www.discover.com Open in urlscan Pro
23.206.209.210  Public Scan

Form analysis
1 forms found in the DOM

Name: search — GET https://www.discover.com/search/search.html

<form id="suggestion_form" class="suggestion_form" name="search" role="search" data-url="/acnav/scripts/suggestion_form.php?search=" action="https://www.discover.com/search/search.html" method="get" autocomplete="off">
  <label for="predict-input" class="sr-only">Search Discover</label> <span id="initInstr" style="display: none;">When autocomplete results are available use up and down arrows to review and enter to select. Touch device users, explore by touch or
    with swipe gestures.</span>
  <div aria-live="assertive" class="sr-only"></div>
  <input type="text" placeholder="Search" autocomplete="off" class="search-box predict-input" id="predict-input" maxlength="256" name="q" aria-describedby="initInstr">
  <ul role="menu" id="search-suggestions">
  </ul>
  <input type="hidden" name="proxystylesheet" value="internet_cm_fe">
  <button id="predict-submit" class="search-btn predict-submit">
  </button>
</form>

Text Content

Skip to main content


Action required: Update your browser

We noticed that you're using an old version of your internet browser to access
this page. To protect your account security, you must update your browser as
soon as possible. You'll be unable to log in to Discover.com in the future if
your browser has not been updated. Learn more in the Discover Help Center

Please Note: JavaScript is not enabled in your web browser. In order to enjoy
the full experience of the Discover website, please turn JavaScript on. If
JavaScript is disabled, some of the functionality on our website will not work,
such as the display of rates and APRs.

Menu
All Products
 * Help
    * Card Help Center
    * Card Smarts
    * Banking Help Center
    * Home Loans Help Center
    * Student Loans Help
    * Personal Loans Help
    * Gift Card Help

 * Search
   Search Discover When autocomplete results are available use up and down
   arrows to review and enter to select. Touch device users, explore by touch or
   with swipe gestures.
   
 * Log InOpens modal dialog

 * Credit Cards Earn generous rewards
   * 
   * Respond to a Mail Offer
   * All Credit Cards
   * Cash Back Credit Cards
   * — Cash Back Card
   * — Gas & Restaurants Card
   * — NHL® Card
   * Student Credit Cards
   * — Student Cash Back Card
   * — Student Gas & Restaurants Card
   * 
   * Travel Card
   * Credit Building Card
   * Discover vs. Competitors
   * Credit Card Interest Calculator
   
 * Online Banking See checking & savings
   * Online Banking
   * Checking Account
   * Online Savings Account
   * Money Market Account
   * Certificate of Deposit
   * Retirement Accounts
   * Find an Account
   * Modern Money Blog
   * FAQ
   
 * Personal Loans Consolidate debt & save
   * Personal Loans
   * Debt Consolidation Loans
   * Personal Loan Calculator
   * Resource Center
   * Contact Us
   * FAQs
   * Respond to Invitation
   * Check Your Rate
   
 * Student Loans Cover college costs
   * Student Loans
   * Find a Private Student Loan
   * Student Loan Consolidation
   * College Planning
   * — Student Loan Calculators
   * — Scholarship Search
   * — Repayment
   * 
   * Apply Now
   * Complete Your Application
   
 * Home Loans Get a low fixed rate
   * Apply Now
   * Check Loan Status
   * Home Loans
   * — Home Equity Loans
   * — Mortgage Refinance
   * Estimate Your Rate
   * Calculators
   * Articles
   * FAQs
   
 * Credit Scorecard FICO® Credit Score for free
   
 * Search




FREE CREDIT SCORE WITH A DISCOVER® CARD


SEE IF YOU'RE
PRE-APPROVED FOR A DISCOVER CARD

It's fast, easy, and doesn't harm your credit to check. We'll show you what
offers you're pre-approved for and help you apply.

Check Now


NO ANNUAL FEE

There's no annual fee for any Discover Card.





FICO® SCORE
FOR FREE

You can check your FICO® credit scorecard for free anytime and learn more about
the factors that contribute to your score.1

 

Already a cardmember?

Log in for free access to your FICO® credit scorecard





YOU EARN REWARDS, WE MATCH IT ALL AT THE END OF YOUR FIRST YEAR

We automatically match all of the cash back or Miles that you've earned at the
end of your first year.2 There is no limit to how much we'll match.

 

So you could turn...

 

$100 cash back into $200

35,000 Miles into 70,000 Miles

 

Plus, you'll earn rewards on every purchase and your rewards never expire.3





CHECKING TO SEE IF YOU'RE PRE-APPROVED FOR AN OFFER HAS NO IMPACT ON YOUR CREDIT
SCORE

Check Now



THE SECURITY FEATURES YOU EXPECT FROM DISCOVER

Activate free Social Security Number Alerts

Activate and we’ll send you an alert if your Social Security number is found on
any of thousands of Dark Web sites.4

Turn your account on/off with Freeze it®

If you misplace your card, freeze your account on our mobile app or website to
prevent new purchases, cash advances and balance transfers.5

$0 Fraud Liability Guarantee

You're never responsible for unauthorized purchases on your Discover Card.6





ONLINE PRIVACY PROTECTION

 

Discover could reduce the number of unwanted phone calls and emails you receive
and help safeguard you against identity theft by helping remove your personal
information from ten people-search websites that could sell your data.

 

Activate free recurring protection with our mobile app.7




STANDOUT CUSTOMER SERVICE

100% U.S.-based customer service, available 24/7
Request free overnight shipping to replace a lost card8
Message a U.S.-based agent to get your questions answered




WHICH DISCOVER CARD DESIGN FITS YOUR STYLE?

Choose from colorful card designs when you apply to become a card member. Go
ahead, express yourself.


See if You're Pre-Approved Choose a card with beautiful landscapes, vibrant
colors and more when you get a Discover card.



FREQUENTLY ASKED QUESTIONS


IS A “NO ANNUAL FEE” CREDIT CARD A FREE CREDIT CARD?





While cards with no annual fee can lower the cost of using your card, these
credit cards will charge interest and could have other types of fees. When you
pay your balance on time and in full at each billing statement, you may be able
to avoid paying interest on purchases and reduce the cost of using credit.

 

So while there’s no extra charge each year with a no annual fee credit card, any
interest charges on your account are a cost of using credit.


IS THERE A LIMIT TO HOW MUCH DISCOVER WILL MATCH?





No, there's no limit to how much we'll Match.


 


WHAT ARE FICO® CREDIT SCORES?





FICO® scores are three-digit numbers that are calculated based on the
information from your credit report. Lenders use FICO scores to assess how risky
you are as a borrower, and your score can influence whether you're approved for
credit such as credit cards, mortgages and car loans. Your FICO score also
affects what interest rate you'll be offered.


DOES CHECKING MY FICO® SCORE LOWER IT?





No. The FICO® Score and other credit information we provide will never hurt your
credit score. In fact, you can check as often as you like – it will never affect
your score. Check back every 30 days to see a refreshed score.


HOW DO I IMPROVE MY FICO® SCORE?





Using credit responsibly can improve your FICO score. When you want to raise
your credit score, it helps to make payments on time, pay your balance in full,
and to use a small percentage of your available credit.


WHY DO WE PROVIDE YOUR CREDIT SCORECARD FOR FREE?





We want you to check your Credit Scorecard without worry, which is why we offer
it for free.

 

Nearly all lenders in the US, including Discover, use a FICO® Score among other
information when they make their credit decisions, and they have for more than
20 years. We think that everyone should be informed about their credit so that
they can avoid surprises.


WHAT ARE SOCIAL SECURITY NUMBER AND CREDIT ALERTS?





We monitor thousands of sites on the Dark Web–a hidden area of the Internet
where stolen Social Security numbers can be traded or sold for the purposes of
identity theft and fraud. If we find your Social Security number, we’ll send you
an alert so you can take action.

 

We also monitor your Experian credit report and notify you whenever any new
credit inquiry or new account is reported. In most cases, you will probably
recognize it as an account you opened. However, if you don’t recognize the
account, you can contact Experian for assistance.

See More FAQs


LEARN MORE ABOUT CREDIT SCORES AND CREDIT CARDS

Credit Score Chart: Learn About Credit Score Ranges

Your credit score is more than just a number. Use this credit score chart to
help understand what your credit score means and why it matters.

 

Read More

How Are Credit Scores Calculated?

Understand how your credit score is calculated. The more you know about how your
credit score is computed, the easier it becomes to improve your score.

 

Read More

Do you Know How to Use Your Credit Cards Responsibly?

Whether you just received your first credit card or you are hoping to improve
your credit score, learn how to use a credit card responsibly to reach your
financial goals.

 

Read More




CASH BACK CREDIT CARDS: DISCOVER IT® CASH BACK, GAS &RESTAURANT CARD,
NHL® DISCOVER IT®

TRAVEL CREDIT CARD: DISCOVER IT® MILES

STUDENT CREDIT CARDS: DISCOVER IT STUDENT® CASH BACK, STUDENT CHROME CARD

SECURED CREDIT CARD: DISCOVER IT® SECURED CREDIT CARD

CASH BACK CREDIT CARDS


Intro purchase APR is 0% for 15 months from date of account opening then the
standard purchase APR applies. Intro Balance Transfer APR is 0% for 15 months
from date of first transfer, for transfers under this offer that post to your
account by February 10, 2023 then the standard purchase APR applies. Standard
purchase APR: 14.99% variable to 25.99% variable, based on your
creditworthiness. Cash APR: 27.99% variable. Variable APRs will vary with the
market based on the Prime Rate. Minimum interest charge: If you are charged
interest, the charge will be no less than $.50. Cash advance fee: Either $10 or
5% of the amount of each cash advance, whichever is greater. Balance transfer
fee: 3% Intro fee on balances transferred by February 10, 2023 and up to 5% fee
for future balance transfers will apply. Annual Fee: None. Rates as of October
31, 2022. We will apply payments at our discretion, including in a manner most
favorable or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the Minimum Payment Due to balances with higher APRs
before balances with lower APRs as of the date we credit your payment.

TRAVEL CREDIT CARD


Intro purchase APR is 0% for 15 months from date of account opening then the
standard purchase APR applies. Intro Balance Transfer APR is 0% for 15 months
from date of first transfer, for transfers under this offer that post to your
account by February 10, 2023 then the standard purchase APR applies. Standard
purchase APR: 14.99% variable to 25.99% variable, based on your
creditworthiness. Cash APR: 27.99% variable. Variable APRs will vary with the
market based on the Prime Rate. Minimum interest charge: If you are charged
interest, the charge will be no less than $.50. Cash advance fee: Either $10 or
5% of the amount of each cash advance, whichever is greater. Balance transfer
fee: 3% Intro fee on balances transferred by February 10, 2023 and up to 5% fee
for future balance transfers will apply. Annual Fee: None. Rates as of October
31, 2022. We will apply payments at our discretion, including in a manner most
favorable or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the Minimum Payment Due to balances with higher APRs
before balances with lower APRs as of the date we credit your payment.

STUDENT CREDIT CARDS


Intro purchase APR is 0% for 6 months from date of account opening then the
standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6
months from date of first transfer, for transfers under this offer that post to
your account by February 10, 2023 then the standard purchase APR
applies. Standard purchase APR: 15.99% - 24.99% variable, based on your
creditworthiness. Cash APR: 27.99% variable. Variable APRs will vary with the
market based on the Prime Rate. Minimum interest charge: If you are charged
interest, the charge will be no less than $.50. Cash advance
fee: Either $10 or 5% of the amount of each cash advance, whichever is
greater. Balance transfer fee: 3% Intro fee on balances transferred by February
10, 2023 and up to 5% fee for future balance transfers will apply. Annual Fee:
None. Rates as of October 31, 2022. We will apply payments at our discretion,
including in a manner most favorable or convenient for us. Each billing period,
we will generally apply amounts you pay that exceed the Minimum Payment Due to
balances with higher APRs before balances with lower APRs as of the date we
credit your payment.

SECURED CREDIT CARD


25.99% standard variable purchase APR . Intro Balance Transfer
APR is 10.99% for 6 months from date of first transfer, for transfers under this
offer that post to your account by February 10, 2023 then the standard purchase
APR applies. Cash APR: 27.99% variable. Variable APRs will vary with the market
based on the Prime Rate. Minimum interest charge: If you are charged interest,
the charge will be no less than $.50 . Cash advance fee: Either $10 or 5% of the
amount of each cash advance, whichever is greater. Balance transfer fee:
3% Intro fee on balances transferred by February 10, 2023 and up to 5% fee for
future balance transfers will apply. Annual Fee: None. Rates as of October 31,
2022. We will apply payments at our discretion, including in a manner most
favorable or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the Minimum Payment Due to balances with higher APRs
before balances with lower APRs as of the date we credit your payment.

NHL and the NHL Shield are registered trademarks of the National Hockey League.
NHL and NHL team marks are the property of the NHL and its teams. © NHL 2021.
All Rights Reserved.

 1. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other
    credit information are based on data from TransUnion® and may be different
    from other credit scores and other credit information provided by different
    bureaus. This information is intended for and only provided to Primary
    account holders who have an available score. See Discover.com/FICO

 2. Cashback Match: Only from Discover, as of September 2022. We'll match all
    the cash back rewards you've earned on your credit card from the day your
    new account is approved through your first 12 consecutive billing periods or
    365 days, whichever is longer, and add it to your rewards account within two
    billing periods. You've earned cash back rewards only when they're
    processed, which may be after the transaction date. We will not match:
    rewards that are processed after your match period ends; statement credits;
    rewards transfers from Discover checking or other deposit accounts; or
    rewards for accounts that are closed. This promotional offer may not be
    available in the future and is exclusively for new cardmembers. No purchase
    minimums.
    
    Discover Match®: Only from Discover, as of September 2022. We'll match all
    the Miles rewards you've earned on your credit card from the day your new
    account is approved through your first 12 consecutive billing periods or 365
    days, whichever is longer, and add it to your rewards account within two
    billing periods. You've earned Miles rewards only when they're processed,
    which may be after the transaction date. We will not match: rewards that are
    processed after your match period ends; statement credits; rewards transfers
    from Discover checking or other deposit accounts; or rewards for accounts
    that are closed. This promotional offer may not be available in the future
    and is exclusively for new cardmembers. No purchase minimums.

 3. Rewards Redemption: Rewards never expire. We reserve the right to determine
    the method to disburse your rewards balance. We will credit your Account or
    send you a check with your rewards balance if your Account is closed or if
    you have not used it within 18 months.

 4. Discover® Identity Alerts are offered by Discover Bank at no cost, only
    available online, and currently include the following services: (a) daily
    monitoring of your Experian® credit report and an alert when a new inquiry
    or account is listed on your report; (b) daily monitoring of thousands of
    Dark Web sites known for revealing personal information and an alert if your
    Social Security number is found on such a website. This information is
    intended for, and only provided to, Primary credit cardmembers whose
    accounts are open, in good standing and have an email address on file. The
    Primary cardmember must agree online to receive identity alerts. Identity
    alert services are based on Experian information and data which may differ
    from information and data at other credit bureaus. Monitoring your credit
    report does not impact your credit score. This benefit may change or end in
    the future. Discover Bank is not a credit repair organization as defined
    under federal or state law, including the Credit Repair Organizations Act.
    To see a list of Frequently Asked Questions, visit discover.com/freealerts.

 5. Freeze it®: When you freeze your account, Discover will not authorize new
    purchases, cash advances or balance transfers. However, some activity will
    continue, including bills that merchants mark as recurring, as well as
    returns, credits, dispute adjustments, delayed authorizations (such as some
    transit purchases), payments, Discover protection product fees, other
    account fees, interest, rewards redemptions and certain other exempted
    transactions.

 6. $0 Fraud Liability: An “unauthorized purchase” is a purchase where you have
    not given access to your card information to another person or a merchant
    for one-time or repeated charges. Please use reasonable care to protect your
    card and do not share it with employees, relatives, or friends. Learn more
    at Discover.com/fraudFAQ.

 7. Online Privacy Protection: Online Privacy Protection is offered by Discover
    Bank at no cost and only available in the mobile app. Approximately every 90
    days we will scan for your online personal information at 10 select people
    search sites and submit opt-out requests on your behalf. Types of personal
    information found on these sites will vary.

 8. Free Overnight Card Replacement: Free overnight shipping is not available to
    P.O. boxes or addresses outside the U.S. Carrier overnight shipping
    limitations apply that may impact the exact delivery date.

Expand

gjvp-1. gjx4-3. rjqx-4. kxpa-6.
 * Terms of Use
 * Accessibility
 * Security
 * Privacy
 * Ad Choices

 * Equal Housing Lender
 * ACCREDITED BUSINESS opens in a new tab Opens in a new window
 * Member FDIC opens in a new tab Opens in a new window

©2022 Discover Bank, Member FDIC
.

You are leaving Discover.com

You are leaving Discover.com and entering a website operated by a third party.
We are providing the link to this website for your convenience, or because we
have a relationship with the third party. Discover Bank does not provide the
products and services on the website. Please review the applicable privacy and
security policies and terms and conditions for the website you are visiting.
Discover Bank does not guarantee the accuracy of any financial tools that may be
available on the website or their applicability to your circumstances. For
personal advice regarding your financial situation, please consult with a
financial advisor.

ContinueLeave Discover.com and continue to external websiteCancel ›Cancel and
return to Discover.com
Close XClose and return to Discover.com.