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Submitted URL: http://eqbank.ca/
Effective URL: https://www.eqbank.ca/
Submission: On March 13 via manual from IN — Scanned from CA
Effective URL: https://www.eqbank.ca/
Submission: On March 13 via manual from IN — Scanned from CA
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Skip to main content Opens in a new window Opens an external site Opens an external site in a new window Search: Sign in Join now Search: Submit * Sign in * Personal Banking Toggle links Explore products for… * Everyday Banking * Savings Plus Account Enjoy everyday banking that earns more. Learn more * Savings Plus Account * Joint Savings Plus Account The perks of everyday banking with up to 3 other people. Learn more * Joint Savings Plus Account * TFSA Savings Account Get tax-free earnings with no fees. Learn more * TFSA Savings Account * US Dollar Account Earn more on US dollars with no monthly fees. Learn more * US Dollar Account * Investments * GICs Invest in registered and non-registered GICs. Learn more * GICs * RSP Savings Account Grow retirement savings the smart way. Learn more * RSP Savings Account * TFSA Savings Account Get tax-free earnings with no fees. Learn more * TFSA Savings Account * Payments * International Money Transfers Send money abroad for less using Wise. Learn more * International Money Transfers * EQ Bank Card Spend, save, and earn with free withdrawals from any ATM in Canada. Learn more * EQ Bank Card * Borrowing * Mortgage Marketplace Find the best mortgage that’s right for you. Learn more * Mortgage Marketplace * Now in Quebec * About Us Toggle links Find out more about… * Our Company Who we are and how we’re changing banking. Learn more * Our Company * Community How we support the community. Learn more * Community * Careers See if EQ Bank could be the right career fit. Learn more * Careers * News All the latest industry news about EQ Bank. Learn more * News * Education Centre * Help Toggle links * FAQ Have questions? We’ve got the answers. Learn more * FAQ * Contact Us Our Customer Care team is here to help. Learn more * Contact Us * Estates Settling an estate? We’re here for you. Learn more * Estates * Contact Us English * English * Français * Français (QC) Join now EN * EN * FR * FR (QC) Sign in Join now * EQ BANK CARD THE ALL-NEW CARD FOR SPENDING (AND EARNING). Get free withdrawals from any ATM in Canada, cash back on every purchase (Footnote 2), and more—without all the fees. The EQ Bank Card is not currently available in Quebec. Learn more * MAKE BANK WITH CANADA’S BEST. We’ve been named Top Bank in Canada by Forbes for two years running! Try better everyday banking today. Join now * TFSA SAVINGS ACCOUNT EARN 3.00% (FOOTNOTE *). TAX-FREE. FEE-FREE. High interest. Zero fees. No minimum balance. Enough with all the take, you deserve to make. Get started * SAVINGS PLUS ACCOUNT EVERYDAY BANKING. UP TO 250× MORE (FOOTNOTE ◊) INTEREST. Get the flexibility of chequing with unlimited transactions (Footnote 1) and zero monthly fees—plus 2.50% interest (Footnote *) on every dollar. Join now * EQ BANK CARD THE ALL-NEW CARD FOR SPENDING (AND EARNING). Get free withdrawals from any ATM in Canada, cash back on every purchase (Footnote 2), and more—without all the fees. The EQ Bank Card is not currently available in Quebec. Learn more * MAKE BANK WITH CANADA’S BEST. We’ve been named Top Bank in Canada by Forbes for two years running! Try better everyday banking today. Join now ENOUGH WITH ALL THE TAKE. IT'S TIME TO MAKE. MAKE BANK. Sometimes it can feel like the whole world is out to take. Offering less and less while charging you more and more. And for what? Taking your cash to store your cash? No thanks. It’s time for the opposite of take. It’s time to make. Get an account that offers high interest and no fees on everyday banking. Want to Make Bank? Welcome to EQ Bank. I WANT… * Banking that earns * Investments that grow * A smart way to pay * A mortgage that’s worth it SAVINGS PLUS ACCOUNT Enjoy unlimited transactions (Footnote 1) and up to 250× more (Footnote ◊) interest than at other banks. * 2.50% interest (Footnote *) * No monthly fees or minimum balance * Free unlimited bill payments, Interac e-Transfers (Footnote ®) and more (Footnote 1) * Free withdrawals from any ATM in Canada and cash back (Footnote 2) with the EQ Bank Card Start earning by getting a Savings Plus Account Learn more about our Savings Plus Account JOINT SAVINGS PLUS ACCOUNT All the everyday banking perks of the Savings Plus Account, for a smarter shared banking experience. * 2.50% interest (Footnote *) * Easy online sign-up with zero paperwork * Add up to 3 people in a single click Start earning by getting a Joint Plus Account Learn more about our Joint Plus Account TFSA SAVINGS ACCOUNT Earn more with high interest and tax-free earnings. * 3.00% interest (Footnote *), tax-free * Zero fees for bigger earnings * No minimum balance * No-nonsense online sign-up in minutes Start investing by getting a Tax-Free Savings Account Learn more about our Tax-Free Savings Account US DOLLAR ACCOUNT Earn more on US dollars without the nonsense of annoying fees. * 2.00% interest (Footnote *) on every dollar * No monthly fees * Seriously competitive exchange rate * A fast, cheap way to send US dollars abroad Start earning by getting a US Dollar Account Learn moreabout U.S. Dollar Account GICS Invest it and forget it with guaranteed rates on our registered and non-registered GICs. * FEATURED RATE: 5.00% (Footnote **) on a 1-year GIC * Invest for the short term or long term * Break free of restrictions with our low minimum deposit * Skip the hassle and buy a GIC in seconds Start investing by getting a G.I.C. Learn more about our G.I.C. options RSP SAVINGS ACCOUNT Grow your retirement savings the smart way. * 3.00% interest (Footnote *) on every tax-deferred dollar * Zero fees for bigger earnings * No minimum balance or other banking nonsense * Online sign-up in minutes Start investing by getting an R.S.P. Savings Account Learn more about our R.S.P. Savings Account TFSA SAVINGS ACCOUNT Invest smarter with high interest and tax-free earnings. * 3.00% interest (Footnote *), tax-free * Zero fees for bigger earnings * No minimum balance * No-nonsense online sign-up in minutes Start investing by getting a Tax-Free Savings Account Learn more about our Tax-Free Savings Account EQ BANK CARD A reloadable card (Footnote 4) for spending and earning more (without all the fees). * Free withdrawals from any ATM in Canada * Cash back on every purchase (Footnote 2) * Earn 2.50% interest (Footnote *) right up until you spend * No FX fees (Footnote 3), monthly fees, or other hidden fees The EQ Bank Card is not currently available in Quebec. Get your free card in a few easy steps Learn more about the EQ Bank Card INTERNATIONAL MONEY TRANSFERS Need to send money or make payments abroad? Do it for a whole lot less. * Up to 8× (Footnote ‡) cheaper than other banks * A no-nonsense, zero-markup exchange rate * Send money direct from your account in a few easy steps * Get your money there fast (some transfers are instant!) Send money abroad in a few easy steps Learn more about our about our International Money Transfers MORTGAGE MARKETPLACE The no-nonsense way to find the best mortgage that’s right for you. * Access 2,000+ mortgage products in one place * Get the best rates right from the start * Simple online process Learn more about Mortgage Marketplace End of product cards I WANT… BANKING THAT EARNS * SAVINGS PLUS ACCOUNT Enjoy unlimited transactions (Footnote 1) and up to 250× more (Footnote ◊) interest than at other banks. * 2.50% interest (Footnote *) * No monthly fees or minimum balance * Free unlimited bill payments, Interac e-Transfers (Footnote ®) and more (Footnote 1) * Free withdrawals from any ATM in Canada and cash back (Footnote 2) with the EQ Bank Card Start earning by getting a Savings Plus Account Learn more about our Savings Plus Account * JOINT SAVINGS PLUS ACCOUNT All the everyday banking perks of the Savings Plus Account, for a smarter shared banking experience. * 2.50% interest (Footnote *) * Easy online sign-up with zero paperwork * Add up to 3 people in a single click Start earning by getting a Joint Plus Account Learn more about our Joint Plus Account * TFSA SAVINGS ACCOUNT Earn more with high interest and tax-free earnings. * 3.00% interest (Footnote *), tax-free * Zero fees for bigger earnings * No minimum balance * No-nonsense online sign-up in minutes Start investing by getting a Tax-Free Savings Account Learn more about our Tax-Free Savings Account * US DOLLAR ACCOUNT Earn more on US dollars without the nonsense of annoying fees. * 2.00% interest (Footnote *) on every dollar * No monthly fees * Seriously competitive exchange rate * A fast, cheap way to send US dollars abroad Start earning by getting a US Dollar Account Learn moreabout U.S. Dollar Account INVESTMENTS THAT GROW * GICS Invest it and forget it with guaranteed rates on our registered and non-registered GICs. * FEATURED RATE: 5.00% (Footnote **) on a 1-year GIC * Invest for the short term or long term * Break free of restrictions with our low minimum deposit * Skip the hassle and buy a GIC in seconds Start investing by getting a G.I.C. Learn more about our G.I.C. options * RSP SAVINGS ACCOUNT Grow your retirement savings the smart way. * 3.00% interest (Footnote *) on every tax-deferred dollar * Zero fees for bigger earnings * No minimum balance or other banking nonsense * Online sign-up in minutes Start investing by getting an R.S.P. Savings Account Learn more about our R.S.P. Savings Account * TFSA SAVINGS ACCOUNT Invest smarter with high interest and tax-free earnings. * 3.00% interest (Footnote *), tax-free * Zero fees for bigger earnings * No minimum balance * No-nonsense online sign-up in minutes Start investing by getting a Tax-Free Savings Account Learn more about our Tax-Free Savings Account A SMART WAY TO PAY * EQ BANK CARD A reloadable card (Footnote 4) for spending and earning more (without all the fees). * Free withdrawals from any ATM in Canada * Cash back on every purchase (Footnote 2) * Earn 2.50% interest (Footnote *) right up until you spend * No FX fees (Footnote 3), monthly fees, or other hidden fees The EQ Bank Card is not currently available in Quebec. Get your free card in a few easy steps Learn more about the EQ Bank Card * INTERNATIONAL MONEY TRANSFERS Need to send money or make payments abroad? Do it for a whole lot less. * Up to 8× (Footnote ‡) cheaper than other banks * A no-nonsense, zero-markup exchange rate * Send money direct from your account in a few easy steps * Get your money there fast (some transfers are instant!) Send money abroad in a few easy steps Learn more about our about our International Money Transfers A MORTGAGE THAT’S WORTH IT * MORTGAGE MARKETPLACE The no-nonsense way to find the best mortgage that’s right for you. * Access 2,000+ mortgage products in one place * Get the best rates right from the start * Simple online process Learn more about Mortgage Marketplace IT’S TIME FOR THE EVERYDAY BANKING YOU DESERVE GET READY TO MAKE Monthly fees? No way. Up to 250× more (Footnote ◊) earnings than other banks with free everyday transactions? Absolutely. Plus free withdrawals from any ATM in Canada and cash back on every purchase (Footnote 2) with the EQ Bank Card. WITHOUT ALL THE TAKE No gimmicks, no accounts you don’t need, just seamless digital banking where all of our customers get the same best rates—without confusing promo rates or annoying paperwork and lineups. WE’RE SECURE AND TRUSTED TOO We have top-notch security and all of our deposit products are eligible for CDIC deposit insurance (Footnote †). We’re also trusted by hundreds of thousands of customers to the tune of over $7B in deposits—and backed by Equitable Bank which has 50+ years of experience in the Canadian market. IT’S TIME FOR THE EVERYDAY BANKING YOU DESERVE GET READY TO MAKE Monthly fees? No way. Up to 250× more (Footnote ◊) earnings than other banks with free everyday transactions? Absolutely. Plus free withdrawals from any ATM in Canada and cash back on every purchase (Footnote 2) with the EQ Bank Card. WITHOUT ALL THE TAKE No gimmicks, no accounts you don’t need, just seamless digital banking where all of our customers get the same best rates—without confusing promo rates or annoying paperwork and lineups. WE’RE SECURE AND TRUSTED TOO We have top-notch security and all of our deposit products are eligible for CDIC deposit insurance (Footnote †). We’re also trusted by hundreds of thousands of customers to the tune of over $7B in deposits—and backed by Equitable Bank which has 50+ years of experience in the Canadian market. WE CHECKED AND... WE CHECK ALL THE BOXES At EQ Bank, you get: High interest rates The same best rates for all customers No monthly or hidden fees and free everyday transactions No bank account minimum balances No branches = more value Free withdrawals from any ATM in Canada Cash back on every purchase (Footnote 2) At other banks, you usually get: Can-barely-see-them interest rates Different rates for different customers…sigh Monthly and hidden fees, transaction fees, etc. Bank account minimum balances often required Expensive branches = more costs Fees with certain ATMs Cash back that can be restricted to certain partners OUR CUSTOMERS HAVE BEEN TALKING * “ “EQ Bank has shown time and time again that they listen to the needs of consumers and continue to adapt to meet those needs.” -------------------------------------------------------------------------------- Michael * “ “Very unique bank with very competitive interest rates, very innovative and separate from mainstream big banks.” -------------------------------------------------------------------------------- Robin * “ “I love my banking experience with EQ, which includes higher interest rate than other banks, no- fee transactions in Canada and awesome customer service.” -------------------------------------------------------------------------------- Pat * “ “Among the new generation virtual banks, EQ Bank is really competitive and worth consideration for selecting it as a conduit for savings under TFSA, RRSP etc.” -------------------------------------------------------------------------------- Siv * “ “I will bring all my savings to EQ Bank because I tested the services and I like the experience.” -------------------------------------------------------------------------------- Antonio * “ “Easy to use and great interest rates. I’m a new customer but I am sure I will be a lifelong customer. Great that there are TFSAs now. Keep up the great work.” -------------------------------------------------------------------------------- David * “ “I'm so happy with my experience with EQ Bank so far. I switched from one of the Big 6 banks to EQ back in 2017 and I never looked back. EQ has really helped me reach my financial goals. Thanks EQ!” -------------------------------------------------------------------------------- KT * “ “As a young adult trying to save for my future, EQ Bank's interest rates for a traditional savings account within a TFSA are simply unparalleled. The decision to open an account with them was a no-brainer!” -------------------------------------------------------------------------------- Bobby GETTING NOTICED IN A BIG WAY * Top Bank in Canada 2022 Forbes World’s Best Banks * Top Bank in Canada 2021 Forbes World’s Best Banks * EQ Bank mobile app Over 18,000 ratings * Top High-Interest Savings Account 2021 ratehub.ca Personal Finance Awards * Top RRSP Savings Account 2021 ratehub.ca Personal Finance Awards * Top TFSA Savings Account 2021 ratehub.ca Personal Finance Awards * Best Savings Account 2021 greedyrates Awards * Most Innovative Cloud Deployment 2020 IBS Intelligence Global FinTech Innovation Awards * Model Bank Winner for Banking in the Cloud 2020 Celent Model Bank Awards * Top High-Interest Savings Account 2020 ratehub.ca Personal Finance Awards * We actually have more But you get the idea… HOLD ON...ARE YOU STILL NOT CONVINCED? Most people never scroll down this far, but if you really, really need a recap, we’re not opposed to a cheat sheet on everyday banking that makes without all the take: * Earn more with incredible rates and no monthly fees * Enjoy everyday banking with free everyday transactions and no minimum balance restrictions * Get safety and security from a bank you can trust Are you ready now? Sign up to become an EQ Bank customer EDUCATION CENTRE Unpacking all things money. ARTICLES * Borrowing HOW TO SAVE FOR A HOUSE Read now Share * Everyday Banking 5 BENEFITS OF A SAVINGS PLUS ACCOUNT Read now Share * Everyday Banking 4 WAYS EQ BANK MAKES INTEGRATED BANKING EASY Read now Share Well that was easy! Now that you’ve signed up, you’ll get all the latest info on smart banking delivered directly to your inbox. STAY UP TO DATE ON ALL THINGS EQ BANK If you’d like to learn more about our newest products that work for you, the latest news, and more, sign up to email updates. First name Last name Email Would you like to be the first to know about EQ Bank’s rates, products, and promotions? You can unsubscribe at any time. Yes, please. Subscribe FOOTNOTES Footnote * Interest is calculated daily on the total closing balance and paid monthly. For the EQ Bank Card, interest is paid into the linked Savings Plus Account. Rates are per annum and subject to change without notice. Return to footnote * referrer Footnote 1 Transactions are subject to certain dollar limit maximums. For details, please see our Savings Plus Account Fees & Features page here. Return to footnote 1 referrer Footnote 2 Cash back will be paid monthly. See the EQ Bank Card Agreement for details on earning cash back and other terms and conditions that apply to the EQ Bank Card. Return to footnote 2 referrer Footnote 3 Foreign currency transactions will be subject to the Mastercard Currency Conversion rate. EQ Bank does not charge any additional FX fee or markup. Return to footnote 3 referrer Footnote 4 The EQ Bank Card is a prepaid reloadable Mastercard issued by Equitable Bank pursuant to a licence from Mastercard International Incorporated. Return to footnote 4 referrer Footnote † Equitable Bank is a member of CDIC. EQ Bank is a trade name of Equitable Bank. Return to footnote † referrer Footnote ‡ Based on research conducted by Equitable Bank comparing exchange rates and transaction fees from Wise, Canada’s ‘Big 5’ banks and Simplii Financial. Research considered comparable online global money transfer services and was conducted using the following transactions for $500 CAD: total cost to send CAD to INR in India, total cost to send CAD to USD in the United States and total cost to send CAD to EUR in France. Research took place on February 16th, 2022. Promotions excluded. Return to footnote ‡ referrer Footnote ◊ Based on research conducted by Equitable Bank comparing interest rates of base savings accounts offered by Canada’s ‘Big 5’ banks. Rates were compared using a ratio analysis. Research is based on savings account interest rates taken from public websites as at January 4, 2023. Promotions and Rate Premiums are excluded. Return to footnote ◊ referrer Footnote ® Trade-mark of Interac Corp. Used under licence. Return to footnote ® referrer Footnote ** EQ Bank GICs are non-redeemable. For GIC terms equal to one year, simple interest is calculated on a per annum basis and paid at maturity. Interest is accrued for the entire GIC term. Rates are calculated on a per annum basis and are subject to change at any time. Return to footnote ** referrer Footnote EQ Bank does not offer the following products in the province of Quebec: US Dollar Account, the EQ Bank Card, International Money Transfers, RSP Savings Accounts, and RSP GICs. Additionally, the EQ to EQ transfers feature is not available in Quebec. Return to footnote referrer Equitable Bank is a member of CDIC. EQ Bank is a trade name of Equitable Bank. * Contact Us * FAQ * CDIC Member * Equitable Bank * Check Status ™Trademark of Equitable Bank, all rights reserved. EQ Bank is a trade name of Equitable Bank. * * * * Accessibility * Site Map * Privacy & Legal * Security * * * _ ✕ Chat with us How can I help?