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Effective URL: https://www.cit.com/cit-bank/platinum-savings?utm_campaign=cit_br_rt_nb_platinumsavings_prospecting_cpc&utm_source=b...
Submission: On January 19 via api from US — Scanned from DE
Effective URL: https://www.cit.com/cit-bank/platinum-savings?utm_campaign=cit_br_rt_nb_platinumsavings_prospecting_cpc&utm_source=b...
Submission: On January 19 via api from US — Scanned from DE
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</form>Text Content
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*
Personal
*
Commercial Services
* Bank
Savings
* Platinum Savings
* Money Market
* Savings Connect
* Savings Builder
eCheckingCDs
* Term CDs
* No-Penalty, 11-Month CD
* Jumbo CDs
* RampUp CDs
View All Products
* Borrow
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* Learn
Why CIT Bank
* Awards
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Savings StrategiesOwnership Types
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Contact UsProduct and RatesForms & Docs
* Agreement for Personal Accounts
* Fee Schedule
FAQsFraud PreventionHelpServices
* Online Banking
* Mobile Banking
* Quicken/Mint information
* Calculators
* Zelle®
* Transfer Money
* Manage CDs
* Digital Payments
* Debit Card Controls
* Lost or Stolen Debit Card
Beginning of dialog content
C I T Mobile Site Navigation
* Personal
* BANK
Savings
* Platinum Savings
* Money Market
* Savings Connect
* Savings Builder
eChecking
CDs
* Term CDs
* No-Penalty, 11-Month CD
* Jumbo CDs
* RampUp CDs
View All Products
* BORROW
Home Loans
* LEARN
Learn
* Awards
* Member FDIC
* Privacy
* Building On Heritage
* Entirely Digital
* Savings Focused
Savings StrategiesOwnership Types
* Personal
* Custodial
* Trust
ArticlesVideos
* RESOURCES
Contact UsProduct and RatesForms & Docs
* Agreement for Personal Accounts
* Fee Schedule
FAQsFraud PreventionHelp
Services
* Online Banking
* Mobile Banking
* Quicken/Mint information
* Calculators
* Zelle®
* Transfer Money
* Manage CDs
* Digital Payments
* Debit Card Controls
* Lost or Stolen Debit Card
* Commercial Services
End of dialog content
Open Account
Ready to get started?
Open Account
Sign In
Sign In
Beginning of dialog content
SIGN IN
Online Banking
Other Account Types
--------------------------------------------------------------------------------
End of dialog content
Save more. Earn more.
PLATINUM SAVINGS
5.05
%
APYScroll to disclosure: 1
On balances of $5,000 or more
The higher your balance, the more you’ll earn.
Start saving now
GET STARTED WITH AS LITTLE AS $100.
5.05% APYScroll to disclosure: 1
With a balance of $5,000 or more
0.25% APYScroll to disclosure: 1
With a balance of less than $5,000
SKIP THE HASSLE, GET THE BENEFITS.
Competitive rates
Earn 10x the National Average on your savings.Scroll to disclosure: 2
Secure
Your CIT Bank account is FDIC insured, which means it's secure.
Digital convenience
CIT Bank's mobile app makes it easy to manage your account.
No monthly service fees
No account opening or monthly services fees, so you can keep what you earn.
CIT BANK IS A DIVISION OF FIRST CITIZENS BANK. FIRST CITIZENS HAS A REPUTATION
FOR FINANCIAL STRENGTH, EXCEPTIONAL CUSTOMER SERVICE AND PRUDENT LENDING THAT
SPANS 125 YEARS. OVER THOSE YEARS, FIRST CITIZENS HAS DELIVERED SUSTAINED GROWTH
DEMONSTRATING STABILITY AND RESILIENCE WHILE ADAPTING TO CHANGES IN THE BUSINESS
ENVIRONMENT ALONG THE WAY. LEARN MORE
CIT BANK NAMED #1 IN DELIVERING THE MOST HUMANIZED EXPERIENCE IN BANKING
Get the details
FOLLOW THESE EASY STEPS TO OPEN A PLATINUM SAVINGS ACCOUNT.
1
Enter your info
Securely provide your address, phone number, email and Social Security number.
2
Fund your account
Open an account with a minimum of $100. You can transfer funds with an
electronic transfer, mail-in check or wire.
3
And you're done
That's all there is to it. We'll send an email confirming you have successfully
opened your account.
OPENING A PLATINUM SAVINGS ACCOUNT TAKES ABOUT FIVE MINUTES ON YOUR COMPUTER OR
MOBILE PHONE.
Start reaching your savings goals today.
Let's get started
Your money is safe and sound.
CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the
Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts
are insured up to $250,000 per depositor, for each account ownership category.
Deposits held under the names First Citizens Bank & Trust Company and CIT Bank
are not separately insured but must be combined for purposes of determining
whether a depositor has exceeded the federal insurance deposit limit.
Learn more
* Return to footnote: 1
Platinum Savings is a tiered interest rate account. Interest is paid on the
entire account balance based on the interest rate and APY in effect that day
for the balance tier associated with the end-of-day account balance. APYs —
Annual Percentage Yields are accurate as of July 27, 2023: 0.25% APY on
balances of $0.01 to $4,999.99; 5.05% APY on balances of $5,000.00 or more.
Interest Rates for the Platinum Savings account are variable and may change
at any time without notice. The minimum to open a Platinum Savings account is
$100.
* Return to footnote: 2
Based on comparison to the national average Annual Percentage Yield (APY) on
savings accounts as published in the FDIC National Rates and Rate Caps,
accurate as of October 16, 2023.
*
*
*
About
* Why CIT Bank
* Account Types
* Services
* Careers at First Citizens
Accounts
* Savings
* eChecking
* CDs
* Home Loans
Resources
* FAQ
* Help
* Contact Us
CIT Group
* Small Business
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* Commercial Services
* Other Commercial Businesses
©2024 First-Citizens Bank & Trust Company. All rights reserved. CIT and the CIT
logo are registered trademarks of First Citizens BancShares, Inc.
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Terms of Use
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Privacy
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Fraud Warning
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Accessibility
Leaving Site Notice
YOUR PRIVACY CHOICES
When you visit CIT Bank websites, we may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences, or your device and is mostly used to help us manage the
website to serve you best. The information doesn’t usually directly identify
you, but it can give you a more personalized web experience. Because we respect
your right to privacy, you can choose not to allow some types of cookies. To
find out more about the different cookie categories and to change the settings,
click on the headings below. Please be aware that changing the settings may
impact your experience of the site and the services we offer. These opt-outs
also work via cookies and are domain specific, so if you delete cookies,
navigate to a different domain, use a different device, or change web browsers,
you will need to opt-out again. To opt-out of the sharing of your personal
information for the purposes of serving you our interest-based ads, turn off
Marketing Cookies below. CIT Bank is a division of First-Citizens Bank & Trust
Company.
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