apply.tiaabank.com
Open in
urlscan Pro
104.89.30.232
Public Scan
URL:
https://apply.tiaabank.com/public/bank/?isJump=true&value=eyJDb29raWVzIjp7fX0%3d
Submission Tags: @phishunt_io
Submission: On March 10 via api from DE — Scanned from DE
Submission Tags: @phishunt_io
Submission: On March 10 via api from DE — Scanned from DE
Form analysis 1 forms found in the DOM
<form novalidate="" class="ng-tns-c1-1 ng-untouched ng-pristine ng-valid ng-star-inserted">
<div class="title-bar">
<div class="contain contain_pad">
<div class="title-bar__container">
<h2 class="title-bar__text"> Open an account </h2>
</div>
</div>
</div><!----><!---->
<div class="sticky sticky_fill ng-tns-c1-1 ng-star-inserted" sticky-fill="">
<div class="action-bar">
<div class="action-bar__item action-bar__account-list"><!----><!---->
<div class="mu-txt_alt ng-tns-c1-1 ng-star-inserted">No account selected</div><!----><expander-content class="expander ng-tns-c2-4" expander-content="productList" _nghost-c2="">
<div _ngcontent-c2="" class="expander__content ng-trigger ng-trigger-expandTrigger" style="height:0px;0:height;height:0px;">
<ul class="product-menu ng-tns-c1-1"><!----></ul>
</div>
</expander-content>
</div>
<div class="action-bar__item"><button class="mu-btn mu-btn_blue mu-btn_disabled" type="submit" data-da-action="link"> Start application </button></div>
</div><!---->
</div><!----><!----><!----><!----><!---->
<div class="tabs_wrap ng-tns-c1-1 ng-star-inserted">
<div class="ng-tns-c1-1"><oa-switcher class="ng-tns-c1-1" switcher-id="accountTabs">
<ul class="mu-tabs mu-flex_jfy-ctr ng-tns-c1-1">
<li class="mu-tabs__item mu-tabs__item_active" switcher-class="mu-tabs__item_active" href="accountTabs-Banking" tabindex="0"> Banking </li>
<li class="mu-tabs__item" switcher-class="mu-tabs__item_active" tabindex="0" href="accountTabs-Investments"> Investments </li>
</ul><!----><!----><oa-message-box class="ng-tns-c1-1 ng-star-inserted"><!----><!---->
<div class="message-box-container ng-star-inserted">
<div class="contain contain_pad">
<div class="message-box">
<div class="message-box__left"><!----><!----><span class="message-box__left_icon-alert ng-star-inserted"></span><span class="message-box__left_text">Protect what’s yours</span></div>
<div class="message-box__center">Don’t fall victim to financial fraud during these challenging times. Be on the lookout for scams that simply seem too good — or easy — to be true.</div>
<div class="message-box__right">
<div class="message-box__right_action-container" href="#message-box-modal"><span class="message-box__right_action-text">What to look out for</span><span class="message-box__right_action-icon-arrow-right"></span></div>
</div>
</div>
</div>
</div>
</oa-message-box><oa-switcher-content class="mu-color_white-bg ng-tns-c1-1" id="accountTabs-Banking" style="display: block;">
<div class="contain contain_pad mu-box_pad-vrt-sm mu-box_pad-vrt@w1024 ng-tns-c1-1"><!----><product-set disclosure-context="global-banking" class="ng-tns-c1-1 ng-star-inserted"><!----><!---->
<div class="product-set ng-star-inserted">
<div class="mu-flex mu-flex_pad-all-xs mu-flex_wid-24 mu-flex_wid-8@w1024 mu-box_nest-xs">
<div class="mu-hdr_h6 mu-hdr_brow mu-flex__item mu-flex__item_wid-24"><span oa-html-outlet=""><span>High Yield Accounts</span></span></div><!----><!----><!----><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Yield Pledge<sup>®</sup> Checking</h4><!----><!---->
<ul class="product-card__list list list_check ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>Yields in the top 5% of Competitive Accounts<sup disc-id="6.3" context="global-banking">1</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>ATM fee reimbursements<sup disc-id="6.2" context="global-banking">2</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-7 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-7 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-7 mu-accordion__title-text_small ng-star-inserted">Yield
Pledge<sup>®</sup> Checking</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top list_check"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>Yields in the top 5% of Competitive Accounts<sup disc-id="6.3" context="global-banking">1</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>ATM fee reimbursements<sup disc-id="6.2" context="global-banking">2</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-7"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: Yield Pledge® Checking" aria-label="View today’s rates: Yield Pledge® Checking" href="#ratesAndFeatures1">View today’s rates</a></div>
<!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Yield Pledge<sup>®</sup> Money Market</h4><!----><!---->
<ul class="product-card__list list list_check ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>Yields in the top 5% of Competitive Accounts<sup disc-id="6.3" context="global-banking">1</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>ATM fee reimbursements<sup disc-id="6.2" context="global-banking">2</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$500 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-8 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-8 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-8 mu-accordion__title-text_small ng-star-inserted">Yield
Pledge<sup>®</sup> Money Market</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top list_check"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>Yields in the top 5% of Competitive Accounts<sup disc-id="6.3" context="global-banking">1</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>ATM fee reimbursements<sup disc-id="6.2" context="global-banking">2</sup></span></span></li>
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$500 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-8"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: Yield Pledge® Money Market" aria-label="View today’s rates: Yield Pledge® Money Market" href="#ratesAndFeatures3">View today’s rates</a>
</div><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!----><!----><!----><!---->
</div>
</div>
</product-set><!----><product-set disclosure-context="global-banking" class="ng-tns-c1-1 ng-star-inserted"><!----><!---->
<div class="product-set ng-star-inserted">
<div class="mu-flex mu-flex_pad-all-xs mu-flex_wid-24 mu-flex_wid-8@w1024 mu-box_nest-xs">
<div class="mu-hdr_h6 mu-hdr_brow mu-flex__item mu-flex__item_wid-24"><span oa-html-outlet=""><span>Basic Accounts</span></span></div><!----><!----><!----><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Basic Checking</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$25 to open<sup disc-id="6.6.5" context="global-banking">3</sup></span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-11 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-11 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-11 mu-accordion__title-text_small ng-star-inserted">Basic
Checking</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$25 to open<sup disc-id="6.6.5" context="global-banking">3</sup></span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-11"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Basic Savings</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$25 to open<sup disc-id="6.6" context="global-banking">4</sup></span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-12 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-12 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-12 mu-accordion__title-text_small ng-star-inserted">Basic
Savings</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$25 to open<sup disc-id="6.6" context="global-banking">4</sup></span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-12"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: Basic Savings" aria-label="View today’s rates: Basic Savings" href="#ratesAndFeatures4">View today’s rates</a></div><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Basic CD</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$1,000 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-13 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-13 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-13 mu-accordion__title-text_small ng-star-inserted">Basic
CD</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$1,000 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-13"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: Basic CD" aria-label="View today’s rates: Basic CD" href="#ratesAndFeatures6">View today’s rates</a></div><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!----><!----><!----><!---->
</div>
</div>
</product-set><!----><product-set disclosure-context="global-banking" class="ng-tns-c1-1 ng-star-inserted"><!----><!---->
<div class="product-set ng-star-inserted">
<div class="mu-flex mu-flex_pad-all-xs mu-flex_wid-24 mu-flex_wid-8@w1024 mu-box_nest-xs">
<div class="mu-hdr_h6 mu-hdr_brow mu-flex__item mu-flex__item_wid-24"><span oa-html-outlet=""><span>Specialty Accounts</span></span></div><!----><!----><!----><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Bump Rate CD</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$1,500 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-16 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-16 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-16 mu-accordion__title-text_small ng-star-inserted">Bump Rate
CD</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$1,500 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-16"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: Bump Rate CD" aria-label="View today’s rates: Bump Rate CD" href="#ratesAndFeatures7">View today’s rates</a></div><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">IntraFi® Network Deposits<sup>SM</sup> - CD Option (formerly CDARS®)</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$10,000 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-17 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-17 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-17 mu-accordion__title-text_small ng-star-inserted">IntraFi®
Network Deposits<sup>SM</sup> - CD Option (formerly CDARS®)</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$10,000 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-17"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="View today’s rates: IntraFi® Network DepositsSM - CD Option (formerly CDARS®)" aria-label="View today’s rates: IntraFi® Network DepositsSM - CD Option (formerly CDARS®)" href="#ratesAndFeatures9">View today’s rates</a>
</div><!---->
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!----><!----><!----><!---->
</div>
</div>
</product-set></div>
</oa-switcher-content><oa-switcher-content class="mu-color_white-bg ng-tns-c1-1" id="accountTabs-Investments" style="display: none;">
<div class="contain contain_pad mu-box_pad-vrt-sm mu-box_pad-vrt@w1024 ng-tns-c1-1"><!----><product-set class="ng-tns-c1-1" disclosure-context="global-investment"><!----><!---->
<div class="product-set ng-star-inserted">
<div class="mu-flex mu-flex_pad-all-xs mu-flex_wid-24 mu-flex_wid-8@w1024 mu-box_nest-xs">
<div class="mu-hdr_h6 mu-hdr_brow mu-flex__item mu-flex__item_wid-24"><span oa-html-outlet=""><span>Precious Metals Accounts (NOT FDIC INSURED<sup disc-id="3.1" context="global-investment">1</sup>)</span></span></div>
<!----><!----><!----><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Metals Select<sup>®</sup> Allocated — Coins & Bars</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$7,500 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-20 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-20 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-20 mu-accordion__title-text_small ng-star-inserted">Metals
Select<sup>®</sup> Allocated — Coins & Bars</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$7,500 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-20"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: Metals Select® Allocated — Coins & Bars" aria-label="Key features: Metals Select® Allocated — Coins & Bars" href="#keyFeatures19"> Key features </a>
</div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Metals Select<sup>®</sup> Unallocated</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$5,000 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-21 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-21 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-21 mu-accordion__title-text_small ng-star-inserted">Metals
Select<sup>®</sup> Unallocated</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$5,000 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-21"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: Metals Select® Unallocated" aria-label="Key features: Metals Select® Unallocated" href="#keyFeatures20"> Key features </a></div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">Metals Select<sup>®</sup> Unallocated — Purchase Plan</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100/mo to open<sup disc-id="3.10" context="global-investment">2</sup></span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-22 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-22 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3="" class="mu-accordion__title-text ng-tns-c3-22 mu-accordion__title-text_small ng-star-inserted">Metals
Select<sup>®</sup> Unallocated — Purchase Plan</span><span _ngcontent-c3="" class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100/mo to open<sup disc-id="3.10" context="global-investment">2</sup></span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-22"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: Metals Select® Unallocated — Purchase Plan" aria-label="Key features: Metals Select® Unallocated — Purchase Plan" href="#keyFeatures21"> Key features </a>
</div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!----><!----><!----><!---->
</div>
</div>
</product-set><product-set class="ng-tns-c1-1" disclosure-context="global-investment"><!----><!---->
<div class="product-set ng-star-inserted">
<div class="mu-flex mu-flex_pad-all-xs mu-flex_wid-24 mu-flex_wid-8@w1024 mu-box_nest-xs">
<div class="mu-hdr_h6 mu-hdr_brow mu-flex__item mu-flex__item_wid-24"><span oa-html-outlet=""><span>Foreign Currency Accounts</span></span></div><!----><!----><!----><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">WorldCurrency Access<sup>®</sup> Deposit</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$2,500 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-26 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-26 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3=""
class="mu-accordion__title-text ng-tns-c3-26 mu-accordion__title-text_small ng-star-inserted">WorldCurrency Access<sup>®</sup> Deposit</span><span _ngcontent-c3=""
class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$2,500 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-26"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: WorldCurrency Access® Deposit" aria-label="Key features: WorldCurrency Access® Deposit" href="#keyFeatures22"> Key features </a></div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">WorldCurrency Access<sup>®</sup> Deposit — Purchase Plan</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100/mo to open<sup disc-id="3.10" context="global-investment">2</sup></span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-27 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-27 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3=""
class="mu-accordion__title-text ng-tns-c3-27 mu-accordion__title-text_small ng-star-inserted">WorldCurrency Access<sup>®</sup> Deposit — Purchase Plan</span><span _ngcontent-c3=""
class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$100/mo to open<sup disc-id="3.10" context="global-investment">2</sup></span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-27"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: WorldCurrency Access® Deposit — Purchase Plan" aria-label="Key features: WorldCurrency Access® Deposit — Purchase Plan" href="#keyFeatures23"> Key features </a>
</div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">WorldCurrency<sup>®</sup> CDs</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$10,000 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-28 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-28 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3=""
class="mu-accordion__title-text ng-tns-c3-28 mu-accordion__title-text_small ng-star-inserted">WorldCurrency<sup>®</sup> CDs</span><span _ngcontent-c3=""
class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$10,000 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-28"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: WorldCurrency® CDs" aria-label="Key features: WorldCurrency® CDs" href="#keyFeatures24"> Key features </a></div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!---->
<div class="product-set__item mu-flex__item ng-star-inserted">
<div class="product-card">
<div class="product-card__top mu-util-none mu-util-block@w1024">
<h4 class="product-card__title">WorldCurrency<sup>®</sup> CD Baskets</h4><!----><!---->
<ul class="product-card__list list ng-star-inserted"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$20,000 to open</span></span></li>
</ul>
</div><oa-com-accordion class="mu-accordion_gray-1 mu-accordion_no-brdr mu-accordion_fill mu-util-block mu-util-none@w1024">
<div class="mu-accordion mu-accordion_wrapped"><oa-com-accordion-panel _nghost-c3="" class="ng-tns-c3-29 ng-star-inserted">
<div _ngcontent-c3="" class="ng-tns-c3-29 mu-accordion__item mu-accordion__item_small" aria-haspopup="true" tabindex="0" aria-expanded="false">
<div _ngcontent-c3="" class="mu-accordion__title mu-flex_jfy-btn"><!----><!----><!----><!----><span _ngcontent-c3=""
class="mu-accordion__title-text ng-tns-c3-29 mu-accordion__title-text_small ng-star-inserted">WorldCurrency<sup>®</sup> CD Baskets</span><span _ngcontent-c3=""
class="mu-accordion__title-toggle mu-accordion__title-toggle_small"></span></div>
<div _ngcontent-c3="" class="mu-accordion__body ng-trigger ng-trigger-slideTrigger" style="height:0px;0:height;height:0px;"><!----><!----><!----><!---->
<div class="mu-box_mrg-top-sm ng-star-inserted" style="">
<ul class="product-card__list list mu-box_pad-top"><!---->
<li class="list__item ng-star-inserted"><span oa-html-outlet=""><span>$20,000 to open</span></span></li>
</ul>
</div><!---->
</div>
<div _ngcontent-c3="" class="ng-tns-c3-29"></div>
</div>
</oa-com-accordion-panel></div>
</oa-com-accordion>
<div class="product-card__bottom mu-util-flex"><!----><!----><!---->
<div class="product-card__features ng-star-inserted">
<a class="mu-txt_alt mu-txt_alt-500" data-da-action="modal" title="Key features: WorldCurrency® CD Baskets" aria-label="Key features: WorldCurrency® CD Baskets" href="#keyFeatures25"> Key features </a></div>
<div class="product-card__toggle"><!----><!----><button class="product-card__select mu-btn mu-btn_outline ng-star-inserted" data-da-action="link"> Select </button><!----></div>
</div>
</div><!----><!----><!---->
</div><!----><!----><!----><!---->
</div>
</div>
</product-set></div>
</oa-switcher-content>
<div class="contain contain_pad mu-box_pad-vrt-sm mu-box_pad-vrt@w1024 ng-tns-c1-1"><!----><!----><x-sell class="ng-tns-c1-1 ng-star-inserted"><!----><!---->
<div class="xsell mu-flex mu-flex_pad-hrz-xs mu-box_nest-xs ng-star-inserted"><!----><!---->
<div class="xsell__item mu-flex__item mu-flex__item_wid-24 mu-flex__item_wid-16@w1024 ng-star-inserted">
<div class="xsell__card mu-flex mu-flex_aln-ctr">
<div class="xsell__top mu-flex__item mu-flex__item_wid-24 mu-flex__item_wid-14@w1024"><!----><!---->
<h4 class="xsell__title mu-hdr_h2@w0 mu-hdr_h4@w1024 mu-hdr_no-mrg ng-star-inserted">Looking to open a Trust or Custodial Account?</h4><!----><!---->
<div class="xsell__content ng-star-inserted">These accounts may not be opened online. Have a dedicated Account Opening Support Specialist assist you.</div>
</div>
<div class="xsell__bottom mu-flex__item mu-flex__item_wid-24 mu-flex__item_wid-10@w1024 mu-border_lft@w1024"><!----><!----><!---->
<div class="xsell__phone mu-box_mrg-vrt-xs mu-box_no-mrgall@w1024 ng-star-inserted">
<a class="mu-hdr_alt mu-hdr_h3-xs mu-hdr_no-mrg mu-flex mu-flex_aln-ctr" href="tel://18552911840"><i class="icon icon-phone mu-color_black"></i><span class="mu-box_pad-lft-xs">1-855-291-1840</span></a></div>
<!----><!----><!----><!---->
<div class="xsell__hours ng-star-inserted">Monday-Friday, 8 a.m. – 8 p.m. (ET)</div><!---->
<div class="xsell__hours ng-star-inserted">Saturday-Sunday, 9 a.m. – 7 p.m. (ET)</div><!---->
</div>
</div>
</div><!----><!---->
<div class="xsell__item mu-flex__item mu-flex__item_wid-24 mu-flex__item_wid-8@w1024 ng-star-inserted">
<div class="xsell__card xsell__card_business"><!----><!---->
<h4 class="xsell__title ng-star-inserted">Opening a business account?</h4>
<!----><a class="xsell__link" href="https://tiaabank.com/business/apply"><span class="mu-box_pad-rgt-xs">Start a business application today</span><!----><i class="icon icon-arrow-right ng-star-inserted"></i><!----></a>
</div>
</div>
</div>
</x-sell></div>
<div class="contain contain_pad mu-box_pad-btm-lg ng-tns-c1-1">
<p class="mu-txt_alt mu-txt_sm mu-box_no-mrgall mu-box_pad-btm-sm"> For security purposes and to help the government fight terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify and
record information that identifies each person who opens an account. For this reason, we will ask you for your name, address, date of birth, Social Security Number or other Taxpayer Identification Number, and other information that will
allow us to identify you. We may also ask other questions, or request other documents, meant to verify your identity. </p>
</div>
</oa-switcher></div>
</div><!---->
<div class="mu-color_gray-4-bg ng-tns-c1-1 ng-star-inserted"><!---->
<div class="contain contain_pad mu-box_pad-vrt ng-tns-c1-1 ng-star-inserted"><oa-disclosures class="ng-tns-c1-1" disclosure-context="global-banking"><!----><!---->
<div class="disclosures__inner disclosures__inner_fill ng-star-inserted">
<div class="disclosures__title"><i class=" disclosures__title-icon icon icon-info"></i><span class="disclosures__title-copy">Information to keep in mind</span></div>
<dl class="disclosures__list"><!----><!----><!----><!---->
<dt class="disclosures__index ng-star-inserted" id="disclosure-global-banking-1">
<p>1.</p>
</dt>
<dd class="disclosures__def ng-star-inserted">
<p>We promise that the yield on your Yield Pledge<sup>®</sup> Checking and/or Money Market Account will stay in the Top 5% of Competitive Accounts based on the
<a href="https://www.bankrate.com" target="_blank" rel="noopener"><strong>Bankrate Monitor National Index survey data</strong></a> from the last week of each month. "Competitive Accounts" are similar accounts from the 10 largest banks
and thrifts in 10 large U.S. banking markets. This includes data from the 5 largest banks and 5 largest thrifts in each market for which rates are available, except in markets without 5 banks and 5 thrifts. Each week Bankrate surveys
these institutions and distributes its results to certain institutions on a paid-for basis. Not all institutions report each week. We reserve the right to change, at any time and without prior notice to you, our Yield Pledge
calculation method as necessary to accommodate changes in Bankrate's survey and/or its distribution methodology, including, without limitation, by switching to a different, comparable methodology that may not be based on information
from Bankrate.</p>
</dd><!----><!----><!---->
<dt class="disclosures__index ng-star-inserted" id="disclosure-global-banking-2">
<p>2.</p>
</dt>
<dd class="disclosures__def ng-star-inserted">
<p>TIAA Bank does not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA Bank account balance. For TIAA Bank accounts that carry a minimum average
daily balance of $5,000, ATM fee reimbursement is unlimited. Reimbursement subject to termination for fraud or abuse and will not apply for the month in which your account is closed. You may also use your TIAA Bank debit card at
Allpoint and MoneyPass ATMs nationwide without incurring a fee. Allpoint is a registered trademark of ATM NATIONAL, LLC. MoneyPass and the MoneyPass logo are registered trademarks of U.S. Bank National Association, doing business as
Elan Financial Services.</p>
</dd><!----><!----><!---->
<dt class="disclosures__index ng-star-inserted" id="disclosure-global-banking-3">
<p>3.</p>
</dt>
<dd class="disclosures__def ng-star-inserted">
<p>The Basic Checking account is a non-interest bearing account with a required minimum opening deposit of $25.</p>
</dd><!----><!----><!---->
<dt class="disclosures__index ng-star-inserted" id="disclosure-global-banking-4">
<p>4.</p>
</dt>
<dd class="disclosures__def ng-star-inserted">
<p>The Basic Savings Account is a variable rate account. The quoted interest rates and Annual Percentage Yields (APYs) are accurate as of 03/04/2022. Interest rates and APYs are subject to change without notice. The required minimum
opening deposit is $25. Fees may reduce earnings. The minimum opening deposit requirement is waived for residents of Rhode Island.</p>
</dd>
</dl>
</div>
</oa-disclosures></div><!----><!---->
</div><!---->
</form>Text Content
TIAA Bank uses cookies to improve your browsing experience, perform analytics
and research, and for advertising. By using our site you agree to our use of
cookies. For more information, view settings or read our full Cookie Policy.
I understand
Need help? Call 1-888-882-3837
OPEN AN ACCOUNT
No account selected
Start application
* Banking
* Investments
Protect what’s yours
Don’t fall victim to financial fraud during these challenging times. Be on the
lookout for scams that simply seem too good — or easy — to be true.
What to look out for
High Yield Accounts
YIELD PLEDGE® CHECKING
* Yields in the top 5% of Competitive Accounts1
* ATM fee reimbursements2
* $100 to open
Yield Pledge® Checking
* Yields in the top 5% of Competitive Accounts1
* ATM fee reimbursements2
* $100 to open
View today’s rates
Select
YIELD PLEDGE® MONEY MARKET
* Yields in the top 5% of Competitive Accounts1
* ATM fee reimbursements2
* $500 to open
Yield Pledge® Money Market
* Yields in the top 5% of Competitive Accounts1
* ATM fee reimbursements2
* $500 to open
View today’s rates
Select
Basic Accounts
BASIC CHECKING
* $25 to open3
Basic Checking
* $25 to open3
Select
BASIC SAVINGS
* $25 to open4
Basic Savings
* $25 to open4
View today’s rates
Select
BASIC CD
* $1,000 to open
Basic CD
* $1,000 to open
View today’s rates
Select
Specialty Accounts
BUMP RATE CD
* $1,500 to open
Bump Rate CD
* $1,500 to open
View today’s rates
Select
INTRAFI® NETWORK DEPOSITSSM - CD OPTION (FORMERLY CDARS®)
* $10,000 to open
IntraFi® Network DepositsSM - CD Option (formerly CDARS®)
* $10,000 to open
View today’s rates
Select
Precious Metals Accounts (NOT FDIC INSURED1)
METALS SELECT® ALLOCATED — COINS & BARS
* $7,500 to open
Metals Select® Allocated — Coins & Bars
* $7,500 to open
Key features
Select
METALS SELECT® UNALLOCATED
* $5,000 to open
Metals Select® Unallocated
* $5,000 to open
Key features
Select
METALS SELECT® UNALLOCATED — PURCHASE PLAN
* $100/mo to open2
Metals Select® Unallocated — Purchase Plan
* $100/mo to open2
Key features
Select
Foreign Currency Accounts
WORLDCURRENCY ACCESS® DEPOSIT
* $2,500 to open
WorldCurrency Access® Deposit
* $2,500 to open
Key features
Select
WORLDCURRENCY ACCESS® DEPOSIT — PURCHASE PLAN
* $100/mo to open2
WorldCurrency Access® Deposit — Purchase Plan
* $100/mo to open2
Key features
Select
WORLDCURRENCY® CDS
* $10,000 to open
WorldCurrency® CDs
* $10,000 to open
Key features
Select
WORLDCURRENCY® CD BASKETS
* $20,000 to open
WorldCurrency® CD Baskets
* $20,000 to open
Key features
Select
LOOKING TO OPEN A TRUST OR CUSTODIAL ACCOUNT?
These accounts may not be opened online. Have a dedicated Account Opening
Support Specialist assist you.
1-855-291-1840
Monday-Friday, 8 a.m. – 8 p.m. (ET)
Saturday-Sunday, 9 a.m. – 7 p.m. (ET)
OPENING A BUSINESS ACCOUNT?
Start a business application today
For security purposes and to help the government fight terrorism and
money-laundering activities, Federal law requires all financial institutions to
obtain, verify and record information that identifies each person who opens an
account. For this reason, we will ask you for your name, address, date of birth,
Social Security Number or other Taxpayer Identification Number, and other
information that will allow us to identify you. We may also ask other questions,
or request other documents, meant to verify your identity.
Information to keep in mind
1.
We promise that the yield on your Yield Pledge® Checking and/or Money Market
Account will stay in the Top 5% of Competitive Accounts based on the Bankrate
Monitor National Index survey data from the last week of each month.
"Competitive Accounts" are similar accounts from the 10 largest banks and
thrifts in 10 large U.S. banking markets. This includes data from the 5 largest
banks and 5 largest thrifts in each market for which rates are available, except
in markets without 5 banks and 5 thrifts. Each week Bankrate surveys these
institutions and distributes its results to certain institutions on a paid-for
basis. Not all institutions report each week. We reserve the right to change, at
any time and without prior notice to you, our Yield Pledge calculation method as
necessary to accommodate changes in Bankrate's survey and/or its distribution
methodology, including, without limitation, by switching to a different,
comparable methodology that may not be based on information from Bankrate.
2.
TIAA Bank does not charge ATM fees and will automatically reimburse you up to
$15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA
Bank account balance. For TIAA Bank accounts that carry a minimum average daily
balance of $5,000, ATM fee reimbursement is unlimited. Reimbursement subject to
termination for fraud or abuse and will not apply for the month in which your
account is closed. You may also use your TIAA Bank debit card at Allpoint and
MoneyPass ATMs nationwide without incurring a fee. Allpoint is a registered
trademark of ATM NATIONAL, LLC. MoneyPass and the MoneyPass logo are registered
trademarks of U.S. Bank National Association, doing business as Elan Financial
Services.
3.
The Basic Checking account is a non-interest bearing account with a required
minimum opening deposit of $25.
4.
The Basic Savings Account is a variable rate account. The quoted interest rates
and Annual Percentage Yields (APYs) are accurate as of 03/04/2022. Interest
rates and APYs are subject to change without notice. The required minimum
opening deposit is $25. Fees may reduce earnings. The minimum opening deposit
requirement is waived for residents of Rhode Island.
Privacy Policy
TIAA Bank® is a division of TIAA, FSB.
TIAA, FSB is a member FDIC.
© 2022 and prior years TIAA, FSB.
Manage cookie settings
Essential cookies
Cannot be disabled
These cookies are strictly necessary to provide you with services available
through our websites and to use some of its features, such as form submissions
and are used to enhance the performance and functionality of our websites but
are non-essential to their use. However, without these cookies, certain
functionality may become unavailable.
--------------------------------------------------------------------------------
Analytics
enabled
These cookies collect information that is used in aggregate form to help us
understand how our websites are being used or to help us continuously improve
our websites.
--------------------------------------------------------------------------------
Marketing
enabled
TIAA uses Marketing cookies for when a user interacts with a marketing
communication, such as a marketing email or a marketing-based landing page on
our website. This cookie collects personal information such as your name, which
pages you visit on our website, your history at arriving at our website, your
products and services, and the like. Collected information may be used to
evaluate the effectiveness of TIAA’s marketing campaigns or to provide better
targeting for marketing.
TIMEOUT WARNING
Still there? In 14:53 we will log you out to protect your personal information.
Continue session
Important Information
NOTE FOR EUROPEAN UNION APPLICANTS
Due to new privacy rules applicable to those located in countries within the
European Union, TIAA Bank is unable to offer its products and services to
individuals located in the following countries at this time: Austria, Belgium,
Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France,
Germany, Great Britain, Greece, Hungary, Ireland, Italy, Latvia, Lithuania,
Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovak Republic,
Slovenia, Spain, and Sweden.
Our records indicate that one or more of your current addresses is in the EU. If
this is correct, please do not proceed with this application or provide us with
any of your personal information; TIAA Bank will be unable to process your
request. If you've moved to an area outside of the EU, please proceed with your
application. If you have any questions regarding this regulation, please call us
at 1-888-882-3837.
Thank you. We apologize for any inconvenience.
Close
Account Required
Our rewards credit card is only available to existing clients of TIAA Bank and
other TIAA companies, including through any banking, lending or investing
relationship. If you do not currently have such a relationship (such as an TIAA
Bank deposit account), you may apply to establish one as part of your current
credit card application. TIAA Bank is a division of TIAA, FSB.
Continue
Apply with confidence
Always be wary of giving out your personal information to unfamiliar sources. In
a scam we’ve been hearing more and more about, perpetrators will offer money to
someone to open an account, which could expose the account to fraudulent
activity and put their money at risk. Clearly, this is fraudulent and dangerous
activity.
We want you and your money to remain safe so always be sure to:
* Be skeptical — No legitimate company or organization would ask for your
personal or login information.
* Follow up — Reach out to an organization or individual if a request seems
unusual or uncharacteristic.
* Trust your gut — A big red flag is a sense of urgency — scammers want people
to act without thinking.
CLOSE
Yield Pledge® Checking
Today’s rates
BalancesApy1 $100,000 and up 0.10% $50,000 to $99,999.99 0.10% $25,000 to
$49,999.99 0.10% $10,000 to $24,999.99 0.10% $0 to $9,999.99 0.10%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The Yield Pledge® Checking Account is a tiered, variable rate account. Quoted
Annual Percentage Yields (APYs) are accurate as of 03/04/2022. The variable APY
applies by balance tier, such that if your average daily balance is within a
tier, then your entire balance will have that corresponding APY. APYs and tiers
may change without notice and are currently as follows: 0.10% for $100,000 and
up; 0.10% for $50,000 - $99,999.99; 0.10% for $25,000 - $49,999.99; 0.10% for
$10,000 - $24,999.99; and 0.10% for balances under $10,000. The required minimum
opening deposit is $100. Fees may reduce earnings.
Yield Pledge® Money Market
Today’s rates
BalancesApy1 $100,000 and up 0.40% $50,000 to $99,999.99 0.40% $25,000 to
$49,999.99 0.40% $10,000 to $24,999.99 0.40% $0 to $9,999.99 0.40%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The Yield Pledge® Money Market Account is a tiered, variable rate account.
Quoted Annual Percentage Yields (APYs) are accurate as of 03/04/2022. The
variable APY applies by balance tier, such that if your average daily balance is
within a tier, then your entire balance will have that corresponding APY. APYs
and tiers may change without notice and are currently as follows: 0.40% for
$100,000 and up; 0.40% for $50,000 - $99,999.99; 0.40% for $25,000 - $49,999.99;
0.40% for $10,000 - $24,999.99; and 0.40% for balances under $10,000. The
required minimum opening deposit is $500. Fees may reduce earnings.
Basic Savings
Today’s rates
BalancesApy1 All balances 0.50%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The Basic Savings Account is a variable rate account. The quoted interest rates
and Annual Percentage Yields (APYs) are accurate as of 03/04/2022. Interest
rates and APYs are subject to change without notice. The required minimum
opening deposit is $25. Fees may reduce earnings. The minimum opening deposit
requirement is waived for residents of Rhode Island.
Basic CD
Today’s rates
Term Apy 1
Annual Percentage Yields (APYs) on balances up to $1M. Call for additional
rates.
3 month0.35%6 month0.40%9 month0.45%1 year0.70%1.5 year0.75%
Term Apy 1
Annual Percentage Yields (APYs) on balances up to $1M. Call for additional
rates.
2 year0.80%2.5 year0.80%3 year1.01%4 year1.10%5 year1.20%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The quoted Basic CD interest rates and Annual Percentage Yields (APYs) are
accurate as of 03/04/2022. APY assumes interest remains on deposit until
maturity. These interest rates and APYs are applicable to all CD principal
balances. The required minimum opening deposit is $1,000. Early withdrawal
penalties apply. Fees may reduce earnings.
Bump Rate CD
Today’s rates
TermApy1 3.5 year 1.01%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The quoted Bump Rate CD interest rates and Annual Percentage Yields (APYs) are
accurate as of 03/04/2022. APY assumes that interest remains on deposit until
maturity. These interest rates and APYs are applicable to all CD principal
balances. The required minimum opening deposit is $1,500. Early withdrawal
penalties apply. Fees may reduce earnings.
IntraFi® Network DepositsSM - CD Option (formerly CDARS®)
Today’s rates
TermFunding LimitApy1 3 month $8M 0.10% 6 month $8M 0.13% 1 year $8M 0.15% 2
year $1M 0.20% 3 year $0.5M 0.20%
All Annual Percentage Yields (APYs) are accurate as of 03/04/2022 12:00 AM (ET).
Information to keep in mind
1.
The quoted IntraFi® Network DepositsSM - CD Option account ("IntraFi CD")
interest rates and Annual Percentage Yields (APYs) are accurate as of
03/04/2022, apply to the corresponding term also quoted with the APY, and assume
that interest remains on deposit until maturity. Interest rates and APYs may
change prior to account opening. CD terms of 3 months are limited to $8M. CD
terms of 6 months are limited to $8M. CD terms of 1 year are limited to $8M. CD
terms of 2 years are limited to $1M. CD terms of 3 years are limited to $0.5M.
Early withdrawal penalties apply. Fees may reduce earnings. A minimum deposit of
$10,000 is required to open the CD. Limits apply. Funds may be submitted for
placement only after a depositor enters into an IntraFi Network Deposits CD
Deposit Placement Agreement with us. This agreement contains important
information and conditions regarding the placement of funds by us. IntraFi CDs
are not funded and opened ("Placed") immediately. The date your funds are
received sets the earliest time your deposit can be Placed. See the IntraFi
Network Deposits CD Deposit Placement Agreement for details. Deposits above
single institution FDIC insurance limits will not benefit from higher insurance
protection until the deposit is Placed. IntraFi CDs are Placed each week on
Thursdays or the first Business Day thereafter. The IntraFi Network Deposits -
CD Option acccount is formerly known as CDARS®. Network Deposits is a service
mark and IntraFi is a registered service mark of IntraFi Network LLC.
Key features
METALS SELECT® ALLOCATED — COINS & BARS
Precious metals can hold a valuable spot inside your financial portfolio. TIAA
Bank’s Metals Select® Accounts (non-FDIC insured)1 offer highly competitive
pricing and the added confidence that comes from choosing a strong, stable and
reputable financial institution.
KEY FEATURES
* 1% pricing advantage2
* Gold, silver, platinum & palladium available
* Home delivery available (fees apply)
* IRA eligible: American Eagles only
Information to keep in mind
1.
Metals Select® products:
Are Not FDIC Insured
Are Not Bank or Government Guaranteed
Are Not Deposits
May Lose Value
Purchasing or owning metals involves degrees of risk that make them unsuitable
for certain individuals. You should carefully consider the suitability of such
metals before making any decision. Metals Select transactions will not occur
until your account is approved and sufficient funds are available. Please refer
to the Specific Terms - Metals Select Accounts section in the Account Terms,
Disclosures and Agreements Booklet for additional information.
2.
When selling or purchasing metals to or from you, we will offer a Customer Price
that is within 1% of the Wholesale Price. The Wholesale Price is the price at
which we determine we are able to buy or sell metals at a specific point in
time. Exceptions may occur if we agree in our sole discretion to lock in your
price before the transaction. The Wholesale Price is determined by TIAA Bank on
a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Prices are not published or publicly available. For
more information about our precious metals pricing, please see the Specific
Terms - Metals Select® Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
Key features
METALS SELECT® UNALLOCATED
TIAA Bank’s Metals Select® Unallocated Account allows you to diversify in
precious metals minus the fees associated with buying coins and bars directly.
With our non-FDIC insured unallocated metals solution,1 you simply buy into a
pool of metals that’s securely stored on the behalf of you and other TIAA Bank
clients.
KEY FEATURES
* 1% pricing advantage2
* Gold, silver, platinum & palladium available
* No annual account fee
* May convert to allocated coins or bars3
Information to keep in mind
1.
Metals Select® products:
Are Not FDIC Insured
Are Not Bank or Government Guaranteed
Are Not Deposits
May Lose Value
Purchasing or owning metals involves degrees of risk that make them unsuitable
for certain individuals. You should carefully consider the suitability of such
metals before making any decision. Metals Select transactions will not occur
until your account is approved and sufficient funds are available. Please refer
to the Specific Terms - Metals Select Accounts section in the Account Terms,
Disclosures and Agreements Booklet for additional information.
2.
When selling or purchasing metals to or from you, we will offer a Customer Price
that is within 1% of the Wholesale Price. The Wholesale Price is the price at
which we determine we are able to buy or sell metals at a specific point in
time. Exceptions may occur if we agree in our sole discretion to lock in your
price before the transaction. The Wholesale Price is determined by TIAA Bank on
a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Prices are not published or publicly available. For
more information about our precious metals pricing, please see the Specific
Terms - Metals Select® Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
3.
You may convert some or all of the Precious Metals in your Unallocated Account
into an Allocated Account at any time, subject to the minimum transaction value
for a new Allocated Account. In order to convert your Unallocated Account to an
Allocated Account, we will sell the Precious Metals in your Unallocated Account
at the then current Wholesale Price and use the proceeds to purchase Precious
Metals in bars or coins, also at the Wholesale Price. On conversion, you will be
charged the difference in cost between the Wholesale Price for the purchase of
the allocated Precious Metals and the Wholesale Price for the sale of the
unallocated Precious Metals. We reserve the right to determine the number and
size of the bars or coins purchased. Although you will not be required to pay a
Spread in connection with this conversion, you may incur either account or
delivery fees applicable to Allocated Accounts.
Key features
METALS SELECT® UNALLOCATED — PURCHASE PLAN
With our non-FDIC insured unallocated metals solution,1 you simply buy into a
pool of metals that’s securely stored on the behalf of you and other TIAA Bank
clients. You’ll pay no storage or delivery fees, yet still reap all the same
potential financial rewards had you opted to buy specific coins or bars. Our
automatic purchase plan2 is used by investors who aren’t interested in trying to
time the highs and lows of metals investing, and prefer to utilize dollar cost
averaging as part of their investment strategy.3
KEY FEATURES
* 1% pricing advantage4
* Gold, silver, platinum & palladium available
* No annual account fee
* Automatic draws from a companion TIAA Bank account
Information to keep in mind
1.
Metals Select® products:
Are Not FDIC Insured
Are Not Bank or Government Guaranteed
Are Not Deposits
May Lose Value
Purchasing or owning metals involves degrees of risk that make them unsuitable
for certain individuals. You should carefully consider the suitability of such
metals before making any decision. Metals Select transactions will not occur
until your account is approved and sufficient funds are available. Please refer
to the Specific Terms - Metals Select Accounts section in the Account Terms,
Disclosures and Agreements Booklet for additional information.
2.
We reserve the right to terminate the Automatic Purchase Plan or your
involvement in the Automatic Purchase Plan at any time, for any reason,
including but not limited to overdrafts of your companion TIAA Bank® cash
management account.
3.
Dollar cost averaging is an investment strategy in which an investor purchases a
fixed dollar amount of a particular asset on a regular schedule. Dollar cost
averaging does not ensure a profit or protect against a loss, but it may
mitigate against the downside risk of price volatility by spreading investments
out over time.
4.
When selling or purchasing metals to or from you, we will offer a Customer Price
that is within 1% of the Wholesale Price. The Wholesale Price is the price at
which we determine we are able to buy or sell metals at a specific point in
time. Exceptions may occur if we agree in our sole discretion to lock in your
price before the transaction. The Wholesale Price is determined by TIAA Bank on
a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Prices are not published or publicly available. For
more information about our precious metals pricing, please see the Specific
Terms - Metals Select® Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
Key features
WORLDCURRENCY ACCESS® DEPOSIT
Whether you’re a world traveler or global investor, this account puts you in
control of a wide array of foreign currencies1. It's a money market account
denominated in the foreign currency of your choice and you’ll always have easy
access to your currency reserves and the ability to quickly exchange into
different currencies.2
KEY FEATURES
* 1% exchange rate advantage2
* FDIC insured against bank insolvency3
* IRA eligible
* Monthly maintenance fee may apply4
Information to keep in mind
1.
Deposits denominated in foreign currencies are susceptible to losses and gains
due to currency price fluctuations and may result in a loss of principal.
2.
If you request funds in this account be denominated in a currency other than the
currency you deposit with us, we will convert your currency using a Customer
Exchange Rate that is within 1% of the Wholesale Rate for the selected foreign
currency. The Wholesale Rate is a market price that we determine is available to
us in the Wholesale Market for a specific Foreign Currency at a specific point
in time. Exceptions may occur if we agree, in our sole discretion, to lock in
your rate before the transaction. The Wholesale Rate is determined by TIAA Bank
on a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Rates are not published or publicly available. You are
not obligated to conduct Currency Exchange transactions with TIAA Bank. For more
information about our Exchange Rates, please see the Specific Terms -
WorldCurrency® Deposit Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
3.
TIAA, FSB is an FDIC insured federal savings association. The standard FDIC
insurance limit of $250,000 applies per depositor, per insured depository
institution for each account ownership category. FDIC insurance covers against
loss due to the failure of the institution, but not due to fluctuations in
currency values. Due to the nature and volatility of the foreign exchange
market, the values of currencies are subject to wide fluctuations against the
U.S. dollar. Foreign currency denominated instruments will entail significant
risk exposure to adverse movements of the foreign currency relative to the U.S.
dollar. The amount of deposit insurance available for products denominated in
foreign currency will be determined and paid in the United States dollar
equivalent of the foreign currency, as the value of such currency is determined
by the FDIC under its regulations, on the institution's date of default. You can
lose money, including principal, due to currency fluctuations. Please only
deposit money that you can afford to risk, and as part of a broadly diversified
strategy.
4.
To view current monthly maintenance fees, visit our website at
http://www.TIAABank.com/currencyrates. Any monthly maintenance fee charged to
your account will be disclosed to you on your rate sheet at the time that you
open your account, or on a separate disclosure that we will provide to you at
least 30 days prior to imposing or changing any monthly maintenance fee. In
addition, any monthly maintenance fee will be charged in the Foreign Currency in
which the applicable WorldCurrency Access Deposit Account is denominated. See
the Account Terms, Disclosures and Agreements Booklet for additional information
regarding the monthly maintenance fee.
Key features
WORLDCURRENCY ACCESS® DEPOSIT — PURCHASE PLAN
Our WorldCurrency Access Deposit Account is a money market account denominated
in the foreign currency of your choice and you’ll always have easy access to
your currency reserves and the ability to quickly exchange into different
currencies.1 Access our wide array of major and emerging market currencies
today.2
Our automatic purchase plan starts at just $100 per month and makes it simple to
grow your balance over time and at your pace.3 This is an easy and convenient
way to implement dollar cost averaging into a foreign currency investment
strategy.4
KEY FEATURES
* 1% exchange rate advantage1
* FDIC insured against bank insolvency5
* Automatic draws from a companion TIAA Bank account
* Monthly maintenance fee may apply6
Information to keep in mind
1.
If you request funds in this account be denominated in a currency other than the
currency you deposit with us, we will convert your currency using a Customer
Exchange Rate that is within 1% of the Wholesale Rate for the selected foreign
currency. The Wholesale Rate is a market price that we determine is available to
us in the Wholesale Market for a specific Foreign Currency at a specific point
in time. Exceptions may occur if we agree, in our sole discretion, to lock in
your rate before the transaction. The Wholesale Rate is determined by TIAA Bank
on a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Rates are not published or publicly available. You are
not obligated to conduct Currency Exchange transactions with TIAA Bank. For more
information about our Exchange Rates, please see the Specific Terms -
WorldCurrency® Deposit Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
2.
Deposits denominated in foreign currencies are susceptible to losses and gains
due to currency price fluctuations and may result in a loss of principal.
3.
We reserve the right to terminate the Automatic Purchase Plan or your
involvement in the Automatic Purchase Plan at any time, for any reason,
including but not limited to overdrafts of your companion TIAA Bank® cash
management account.
4.
Dollar cost averaging is an investment strategy in which an investor purchases a
fixed dollar amount of a particular asset on a regular schedule. Dollar cost
averaging does not ensure a profit or protect against a loss, but it may
mitigate against the downside risk of price volatility by spreading investments
out over time.
5.
TIAA, FSB is an FDIC insured federal savings association. The standard FDIC
insurance limit of $250,000 applies per depositor, per insured depository
institution for each account ownership category. FDIC insurance covers against
loss due to the failure of the institution, but not due to fluctuations in
currency values. Due to the nature and volatility of the foreign exchange
market, the values of currencies are subject to wide fluctuations against the
U.S. dollar. Foreign currency denominated instruments will entail significant
risk exposure to adverse movements of the foreign currency relative to the U.S.
dollar. The amount of deposit insurance available for products denominated in
foreign currency will be determined and paid in the United States dollar
equivalent of the foreign currency, as the value of such currency is determined
by the FDIC under its regulations, on the institution's date of default. You can
lose money, including principal, due to currency fluctuations. Please only
deposit money that you can afford to risk, and as part of a broadly diversified
strategy.
6.
To view current monthly maintenance fees, visit our website at
http://www.TIAABank.com/currencyrates. Any monthly maintenance fee charged to
your account will be disclosed to you on your rate sheet at the time that you
open your account, or on a separate disclosure that we will provide to you at
least 30 days prior to imposing or changing any monthly maintenance fee. In
addition, any monthly maintenance fee will be charged in the Foreign Currency in
which the applicable WorldCurrency Access Deposit Account is denominated. See
the Account Terms, Disclosures and Agreements Booklet for additional information
regarding the monthly maintenance fee.
Key features
WORLDCURRENCY® CDS
Our single-currency CDs keep the terms short so you can quickly move money
between currencies, back into the dollar1 or simply roll them over into a new
term. Discover just how easy we make it to seek potential gains against the
dollar.2
KEY FEATURES
* 1% exchange rate advantage1
* 3-month term
* Major and emerging market currencies available
* No rollover fees
* FDIC insured against bank insolvency3
* IRA eligible
Information to keep in mind
1.
If you request funds in this account be denominated in a currency other than the
currency you deposit with us, we will convert your currency using a Customer
Exchange Rate that is within 1% of the Wholesale Rate for the selected foreign
currency. The Wholesale Rate is a market price that we determine is available to
us in the Wholesale Market for a specific Foreign Currency at a specific point
in time. Exceptions may occur if we agree, in our sole discretion, to lock in
your rate before the transaction. The Wholesale Rate is determined by TIAA Bank
on a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Rates are not published or publicly available. You are
not obligated to conduct Currency Exchange transactions with TIAA Bank. For more
information about our Exchange Rates, please see the Specific Terms -
WorldCurrency® Deposit Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
2.
Deposits denominated in foreign currencies are susceptible to losses and gains
due to currency price fluctuations and may result in a loss of principal.
3.
TIAA, FSB is an FDIC insured federal savings association. The standard FDIC
insurance limit of $250,000 applies per depositor, per insured depository
institution for each account ownership category. FDIC insurance covers against
loss due to the failure of the institution, but not due to fluctuations in
currency values. Due to the nature and volatility of the foreign exchange
market, the values of currencies are subject to wide fluctuations against the
U.S. dollar. Foreign currency denominated instruments will entail significant
risk exposure to adverse movements of the foreign currency relative to the U.S.
dollar. The amount of deposit insurance available for products denominated in
foreign currency will be determined and paid in the United States dollar
equivalent of the foreign currency, as the value of such currency is determined
by the FDIC under its regulations, on the institution's date of default. You can
lose money, including principal, due to currency fluctuations. Please only
deposit money that you can afford to risk, and as part of a broadly diversified
strategy.
Key features
WORLDCURRENCY® CD BASKETS
Choose our CD baskets for instant access to up to 6 single-currency CDs with a
single investment.1 Our CD baskets, while providing built in diversification,
also deliver a more affordable route for holding multiple, single-currency CDs
in your portfolio.
KEY FEATURES
* 1% exchange rate advantage2
* 3-month term
* No rollover fees
* FDIC insured against bank insolvency3
* IRA eligible
Information to keep in mind
1.
Deposits denominated in foreign currencies are susceptible to losses and gains
due to currency price fluctuations and may result in a loss of principal.
2.
If you request funds in this account be denominated in a currency other than the
currency you deposit with us, we will convert your currency using a Customer
Exchange Rate that is within 1% of the Wholesale Rate for the selected foreign
currency. The Wholesale Rate is a market price that we determine is available to
us in the Wholesale Market for a specific Foreign Currency at a specific point
in time. Exceptions may occur if we agree, in our sole discretion, to lock in
your rate before the transaction. The Wholesale Rate is determined by TIAA Bank
on a transaction-by-transaction basis and varies with the applicable wholesale
trading market. Wholesale Rates are not published or publicly available. You are
not obligated to conduct Currency Exchange transactions with TIAA Bank. For more
information about our Exchange Rates, please see the Specific Terms -
WorldCurrency® Deposit Accounts section in the Account Terms, Disclosures and
Agreements Booklet.
3.
TIAA, FSB is an FDIC insured federal savings association. The standard FDIC
insurance limit of $250,000 applies per depositor, per insured depository
institution for each account ownership category. FDIC insurance covers against
loss due to the failure of the institution, but not due to fluctuations in
currency values. Due to the nature and volatility of the foreign exchange
market, the values of currencies are subject to wide fluctuations against the
U.S. dollar. Foreign currency denominated instruments will entail significant
risk exposure to adverse movements of the foreign currency relative to the U.S.
dollar. The amount of deposit insurance available for products denominated in
foreign currency will be determined and paid in the United States dollar
equivalent of the foreign currency, as the value of such currency is determined
by the FDIC under its regulations, on the institution's date of default. You can
lose money, including principal, due to currency fluctuations. Please only
deposit money that you can afford to risk, and as part of a broadly diversified
strategy.