develop data analysis, including for purposes of
   research, audit, reporting and other business operations, including
   determining the effectiveness of our promotional campaigns and evaluating our
   business performance, or in other ways pursuant to a customer agreement;
   and/or
 * Comply with our legal obligations, resolve disputes, and enforce our
   agreements

If you are an administrator of an organisation with a subscription to the
Service, we will use your details to communicate with you about your
organisation’s subscription and related services. If you supply us contact
information of your colleagues, we may contact those individuals with
communications about the Service that may include reference to you.


4. SHARING OF YOUR INFORMATION


4.1 YOUR ORGANISATION

If you access the Service through a subscription administered by your
organisation, your personal information and certain usage data gathered through
the Service may be accessed by or shared with the administrators authorized by
your organisation for the purposes of usage analysis, subscription management
and compliance, cost attribution and departmental budgeting.


4.2 APPLICATION LICENSOR

If you access a third-party application on the Service through a license
agreement with the licensor of that application, personal information relevant
to that application will be shared with the licensor so that it can provide you
access to the application, subject to the terms of its license agreement and
privacy policy.


4.3 OUR COMPANIES AND SERVICE PROVIDERS

Depending on the Service provided, we share personal information with:


 * Our affiliates, trading names and divisions within the LexisNexis Risk
   Solutions worldwide (for an address list, click here) and certain RELX
   companies that provide technology, customer service and other shared services
   functions; and/or
 * Our service providers, suppliers, agents and representatives, including but
   not limited to, payment processors, customer support, email service
   providers, IT service providers, mailing houses and shipping agents;

to process the information as necessary to provide the Service, complete a
transaction or fulfil your request or otherwise on our behalf based on our
instructions and in compliance with this privacy policy and any other
appropriate confidentiality and security measures.


4.4 YOUR CHOICES

We share your personal information with our affiliates and with sponsors, joint
venture partners and other third parties, including entities for which we are
acting as an agent, licensee, application host or publisher, that wish to send
you information about their products and services that may be of interest to
you, as determined by your choices in managing your communications preferences
and other settings. The Service may let you post and share personal information,
comments, materials and other content. Any such contributions you disclose
publicly may be collected and used by others, may be indexed by search engines,
and might not be able to be removed. Please be careful when disclosing personal
information in these public areas.


4.5 FOR LEGAL REASONS

We also will disclose your personal information if we have a good faith belief
that such disclosure is necessary to:


 * meet any applicable law, regulation, legal process or other legal obligation;
 * detect, investigate and help prevent security, fraud or technical issues;
   and/or
 * protect the rights, property or safety of LexisNexis Risk Solutions, our
   users, employees or others;

and as part of a corporate transaction, such as a transfer of assets or an
acquisition by or merger with another company.


5. YOUR COMMUNICATIONS PREFERENCES

You can customise and manage your communications preferences and other settings
when you register with the Service, by updating your account features and
preferences, by using the “opt-out” or unsubscribe mechanism or other means
provided within the communications that you receive, or by contacting us. We
reserve the right to notify you of changes or updates to the Service whenever
necessary.


6. ACCESSING AND UPDATING YOUR INFORMATION


6.1 YOUR ACCOUNT

The Service may allow registered users to directly access and review their
account information and make corrections or updates upon login at any time.
Keeping such information up to date is solely the responsibility of the user.
Registered users may also close their account directly through the Service or by
contacting the Service’s customer support.


6.2 YOUR RIGHTS

You have the right under privacy and data protection laws, as may be applicable,
to request free of charge:


 * access to and correction or deletion of your personal information;
 * restriction of our processing of your personal information, or to object to
   our processing; and
 * portability of your personal information.

If you wish to exercise any of these rights, please contact us. 

For U.S. Privacy requests, click here to submit online.
For non-U.S. Privacy requests, click here to submit online.

We will respond to your request consistent with applicable laws. To protect your
privacy and security, we may require you to verify your identity.

Access to personal information that LexisNexis Risk Solutions gathers from
public records and other sources to supply to organisations is subject to
applicable laws and our processing notices.


7. DATA RETENTION

We retain your personal information for as long as necessary to provide the
Service and fulfil the transactions you have requested, or for other essential
purposes such as complying with our legal obligations, maintaining business and
financial records, resolving disputes, maintaining security, detecting and
preventing fraud and abuse, and enforcing our agreements. If you access the
Service through a subscription administered or sponsored by your organisation,
we retain your organisational contact details after the termination of your
organisation’s subscription to continue to communicate with you


8. CHILDREN’S PRIVACY

We do not knowingly collect information from children under the age of 13 or
target the Service to children under 13.


9. DATA SECURITY

We use a variety of administrative, physical and technical security measures to
help safeguard your personal information.


10. LOCATIONS OF PROCESSING

Your personal information may be stored and processed in your region or another
country where LexisNexis Risk Solutions affiliates and our service providers
maintain servers and facilities, including (but not limited to) Australia,
Brazil, France, Germany, Iceland, Israel, India, Italy, Ireland, the
Netherlands, the Philippines, Singapore, South Africa, the United Kingdom, and
the United States. We take steps, including through contracts, intended to
ensure that the information continues to be protected wherever it is located in
a manner consistent with the standards of protection required under applicable
law.

Certain U.S. entities within LexisNexis Risk Solutions have certified certain of
their services to the EU-U.S. Data Privacy Framework (EU-U.S. DPF), the UK
Extension to the EU-U.S. DPF, and the Swiss-U.S. Data Privacy Framework as set
forth by the U.S. Department of Commerce. Please view these entities’ Data
Privacy Framework Notice here. To learn more about the Data Privacy Framework
program, and to view these entities’ certification, please visit
https://www.dataprivacyframework.gov. 


11. GROUNDS FOR PROCESSING

When we collect from you any personal information within the scope of European
data protection laws, we do so:


 * where necessary to provide the Service, fulfil a transaction or otherwise
   perform a contract with you or at your request prior to entering into a
   contract;
 * where necessary for our compliance with applicable law or other legal
   obligation;
 * where necessary for the performance of a task carried out in the public
   interest;
 * where applicable, with your consent; and/or
 * as necessary to operate our business, protect the security of our systems,
   customers and users, detect or prevent fraud, enable our customers to comply
   with legal obligations, or fulfil our other legitimate interests as described
   in the “Information We Collect,” “How We Use Your Information” and “Sharing
   of Your Information” clauses above, except where our interests are overridden
   by your privacy rights.

Where we rely on your consent to process personal information, you have the
right to withdraw your consent at any time, and where we rely on legitimate
interests, you may have the right to object to our processing.


12. CHANGES

We will update this privacy policy from time to time. Any changes will be posted
on this page with an updated revision date. If we make any material changes, we
will provide notice through the Service or by other means.


13. CONTACT

If you have any questions, comments, complaints or requests regarding this
privacy policy or our processing of your information, please contact us online
or in writing:

For U.S. Privacy requests, click here to submit online.
For non-U.S. Privacy requests, click here to submit online.

Data Protection Officer
LexisNexis Risk Solutions
Global Reach
Dunleavy Drive
Cardiff CF11 0SN
UK

You may also lodge a complaint with the data protection authority in the
applicable jurisdiction.


14. SUPPLEMENTARY NOTICES

For more information about our processing of personal information as required by
applicable local laws, see our U.S. Consumer Privacy Notice, pertaining to
residents of California, Colorado, Connecticut, Utah and Virginia.
Last updated: December 31, 2023


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