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AMAZING DISCOUNTS AND "SPECIAL BENEFITS" SENIORS ARE ENTITLED TO BUT OFTEN
FORGET TO CLAIM

How Americans Are Saving Thousands of Dollars A Year With These Retirement
Boosters

Everyone knows about basic, everyday discounts at restaurants and popular
retailers, but you would be surprised to learn about some of the biggest
discounts and Special Programs now available to help adults cut expenses and
boost their retirement. Unfortunately many Americans are missing out entirely,
simply because they don't know these programs exist.

That's why we put together this list of the simplest things anyone can do right
now to save a small fortune this year.

Note That: Many of these programs are only available online and could expire as
early as this August. We encourage you to claim the items in the list below to
make the most of it while they last.

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1. COLLECTING SOCIAL SECURITY? CONSIDER A "DO-OVER" AND GET A BENEFITS BOOST



An obscure tax law allows those who collect social security to halt current
benefits, pay back everything collected (interest-free), and restart benefits at
a new, higher rate based on your current age. It's called "do-over" and it can
dramatically increase social security.

Here's how it works... Let's say someone qualifies for full benefits of $1,600 a
month at their normal retirement age of 66, but they decide to begin collecting
benefits at 62. As a result, their retirement benefits will be reduced by 25%
for the rest of their life (to $1,200 a month in this example) because they'll
be collecting a smaller benefit for a longer period of time.

On the other hand, if that person delayed collecting benefits, they will receive
an 8% boost for every year beyond their normal retirement age until they reach
70, when their maximum benefit will be 132% of what they would have received at
age 66. In this example, this person would receive about $2,100 a month at 70 --
a $900 difference!

Most don't realize this option is available to them, but that doesn't mean it's
for everyone. Be sure to crunch the numbers and speak with a qualified advisor
before doing anything drastic.

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2. HOW TO REDUCE YOUR ELECTRIC BILL — HOMEOWNERS GO SOLAR NOW AND ENJOY LOW
ELECTRIC BILLS



Here's something the power company doesn't want you to know. A little-known
program gives homeowners who live in these certain areas a big incentive to
switch to solar.

The program is at the federal level, under Residential Renewable Energy Tax
Credit taxpayers can claim up to 26% of qualified expenses for investing in a
solar system for a home you own and live in, which provides subsidies and
rebates that can help with costs to go solar and improve your monthly electric
bills once and for all. In fact, the average tax break gives back $4,860 for
installing solar panels.

Has your power company told you that? Most likely not. That's because once
homeowners go solar, their energy bill is reduced by 25%. You can bet the energy
companies are not too thrilled about that.

Homeowners should check to see if your home qualifies here before the program
expires. Connect with solar installers and be on your way to eliminating
electric bills.

Check If My Area Qualifies »

 

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3. ENJOY THESE DISCOUNTS WHEN EATING OUT



If you don’t feel like cooking be sure to turn to these places for good senior
dining deals. From fast food to steak restaurants, our compiled restaurant list
will definitely help you make your choice.

Keep in mind that deals may vary at participating locations and can change
without notice.

 * Walmart: Special deals for those 55+ depending on location
 * McDonald’s: discounts on coffee and beverages (55+)
 * Wendy’s: get free coffee or other discounts depending on location
 * IHOP: 10% discount (55+) and a menu for people aged 55 and over at
   participating locations
 * Golden Corral: Senior discount varies by location (Inquire)
 * Denny’s: Offers a 55+ menu with smaller portions, and better prices. (We like
   this a lot!)
 * Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)
 * Subway: 10% off (60+) varies by location
 * Old Country Buffet: Daily discounts for seniors (55+)
 * Burger King: 10% discount on purchase depending on location (60+)
 * Long John Silver’s: 10% discount or discounted beverage (55+)

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4. SPECIAL PROGRAM GIVES $250,000 IN LIFE INSURANCE FOR JUST $15/MONTH!



If you have any family, life insurance is a must. Most people don't have savings
large enough for their family to pay off their mortgage, cover living expenses,
and pay for final expenses — never mind ensuring your loved ones don't inherit
your debts.

Life insurance companies know all of this and the bigger the policy, the more
they profit. They've been getting away with charging high rates for years – but
that's all coming to an end.

Thanks to a new special program, there is now a way to get a rock solid, yet
very inexpensive life insurance policy from top providers. Simply by using this
new life insurance comparison website it's easy for anyone to see how cheap
plans can be, regardless of age or medical history. The best part is it's
totally free!

The website will run your options through their technology to automatically find
the best life insurance policies available at the lowest possible price. Even if
you already have a policy, it can find comparable plans at a much much lower
price. You could easily end up saving up to 70% on life insurance!

No medical check and guaranteed acceptance policies are also available for
adults of every age, even if you have been denied in the past.

Click here to see available plans.

Get Cheap Life Insurance »

 

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5. SENIORS WITH $15,000 OR MORE IN CARD DEBT USE THIS BRILLIANT DEBT PAYOFF PLAN



With the skyrocketing cost of living in the United States, more and more adults
are struggling with financial debt than ever before. And with interest rates
snowballing the amount owed, paying your card balances can seem like a trap that
can never be escaped. Here's what the banks don't want you to know...

For anyone over the age of 40 that owes $15,000 or more in card debt, this debt
relief program could greatly reduce the amount of money owed. The program could
resolve debt without a loan – allowing many to become close to debt free in just
24 – 48 months.

So if you carry $15,000 or more in card debt, click here to see if you qualify!

Reduce My Credit Card Bill »

 

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6. TRANSPORTATION AND TRAVEL DISCOUNTS



For those that like to get out of town, vacation, or visit the grandchildren, be
sure to always ask for discounts from the various travel providers. This is
especially true for travelers 55 and over. Here are a few we know about...

 * American Airlines: There are various senior discounts that apply to various
   trips. Call to find out which are available.
 * Amtrak: Senior pricing is available for most Amtrak locations. This ranges
   from 10 to 15 percent off.
 * Alaska Airlines: Seniors can save a significant amount with discount plane
   tickets. However, discounts vary from one time frame to the next. Most
   commonly, seniors can save 10 percent.
 * Southwest Airlines: Seniors over 65 who are traveling with Southwest Airlines
   may be eligible for Senior Fares. These are available online and for
   international and domestic travel. You can also purchase Senior Fares through
   a customer service representative at the airline or a travel agency. You will
   need to arrive early at the gate to be able to prove your age in order to be
   checked in for your flight.
 * United Airlines: United offers discounted prices for flights for seniors over
   65. Seniors need to select the Over 65 category when purchasing tickets
   online or with a customer service agent. Discounts vary depending on the
   flight and location.

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7. NEW "ROOF REPLACEMENT" PROGRAM HELPS HOMEOWNERS GET A NEW ROOF



Homeowners should never have to pay full price for roof repairs again. In the
past roofing work could cost a fortune. Worse yet, a bad roof can lead to
tremendous damage, mold, animal infestation and other expensive situations that
could be avoided with proper home maintenance.

No doubt replacing a home's roof is an easy thing to put off "until next
season," especially since traditionally the cost could come with quite the price
tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an
arm and a leg to get the roof replaced or repaired. In fact, homeowners that use
the site will never have to pay full price for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in
the process by taking advantage of all special discounts, rebates and incentives
available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in
their area.

Enter ZIP to Check Eligibility Here

Check If My Home Qualifies »

 

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8. HOMEOWNERS IN ELIGIBLE ZIP CODES GET $1,632/YR BACK ON THEIR HOME INSURANCE.
CHECK IF YOUR AREA QUALIFIES...



A new Special Program is helping thousands of savvy homeowners get up-to
$1,632/year back on their home insurance. Has your insurance provider told you
about this?

» Check If Your ZIP Qualifies Here

Let's face it... everyone needs homeowners insurance. But how often have you
actually used your insurance? Probably not nearly enough to make up for the cost
year after year.

Here's something most people don't know about home insurance and it's one of the
easiest ways homeowners can save...

Homeowners insurance is actually pretty inexpensive, but most people are paying
far too much. In fact, most homeowners can now get an average $1,632 taken off
their annual bill for the same or even better coverage by using this popular
website.

In just seconds, you can get quotes from the top insurance providers in your
area that compete to give you the lowest rate... allowing you to get a big
discount on great coverage. Many report they're able to get a huge savings just
by using this site to reduce their bill for free.

Reduce My Home Insurance »

 

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9. MAKE A GROCERY LIST



.

You ever go to the grocery store when you're hungry and find yourself checking
out with way more than you intended? We call this "Hunger Shopping" and it's
quite dangerous to your wallet!

Before going to get groceries, make a list of groceries that you need for the
upcoming week. That way, you only buy what you're intending to use and the
amount that will get thrown away from being expired is kept to a minimal.

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10. BUY IN BULK



One of the easiest things you can do to instantly start saving money is to buy
in bulk! Retailers often give a MUCH better deal on products such as paper
towel, toilet paper, detergent, etc if you buy in bulk.

This might seem like an obvious one, but we often forget how much money we waste
by not buying in bulk.

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BONUS #1: HOMEOWNERS GET $850 IN FREE HOME SECURITY EQUIPMENT INSTALLED THIS
AUGUST



Did you know that a home without a security system is 3x more likely to be
broken into than a home with security. While installing a home alarm system
isn't just to stop burglars and intruders, it may also save you big money year
after year. A house alarm could greatly reduce your homeowners insurance policy
too.

It’s also important for homeowners to have a high functioning alarm system
installed so that they can get medical aid in the case of a life threatening
emergency, especially for those who live alone.

For a limited time, homeowners can get $850 in FREE equipment + a $100 Visa gift
card!



» Register here to see if you qualify for this deal

Register to Get a Free Quote »

 

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BONUS #2: DON'T GET KNOCKED OUT BY HOME REPAIR BILLS AGAIN



Many simply don't have enough disposable money lying around to pay for expensive
home repairs. Your home insurance won't cover your washing machine or AC
breaking. What if your heater breaks when you need it the most? Who amongst us
has hundreds or even thousands available at a moment's notice for such a repair?

This is why many homeowners are getting this new Home Warranty Program. It can
end up saving a fortune in the long run by protecting unexpected home repairs.
The furnace, appliances, roof repairs, air conditioning – it's all covered under
this new program!

Click here to learn more...

Click Here to Learn More »

 

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By taking advantage of the special programs in this list, seniors can easily
save thousands of dollars a year — and for many years to come.


DON'T FORGET: MANY OF THESE ITEMS MAY EXPIRE THIS AUGUST, SO DO NOT WAIT TO
CLAIM THEM AND START SAVING RIGHT AWAY...

1. Go Solar and Enjoy $0 Electric Bills: Click here to see if your zip code
qualifies.

3. Claim $250,000 in Life Insurance: Click here to search discounted rates on
life insurance!

3. Cut Your Home Insurance In Half: Click here to get a free quote and compare
rates

4. Get Rid of Snowballing Debt: Click here if you have more than $15,000 in card
balances.

5. Reduce Your Car Insurance: Click here to save $500+ on car insurance!



UPDATE: Walmart offering senior hours and discounts in select stores

If you found this list of expense cutting solutions useful, be sure to share it
on your favorite social network by clicking the button below...

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